HDFC ERGO Critical Illness Policy

HDFC ERGO Critical Illness is a plan designed by HDFC ERGO to facilitate an individual's fight against any major critical illnesses. The HDFC ERGO Critical Illness plan offers coverage against 15 critical illnesses and comes in two different variants: Silver and Platinum. The HDFC ERGO Critical Illness plan offers a sum insured up to 50 Lakh INR to provide financial safety to the insured. Critical illnesses can disrupt an individual's financial status as the treatment for such diseases is very expensive. The HDFC ERGO Critical Illness Plan is an ideal partner during difficult times, offering lower premiums and bigger coverage to assist with better financial planning.

A critical illness insurance policy is insurance coverage that helps you cover expenses related to life-threatening critical illnesses and lifestyle diseases such as cancer, stroke, Parkinson’s disease, paralysis, liver disorders, kidney failure, and other ailments.

Child Entry Age: Minimum: 5 Years

Adult Entry Age: Maximum: 65 Years

Plan Type: Individual

Policy Term: 1/2 Years

Initial Waiting Period: 90 Days*

Sum Insured: 1 L | 5 L | 10 L | 15 L | 20 L | 25 L | 30 L | 35 L | 40 L | 45 L | 50 L

HDFC ERGO Critical Illness Plan Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under the HDFC ERGO Critical Illness Plan are:

• Hospitalization due to war, riot, strike, and nuclear weapons
• Intentional self-injury
• AIDS
• Miscarriage and abortion
• Congenital diseases
• Infertility and in-vitro fertilization