Digit Personal Accident Plan

Inclusions

• If the insured individual dies due to an accident, their dependents will receive financial aid, along with coverage for transportation and funeral expenses.
• If the insured suffers total or partial disability (e.g., loss of limbs or sight, as per policy specifications) due to an accident, the insurer will cover their financial needs.
• Hospitalization expenses, including room rent, diagnosis, daycare procedures, pre and post-hospitalization, and road ambulance charges, are covered if the insured is hospitalized due to an accident.
• In case of temporary total disability, where the policyholder is unable to work or earn, the insurer will provide a weekly benefit amount for day-to-day expenses.
• If the insured suffers accidental death or permanent total disability, the insurance company will cover expenses for their children's education or marriage.
• Accidental injuries sustained during adventure sports like scuba diving, bungee jumping, or sky diving are covered, provided the sports are undertaken under the supervision of a qualified expert.
• Avail tax benefits on premiums paid under this policy, as per Section 80D of the Income Tax Act of India.