IndiaFirst Term Insurance
IndiaFirst Life Guaranteed Protection Plus Plan offers lifetime covera ...Read More
A quick read on what this IndiaFirst Term Insurance term plan covers and why it might be a fit for you.
The IndiaFirst Life Guaranteed Protection Plus Plan offers life cover, terminal illness protection, flexible payout options, and financial security for your family’s future needs. This unique term life insurance plan is designed to meet various requirements, such as covering children’s education, marriage, buying a home, building a retirement corpus, or any other major investment. It aims to fulfill all your anticipated needs, even in the unfortunate event of death or a terminal illness.
Key benefits of the IndiaFirst Life Guaranteed Protection Plan include:
A quick honest summary — the strengths and the trade-offs.
Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.
IndiaFirst Life Insurance Company offers multiple insurance solutions including term insurance plans. Watch the video to get detailed insights into the term plans offered by IndiaFirst Life Insurance.
Eligibility criteria pulled straight from the policy wording.
Let's understand how the IndiaFirst Life Guaranteed Protection Plan works with a simple premium illustration.
Mr. Verma is looking for a simple term plan that provides coverage against major critical illnesses and offers multiple plan options.
His financial advisor advised him to buy the IndiaFirst Life Guaranteed Protection Plan. He visited PolicyX.com.
Let's understand how the IndiaFirst Life Guaranteed Protection Plan works for him with a premium illustration table.
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Sum assured |
| 35 years | Rs 67,160 | 35 years | 5 years | Rs 3,35,800 | Rs 1 crore |
Key Takeaway: In case of Mr. Verma's demise during the policy tenure, Rs 1 crore will be paid to his nominee.
Key features that make IndiaFirst Guaranteed Protection Plan stand out.
Multiple Plan Options
IndiaFirst Life Guaranteed Protection Plan is available in 3 variants: Life, Smart Life, and Return of Premium Options.
Increase or Decrease Sum Assured
If you choose the Life Option, you can increase your sum assured by up to 100% of the initial sum assured for life stage events such as marriage or home purchase. The sum assured can also be decreased once the need has been fulfilled.
Critical Illness Cover
Avail the option to waive all future premiums if you are diagnosed with any of the listed 40 critical illnesses.
Terminal Illness Benefit
Policyholders get coverage for terminal illnesses with the IndiaFirst Guaranteed Protection Plan.
Here are the key benefits of the IndiaFirst Guaranteed Protection Plan.
Affordable premiums
IndiaFirst Guaranteed Protection Plan offers financial protection for yourself and your family at an affordable cost.
Lifetime Protection
IndiaFirst Guaranteed Protection Plan offers lifetime coverage. Policyholders avail a lifetime coverage for whole of life (till age 99) or for a limited period.
Higher Sum Assured Discounts
Avail multiple discounts on premiums for higher Sum Assured and for female lives. IndiaFirst Guaranteed Protection Plan provides policyholders with multiple discounts.
Tax benefits
Tax benefits are available on the premiums paid and benefits received as per prevailing tax laws.
Here is the list of exclusions associated with the plan:
The IndiaFirst Life Guaranteed Protection Plan is a simple, pure protection term plan designed to protect your family in case of the policyholder's untimely demise. If you are still confused about which term plan is best for you, contact us at PolicyX.com. One of our insurance representatives will contact you shortly, understand your requirements, and help you choose a plan that suits your needs.
IndiaFirst Life Guaranteed Protection Plan is a simple, pure protection term plan that protects your family.
The 5 most-asked questions about IndiaFirst Guaranteed Protection Plan, answered.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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