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’Good health is not a product that one can buy, but is earned with healthy practices throughout their lifetime’. It’s not just a general thing to say, as our lifestyle practices directly impact our health in a good or bad way.
But how come somebody knows if they’re healthy? The simplest way is by going through a medical examination of their body once in a while. A full-body or profile medical check-up consists of a regular diagnosis of one’s blood pressure, blood sugar levels, urine, metabolism, thyroid, vitamins, hormonal altercations, and so on. However, getting all these tests at a time may seem expensive to many of us. In such conditions, we should rely on our health insurance policy which provides coverage for preventive or an annual health check-up.
Read this article to learn about the types of general health tests covered under HDFC ERGO free health check-up coverage, how to avail of the free health check-ups against your policy, and how can you benefit from it.
To stay aware of any upcoming illness or ailment, it’s necessary to keep track of the internal changes your body is going through. The best way of keeping track of your overall health is by going through a full-body medical examination.
Other than this, here are some additional benefits of getting a free health check-up under your HDFC ERGO health insurance policy:
Free medical check-ups are subject to the annual health check-up coverage in your policy schedule. However, here’s a generic list of the free medical diagnostics under the HDFC ERGO health insurance policy:
The policyholder is eligible to get a full body check-up annually or as many times during a policy year as mentioned in the policy schedule. HDFC ERGO Health Insurance free health check-up is applicable along with several of their popular health plans.
You can receive an annual free health check-up on a cashless settlement basis (in a network hospital) or on a reimbursement basis depending on the plan you are buying.
Note:- The criteria for annual health check-ups vary from policy to policy. If your base policy does not cover annual health check-ups, you will not be able to receive any such facility with the same.
To know more, go to the website of HDFC ERGO Health Insurance. You can also reach out to their customer care at 022 6234 6234/+91 0120-6740895 or email at care@hdfcergo.com.
If you still need help, reach out to the customer care of PolicyX.com. Or you can directly contact our expert insurance advisors at PolicyX.com or call 1800-4200-269.
HDFC ERGO Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, HDFC ERGO Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
HDFC ERGO Health Insurance
To cater to the different medical needs of an individual & their family, HDFC ERGO Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to HDFC ERGO Health Insurance plans explore more:
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The Arogya Sanjeevani Policy from HDFC ERGO is a basic plan designed for individual or family floater coverage. It provides you with the precise medic...
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Are you sceptical about finding the best health insurance plan that protects you and your family under one roof? Read further to learn about the exclu...
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iCan Cancer Insurance is a cancer-specific plan offered by HDFC Health Insurance Company. The plan covers medical expenses incurred during the treatme...
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HDFC ERGO Health Suraksha Plan is a comprehensive plan from the house of HDFC ERGO Insurance Company that aims at providing 360-degree protection agai...
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HDFC ERGO Health Insurance offers an Energy Diabetes plan which is ideal for those who are suffering from diabetes Type 1, diabetes mellitus Type 2, p...
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HDFC ERGO Health Insurance's Health Wallet plan by HDFC ERGO Health Insurance is a comprehensive health insurance plan that not only ensures your heal...
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Top Up and Super Top Up
HDFC Ergo super top-up plan is the best option by HDFC Ergo to ensure a cushion of ample cover to get the best medical treatment without any restricti...
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HDFC ERGO Koti Suraksha is a health insurance plan that provides a sum insured of up to INR 1 crore. Koti Suraksha Plan by the HDFC ERGO Insurance Com...
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HDFC ERGO Optima Restore Policy is the best-selling plan of HDFC ERGO since its launch. It offers comprehensive health cover to you and your family un...
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It depends on the type of policy you are opting for. However, most of the Hdfc Ergo health plans provide common health check ups (such as blood sugar, urine, lipid and thyroid profile, etc) for free.
No. Your medical reports related to annual or preventive health check-ups cannot affect your premiums (unless you have a pre-existing disease). Your policy’s premium stays as same as it’s quoted at the time of policy issuance.
There are multiple health plans under HDFC ERGO which provide annual or preventive health check-ups, some of them are:
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Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.
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February 5, 2023
Asia/Kolkata
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