Multiple Plan Options
The IndiaFirst Life Guaranteed Protection Plan is available in 3 variants: Life, Smart Life, and Return of Premium Options.
Increase or Decrease Sum Assured
If you choose the Life Option, you can increase your sum assured by up to 100% of the initial sum assured for life stage events such as marriage or home purchase. The sum assured can also be decreased once the need has been fulfilled.
Critical Illness Cover
Avail the option to waive all future premiums if you are diagnosed with any of the listed 40 critical illnesses.
Terminal Illness Benefit
Policyholders get coverage for terminal illnesses with the IndiaFirst Guaranteed Protection Plan.
Exclusions
- Death due to a pandemic is not covered.
- Death caused by any type of adventure sports.
- Death due to consumption of drugs or alcohol.
- Death due to any pre-existing disease not declared at policy inception.
- If a policyholder commits suicide within the first 12 months of purchasing the policy, no death benefits are paid to their nominee. Instead, either premiums paid to date or the surrender value of the policy, whichever is higher, is paid.
Affordable Premiums
The IndiaFirst Guaranteed Protection Plan offers financial protection for yourself and your family at an affordable cost.
Lifetime Protection
The IndiaFirst Guaranteed Protection Plan offers lifetime coverage. Policyholders can avail lifetime coverage for whole of life (till age 99) or for a limited period.
Higher Sum Assured Discounts
Avail multiple discounts on premiums for a higher Sum Assured and for female lives. The IndiaFirst Guaranteed Protection Plan provides policyholders with multiple discounts.
Tax Benefits
Tax benefits are available on the premiums paid and benefits received as per prevailing tax laws.
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