India First Life Guaranteed Protection Plan
  • Multiple Plan Options
  • Cover for Critical Illness
  • Waiver of Premiums
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India First Life Guaranteed Protection Plan

IndiaFirst Life Guaranteed Protection Plus Plan is a unique term life insurance plan that meets every requirement. India First Life Guaranteed Protection Plan covers children’s education, marriage, buying a home, building a retirement corpus, or any other major investment. IndiaFirst Life Guaranteed Protection Plus Plan is designed to fulfill all your anticipated needs, even if anything unfortunate were to happen to you in terms of death or a terminal illness.

Indiafirst life guaranteed protection plan enables you to enhance your financial protection with innovative coverage options. Stagger your premium payments as per your convenience with an option in Return of Premium to have them refunded back to you on policy maturity. The policyholder can select the payout option that best meets your future commitments. Increase or reduce your sum assured to align with your life stage. Get covered for your whole life i.e., till 99 years of age.

India First Life Guaranteed Protection Plan Specifications

Entry Age

Min: 18 years / Max: 65 years

Sum Insured

Min: 50 lakh Max: No Limit, subject to underwriting

Maturity Age

Max: 99 years

Policy Term (Months)

10 to 81 years

Premium payment mode

Limited Pay/Single Pay

Read more specifications in the brochure.

Key Features of Indiafirst Life Guaranteed Protection Plan

Life is never risk-free, which is why, IndiaFirst Life Guaranteed Protection Plan is structured to protect your family, even if any unexpected misfortune were to happen. The diverse features and customization options help you find the plan that best suits your needs.

  • Guaranteed Safety at affordable rates : Indiafirst Guaranteed Protection Plan offers financial protection for yourself and your family at an affordable cost.
  • Lifetime Protection: Indiafirst Guaranteed Protection Plan offers lifetime coverage. Policyholders avail a lifetime coverage for whole of life (till age 99) or for a limited period.
  • Discounts : Avail multiple discounts on premiums for higher Sum Assured and for female lives. Indiafirst Guaranteed Protection Plan provides policyholders with multiple discounts.
  • Customize Pay-outs : Indiafirst Life Guaranteed Protection Plan offers flexibility to choose from 3 different payout options – Lumpsum Or Lumpsum Plus Level Income Or Lumpsum Plus Increasing Income.
  • Tax Benefits : Tax benefits may be available on the premiums paid and benefits received as per prevailing tax laws.

Indiafirst Life Guaranteed Protection Plan Benefits

There are multiple benefits offered by Indiafirst Life Guaranteed Protection Plan that are mentioned below:

  • Multiple Plan Options : Indiafirst Life Guaranteed Protection Plan is available in 3 variants to the policyholders, namely, Life, Smart Life and Return of Premium Options.
  • High Sum Assured Value : With Indiafirst policyholders can avail a high sum assured up to 1 Crore with affordable premium. The earlier you invest in it, the more you benefit. The Return of Premium Option makes your policy virtually zero-cost.
  • Increase or Decrease Sum Assured : If you choose Life Option, you can increase your sum assured to an overall limit of 100% of the initial sum assured, for any anticipated life stage need such as marriage or home purchase. Similarly, the sum assured can also be decreased once the need has been fulfilled.
  • Critical Illness Cover : Avail the option to waive off all future premiums if you are diagnosed with any of the listed 40 critical illnesses.
  • Waiver of Premium : Policyholder can avail waiver of all premiums. In case of a sudden, unforeseen and involuntary event caused by external and visible means, an option to waive off all future premiums exists under the plan.

Other Term Insurance Companies

Indiafirst Life Guaranteed Protection Plan Options

There are a total of 3 plan options available under the Indiafirst Life Guaranteed Protection Plan. All these options offer different types of features. Given below is a brief overview of all these plan options.

  • Life Option : Under this plan variant on the policyholder’s death or diagnosis of terminal illness, whichever is earlier, receive the sum assured as a lump sum or as regular payouts.
  • Return Of Premium Option : If the policyholder outlives the policy term, 100% of all premiums paid are refunded. However, if the policyholder passes away or is diagnosed with a terminal illness during the policy term, they can receive the sum assured as a lumpsum or as regular payouts.
  • Smart Life Option : The prevailing Sum Assured reduces to 50% from the next policy anniversary after age 55/60/65/70 years (as chosen by the policyholder at inception). However, if the policyholder passes away or is diagnosed with a terminal illness during the policy term, they can receive the sum assured as applicable on the date of death.

Explore IndiaFirst Life Insurance

Know more about IndiaFirst Life Term Insurance plans, claim process, buying process, and contact details of the company by clicking on the sections below:

Claim Process

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Buying Process

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Contact Us

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IndiaFirst Life Insurance Term Plans in India

IndiaFirst Term Insurance offers a variety of term plans to satisfy the customer's needs. Let's take a closer look at the various types of IndiaFirst term plans:

IndiaFirst Life Guaranteed Protection Plan

A pure term plan insurance that offers flexible premium payment options, and innovative coverage features and return of premium option.

Unique Features

  • Return of Premiums of maturity
  • Coverage till 100 years
  • Spouse coverage under same plan

Life Guaranteed Protection Plan (Pros)

  • 1 Crore Cover
  • 3 Plan Options
  • WoP Premium for 40 Critical Illnesses

Life Guaranteed Protection Plan (Cons)

  • 1 Year WP For Suicide
  • No Rider Benefit
  • No Pre-Existing Conditions

Life Guaranteed Protection Plan (Other Benefits)

  • Whole Life Cover (Till Age 99)
  • WOP Option For Disability
  • Adjust SA With Life Stage

Life Guaranteed Protection Plan (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 50L
  • Maximum Maturity Age - 99 yrs
  • Premium Payment Term - 5 To 35 Years

IndiaFirst Life Plan

A pure-term insurance plan offering comprehensive coverage at affordable rates, with options for premium payment throughout the policy term.

Unique Features

  • Life cover up to 40 years
  • Affordable premiums
  • Avail Tax Benefits

IndiaFirst Life Plan (Pros)

  • High Sum Assured Plan
  • Flexible Premium Payment
  • Inter Consultation Services

IndiaFirst Life Plan (Cons)

  • No HIV Cover
  • No Maturity Benefit
  • No Rider Benefit

IndiaFirst Life Plan (Other Benefits)

  • Multiple Premium Frequencies
  • Long Policy Term up to 40 Yrs
  • High Coverage from Rs.1 lakh to 50 cr

IndiaFirst Life Plan (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 60 Years
  • Minimum Sum Assured - 1L
  • Maximum Maturity Age - 70 yrs
  • Premium Payment Term - 5 To 40 Yrs

IndiaFirst Life Online Term Plan

the plan is available online which makes it easier for the consumer to purchase at their convenience. Buyers can invest in this plan at the click of a button and tailor it according to their needs.

Unique Features

  • 7 coverage options
  • Enhanced protection through riders
  • Flexibility in receiving Death Benefits

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IndiaFirst Guaranteed Protection Plan: FAQ's

1. What is the IndiaFirst Life Guaranteed Protection Plan?

IndiaFirst Life Guaranteed Protection Plan is a Non-Linked, Non-Participating, Individual Pure Risk Premium, Life Insurance Plan, designed to ensure financial well-being of your family in case of any untoward events.

2. What is the eligibility criteria for IndiaLife Guaranteed Protection Plan?

Entry Age : Minimum - 18 Years Maximum : Life Option & Return of Premium - 65 years/Smart Life Option - Age at which benefit decreases less 5 years.

3. What are the premium modes available under IndiaLife Guaranteed Protection Plan?

The life assured has the option to pay monthly, quarterly, half yearly, yearly premium under limited premium, or a single premium in the policy. Premium will vary depending upon the coverage option chosen.

4. What is the Sum Assured under IndiaLife Guaranteed Protection Plan?

Customer to choose the sum assured subject to minimum Sum Assured conditions and maximum death Sum Assured will be as per Board approved underwriting policy. Premium will be calculated on the basis of Sum Assured chosen.

5. What are the various Plan options available under IndiaLife Guaranteed Protection Plan?

There are 3 coverage options to choose from at policy inception. Coverage option once selected cannot be changed at a later date. Your premium will vary depending upon the option chosen by you.

Through online Mode

  • Life Option
  • Return of Premium Option
  • Smart Life Option

Indiafirst Guaranteed Protection Plan Reviews

Read what our customers have to say about Indiafirst term insurance company

Customer Review Image

Prerna Kumari

Mumbai

July 11, 2022

Good company. Presents nice term insurance plans and flexible plans also. My husband has brought one for the family.

Customer Review Image

Priya Sangwan

Mumbai

July 11, 2022

IndiaFirst Term Insurance company ensures that your family s needs are looked after. One of the best companies offers a term plan per your needs.

Customer Review Image

Priya Jaiswal

Chennai

May 26, 2022

India First offers several term plans that ensure to look after your family s financial needs. Good plans with affordable rates.

Customer Review Image

Simran Kapoor

Kolkata

May 26, 2022

Very nice company. IndiaFirst offers several life insurance products that allow you to secure the financial needs of your family. Really satisfies with the plans offered,

Customer Review Image

Sameera qureshi

Hyderabad

September 29, 2021

Best company. Amazing products with amazing services. The products offered also is very good and affordable

Customer Review Image

Akshay Dewan

Delhi

September 29, 2021

Very good company. I choose to buy this company plan and that was a perfect decision. Super proud of my decision.

Customer Review Image

Nitish Kumar

Bengaluru

September 21, 2021

I bought term insurance from IndiaFirst. The premiums are very affordable, and the company is very nice.

Customer Review Image

Devender

Delhi

September 20, 2021

Its a good company. They have a good customer support team. Happy with my decision of buying this policy.

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