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HDFC ERGO Critical Illness is a plan designed by HDFC ERGO to facilitate an individual’s fight against any major critical illnesses. HDFC ERGO critical illness plan offers coverage against 15 critical illnesses and comes in two different variants silver and platinum. Critical illness HDFC ERGO offers a sum insured up to 50 Lakh INR to provide financial safety to the insurer. All critical Illnesses can disrupt an individual’s financial status as the treatment for such diseases is very expensive. HDFC ERGO Critical Illness Plan will be the ideal partner during difficult times, with lower premiums and bigger coverage to assist you with better financial planning.
A critical illness insurance policy is insurance coverage that helps you to cover expenses related to life-threatening critical illnesses and lifestyle diseases such as cancer, stroke, Parkinson’s disease, paralysis, liver disorders, kidney failure, and other ailments.
Child Entry Age
Minimum: 5 Years
Adult Entry Age
Maximum: 65 Years
Plan Type
Individual
Policy Term
1/2 Years
Initial Waiting Period
90 Days*
Sum Insured
1 L | 5 L | 10 L | 15 L | 20 L | 25 L | 30 L | 35 L | 40 L | 45 L | 50 L
Permanent diseases or health conditions that are not included under the HDFC ERGO Critical Illness Plan are:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Miscarriage, and abortion
Congenital disease
Infertility and in vitro fertilization
HDFC ERGO Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, HDFC ERGO Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
HDFC Ergo Health Insurance Plan Detailed Review
To cater to the different medical needs of an individual & their family, HDFC ERGO Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to HDFC ERGO Health Insurance plans explore more:
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Critical illness plans of HDFC ERGO offer healthcare coverage for upto 15 listed critical illnesses.
You can claim your critical illness policy on a cashless basis or get the lumpsum payout for treatment and recovery.
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Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.
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February 5, 2023
Asia/Kolkata
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