My:Health Women Suraksha Policy

HDFC My:Health Women Suraksha is a comprehensive policy designed to cater to the evolving health and well-being needs of today's women. The policy offers a robust coverage spectrum including cancer, major illness, cardiac ailments, assaults, burns, and more. It ensures holistic protection beyond traditional health insurance, offering multiple sum insured options, coverage for all women in the family under a single policy, and wellness features. The plan comes with unique benefits such as loss of job and reduced premium, empowering women to proactively secure their health and future.

With sum insured options ranging from 1 lakh to 1 crore, flexible premium payment options, and various discounts, this comprehensive health insurance plan provides a 360-degree shield against soaring medical expenses that can financially burden women.

Key Features of My:Health Women Suraksha Policy

This plan offers several unique key features:

• Lifetime Renewal

  This plan offers lifetime renewal without age restrictions, ensuring continued coverage throughout your life.

• Wellness Incentives

  Enjoy wellness features such as fitness discounts at renewals, health incentives, and wellness and health coaching, promoting overall well-being.

• Discount Options

  Various discount options are available, including daily discounts, long-term policy discounts, and loyalty discounts, helping you save on premiums.

• Add-On Coverage

  My:Health Suraksha offers optional add-on benefits for pregnancy complications, newborn complications, and loss of job, enhancing your protection.

• Post-Diagnosis Support

  The plan covers a second medical opinion, molecular gene expression profiling tests, and post-diagnosis assistance.

• High Sum Insured

  HDFC My:Health Women Suraksha offers a high sum insured ranging from 1 lakh to 1 crore, providing comprehensive coverage for almost every important illness and many surgeries.

Coverage Details of HDFC Ergo My:Health Women Suraksha

The plan offers all-inclusive coverage for treatments that can be financially draining. Let's review the coverage details:

Benefits of HDFC Ergo My:Health Women Suraksha

This plan is exclusively crafted for women, keeping their unique requirements in mind:

• Comprehensive Medical Expenses

  The plan offers overall coverage for hospitalization due to illness, including mental healthcare. It also covers room rent, ICU charges, diagnostic procedures, consultation fees, and more.

• Healthcare at Home

  For situations requiring healthcare at home, the plan provides cashless coverage for domiciliary hospitalization.

• Pre and Post-Hospitalization

  The cover extends to medical expenses incurred 60 days before hospitalization and 180 days after discharge.

• Day Care Procedures

  With advanced medical treatment, patients are no longer required to stay long in the hospital. This plan covers medical expenses for various daycare procedures.

• Alternative Treatment

  Recognizing the growing interest in alternative treatments, My:Health Women Suraksha covers AYUSH (Ayurveda, Unani, Siddha, and Homoeopathic Treatments).

• Renewal Benefits

  The plan offers preventive health checkups and fitness discounts upon renewal.

• Survival Period

  A survival period of 7 days is provided by the plan.

Plan Eligibility and Discounts

Exclusions

• Health conditions not covered by this plan include:
• Hospitalization due to war, riot, strike, or nuclear weapons
• Intentional self-injury
• HIV/AIDS
• Miscarriage and Abortion
• Congenital diseases
• Infertility and In-vitro Fertilization