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Are you sure you don’t need medical coverage? As you’ve landed on this page to learn about HDFC ERGO health insurance cancellation.
Although it’s not considered a good sign to lose the medical coverage that you’ve got with a health insurance policy. However, consumer rights in India allow you to continue or discontinue a service according to your needs. The same applies to the health insurance policy, you can cancel it anytime if it’s no longer needed.
Also, you must have come across the phrase ‘everything comes with a price’, the same works with a policy. If you cancel your HDFC ERGO health insurance, you’ll get your paid premium refunded, but there will be some deductions over the same. This page discusses how to cancel your HDFC ERGO health insurance policy, the impact of cancelling in the free-look period, contact details of HDFC ERGO customer care, and more.
If you (the policyholder) decide to cancel a health insurance policy under HDFC ERGO within the specified free-look period, the company is entitled to give you a full refund. Exceptionally, if the insurance has turned any expenditure for medical check-ups at the time of issuing the policy, there will be a deduction of the amount.
On cancelling your health insurance policy after the free-look period, there is surely a chance of losing out on a specific refundable percentage. If you cancel your policy within 1 month to an exceeding period of more than 6 months, you are entitled to get a refund on the premium at a rate of approximately 90% to NIL, respectively.
However, it’s a matter of fact that the refund percentage is variable according to the type of policy you’ve bought and its terms and conditions that you should learn about before policy issuance.
The steps for HDFC ERGO health insurance cancellation are simplified below:
Toll-free number (for new policy) | 022 6242 6242 |
Contact number for policyholders | 022 6234 6234 / 0120 6234 6234 |
WhatsApp number | 8169 500 500 |
Customer support Email ID | care@hdfcergo.com |
Chatbot | ‘DIA’ - the automated texting portal |
Registered Office | 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020 |
Customer Service Address | D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West), Mumbai - 400 078 |
Ask yourself these questions before you decide to cancel your health insurance policy:
HDFC ERGO health insurance cancellation has now become easy, all thanks to the customer support of the company. However, if you still need any help with your policy’s cancellation, reach out to the advisors of PolicyX.com at 1800 4200 269 to get more information on how to cancel HDFC ERGO health policy.
HDFC ERGO Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, HDFC ERGO Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
To cater to the different medical needs of an individual & their family, HDFC ERGO Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to HDFC ERGO Health Insurance plans explore more:
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The Arogya Sanjeevani Policy from HDFC ERGO is a basic plan designed for individual or family floater coverage. It provides you with the precise medic...
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Are you sceptical about finding the best health insurance plan that protects you and your family under one roof? Read further to learn about the exclu...
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iCan Cancer Insurance is a cancer-specific plan offered by HDFC Health Insurance Company. The plan covers medical expenses incurred during the treatme...
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HDFC ERGO Health Suraksha Plan is a comprehensive plan from the house of HDFC ERGO Insurance Company that aims at providing 360-degree protection agai...
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HDFC ERGO Health Insurance offers an Energy Diabetes plan which is ideal for those who are suffering from diabetes Type 1, diabetes mellitus Type 2, p...
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HDFC ERGO Health Insurance's Health Wallet plan by HDFC ERGO Health Insurance is a comprehensive health insurance plan that not only ensures your heal...
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Top Up and Super Top Up
HDFC Ergo super top-up plan is the best option by HDFC Ergo to ensure a cushion of ample cover to get the best medical treatment without any restricti...
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Individual and Family Health Insurance
HDFC ERGO Koti Suraksha is a health insurance plan that provides a sum insured of up to INR 1 crore. Koti Suraksha Plan by the HDFC ERGO Insurance Com...
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Individual and Family Health Insurance
HDFC ERGO Optima Restore Policy is the best-selling plan of HDFC ERGO since its launch. It offers comprehensive health cover to you and your family un...
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You can cancel your health insurance policy of HDFC ERGO within the free-look period to not lose out on a refundable amount.
Yes. You can visit the official website of the company and log in to your account, then click on the ‘cancel policy’ button to initiate policy cancellation.
Generally, the free-look period of HDFC ERGO is 15 days, but it may depend on your policy’s terms and conditions.
The refundable amount percentage is dependable on the rate of return according to a specified time limit, that is if you are cancelling after the free-look period.
You will get a refund of the premiums paid for that policy year minus deductions on stamp duty expenses, proportionate risks of the premiums, and medical examination expenses before policy issuance.
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Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.
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