Network hospitals
12000+
Incurred claim ratio
79.04%
Sum insured
Up to 2 CR
No. of Plans
11
Solvency Ratio
1.7
Pan India Presence
200+
Network hospitals
12000+
Incurred claim ratio
79.04%
Sum insured
Up to 2 CR
No. of Plans
11
Solvency Ratio
1.7
Pan India Presence
200+
'Good health is not a product that one can buy, but is earned with healthy practices throughout their lifetime'. It's not just a general thing to say, as our lifestyle practices directly impact our health in a good or bad way.
But how come somebody knows if they're healthy? The simplest way is by going through a medical examination of their body once in a while. A full-body or profile medical check-up consists of a regular diagnosis of one's blood pressure, blood sugar levels, urine, metabolism, thyroid, vitamins, hormonal altercations, and so on. However, getting all these tests at a time may seem expensive to many of us. In such conditions, we should rely on our health insurance policy which provides coverage for preventive or an annual health check-up.
Read this article to learn about the types of general health tests covered under HDFC ERGO free health check-up coverage, how to avail of the free health check-ups against your policy, and how can you benefit from it.
To stay aware of any upcoming illness or ailment, it's necessary to keep track of the internal changes your body is going through. The best way of keeping track of your overall health is by going through a full-body medical examination.
Other than this, here are some additional benefits of getting a free health check-up under your HDFC ERGO health insurance policy:
Free medical check-ups are subject to the annual health check-up coverage in your policy schedule. However, here's a generic list of the free medical diagnostics under the HDFC ERGO health insurance policy:
The policyholder is eligible to get a full body check-up annually or as many times during a policy year as mentioned in the policy schedule. HDFC ERGO Health Insurance free health check-up is applicable along with several of their popular health plans.
You can receive an annual free health check-up on a cashless settlement basis (in a networking hospital) or on a reimbursement basis depending on the plan you are buying.
Note:- The criteria for annual health check-ups vary from policy to policy. If your base policy does not cover annual health check-ups, you will not be able to receive any such facility with the same.
Below are some of the plan under HDFC ERGO Health Insurance that provides free annual or preventive health check-ups:
Get 4X coverage* without any extra cost under this comprehensive health plan for individuals and families.
Unique Features
Provides comprehensive medical coverage to individuals and families with different budgets by offering SI options ranging from 5 Lakhs to 50 Lakhs.
Unique Features
An individual and family health plan providing SI of up to 1 crore to prepare you to meet constantly increasing medical inflation.
Unique Features
A flexible and comprehensive health plan, securing your today & tomorrow. With 'Reserve Benefit' features, this plan grows unused policy amount @6% interest rate.*
Unique Features
Women-oriented health plan providing comprehensive medical insurance with major illnesses cover, and cancer cover all under a single plan but different variants.
Unique Features
Offers 360 degrees protection to you and your family with multiple SI options of 3 to 75 Lakhs. Comes with EMI and lifelong entry option.
Unique Features
To know more, go to the website of HDFC ERGO Health Insurance. You can also reach out to their customer care at 022 6234 6234/+91 0120-6740895 or email at care@hdfcergo.com.
If you still need help, reach out to the customer care of PolicyX.com. Or you can directly contact our expert insurance advisors at PolicyX.com or call 1800-4200-269.
It depends on the type of policy you are opting for. However, most of the Hdfc Ergo health plans provide common health check ups (such as blood sugar, urine, lipid and thyroid profile, etc) for free.
No. Your medical reports related to annual or preventive health check-ups cannot affect your premiums (unless you have a pre-existing disease). Your policy's premium stays as same as it's quoted at the time of policy issuance.
Things to consider while buying a health insurance policy for complementary health check-ups are:
There are multiple health plans under HDFC ERGO which provide annual or preventive health check-ups, some of them are:
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Achintya Sharma
Ranchi
May 10, 2024
I’ve been covered by HDFC ERGO Platinum Health Guard plan for years now, and it has been a lifesaver. The coverage is extensive, and the claim process is so easy. I highly recommend the p...
Patra Ahuja
Gandhinagar
April 8, 2024
I was looking for the best health insurance policy. PolicyX came up and eased up my whole task. They suggested HDFC ERGO Optima Secure, it is the best decision ever.
Sunidhi Makkar
Mumbai
April 8, 2024
PolicyX was a great resource when I was shopping for health insurance. Got to know a few insights about the company I hold a policy with, HDFC ERGO.
Harsh Wardhan
Madurai
April 8, 2024
I would extend my gratefulness to the PolicyX team who helped me get the best health insurance policy from HDFC ERGO.
Nipun Walia
Pune
April 8, 2024
Buying HDFC ERGO Health Insurance with the help of PolicyX was the best purchase of my life. Thank you so much team for helping me out.
Prema Singhania
Madurai
April 8, 2024
I am so glad that I got my first Health Insurance policy with the help of PolicyX. I am secure now after getting the HDFC ERGO Health Insurance Plan.
Padma Ray
Bhopal
March 15, 2024
Always wanted to buy a health insurance for myself with my first salary. PolicyX helped me choose the HDFC ERGO My:Health Women Suraksha, specifically made for heathcare needs of women.
Ryan Mukherjee
Coimbatore
March 14, 2024
HDFC ERGO Critical Illness Health Insurance Policy is the best choice of my life. I would like to thank PolicyX and the team for their support.
Simran has an experience of 3 years in insurance content writing. She transitioned from hospitality to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner she keeps her audience hooked and solves their doubts smoothly.
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February 5, 2023
Asia/Kolkata