Network hospitals
13000+
Claim settlement ratio
98.49%
Sum insured
2 CR
No. of Plans
7
Solvency Ratio
1.68
Pan India Presence
200+
Network hospitals
13000+
Claim settlement ratio
98.49%
Sum insured
2 CR
No. of Plans
7
Solvency Ratio
1.68
Pan India Presence
200+
Critical illness are long term life threatening ailments which come with a huge treatment cost. The procedures to treat are generally expensive, and have the potential of depriving you of your entire savings. To deal with the exorbitant cost involved, you need to be prepared accordingly. The cost of medical treatment for critical illnesses is exorbitant and one needs to be accordingly protected from such unwarranted costs. For this we need a Critical Illness Insurance policy that covers the insured against life-threatening critical diseases such as cancer, heart attack, renal failure etc. The HDFC ERGO Critical Illness Plan comes here as a savior as it pays out cash to help cover those overruns when traditional health insurance may fall short.
HDFC Ergo Health Insurance Plan Detailed Review
9 Best Critical Illness Insurance Plans
The HDFC ERGO Critical Illness Plans offer a lump sum benefit amount to the insured person on the first diagnosis after a survival period of 30 days and for any one of such illnesses as specified in the policy. There are two plan variants as both plans have a large coverage, with few differences . Let's have a quick view of the plans:
The policy comes with the benefit of lifetime renewability and a high sum insured of up to 50 lakhs. Here are its key features:
Unique Features
The platinum policy comes with a larger critical illness cover and high sum insured of 50 lakhs. The plan needs zero documentation.
Unique Features
People who want to opt for HDFC ERGO Critical Illness plans must meet the following eligibility criteria:
Minimum: 18 Years/ Maximum: 65 Years
15 Days
1/2 Years
Individual/Family
1 Lacs | 50 Lacs
30 Days*
HDFC ERGO Critical Illness plans has many unique features. Let's have a look at the features of the policy.
The list of critical ailments covered by HDFC ERGO are as follows:
Heart Attack (Myocardial Infarction)
Coronary Artery Bypass surgery
Stroke
Benign Brain Tumor
Parkinson's Disease
Alzheimer's Disease
End Stage Liver Disease
Cancer
Major Organ / Bone Marrow Transplant
Multiple Sclerosis
Paralysis
Aorta Graft Surgery
Primary Pulmonary Arterial Hypertension
Heart Valve Replacement
Kidney Failure
There are 9 other plans offered by the HDFC ERGO Health Insurance along with HDFC ERGO Critical Illness Health Insurance. Take a look below to explore them:
An ideal health plan for people with a pre-existing critical illness or a family history of critical illnesses. Get comprehensive coverage for 15 critical illnesses.
Unique Features
Designed especially for people with pre-existing diabetes or hypertension. Get coverage for diabetes and hypertension from Day 1 without any waiting period.
Unique Features
A flexible and comprehensive health plan, securing your today & tomorrow. With 'Reserve Benefit' features, this plan grows unused policy amount @6% interest rate.*
Unique Features
Covers all types of cancer at all stages with lifelong renewability option. If diagnosed with IV stage cancer or relapse, this plan pays 100% of SI as a lump sum.
Unique Features
An individual and family health plan providing SI of up to 1 crore to prepare you to meet constantly increasing medical inflation.
Unique Features
Women-oriented health plan providing comprehensive medical insurance with major illnesses cover, and cancer cover all under a single plan but different variants.
Unique Features
See More Health Insurance Articles
See More Health Insurance Articles
The age duration to purchase HDFC ERGO Critical Illness plans is minimum of 5 years and maximum 65 years.
For HDFC ERGO Critical Illness Plans medical test is not required up to the age of 45.
The patient should survive for at least 30 days even if he is diagnosed with a critical illness listed in the insurance coverage
Critical Illness Insurance provides you and your family, the additional financial security on the diagnosis of a critical illness. The policy provides a lump sum amount which could be used for costs of the care and treatment, recuperation aids, debts pay off and many other benefits.
Aniruddh Singh
Chandigarh
May 1, 2023
I am satisfied with the customer service provided to me when I had a small query regarding my HDFC health insurance policy. Thank you to the customer support team of PolicyX
Subhro Jha
Hyderabad
September 14, 2022
It was great experiance with Policyx.com about the claims as i got rejection my claim from HDFC Ergo but after getting support of policyx.com i got my claim and the complete amount is given by...
Vedika Verma
Delhi
May 25, 2022
With several health plans, HDFC ERGO offers looks after the healthcare need of every individual. I am glad that I chose to buy health insurance from HDFC ERGO
Vedantu Singhania
Coimbatore
August 5, 2021
Thanks to HDFC ERGO Health Insurance company for ensuring that all the healthcare needs of your customers are looked after. I am glad that I got in touch with PolicyX.com who helped me at every...
Usha Dodiya
Indore
May 20, 2021
Policyx.com give very good insurance policy I will recommend to everyone and manager support is very gool
harish kumar
Delhi
March 16, 2021
thanks to Policyx and HDFC to provide good service at the time of claims he help me two times and provide 100% cashless benefit
ambika chauhan
Chennai
March 4, 2021
i am happy that i recieved my claim today. got good support. after first rejection i was scared, but i got it due to the sipport of policyx
Ashu Goyal
Ludhiana
March 4, 2021
I have taken the policy of HDFC ergo by Policy X.Com , Claim settlement Tat is very Good . Policy X.com team is helpful about claim settlement without any issue.
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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