Liberty Health Insurance Renewal
- How to Renew Liberty Health Insurance
- Process of Policy Renewal
- Liberty Health Insurance Renewal Online
Health insurance is a blessing in disguise in this era where health complications are expensive. It’s not only for those who are disease-prone but for anyone who wants to secure their financial and medical future. However, with health insurance comes the headache of renewing the policy over and over again, mostly, once in a policy year. Depending on your policy schedule, you need to renew your health insurance timely.
For reassurance of the same, here’s a guide on how can you proceed with your Liberty Health Insurance renewal, how renewing the policy once a year can help you get more benefits, and the fundamentals of avoiding a policy lapsation.
You can get your Liberty health insurance plan renewed in an online or offline mode. Read below the steps through which you can renew your health insurance policy:
Below are the steps to renew your Liberty health insurance policy.
Liberty Health Insurance solely relies on the customer’s satisfaction which leads you to a convenient renewal of your health insurance policy.
To renew your Liberty Health Insurance policy in offline mode, you need to reach out to the executives of the company. You can do so either by calling them on the toll-free number 1800-266-5844 or by visiting the nearest branch of Liberty Health Insurance.
PolicyX.com is a leading policy web aggregator and policy advisor, readily available for its customers’ queries. We are here to make sure you don’t miss the chance of renewing your health insurance policy. We are known for our far-reaching customer support, ensuring all your concerns are addressed quickly.
For any queries related to your health insurance policy, you can reach out to customer care at PolicyX.com at 1800-4200-269 or write an email at helpdesk@policyx.com. For more information about health insurance companies, contact us without giving it a second thought.
If you are concerned about ’what if I don’t renew my health insurance policy before the expiry date?’ Read below the benefits of being proactive about your health policy’s renewal:
Not renewing your health insurance policy can lead to the policy’s lapsation. However, you can avoid your policy’s lapsation by following these handy guidelines:
Here’s an illustrative table of benefits of health insurance renewal over insurance portability:
| Specifications | Meaning | Conditions on Renewal of Policy | Conditions on Porting the Policy |
|---|---|---|---|
| Approach a new health insurer | 45-60 days before the existing policy’s premium renewal, the policyholder needs to approach a new health insurer | No | Yes |
| Fill out the proposal form | Send the requested proposal form with all the undersigned details of the previous policy | No | Yes |
| Document verification | You need to go through extended verification with your previous policy’s benefits, personal details, claim status, medical history, etc | No | Yes |
| Final verdict of health insurer | The next insurer is freely entitled to either accept your request or reject it based on the thorough verification | No | Yes |
| Policy coverage lapsation | All the coverage benefits and other inclusions could be exhausted and you would be required to follow the new policy’s terms & conditions | No | Yes |
Keep these pointers in mind while getting a renewal of your health insurance policy:
The grace period is an extended time frame that comes after the expiration of your policy. Grace period in health insurance helps you avoid a policy lapsation. With the Liberty Health Insurance renewal, you can avail of a grace period of 30 days to continue your policy. If you’ve paid your premiums during the grace period, it’ll allow you to receive the continuity benefits without any extra charges (you can not claim during the grace period of your policy)
To avail of the adjoining benefits of your health insurance policy, it needs to be renewed once after a policy year. It’s always advised to keep an eye on what you require and what you’re getting. The same goes with health insurance, if you need additional benefits with it, the renewal period is the most suitable time for making alterations to your policy.
Do you have more queries regarding your Liberty Health Insurance renewal? Feel free to contact our customer care executives of PolicyX.com at 1800 345 0330.
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Lifelong renewability is a specified clause under health insurance that allows the policyholder to enjoy the continued benefits of their policy. You don’t need to requalify for a new policy accession.
Yes. With a health insurance portability benefit under your policy, you can shift your existing health policy to another insurance company.
Depending on the regulations presented by your health insurer, you can make changes only before or at the time of renewal. However, you should inform your insurer about any changes at least 30 days before the policy renewal period.
Yes, almost every health insurance provider gives this facility to renew a health policy online, either on call, from their website, etc.
No, if you don’t renew your health insurance it’ll get terminated automatically. Your insurance company sends you reminders before the policy renewal date to not miss a chance.
Yes, renewing your health insurance policy every year ensures you regular healthcare support. Whereas, some policies also come with a policy tenure of more than one year (like 2 & 3 years).
In such a condition, your policy will be lapsed which means you will lose on getting a continued policy benefit. Additionally, if you forget to renew your health insurance policy, you will have to serve the waiting periods (say, for pre-existing disease and other specified conditions) again for the same period (supposedly, 1- 4 years depending on the insurer) as mentioned in policy terms.
There’s no point in renewing your health policy after its expiration as you’ll lose on getting the coverage benefits and even your policy will be lapsed. Majorly, no insurer will allow you to continue the same policy if it has already expired.
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Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.
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