Digit Maternity Health Insurance
- Short waiting period
- Medically necessary termination
- Critical illness second opinion
Before purchasing or investing in Digit maternity coverage health insurance plan/s, you must know the coverage benefits of the same. The specifications are given in the table below:
The scope of coverage for maternity and other related expenses under Digit maternity cover health insurance are as follows:
Delivery expenses, normal and caesarian
Medically necessary lawful termination of pregnancy
Any complications during the phase of pregnancy and occurring due to childbirth
Infertility/ fertility (specified type of treatments) treatments are covered
Newborn child treatment expenses, vaccination charges up to the specified time of 90 days from delivery date
OPD treatment that does not require hospitalisation
Miscarriage resulted from an accident
Pre and post-hospitalisation related to pregnancy
Read below the standard exclusions/what’s not covered in Digit health insurance with maternity coverage:
Self-inflicted injury
Alcohol or drug abuse
Pre-natal and post-natal expenses (unless the plan has specified coverage for it)
Pre-existing conditions without serving a waiting period
Risky or life-threatening adventure or sports-related injury/acciden
Pregnancy conditions that involve unlawful termination
Artificial life maintenance expenses
Harvesting and storage of the stem cells incurred due to a measure of prevention
Non-allopathic treatment expenses
Others, as specified in the terms and conditions of your policy document.
Note: All the inclusions and exclusions related to the Digit health insurance maternity coverage are just a common reflection of the maternity insurance plans. However, these may vary from one plan to the other, depending on which plan have you opted for.
Securing your motherhood/parenthood has become the foremost important thing in today’s world. There is no way one can get the financial and medical freedom from the expenses related to it. However, the health insurance policy that come with maternity coverage and specialized benefits for pregnancy-related conditions can manage it all. Digit health insurance for maternity cover is the best choice for you if you’re planning a baby shortly or within 2 or 3 years.
So, what’s the wait for? To get a quick query about Digit health insurance plans for maternity, give us a call at 1800 4200 269 and get a free consultation with the maternity insurance experts of PolicyX.
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Know More About Health Insurance Companies
Yes, maternity expenses are covered by some of the Digit health insurance plans like, Digit Health Care Plus, Digit Health Plus, Digit Supreme Care, etc.
The waiting period may vary from one plan to the other. However, the general waiting period ranges from 1 to 4 year/s.
No. Buying health insurance with maternity cover after conceiving a pregnancy is not allowed with a Digit maternity cover insurance policy.
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Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.
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