Digit Health Care Plus Health Policy

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Digit Health Care Plus Insurance Policy?

Under Digit Health Care Plus Insurance Policy, ICU charges are covered.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Digit Health Care Plus Insurance Policy?

Under Digit Health Care Plus Insurance Policy, pre-hospitalization is covered

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Digit Health Care Plus Insurance Policy?

Digit Health Care Plus Insurance Policy covers medical expenses incurred during post-hospitalization.

Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under Digit Health Care Plus Insurance Policy?

Digit Health Care Plus Insurance Policy covers domiciliary hospitalizations.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Digit Health Care Plus Insurance Policy?

Digit Health Care Plus Insurance Policy covers the expenses of all daycare procedures.

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.

Coverage status under Digit Health Care Plus Insurance Policy?

OPD charges are covered under Digit Health Care Plus Insurance Policy.

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Digit Health Care Plus Insurance Policy?

Digit Health Care Plus Insurance Policy does not cover COVID-19.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Digit Health Care Plus?

Digit Health Care Plus Insurance Policy offers a no-claim bonus.

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Digit Health Care Plus Insurance Policy?

Digit Health Care Plus Insurance Policy offers automatic restoration benefits.

It is a cash amount that you receive each day during the time of hospitalization..

Coverage status under Digit Health Care Plus Insurance Policy?

The Daily hospital cash is available under Digit Health Care Plus Insurance Policy.

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Digit Health Care Plus Insurance Policy?

Under the Digit Health Care Plus Insurance Policy, organ donor expenses are covered.

It refers to the cover that includes expenses for normal and c-section procedure deliveries.

Coverage status under Digit Health Care Plus Insurance Policy?

Under the Digit Health Care Plus Insurance Policy Maternity Cover is available.

An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.

Coverage status under Digit Health Care Plus Insurance Policy?

Under the Digit Health Care Plus Insurance Policy, ambulance cover is available.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Digit Health Care Plus Insurance Policy?

Under the Digit Health Care Plus Insurance Policy, air ambulances are covered.

Refers to the traveling expenses of a family member of the insured person in case the policyholder gets admitted to a hospital outside his/her residential city.

Coverage status under Digit Health Care Plus Insurance Policy?

Under the Digit Health Care Plus Insurance Policy, compassionate travel is not covered.

Any kind of medical/health emergency when you are outside of India.

Coverage status under Digit Health Care Plus Insurance Policy?

Under the Digit Health Care Plus Insurance Policy, global coverage is not covered.

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Digit Health Care Plus Insurance Policy?

Under the Digit Health Care Plus Insurance Policy, E-consultation is not covered.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Digit Health Care Plus Insurance Policy?

Digit Health Care Plus Insurance Policy does cover the expenses for a second medical opinion.

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Digit Health Care Plus Insurance Policy?

Digit Health Care Plus Insurance Policy does cover vaccination expenses.

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under Digit Health Care Plus Insurance Policy?

Co-pay is applicable to different features and benefits under the plan.

Sub-limits are the specific limits set in an insurance policy for its various features. For example, there are usually sub-limits set on room rent, OPD, doctor’s fees, ambulance charges, family visits, etc. Small amounts of the total sum insured are allotted to different features that the policy comes with and exceeding these amounts leads to out-of-pocket expenses from the policyholder.

Status under Digit Health Care Plus Insurance Policy?

Sub-limits are not applicable.