Network hospitals
12000+
Incurred claim ratio
79.04%
Sum insured
Up to 2 CR
No. of Plans
11
Solvency Ratio
1.7
Pan India Presence
200+
Network hospitals
12000+
Incurred claim ratio
79.04%
Sum insured
Up to 2 CR
No. of Plans
11
Solvency Ratio
1.7
Pan India Presence
200+
Top-up health insurance plans can help you protect your health in the event of a medical emergency. Hdfc Ergo Super Top-up health insurance plans supplement your primary health insurance policy. If you believe that the sum insured in your current health insurance plan is insufficient or if you have exhausted your basic health insurance plan, Hdfc Ergo super top-up plans are an excellent option as it will supplement your medical coverage. Individuals who want extra protection and a financial safety net for medical emergencies should consider Hdfc Ergo Super Top-up plans.
The Hdfc Ergo Super Top Up plan is packed with features that help insured individuals and their family receive efficient medical care under one plan. Hdfc super top-up plan includes pre- and post-hospitalization, daycare procedures, in-patient hospitalization, and other services. The Hdfc Ergo super top-up plan includes deductibles, which means that the insured individual must pay a certain amount of money out of pocket before the insurance provider will settle the mediclaim. Every health insurance company that offers top-up health insurance plans includes a deductible in the plan, which varies by insurer.
HDFC Ergo Health Insurance Plan Detailed Review
Any type of medical emergency, whether minor or major, cause emotional, physical, and financial stress. You can avoid the financial stress of hospitalization, doctor consultations, and other medical care costs with the Hdfc Ergo Super Top Up health insurance plan. Let us look at some of the key benefits of HDFC Ergo Super Top-up Plan.
Avail of extra cover to meet medical expenses without any limitations by purchasing this deductible-based top-up plan.
Unique Features
Minimum: 91 Days to 23 Years
Minimum: 18 Years
Maximum: 65 Years
1/2/3 Years
Individual/Family
20 L
30 Days*
The various inclusions under Hdfc Ergo Super Top-Up Plan includes
In-Patient Hospitalization
Pre-Hospitalization Medical Expenses
Post Hospitalization Medical Expenses
Day Care treatment
Pre-existing Diseases
Critical Illness
Hospital Cash Benefit
The various exclusions under Hdfc Ergo Super Top-Up Plan includes
Infertility, congenital external
Maternity Expenses
Any hospitalization primarily for investigation / diagnostic purpose · Alternative Treatments (Non Allopathic treatments)
pregnancy or childbirth
HIV infection / AIDS
cosmetic or sex-change treatment/surgery
alcohol consumption, smoking, another tobacco intake, or drug abuse
intentional self-injury, suicide, or attempted suicide
any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion
war, terrorism, or nuclear weapons
Know more about HDFC ERGO Insurance plans, claim process, buying process, and contact details of the company by clicking on the sections below:
Claim Process
Click to know HDFC ERGO Health Insurance Claim Process.
Buying Process
Click to know HDFC ERGO Health Insurance Buying Process.
Contact Us
Feel free to contact HDFC ERGO Health Insurance for more details.
Click here to Renew HDFC ERGO Health Policy Online
Click here to HDFC ERGO Health Insurance Claim Settlement Ratio
Click here to HDFC ERGO Health Policy calculation premium
There are 9 other plans offered by the HDFC ERGO Health Insurance along with HDFC ERGO Super Top-up Health Insurance. Take a look below to explore them:
Comprehensive
Get 4X coverage* without any extra cost under this comprehensive health plan for individuals and families.
Unique Features
Comprehensive
Provides comprehensive medical coverage to individuals and families with different budgets by offering SI options ranging from 5 Lakhs to 50 Lakhs.
Unique Features
Flexible
Offers 360 degrees protection to you and your family with multiple SI options of 3 to 75 Lakhs. Comes with EMI and lifelong entry option.
Unique Features
Comprehensive
An individual and family health plan providing SI of up to 1 crore to prepare you to meet constantly increasing medical inflation.
Unique Features
Disease-specific plan
Designed especially for people with pre-existing diabetes or hypertension. Get coverage for diabetes and hypertension from Day 1 without any waiting period.
Unique Features
Disease-specific plan
Covers all types of cancer at all stages with lifelong renewability option. If diagnosed with IV stage cancer or relapse, this plan pays 100% of SI as a lump sum.
Unique Features
Critical Illness
An ideal health plan for people with a pre-existing critical illness or a family history of critical illnesses. Get comprehensive coverage for 15 critical illnesses.
Unique Features
Bonus-oriented health plan
A flexible and comprehensive health plan, securing your today & tomorrow. With 'Reserve Benefit' features, this plan grows unused policy amount @6% interest rate.*
Unique Features
Women-oriented health
Women-oriented health plan providing comprehensive medical insurance with major illnesses cover, and cancer cover all under a single plan but different variants.
Unique Features
HDFC Ergo entails a wide network of cashless Hospitals that impact millions of lives PAN India. A well connected network of over 13,000+ cashless hospitals, HDFC Ergo ensures that you are medically secured, irrespective of the city you reside in.
See More Health Insurance Articles
See More Health Insurance Articles
Hdfc Ergo Super Top-up plan acts as a supplement to your existing health insurance plan. It is a plan that offers you a higher sum insured and wider coverage to meet emergency medical expenses. Hdfc Ergo Super Top-Up Plan can be purchased as an independent policy or as a top-up to your existing plan.
The eligibility criteria for the Hdfc Ergo Super Top-Up plan is 18 years to 65 years for adults and 91 days to 23 years for dependent children.
The waiting periods for Hdfc Ergo Super Top-up Plan are as follows:
Yes, co-payment is applicable under Hdfc Ergo Super Top-Up Plan. A 10% copayment is applicable after the age of 80 years.
The various exclusions under Hdfc Ergo Super Top-Up Plan includes
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Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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February 5, 2023
Asia/Kolkata
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