Digit Arogya Sanjeevani Plan
  • Lifelong Renewability
  • Affordable Premiums
  • SI Upto 2 Crores
Digit Health Insurance
premium

Network hospitals

16400+

premium

Incurred claim ratio

71.87%

premium

Sum insured

Up to 1 CR

premium

No. of Plans

16

premium

Solvency Ratio

1.9

premium

Pan India Presence

10-

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

16400+

premium

Incurred claim ratio

71.87%

premium

Sum insured

Up to 1 CR

premium

No. of Plans

16

premium

Solvency Ratio

1.9

premium

Pan India Presence

10-

Digit Arogya Sanjeevani Policy

Digit Arogya Sanjeevani is a standard health insurance policy offering sum insured options ranging between 3 Lakhs to 2 Crores. The plan covers individuals for pre and post-hospitalization, hospital room rent, ICU expenses, and more. Digit Arogya Sanjeevani is available as an individual or family floater plan. Aarogya Sanjeevani was launched by IRDAI in order to simplify health insurance by offering a standard plan to all individuals with necessary medical care benefits included under a single plan. Digit Arogya Sanjeevani policy comes in affordable premiums and is meant for individuals between the age of 18 to 65 years. Individuals can also cover dependent children under this plan from 3 months to 25 years.

Digit Arogya Sanjeevani includes sub-limits for hospital room expenses, cataract treatment expenses, and doctor's fees along with a 4-year waiting period to cover pre-existing diseases. The plan includes a 5% co-pay on all claims. To know more about the plan, read the article in detail.

Digit Arogya Sanjeevani Eligibility Criteria

To purchase Digit Arogya Sanjeevani individuals must fulfill the following eligibility criteria mentioned below:

Entry Age

Minimum: 18 Years Children - 3 Months to 25 Years

Adult Entry Age

Maximum - 65 Years

Plan Type

Individual/Family Floater

Sum Insured

3 L | 4 L | 5 L | 10 L | 25 L | 50 L | 1 Cr | 2 Cr

Policy Term

1 Year

Initial Waiting Period*

30 Days

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Digit Arogya Sanjeevani Plan Benefits

Digit Arogya Sanjeevani offers a plethora of benefits to customers which are mentioned below:

  • High Sum Insured Options
    On investing in Digit Arogya Sanjeevani plan the insured life can avail the benefit of opting from a wide range of sum insured, that is 3 Lakhs to 2 Cr.
  • Affordable Health Insurance
    Digit Arogya Sanjeevani Policy is an affordable health insurance policy, the premium rates are feasible and it is known to provide a wide array of coverage.
  • COVID-19 Cover
    Digit Arogya Sanjeevani plan offers covid cover to insurance holders, facilitating medical care facilities against a global pandemic so they do not have to purcahse health insurance plan for the same. India was amongst the most impacted countries from the pandemic and Digit Arogya Sanjeevani Plan offers best medical care facilities for the same.
  • New Age Treatments
    Digit Arogya Sanjeevani Plan covers multiple modern treatments for up to 50% of Sum Insured such as deep brain stimulation, oral chemotherapy, robotic surgeries, and more.
  • Tax Benefits
    Premiums paid towards Digit Arogya Sanjeevani are eligible for tax benefits under the Income Tax laws of the country.

Choose Your Arogya Sanjeevani Plan

Coverage for SI:3 L - 2 Cr

In-patient & Out-patient coverage

Room Rent

Covered Up to 2% of SI

ICU Charges

Covered Up to 5% of SI

Pre-Hospitalization

Covered up to 30 days

Post-Hospitalization

Covered up to 60 days

Domiciliary Hospitalization

Not Covered

Daycare Treatment

Covered

OPD Charges

Not Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered up to 25% of SI

No Claim Bonus

Applicable, Maximum up to 50% of SI

Automatic Restoration

Not Applicable

Daily Hospital Cash

Not Covered

Organ Donor

Not Covered

Maternity Cover

Not Available

New Born Baby Cover

Not Available

Alternative Treatments

AYUSH Treatment

Covered Up to SI

IVF Treatment

Not Covered

Modern Treatment

Covered Up to 50% of SI

Emergency Coverage

Ambulance

Covered

Air Ambulance

Not Covered

Compassionate Travel

Not Covered

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Not Covered

Health Check-Up

Not Covered

Second Medical Opinion

Not Covered

Vaccination

Not Covered

Limitations

Co-payment

5% Co-Pay on all claims

Sub-limits

Applicable

What is Room Rent?

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

  • Private Single AC Room
  • Twin Sharing
  • General Ward

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Under Digit Arogya Sanjeevani Insurance Policy, the room rent is covered by up to 2% of SI subject to a maximum of INR 5,000 per day.

What are ICU Charges?

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Under Digit Arogya Sanjeevani Insurance Policy, ICU charges are covered up to 5% of SI, subject to a maximum of INR 10,000 per day.

What is Pre Hospitalization?

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Under Digit Arogya Sanjeevani Insurance Policy, pre-hospitalization is covered for up to 30 days.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Digit Arogya Sanjeevani Insurance Policy covers medical expenses incurred during post-hospitalization for 60 Days.

What is Domiciliary Hospitalization?

Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Digit Arogya Sanjeevani Insurance Policy does not cover domiciliary hospitalizations.

What is Daycare Treatment?

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Digit Arogya Sanjeevani Insurance Policy covers the expenses of all daycare procedures.

What are OPD charges?

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

OPD charges are not covered under Digit Arogya Sanjeevani Insurance Policy.

What is COVID-19 Treatment?

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Digit Arogya Sanjeevani Insurance Policy covers COVID-19.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Digit Arogya Sanjeevani Insurance Policy covers Cataract Treatment subject to a limit of 25% of SI or INR 40,000 per year.

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Digit Arogya Sanjeevani?

Digit Arogya Sanjeevani Insurance Policy offers a no-claim bonus of 5% on SI up to a maximum of 50% SI.

What is Automatic Restoration?

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Digit Arogya Sanjeevani Insurance Policy does not offer automatic restoration benefits.

What is Daily Hospital Cash?

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

The Daily hospital cash is not available under Digit Arogya Sanjeevani Insurance Policy.

What is an Organ Donor Cover?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Under the Digit Arogya Sanjeevani Insurance Policy the organ donor expenses are not covered.

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section procedure deliveries.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Under the Digit Arogya Sanjeevani Insurance Policy Maternity Cover is not available.

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:

  • ongenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Premature delivery
  • Birth asphyxia
  • Day care treatment

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Under the Digit Arogya Sanjeevani Insurance Policy, the newborn baby cover is not available.

What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Under the Digit Arogya Sanjeevani Insurance Policy, AYUSH treatment is covered up to SI.

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Under the Digit Arogya Sanjeevani Insurance Policy, IVF is not available.

What is a Modern Treatment?

Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Under the Digit Arogya Sanjeevani Insurance Policy, modern treatments are covered up to 50% of SI.

What is an Ambulance Cover?

An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Under the Digit Arogya Sanjeevani Insurance Policy, ambulance cover is available up to INR 2k.

What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Under the Digit Arogya Sanjeevani Insurance Policy, air ambulances are not covered.

What is Compassionate Travel?

Refers to the traveling expenses of a family member of the insured person in case the policyholder gets admitted to a hospital outside his/her residential city.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Under the Digit Arogya Sanjeevani Insurance Policy, compassionate travel is not covered.

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Under the Digit Arogya Sanjeevani Insurance Policy, global coverage is not covered.

What is E-Consultation?

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Under the Digit Arogya Sanjeevani Insurance Policy, E-consultation is not covered.

What is a Health Checkup?

A facility where the policyholder can avail of free health check-ups after fulfilling the company's policies.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Under the Digit Arogya Sanjeevani Insurance Policy, a health check-up is not available.

What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Digit Arogya Sanjeevani Insurance Policy does not cover the expenses for a second medical opinion.

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Digit Arogya Sanjeevani Insurance Policy?

Digit Arogya Sanjeevani Insurance Policy does not cover vaccination expenses.

What is Co-payment?

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under Digit Arogya Sanjeevani Insurance Policy?

A 5% co-pay is applicable on all claims under Digit Arogya Sanjeevani Insurance Policy.

What is the Sub limit?

Sub-limits are the specific limits set in an insurance policy for its various features. For example, there are usually sub-limits set on room rent, OPD, doctor’s fees, ambulance charges, family visits, etc. Small amounts of the total sum insured are allotted to different features that the policy comes with and exceeding these amounts leads to out-of-pocket expenses from the policyholder.

Status under Digit Arogya Sanjeevani Insurance Policy?

Sub-limits are applicable.

  • Cataract Cover
  • Subject to a limit of 25% of SI or INR 40,000 per year.
  • Room Rent
  • Up to 2% of the sum insured subject to a maximum of Rs. 5000/- per day ICU Charges
  • Up to 5% of the sum insured subject to a maximum of Rs. 10,000/- per day.

Digit Arogya Sanjeevani Plan Exclusions

Permanent diseases or health conditions that are not included under the Digit Arogya Sanjeevani policy are mentioned below:

Permanent Exclusions

Obesity or weight control-related surgeries

Change of gender treatments

Cosmetic or plastic surgeries

Treatment due to substance abuse

Maternity related expenses

Sterility and infertility treatments

Coverage After Waiting Period

Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:

Pre-Existing Diseases 48 Months

Listed Ailments 24/48 Months

Sample Illustrations for Digit Arogya Sanjeevani Policy

To understand how much premium one needs to pay towards the Digit Arogya Sanjeevani Policy, let us go through the example given below wherein we have illustrated the sample premiums

1 Adult

Sum Insured (In Rs.)3 L10 L50 L1 Cr
Premium (In Rs.)2,7814,8637,5548,525

1 + 1 Adults

Sum Insured (In Rs.)3 L10 L50 L1 Cr
Premium (In Rs.)4,4507,78112,08613,641

2 A + 1 C

Sum Insured (In Rs.)3 L10 L50 L1 Cr
Premium (In Rs.)5,4249,48314,73016,625

Explore other Digit Health Plans

With a wide range of Health Plans,Digit Health Insurance company ensures to cater to every healthcare need of its customers. At present, the company offers more than 15 health plans that are designed to fulfill each and every medical need of the policyholder.

Comprehensive Plan

Digit Health Insurance

A complete health insurance package that comes with benefits such as accidental hospitalization, annual health check-ups, psychiatric support.

Unique Benefits

  • No age-based copayment
  • Maternity expenses covered
  • Automatic restoration of SI

Digit Health Insurance (Pros)

  • Cancer Cover
  • First Heart Attack Cover
  • Open Heart Surgery
  • Open Chest CABG
  • Pulmonary hypertension

Digit Health Insurance (Cons)

  • No Unproven Treatments
  • No Suicide Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Digit Health Insurance (Other Benefits)

  • End Stage Lung Failure
  • Kidney Failure
  • Bone Marrow Transplant
  • Brain Tumor Cover
  • Coma Cover

Digit Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Health Plus Policy

A standard health insurance policy that covers individual and family hospitalisation as well as infertility treatment and critical illnesses.

Unique Benefits

  • Free Health Check-ups
  • 2nd Medical Opinion
  • Psychiatric illness Cover

Health Plus Policy (Pros)

  • Theater Fees Covered
  • Professional Fees Cover
  • Day Care Procedures
  • SI Refill Benefit
  • Newborn Baby Benefit

Health Plus Policy (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Health Plus Policy (Other Benefits)

  • Accidental Hospitalization
  • Daily Hospital Cash Cover
  • Dental Treatment
  • ICU Room Rent
  • Bariatric Surgery Cover

Health Plus Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Infinity Wallet Plan

A comprehensive plan offering unlimited backup sum insured (SI) to cover rising medical costs. Customers can make multiple claims within the same policy year.

Unique Benefits

  • All Hospitalization
  • Wellness Program
  • Cumulative Bonus

Infinity Wallet Plan (Pros)

  • Room Rent Capping
  • Day Care Procedures
  • Health Check-up
  • Emergency Air Ambulance
  • Pre-Existing Disease

Infinity Wallet Plan (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Infinity Wallet Plan (Other Benefits)

  • Inbuilt Personal Accident Cover
  • Domiciliary Hospitalization
  • Bariatric Surgery
  • Psychiatric Illness
  • Consumables Cover

Infinity Wallet Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Double Wallet

A policy that provides double backup sum insured. Customers can make multiple claims, and the backup SI will be triggered after the SI is exhausted.

Unique Benefits

  • All Hospitalization
  • Wellness Program
  • Cumulative Bonus

Digit Double Wallet (Pros)

  • Room Rent Capping
  • Day Care Procedures
  • Health Check-up
  • Ambulance Cover
  • Pre-Existing Disease

Digit Double Wallet (Cons)

  • No Air Ambulance Cover
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Digit Double Wallet (Other Benefits)

  • Inbuilt Personal Accident Cover
  • Domiciliary Hospitalization
  • Bariatric Surgery
  • Psychiatric Illness
  • Consumables Cover

Digit Double Wallet (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Worldwide Treatment Plan

A unique medical insurance offering freedom to seek treatment globally, including India. Customers diagnosed with an illness in India can opt for treatment abroad.

Unique Benefits

  • All Hospitalization
  • Wellness Program
  • Cumulative Bonus

Worldwide Treatment Plan (Pros)

  • Room Rent Capping
  • Day Care Procedures
  • Health Check-up
  • Ambulance Cover
  • Pre-Existing Disease

Worldwide Treatment Plan (Cons)

  • NocSuicde Cover
  • No Alcohol Ailment Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Worldwide Treatment Plan (Other Benefits)

  • Inbuilt Personal Accident Cover
  • Domiciliary Hospitalization
  • Bariatric Surgery
  • Psychiatric Illness
  • Consumables Cover

Worldwide Treatment Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Disability And HIV/AIDS Insurance Policy

A health insurance policy that provides coverage for individual and family hospitalisation, modern treatment, HIV/AIDS, and disability.

Unique Benefits

  • Room Rent Expenses
  • Nursing Home Expenses
  • Plastic surgery

Disability And HIV/AIDS Policy (Pros)

  • Inpatient Care
  • Dental Treatment
  • Day Care Procedures
  • AYUSH Cover
  • Medical Practitioner Expenses

Disability And HIV/AIDS Policy (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Disability And HIV/AIDS Policy (Other Benefits)

  • Emergency Ground Ambulance
  • Cataract Treatment
  • Deep Brain stimulation
  • Oral chemotherapy
  • Robotic surgeries

Disability And HIV/AIDS Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Super top-up

Digit Super Top-up Health Insurance

This plan is an extension to your regular health insurance policy that comes into action when your basic health coverage gets exhausted due to the claims made.

Unique Benefits

  • No capping on room rent
  • Complimentary health check-ups
  • Bariatric surgery covered

Super Top-up Health Insurance (Pros)

  • Annual Checkup Covered
  • COVID-19 Cover
  • Cover for Senior Citizens
  • Easy Online Processes
  • High Sum Insured

Super Top-up Health Insurance (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Super Top-up Health Insurance (Other Benefits)

  • Wellness Benefit
  • Daycare Procedure Cover
  • No Room Rent Restriction
  • ICU Room Rent
  • Family Floater Policy

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 10 L to 20 L
  • Waiting Period - 30 Days

Personal Accident

Digit Personal Accident Insurance Policy

A plan that mainly covers death and injury caused due to an accident. It covers emergency hospitalization, alternative treatment, and long hospitalization cash benefit.

Unique Benefits

  • Loss of income covered
  • Total or partial disabilities covered
  • Benefits for children

Personal Accident Policy (Pros)

  • Domiciliary Hospitalization
  • Loss Of Limbs Cover
  • Loss Of Sight Cover
  • OPD Benefit
  • Burn Cover

Personal Accident Policy (Cons)

  • No Global Coverage
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Personal Accident Policy (Other Benefits)

  • Dental Cover
  • Daycare Procedure Cover
  • Death Cover
  • Second Medical Opinion
  • Funeral Expenses Cover

Personal Accident Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 3 L- 2 Cr
  • Waiting Period - 30 Days

Family Plan

Digit Family Health Insurance

A comprehensive plan that covers hospitalization, critical illness and mental illness. This plan covers pandemics and offers zone upgrades.

Unique Features

  • Additional Sum Insured
  • No Room Rent Restriction
  • 2X Sum Insured

Family Health Insurance (Pros)

  • Cumulative Bonus
  • Easy Online Processes
  • No Age Based Copayment
  • 6400+ Network Hospital
  • Accidental Hospitalization

Family Health Insurance (Cons)

  • No Suicide Cover
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Family Health Insurance (Other Benefits)

  • Maternity Hospitalization
  • New Born Baby Cover
  • Psychiatric Benefit
  • Daily Cash Benefit
  • Organ Donor Benefit

Family Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Individual Plan

Digit Individual Health Insurance

An individual plan with 3 variants covering pre-existing diseases and mental illness. The plan also offers Consumables Cover and Bariatric Surgery as an add-on benefit.

Unique Features

  • Psychiatric Illness
  • Wellness Benefits
  • SI Wallet Benefit

Individual Health Insurance (Pros)

  • Simple online processes
  • Tax Benefit
  • No Age Based Copayment
  • 6400+ Network Hospital
  • Air Ambulance Cover

Individual Health Insurance (Cons)

  • No Suicide Cover
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Individual Health Insurance (Benefits)

  • No Room Rent Capping
  • Health Checkup
  • 50% Cumulative Bonus
  • Daily Cash Benefit
  • Organ Donor Benefit

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Senior Citizens

Digit Health Insurance For Senior Citizens

A plan for senior citizens covering all kinds of hospitalizatio. The plan has 3 variants and offers worldwide coverage and many add-on benefits.

Unique Features

  • Psychiatric Illness Cover
  • Daycare procedures
  • Organ Donor expenses

Health Insurance For Senior Citizens (Pros)

  • Spouse Cover
  • Grandchildren Cover
  • Wellness Benefit
  • Second Medical Opinion
  • SI Wallet Benefit

Health Insurance For Senior Citizens (Cons)

  • Doctor recommendation needed
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Health Insurance For Senior Citizens (Other Benefits)

  • Cumulative Bonus
  • Good health discounts
  • City-based discount
  • Emergency Air Ambulance
  • Consumables cover

(Eligibility Criteria)

  • Entry Age - 65 Years
  • Max Entry Age - N/A
  • SI - NA
  • Waiting Period - 30 Days

Mediclaim Policy

Digit Health Group Medical Insurance

A group health insurance that covers accidental, COVID-19 and illness hospitalization. The plan covers critical illnesses, AYUSH and infertility treatments.

Unique Features

  • COVID 19 Cover
  • No Pre Medical Checkup
  • Mental Wellbeing

Health Group Medical Insurance (Pros)

  • 10500+ Cashless Hospitals
  • Low-Cost Premium
  • Boost Employee Retention
  • Easy Online Processes
  • One Point of Contact

Health Group Medical Insurance (Cons)

  • No Global Coverage
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Health Group Medical Insurance (Other Benefits)

  • Any Size Group Cover
  • Daily Hospital Cash Benefit
  • Newborn Baby Cover
  • Maternity Cover
  • Easy Claim Process

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 15 Days

Health Plan

Digit Maternity Health Insurance

A maternity health insurance that covers hospitalization, and newborn baby cover. The plan covers benefits for up to two children.

Unique Features

  • C-section deliveries Cover
  • Vaccination Cover
  • Hospitalization Cover

Maternity Health Insurance (Pros)

  • 10500+ Cashless Hospitals
  • Low-Cost Premium
  • Tax Benefit
  • Easy Online Processes
  • Ambulance Cover

Maternity Health Insurance (Cons)

  • No Artificial Life Maintenance
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Maternity Health Insurance (Other Benefits)

  • Cashless Settlement
  • Additional Benefit
  • Newborn Baby Cover
  • Medical Terminations Cover
  • Long Term Benefit

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 45K To 1 L
  • Waiting Period - 30 Days

Covid Plan

Digit Corona Rakshak Health Insurance

A health insurance plan that covers hospitalization against COVID-19. It is a short-term plan that pays a lump sum amount after diagnosis.

Unique Features

  • One-Time Premium Payment
  • Vaccination Cover
  • Home Treatment Cover

Corona Rakshak Health Insurance (Pros)

  • 10500+ Cashless Hospitals
  • Low-Cost Premium
  • Tax Benefit
  • Easy Online Processes
  • Ambulance Cover

Corona Rakshak Health Insurance (Cons)

  • No Additional Benefit
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Corona Rakshak Health Insurance (Other Benefits)

  • Cashless Settlement
  • Daycare Procedure Cover
  • PPE Kit Cover
  • OPD Cover
  • Flexible Payment Options

Corona Rakshak Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 50K To 2.5 L
  • Waiting Period - 15 Days

Covid Plan

Digit Corona Kavach Health Insurance

An insurance plan that mainly covers hospitalization against COVID-19 . It is a short-term plan that pays a lump sum amount after 24 hours of hospitalization.

Unique Features

  • One-Time Premium Payment
  • AYUSH Benefit
  • Flexible Policy Period

Corona Kavach Health Insurance (Pros)

  • 10500+ Cashless Hospitals
  • ICU Cover
  • Tax Benefit
  • Easy Online Processes
  • Ambulance Cover

Corona Kavach Health Insurance (Cons)

  • No Tax Benefit
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Corona Kavach Health Insurance (Other Benefits)

  • Cashless Settlement
  • Daycare Procedure Cover
  • Large Sum Insured
  • Homecare Expenses
  • Daily Hospital Cash Benefit

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 50K To 5 L
  • Waiting Period - 15 Days

Conclusion

Standard health insurance suitable for individuals looking for an affordable yet effective health insurance plan, the Digit Arogya Sanjeevani policy fits right in. It offers major medical care features along with the possibility to avail of a high sum insured as per your needs and requirements. The plan offers coverage to you and your loved ones leaving you stress-free in order to take better care of yourself and your family.

Digit Arogya Sanjeevani Policy: FAQs

1. What are the eligibility criteria for Digit Arogya Sanjeevani Policy?

The eligibility for the Digit Arogya Sanjeevani policy for adults is from 18 to 65 years. Whereas, dependent children can be covered from 3 months of age till 25 years.

2. What are the sum insured options under Digit Arogya Sanjeevani?

A wide array of sum insured options is available under Digit Arogya Sanjeevani policy ranging between 3 Lakhs to 2 Crores. Individuals can customize their health insurance plan by opting for an adequate sum assured option suitable for their needs and requirements.

3. Is Digit Arogya Sanjeevani eligible for tax benefits?

Yes, premiums paid towards the Digit Arogya Sanjeevani policy are eligible for tax benefits as per the Income Tax laws of the country.

4. What are the exclusions of Digit Arogya Sanjeevani?

There are certain exclusions mentioned under the plan:

  • Cosmetic and Plastic Surgeries
  • Obesity Treatments
  • Treatment due to substance abuse
  • Treatment as a result of Unlawful activities and more

5. Is Digit Arogya Sanjeevani renewable?

Yes, Digit Arogya Sanjeevani policy is a lifelong renewable policy.

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Digit Health Insurance Policy Review

Read what customers think about the Digit Health Insurance Policy.

Customer Review Image

Anchal Sharma

Patna

September 14, 2021

I will never forget the help that I received from Digit Health Insurance in settling my claims. They were very quick and very helpful.

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Saroj Logani

Delhi

September 14, 2021

One of the best health insurance companies ever. I am glad that I bought a health insurance plan from Digit Health Insurance.

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Ravi Kumar

Ahmedabad

September 14, 2021

I faced no issues while applying for cashless hospitalization when my daughter was diagnosed with typhoid. Thank you Digit Health.

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Tanisha Kapoor

Mumbai

September 6, 2021

good plans from Digit and good customer support as they help me to buy the best suitable health plan for me

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Ramesh Pawar

Bengaluru

September 2, 2021

I got bought a health plan from them, I was pleased with their commitment. Good service from you guys.

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Vidhushi Khandelwal

Delhi

August 23, 2021

The company is very good. Service and customer care agents are also good. All my family members are covered under this plan.

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Neelam Yadav

Delhi

May 26, 2021

This is a very good company. I am so glad that I decided to buy their health insurance plan. Would definitely recommend this company to my family and friends.

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Nikita Sharma

Meerut

May 25, 2021

Just got my claims for coronavirus settled today. So happy that I made this decision to buy Digit Health Insurance plan. Without any hassles I got my claims reimnursed within 48 hours.

View All Digit Health Insurance Reviews

Sahil Singh Kathait

Written By: Sahil Singh Kathait

Sahil is a passionate content writer with over two years of expertise in the insurance domain. He uses his knowledge in the field to create engaging content that the customer can relate to and understand. His passion lies in simplifying insurance terminology, ensuring a hassle-free understanding for potential policyholders. With his outstanding collaborative efforts with people, he understands different perspectives and keeps readers' viewpoints at the forefront of his content writing approach.

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