Network hospitals
4000+
Incurred claim ratio
82.84%
Sum insured
Up to 25 CR
No. of Plans
21
Solvency Ratio
1.7
Pan India Presence
96+
Network hospitals
4000+
Incurred claim ratio
82.84%
Sum insured
Up to 25 CR
No. of Plans
21
Solvency Ratio
1.7
Pan India Presence
96+
The Universal Sompo Health Care Plan offers a multitude of advantages that ensure policyholders are well-protected against various medical expenses. Let us have a look at the features of the plan:
Individual health check-up coupon limit | 1000 |
Family Floater Two health check-up coupon limit | 2200 |
Members | Discount |
2-3 Members | 5% |
4-5 Members | 7% |
More than 5 Members | 10% |
On the basis of fraud, misrepresentation, or non-disclosure, the company can cancel the coverage. The paid premiums in this instance are not reimbursed. Following are the premium refund percentages for policies that are canceled:
Coverage period | Within 1 month | Within 1-3 months | Within 3-6 months | Within 6-12 months | In the 2nd year | In the 3rd year |
1 year | 75% | 50% | 25% | 0% | NA | NA |
2 year | 75% | 65% | 50% | 25% | 0% | NA |
3 year | 75% | 70% | 60% | 45% | 11% | 0% |
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