Universal Sompo Health Policy Download
  • Universal Sompo Insurance Download
  • How To Download the Policy
  • Contents Of The Policy
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Network hospitals

4000+

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Claim settlement ratio

95.77%

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Sum insured

Up to 10 Lakh

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No. of Plans

20

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Solvency Ratio

2

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Pan India Presence

-

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

4000+

premium

Claim settlement ratio

95.77%

premium

Sum insured

Up to 10 Lakh

premium

No. of Plans

20

premium

Solvency Ratio

2

premium

Pan India Presence

-

Universal Sompo Health Insurance Policy Download

Universal Sompo Health Insurance offers a comprehensive Health Insurance Policy that covers a wide range of medical expenses. You can easily access your policy document on the Universal Sompo website, which provides a detailed breakdown of your coverage, plan benefits, and exclusions.

For a complete understanding of your policy's features, Universal Sompo Health Insurance allows you to download the policy document. The process is simple and can be completed in just a few easy steps. Once you have your Universal Sompo health policy downloaded, you will have all the information you need at your fingertips.

Step By Step Guide To Universal Sompo Health Insurance Policy Download

To ensure hassle-free access to essential documents, Universal Sompo Health Insurance offers a straightforward download process. By simply providing basic information on the website, policyholders can easily download all necessary documents. Upon purchasing a policy, the policyholder will receive all essential documents via email, using the account provided at the time of purchase. To keep track of premium payments, Universal Sompo Health Insurance recommends downloading the premium receipt for future reference.

Below is a simple guide on Universal Sompo health policy download through their official website:

Step 1: Visit the Official Website- The first step is to visit the official website of Universal Sompo Health Insurance. You can access the website using any internet-enabled device such as a smartphone, tablet, or computer. The official website of Universal Sompo Health Insurance is user-friendly and easy to navigate.

Step 2: Provide the Information- Once you have accessed the website, you will need to provide some basic information to download the policy document. This includes your policy number, date of birth, and contact details. Make sure you enter the correct information to avoid any errors or delays in downloading the policy document.

Step 3: Check the Details- After you have entered the required information, the website will display your policy details. This includes your policy coverage, premium amount, and other relevant information. Take some time to carefully review the details to ensure that everything is correct.

Step 4: Download the Documents- If you are satisfied with the details, you can proceed to download the policy document. The website will provide you with a link to download the policy document in PDF format. Click on the link to initiate the download process. The policy document will be downloaded to your device, and you can save it for future reference.

What Does the Universal Sompo Health Insurance Policy document Contain?

Depending on the plan selected, the precise contents of a Universal Sompo Health Insurance coverage may vary, but generally speaking, they may include the following elements:

  • Policy Coverage: The policy document provides details on the coverage offered by the policy. This includes the medical expenses covered, such as hospitalisation, surgeries, and medical procedures.
  • Exclusions: The policy document lists the exclusions that are not covered under the policy. This includes pre-existing conditions, cosmetic procedures, and certain illnesses or injuries.
  • Premium Amount: The policy document specifies the premium amount to be paid for the policy. It also outlines the payment schedule and modes of payment.
  • Policy Term: The policy document specifies the term or duration of the policy.
  • Renewal: The policy document contains information on the renewal process and procedures.
  • Claim Process: The policy document provides details on the claim process, including the documents required, the procedure for filing a claim, and the timelines for claim settlement.
  • Terms and Conditions: The policy document outlines the terms and conditions of the policy, including the rights and responsibilities of the policyholder and the insurance company.

In a Nutshell

Policyholders may easily access and download their insurance paperwork thanks to Universal Sompo Health Insurance's user-friendly web platform. You can quickly get a digital copy of your policy paperwork by following the simple procedures listed above. It's a good idea to keep track of your login information and to safely retain a copy of the policy paper for future use. By making sure these actions are taken, you may rest confident that you are covered and always protected.

Explore other Universal Sompo Health Plans

Below is a list of plans offered by Universal Sompo that will help you narrow down your search. Go through all the plans carefully and choose your ideal plan carefully.

Comprehensive

Universal Sompo Complete Healthcare Insurance

A comprehensive health plan that comes with benefits and value-added services like Dial-a-Doctor, Health Educational Library for People, & many more.

Unique Features

  • Dental Treatment covered
  • Vaccination cover
  • Daily Cash for an Insured Child

Standard/Affordable

Universal Sompo Aarogya Sanjeevani Insurance

A standard health plan that offers complete protection in case of hospitalization due to any serious illness or accident.

Unique Features

  • Treatment of Cataract covered
  • Dental Treatments covered
  • Plastic Surgery covered

Standard

Universal Sompo Saral Suraksha Bima

Saral Suraksha plan covers the insured on accidental death, disability, and diagnosis of listed critical illnesses, or permanent total disablement due to an accident.

Unique Features

  • Cumulative Bonus of up to 50%
  • Education Grant
  • All day care treatments

Top-up

Universal Sompo Super Healthcare Insurance

The plan takes care of your medical expenses once your basic cover is exhausted. It boosts the existing coverage by offering an enhanced cover of up to 1 Cr.

Unique Features

  • No Medical tests up to 65 years
  • 100% restoration of Base SI
  • Bariatric Surgery Cover

Senior Citizen

Universal Sompo Senior Citizen Health Insurance Policy

This health plan is specially designed for senior citizens who are above 60 years of age and allows them to cover their spouse’s healthcare needs themselves.

Unique Features

  • Cost of Health Check-up Covered
  • Daily Allowance up to Rs. 2,500
  • Optional covers

Loan Repayment

Universal Sompo Loan Secure Insurance Policy

Repay your outstanding loan amount in the event of your diagnosis of listed critical Illnesses or in case of unfortunate accidental death.

Unique Features

  • 4 plan variants to choose from
  • 18 Major Medical Illnesses covered
  • Optional covers

Personal Accident

Universal Sompo Individual Accident Policy

Universal Sompo's Individual Accident Insurance offers several benefits if the policyholder gets injured or dies in an accident during the policy tenure.

Unique Features

  • Compensation Benefit
  • Hospital Confinement Allowance
  • Funeral charges covered

Critical Illness

Universal Sompo Critical Illness Insurance Policy

The plan provides the necessary coverage to fight against the 11 listed critical illnesses, and pays the sum insured to the family.

Unique Features

  • Sum insured up to 20 L
  • Free look-up period
  • Portability option

Daily Cash

Hospital Cash Insurance Policy

A daily allowance benefit (as hospital cash) is provided to the policyholder at the time of hospitalization.

Unique Features

  • Convalescence Benefit
  • Long-Term Policy Discount
  • No pre-medical tests up to 55 years

Travel Plan

Pravasi Bhartiya Bima Yojana

The policy is designed only for those emigrants who bought this policy before leaving India and have their passports under “Emigration Check Required”.

Unique Features

  • Transportation and Airfare Charge
  • Maternity expenses
  • Repatriation Expenses

Student Oriented

Universal Sompo Surva Vidyarthi Bima Yojana

The plan is taken by an Educational Institution/School for the benefit of the students. The insured can opt for any Section/Benefit and Extension as per their needs .

Unique Features

  • Coverage for the Death of the Parent
  • Reimbursement of Examination Fees
  • Loss of Personal Belongings Cover

Rural Insurance

Universal Sompo Swarna Gramin Bima Yojana (Individual)

Universal Sompo Swarna Gramin Bima Yojana can be taken up by the Gramin (Village Dweller) for covering himself and his family.

Unique Features

  • Coverage against personal accident
  • Coverage against critical illness
  • Optional covers available

Critical Illness

Universal Sompo Aapat Suraksha Bima Policy

The policy offers coverage to support the policyholder during sudden and unexpected medical contingencies, i.e., on the diagnosis of major critical illnesses.

Unique Features

  • Accidental Death Cover
  • Coverage against 5 critical illnesses
  • 100% payout in accidental death

Micro Insurance

Universal Sompo Sampoorna Suraksha Bima

The plan is designed to meet the insurance needs of sections that are eligible for credit from microfinance institutions such as self-help groups, NGOs, etc.

Unique Features

  • Fire & Allied Perils (contents) cover
  • Burglary and Robbery cover
  • Personal accident and health cover

Group Vector Insurance

Universal Sompo Group Mashak Rakshak Policy

The policy offers coverage for vector-borne diseases such as Dengue, Malaria etc.

Unique Features

  • 2% of the SI on a positive diagnosis
  • Lump sum benefit
  • Coverage for hospitalization

Group Comprehensive

Universal Sompo Group Health Insurance Policy

The plan is designed for the employees working in the trading & manufacturing sectors, social sectors, or members of any society or club.

Unique Features

  • Domiciliary Hospitalization covered
  • Optional Covers
  • AYUSH Treatment covered

Group Personal Accident

Universal Sompo Group Personal Accident

The plan offers protection against the consequences of unforeseeable accidents to a group of employees/members.

Unique Features

  • Restricted Contingency Cover
  • Adventure Sports Inclusion Cover
  • Carriage of Mortal Remains

Group Rural Insurance

Universal Sompo Swarna Gramin Bima Yojana (Group)

Universal Sompo Swarna Gramin Bima Group Yojana can be taken up by an organization such as NGOs, Financial Institutions for covering its rural clientele.

Unique Features

  • Coverage against personal accident
  • Coverage against critical illness
  • Optional covers available

Covid-19

Corona Rakshak Policy

Corona Rakshak Policy addresses the financial expenses that occur due to the hospitalization of COVID-19.

Unique Features

  • Affordable Premium
  • Flexible Sum Insured
  • Annual Health Check-Up

Covid-19

Corona Kavach Policy

Corona Kavach policy offers coverage against the expenses that arise at the time of COVID-19 treatment.

Unique Features

  • Emergency Ambulance
  • Post-Hospitalization Expenses
  • AYUSH Healthcare

Health Insurance Policy Download Companies

Universal Sompo Health Insurance Network Hospital List

Health Insurance Companies

Read Reviews & Ratings

Customer Review Image

Priyanka

Coimbatore

October 3, 2023

Universal Shompo is the best company, according to me, they are very fast responding. They are very friendly to their customer.

Customer Review Image

Suhana

Bhopal

October 3, 2023

I was nervous about buying the plan, but Policyx helped me to get through the process and Universal Shompo has the best plan as well.

Customer Review Image

Himanshu Raina

Pune

May 31, 2022

I bought Universal Sompo Health Insurance back in 2020. Since then, I have not faced any issues with my policy. Moreover, in Jan 2021, my wife was diagnosed with Covid-19, and the company settl...

Customer Review Image

Sita Dewan

Surat

September 7, 2021

My friend refers me to Universal Sompo to buy a health policy, and I am very much satisfied with their services.

Customer Review Image

Sheersha Devi

Jaipur

September 2, 2021

I bought a Universal sompo complete healthcare insurance I am renewing my policy for the last 2 years. And from the last 2 years No complaints from anyone.

Customer Review Image

Kavita kumari

Chennai

September 1, 2021

Good plans at affordable prices, amazing customer support, timely settled my claim. Thanks Universal Sompo

Customer Review Image

Devendra Singh Negi

Dehradun

June 7, 2021

Universal Sompo is not just a health insurance company, but also a friend that assists you at every stage in the time of medical emergency. I must say, if you are looking for a health insurance...

Customer Review Image

Vidhya Mukherjee

Chennai

June 7, 2021

It is a very good company that looks after its customer s health needs. I recently got my claims settled without facing any hassles and worries. Thank-you Universal Sompo.

View AllUniversal Sompo Health Insurance Reviews

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.