TATA AIG Accident Guard Insurance Policy

Life is very uncertain, you never know what will happen to you in the next second. Are you prepared for that? Nonetheless, to make you ready for life’s uncertainty, TATA AIG came up with the plan named TATA AIG Accident Guard Plan. To distinguish this plan, TATA AIG generated Occupational Classes, which divide a group of people into:

Class I & II

It is the group of people who are working as white-collar workers. These people are employed in non-hazardous occupations and also in semi-hazardous occupations with duties in a supervisory capacity.

Some examples are:

Corporate employees
Lawyers
Doctors
Dentists

Clerks
Salesman
Superintending engineers

Class III & IV

This class consist of skilled and semi-skilled workers using light and heavy machinery, such as:

Some examples are:

Filling Station Attendants
Taxi Drivers
Heavy Motor Vehicles drivers
Industrial Workers

Construction workers
Electricians
Farmers
Labourers

Having a policy that gives you additional coverage in case of an accident will be a great choice as it gives you ultimate mental peace. Get ready for any unforeseen situation, and give financial protection to your family with the TATA AIG Accident Guard Policy. So, if you are 18 years or older, you can purchase the policy to secure the future of everyone around you. You can also buy this plan for your partner, parents, children, or in-laws.

Read below to learn more about the policy.

What You Will Get With The TATA AIG Accident Guard Policy?

Very genuine question, you will get a 360 degree with complete coverage for the accident. Have a look below:

Accidental Death
Your family will get the principal sum shown in the policy schedule if the injury due to the accident results in loss of life.
Dismemberment due to Accident
A percentage of the principal sum insured will be provided to you if you suffer from dismemberment due to accidental injury.
Education Coverage
In case your child is studying, and you meet with an accident that results in death, then the policy will bear the cost of education for your child.
Home Alteration and Vehicle Modification
Accidents can leave some unremovable marks. Sometimes, you need to modify your surroundings. Like making a ramp for easy access or adding side wheels in case of disability and much more. So these expenditures will also be included in the policy.
Claim your Policy in the Form of Gross Weekly Wage
You can claim your policy in the form of a wage. This can act like the weekly salary when you are recovering from the accident injuries.

Specification of the Plan

Entry Age

Minimum-18 years

Adult Entry Age

Maximum- 65 years

Plan Type

Individual/Family Floater

Dependent Kids

6 months to 23 years

Initial Waiting Period

No Waiting Period

Sum Insured

Upto INR 1 Crore

Know What is Covered?- Inclusions

Accidental Death
The policy covers the death due to the accident. This means that if the policyholder dies in an accident, the policy will take care of the burial procedure and give further coverage to the beneficiary.
Accidental Dismemberment
The percentage of the principal sum insured will be provided to the policyholder if the injury results in the dismemberment of the person. Dismemberment like, loss of hearing, sight, speech or loss of limbs.
Coverage for Children
If due to an accident the policyholder dies, then the eligible child will get the benefit of education fees if he/she is a graduate student or in the 12th class.
Home Alteration
In case of disablement or injury, you might need to renovate your home. The home renovation charges will be covered by the policy.
Repatriation
If the accident results in loss of life, then the policy will bear the charges of burial and/or cremation along with the transportation of the body to the residence.
Temporary Total Disability
If the person suffers temporary disability during the accident, then the company will pay the weekly benefits amount during the period.
Family Transportation
During the treatment, doctors ask the patients to stay at the hospital. Family members have to spend time on personal attendance. So, the policy will cover the immediate family member’s transportation charges.

Choose TATA AIG Health Insurance Plan for

Losses for Which the Policyholder Will Be Covered!

Loss of:	% of Principal Sum
Both Hands or Both Feet	100%
Sight of Both Eyes	100%
One Hand and One Foot	100%
Either Hand or Foot and Sight of One Eye	100%
Speech and Hearing in Both Ears	100%
Either Hand or Foot	50%
Sight of One Eye	50%
Speech	50%
Hearing in Both Ears 50%	50%
Thumb and Index Finger of Same Hand	25%Complete accident plan

What is not Covered?- Exclusions

Suicide or self-inflicted injury

Sexually Transmitted Diseases

Mental or Nervous Disorder

Injuries due to accidents in the armed forces.

Participation in riots, crime or misdemeanour.

Injuries incurred while operating or learning to operate aircraft.

Loss due to war, invasion, or mutiny.

Adventure sports activities.

Explore TATA AIG Health Insurance

Explore other TATA AIG Health Plans

TATA AIG health offers a wide range of health insurance plans to fulfil the medical needs of individuals, families, and senior citizens.

Top-up Plan

TATA AIG Supercharge

TATA AIG's Health Supercharge plan offers a five fold enhancement in your health insurance coverage.

Unique Features

5x benefits
5% extra discount for youngsters
Family floater plan

TATA AIG Supercharge (Pros)

Comes with 2 kinds of plans
Covers medical devices.
Covers AYUSH treatment
Covers tele-consultation services
Covers wellness services

TATA AIG Supercharge (Cons)

Obesity treatment unavailable
Excludes change of gender treatment
Maternity cover not included
Act of war not included
Excludes cosmetic treatment

TATA AIG Supercharge (Other Benefits)

Unlimited recharge
Wellness benefits
Easy claim process
Restore benefits
Pan India coverage

TATA AIG Supercharge (Eligibility Criteria)

Entry Age- 90 days
Max entry age- no limits
SI- INR 5L to 20L
Waiting Period- 30 days

Comprehensive Plan

TATA AIG Medicare Health Insurance

A health plan that supports you in times of medical emergencies. The plan comes in 3 types, Tata AIG MediCare, Tata AIG MediCare Protect, and Tata AIG MediCare Premier.

Unique Features

Global Coverage
540+ Day care treatments
Compassionate Travel up to 20K

Medicare Health Insurance (Pros)

Qualified Nurse
Restore Benefit
Room Rent
Organ Donor
Domiciliary Treatment

Medicare Health Insurance (Cons)

Injury due to Suicide Attempt
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
STDs

Medicare Health Insurance (Other Benefits)

AYUSH Benefit
Health Checkup
Bariatric Surgery Cover
Vaccination cover
50%Cumulative Bonus

Medicare Health Insurance (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L - 20 L
Waiting Period - 30 Days

Top-up Policy

Tata AIG Medicare Plus

An indemnity plan for individuals and families without any sub-limits, comes with lifelong renewal and aggregate deductibles.

Unique Features

Global Coverage
Cumulative Bonus
Tax Benefit

Tata AIG Medicare Plus (Pros)

In-patient Treatment
Long Term Discount
Family Discount
Day Care Procedures
Lifelong Renewal

Tata AIG Medicare Plus (Cons)

No Gender Change
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Tata AIG Medicare Plus (Other Benefits)

Consumables Benefit
In-patient Dental Treatment
Ambulance Cover
AYUSH Benefit
Domiciliary Treatment

Tata AIG Medicare Plus (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L - 1 Cr
Waiting Period - 30 Days

Standard plan

TATA AIG Arogya Sanjeevani Policy

A standard health plan designed to cover basic medical needs and keep you and your family protected in case of medical contingencies.

Unique Features

Cataract Treatment covered
AYUSH Coverage
Flexible Premium Payment

Arogya Sanjeevani Policy (Pros)

Robotic Surgeries
Oral chemotherapy
BronchialThermoplasty
Day Care Procedures Covered
Bronchial Thermoplasty

Arogya Sanjeevani Policy (Cons)

No Suicide Cover
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

Intra Vitreal Injections
Road Ambulance Cover
Plastic Surgery
AYUSH treatment Cover
Cumulative Bonus

Arogya Sanjeevani Policy (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

Standard plan

TATA AIG Medicare Premier

A comprehensive plan designed for global cover for planned hospitalisation and high-end diagnostics.

Unique Features

Wellness Services
Compassionate Travel
Home Care Treatment

Medicare Premier (Pros)

Emergency Air Ambulance
Restore Benefit
Consumables Benefit
Home Physiotherapy
Wellness Program

Medicare Premier (Cons)

Injury due to Suicide Attempt
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
STDs

Medicare Premier (Other Benefits)

OPD Dental Treatment
First-year Vaccinations
In-Patient Treatment
Delivery Complications Cover
Second Opinion

Medicare Premier (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L - 3 Crore
Waiting Period - 30 Days

Standard plan

TATA AIG Group EMI Protect

The plan covers personal accidents and second opinions for groups. This plan also offers double-inpatient benefits for accidents.

Unique Features

End-stage Lung Failure
End-stage Liver Failure
Aplastic Anemia

Group EMI Protect (Pros)

Permanent Total Disability
Cataract
Retinal Detachment
Congenital Internal Diseases
Joint Replacement Surgeries

Group EMI Protect (Cons)

No Gender Change
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Group EMI Protect (Other Benefits)

Surgery for Hydrocele
Osteoporosis
Permanent Total Disability
Critical Illness
Parkinson’s disease

Group EMI Protect (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - NA

Standard plan

TATA AIG Medicare Protect

A comprehensive plan designed to cover hospitalization offering optional accidental death rider.

Unique Features

Restoration Benefit
Cumulative bonus
Consumables Benefit

Medicare Protect (Pros)

540+ Day Care Procedures
In-Patient Treatment
Organ Donor
Domiciliary Treatment
Compassionate Travel

Medicare Protect (Cons)

Alcoholic Pancreatitis
Investigation and evaluation
Congenital External Diseases
Injuries/Death due to Aviation
No Suicide Cover

Medicare Protect (Other Benefits)

Health Checkup
AYUSH Benefit
Spouse Cover
Tax Benefit
Tele- Medical Examination

Medicare Protect (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -Lifetime
SI - 2 L - 5L
Waiting Period - 30 Days

Standard plan

TATA AIG Secured Future Plan

A plan that covers accidental hospitalization and accidental paralysis and dismemberment.

Unique Features

Accidental Death
Permanent Total Disability
Loss of Speech Cover

Secured Future Plan (Pros)

Hearing in One Ear
Congenital Anomaly
Accidental Injury
Pre-existing Disease
Hernia Cover

Secured Future Plan (Cons)

Injury due to Suicide Attempt
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
STDs

Secured Future Plan (Other Benefits)

Spouse Cover
Easy Renewal
Easy Portability
Medical Advice Cover
Hemiplegia Cover

Secured Future Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 70 Years
SI - NA
Waiting Period - 30 Days

Standard plan

Pradhan Mantri Suraksha Bima Yojana

A plan designed for a variety of demographics, including low-income groups, covers hospitalisation and death from accidents.

Unique Features

Death Cover
Loss of Sight Cover
Loss of Both Feet

PM Suraksha Bima Yojana (Pros)

Loan Benefit
Auto Debit Benefit
Nominal Premium
Long-Term Policy Tenure
Tax Benefits

PM Suraksha Bima Yojana (Cons)

Non-Permanent Disabilities
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

PM Suraksha Bima Yojana (Other Benefits)

Permanent Partial Disability
Easy Renewal
Total Partial Disability
One-year policy options
Easy Claim Settlement

PM Suraksha Bima Yojana (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 70 Years
SI - Upto 2 L
Waiting Period - NA

Standard plan

Janata Personal Accident Policy (Individual)

The plan provides financial protection in the form of accidental compensation. In the event of death, the plan offers 100% compensation.

Unique Features

Death Cover
Loss of Sight Cover
Loss of Both Feet

Janata Personal Accident Policy (Pros)

No Interest On Premium
Easy Application Process
Nominal Premium
Long-Term Policy Tenure
Tax Benefits

Janata Personal Accident Policy (Cons)

Non-Permanent Disabilities
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Janata Personal Accident Policy (Other Benefits)

Permanent Partial Disability
Easy Renewal
Total Partial Disability
One-year policy options
Easy Claim Settlement

Janata Personal Accident Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 70 Years
SI - 25K - 1 L
Waiting Period - NA

Standard plan

Maharaksha Personal Injury Plan

A plan that provides coverage for accidental death and hospitalization. There are no limitations on hospitals under the plan.

Unique Features

Fractures Cover
Worldwide Coverage
Double Claim benefit

Maharaksha Personal Injury Plan (Pros)

Dislocation Cover
Burns Cover
Accidental Injury
Hospital Indemnity
Sum Insured Enhancement

Maharaksha Personal Injury Plan (Cons)

Age Benefit Reduce Above 71
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No STDs /AIDS Cover

Maharaksha Personal Injury Plan (Other Benefits)

Family Cover
Easy Renewal
Coverage Up to 75 Years
Easy Claim Settlement
Easy Application Process

Maharaksha Personal Injury Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 75 Years
SI - NA
Waiting Period - NA

Standard plan

Janata Personal Accident Policy (Group)

The plan offers the group financial security in case of accidental hospitalization and offers 100% compensation in the case of accidental death.

Unique Features

Death Cover
Loss of Sight Cover
Loss of Both Feet

Janata Personal Accident Policy (Group) (Pros)

No Interest on Premium
Easy Application Process
Nominal Premium
Long-Term Policy Tenure
Tax Benefits

Janata Personal Accident Policy (Group) (Cons)

Non-Permanent Disabilities
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Janata Personal Accident Policy (Group) (Other Benefits)

Permanent Partial Disability
Easy Renewal
Total Partial Disability
One-year Policy Options
Easy Claim Settlement

(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 70 Years
SI - NA
Waiting Period - NA

Standard plan

TATA Aig Group Personal Accident

The plan offers emergency accident medical coverage, emergency family travel, and alternate accident medical expenses.

Unique Features

Coma Cover
Documentation Loss Cover
Baggage Loss/Delay Cover

Group Personal Accident (Pros)

Family Transportation Benefit
Vehicle Modification Benefit
Loss of Speech
Bail Bond
Dental Cover

Group Personal Accident (Cons)

No War Injury Cover
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Group Personal Accident (Other Benefits)

Medical Expenses
lteration Cover
Loss of Passport
Common Disaster Benefit
Immediate Medical Treatment

(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - NA

Standard plan

TATA Aig Auto Shield Policy

The plan provides reimbursement for accident hospitalization and covers disability caused by the accident.

Unique Features

Immediate Medical Treatment
Loss of Speech
Loss of Sight

TATA Aig Auto Shield Policy (Pros)

Intensive Care Unit
Physiotherapy Cover
Home/Vehicle Modification
Accidental Dismemberment
Accidental Permanent Total Disability

TATA Aig Auto Shield Policy (Cons)

No War Injury Cover
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

TATA Aig Auto Shield Policy (Other Benefits)

Permanent Partial Disability
Accidental Hospital Cash
Ambulance Charges
Surgical Treatment
Surgery Cover

TATA Aig Auto Shield Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - NA

Standard plan

TATA Aig Accident Shield Policy

The plan offers coverage for accidental death, accidental dismemberment, and disability caused due to accidents.

Unique Features

Child Tuition Benefit
Child Enhancement Benefit
Temporary Total Disability

Accident Shield Policy (Pros)

Family Transportation Benefit
Air Ambulance
Escalation Benefit
Loss of Hearing
Funeral Repatriation Benefits

Accident Shield Policy (Cons)

No Alcoholism Cover
No War Injury Cover
No Cataract Cover
No Suicide Cover
No STD Cover

Accident Shield Policy (Other Benefits)

Fractures/Burns
Total Disablement Cover
Hospital Daily Cash
Accidental Death
Permanent Total Disability

Accident Shield Policy (Eligibility Criteria)

Entry Age - 6 Months
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Standard plan

TATA Aig Accident Guard Policy

The plan offers coverage for accidental death and disability caused due to accidents.

Unique Features

Temporary Total Disability
Child Enhancement Benefit
Child Tuition Benefit

Accident Guard Policy (Pros)

Family Transportation Benefit
Air Ambulance
Escalation Benefit
Loss of Hearing
Funeral Repatriation Benefits

Accident Guard Policy (Cons)

No Alcoholism Cover
No War Injury Cover
No Cataract Cover
No Suicide Cover
No STD Cover

Accident Guard Policy (Other Benefits)

Fractures/Burns
Total Disablement Cover
Hospital Daily Cash
Accidental Death
Permanent Total Disability

Accident Guard Policy (Eligibility Criteria)

Entry Age - 6 Months
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Standard plan

TATA Aig Accident Guard Plus

The plan offers coverage for accidental death, accidental dismemberment, and disability caused due to accidents.

Unique Features

Coma Benefit
Loan Shield
Child Tuition Benefit

TATA Aig Accident Guard Plus (Pros)

Cost of Artificial Limbs
Air Ambulance
Escalation Benefit
Loss of Hearing
Funeral Repatriation Benefits

TATA Aig Accident Guard Plus (Cons)

No Alcoholism Cover
No War Injury Cover
No Cataract Cover
No Suicide Cover
No STD Cover

TATA Aig Accident Guard Plus (Other Benefits)

Fractures/ Burns
Total Disablement Cover
Hospital Daily Cash
Accidental Death
Permanent Total Disability

TATA Aig Accident Guard Plus (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 70 Years
SI - NA
Waiting Period - 30 Days

Standard plan

TATA Aig Saral Suraksha Bima

This is a simplified health insurance plan designed to provide affordable coverage and financial security to individuals.

Unique Features

Dental Treatment
Easy Renewal
Minimal Documentation

TATA Aig Saral Suraksha Bima (Pros)

Total Temporary Disablement
Installment Premium Payment
Cumulative Bonus
Hospitalization Expenses
10% Education Grant

TATA Aig Saral Suraksha Bima (Cons)

No Alcoholism Cover
No War Injury Cover
No Cataract Cover
No Suicide Cover
No STD Cover

TATA Aig Saral Suraksha Bima (Other Benefits)

Partial Disablement Cover
Total Disablement Cover
Nursing Expenses Cover
Prosthetic Cover
ICU Cover

TATA Aig Saral Suraksha Bima (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 2.5 L to 5 cr
Waiting Period - 30 Days

Standard plan

TATA Aig Home Guard Plus Policy

The plan offers coverage for Personal accidents and natural calamity damages. The plan also includes theft and burglary coverage.

Unique Features

Loss of Employment
Cancer Cover
Funeral Expenses

TATA Aig Home Guard Plus Policy (Pros)

Education Benefit
Permanent Total Disability
Paralysis of Limbs
Permanent Paralysis of Limbs
First Heart Attack

TATA Aig Home Guard Plus Policy (Cons)

No Transient Ischemic Attacks
Traumatic injury of the brain
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

TATA Aig Home Guard Plus Policy (Other Benefits)

Education Benefit
Fire & Special Perils
Kidney Failure
Major Organ Transplant
Child Cover

TATA Aig Home Guard Plus Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L - 3 Crore
Waiting Period - 30 Days

Standard plan

Group Medicare Micro Insurance Product

The plan offers corporate floater for critical illness as well as dental out-patient cover and vaccination cover.

Unique Features

Accidental Death
Education Benefit
Funeral Expenses

Group Medicare Micro Insurance Product (Pros)

Ambulance Cover
Organ Donor
Pre-Hospitalization
Post-Hospitalization
Maternity Cover

Group Medicare Micro Insurance Product (Cons)

No Gender Change
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Group Medicare Micro Insurance Product (Other Benefits)

Pre/Post Natal Cover
Family Transportation Benefit
Consumables Benefit
Nursing Allowance
Restore Sum Insured Benefit

(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Standard plan

TATA AIG Group Medicare 360

The plan provides reimbursement for accidental hospitalization and covers the expenses for qualified nurses and in-patient care.

Unique Features

OPD treatment
Pre-Existing Disease
New Born Baby

TATA AIG Group Medicare 360 (Pros)

Pre-hospitalization
Post-hospitalization
Maternity Expenses
Medically Necessary Treatment
Surgical Procedure

TATA AIG Group Medicare 360 (Cons)

No War Injury Cover
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

TATA AIG Group Medicare 360 (Other Benefits)

Family Transportation Benefit
Domiciliary Hospitalisation
Ambulance Charges
Organ Donor
Day Care Procedures

(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Standard plan

Tata AIG Criti-MediCare

A comprehensive plan designed for global cover for accidental hospitalization and high-end diagnostics such as Chemotherapy and Radiotherapy.

Unique Features

Waiver of Premium
Psychiatric Counseling
Advanced Treatment for Cancer

Tata AIG Criti-MediCare (Pros)

Accidental Hospitalization
Health Check-up
Consumables Benefit
Home Physiotherapy
Wellness Benefit

Tata AIG Criti-MediCare (Cons)

Injury due to Suicide Attempt
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
STDs

Tata AIG Criti-MediCare (Other Benefits)

Post Traumatic Surgery
Hip replacement
Cancer 360 Degree Benefit
E-Policy Discount @ 2.5%
Multi Cover Discount @ 2.5%

Tata AIG Criti-MediCare (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L - 2 Crore
Waiting Period - 30 Days

Standard plan

Model Policy For Persons With Disabilities And HIV AIDS

The plan offers coverage for HIV/AIDS. Additionally, the plan covers acid attack victims and modern treatment

Unique Features

Mental Illness
Cerebral Palsy
Blindness

(Pros)

Multiple Sclerosis
Muscular Dystrophy
Leprosy Cured Persons
Parkinson's disease
Speech and Language Disability

(Cons)

No Sterility and Infertility
Maternity Cover
No Global Cover
Anti-Retroviral Treatment
No Suicide Cover

(Other Benefits)

Locomotor Disability
Dwarfism
Intellectual Disability
Specific Learning Disabilities
Thalassemia

(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 4L to 5L
Waiting Period - 30 Days

Standard plan

Group Credit Secure Plus

The plan offers the group coverage for accidental death, accidental dismemberment, and accidental paralysis.

Unique Features

End Stage Renal Failure
Cancer Cover
Funeral Expenses

Group Credit Secure Plus (Pros)

Multiple Sclerosis
Bone Marrow Transplant
Open Heart Valve Replacement
Permanent Paralysis of Limbs
First Heart Attack

Group Credit Secure Plus (Cons)

No Transient Ischemic Attacks
Traumatic injury of the brain
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Group Credit Secure Plus (Other Benefits)

Education Benefit
Permanent Partial Disability
Worldwide Coverage
Major Organ Transplant
Child Cover

Group Credit Secure Plus (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Standard plan

Tata AIG Covid Protection Group Insurance

The group's hospitalization for COVID-19 is covered by the plan. This plan also includes coverage for, PPE kits, gloves, masks, and comparable other costs.

Unique Features

Cost of Pulse Oximeter
Cost of Oxygen Cylinder
Cost of Pulse Nebulizer

Covid Protection Group (Pros)

Daycare Procedures
AYUSH benefits
Family Discount
Discount To Healthcare Workers
Hospital Daily Cash

Covid Protection Group (Cons)

No War Injury Cover
No Obesity Treatment Cover
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Covid Protection Group (Other Benefits)

Pre-Hospitalisation
Post-Hospitalisation
Ambulance Charges
Hospitalization Expenses
Health Check-ups

Covid Protection Group (Eligibility Criteria)

Entry Age - 0 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 15 Days

Standard plan

Tata AIG Group Hospi Cash

The plan offers fixed daily cash allowance during hospitalization, covering additional expenses and providing financial security.

Unique Features

Congenital Anomaly
Day Care Centre
Inpatient Care

Tata AIG Group Hospi Cash (Pros)

Maternity expenses
Intensive Care Unit
Medically Necessary Treatment
Osteoporosis
Non-Infective Arthritis

Tata AIG Group Hospi Cash (Cons)

Injury due to Suicide Attempt
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
STDs

Tata AIG Group Hospi Cash (Other Benefits)

Gout and Rheumatism
Prolapsed Uterus
Liver Cirrhosis
Cataract Cover
Kidney stone Treatment

Tata AIG Group Hospi Cash (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - Upto 5L
Waiting Period - 30 Days

Standard plan

Sakhi Tata AIG Maternal Care Micro

The plan provides coverage for major, intermediate, and minor maternal complications, as well as surgical complications.

Unique Features

Septic Shock
Family Transportation Benefit
Disseminated Intravascular Coagulation

Sakhi Maternal Care Micro (Pros)

Institutional Delivery Benefit
Congenital Anomalies
Cardiac disease
Eclampsia cover
High-Risk Pregnancy Check-up Benefit

Sakhi Maternal Care Micro (Cons)

No Non-Allopathic Treatment
No Sterility Cover
No Renewal Benefit
Injuries/Death due to Aviation
No Suicide Cover

Sakhi Maternal Care Micro (Other Benefits)

Postpartum Hemorrhage
Abruptio Placentae Cover
Placenta Previa
Uterine Rupture Means
Amniotic Fluid Embolism Cover

Sakhi Maternal Care Micro (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Standard plan

Sakhi Tata AIG Maternal Care

The plan provides coverage for various maternal complications during pregnancy and childbirth, offering fixed benefit amounts for different conditions.

Unique Features

Inpatient Hospitalization Benefit
Family Transportation Benefit
Intensive Care Unit

Sakhi Tata AIG Maternal Care (Pros)

Institutional Delivery Benefit
Congenital Anomalies
Cardiac disease
Eclampsia cover
High-Risk Pregnancy Check-up Benefit

Sakhi Tata AIG Maternal Care (Cons)

No Non-Allopathic Treatment
No Sterility Cover
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Sakhi Tata AIG Maternal Care (Other Benefits)

Postpartum Hemorrhage
Abruptio Placentae Cover
Placenta Previa
Uterine Rupture Means
Amniotic Fluid Embolism Cover

Sakhi Tata AIG Maternal Care (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Standard plan

Tata AIG Corona Kavach Policy

The plan provides coverage for COVID-19 hospitalization. This plan also covers home care treatment expenses, PPE Kit, gloves, mask and similar other expenses.

Unique Features

Cost of Pulse Oximeter
Cost of Oxygen Cylinder
Cost of Pulse Nebulizer

Tata AIG Corona Kavach Policy (Pros)

Daycare Procedures
AYUSH benefits
Family Discount
Hospital Daily Cash
5% Discount To Healthcare Workers

Tata AIG Corona Kavach Policy (Cons)

No War Injury Cover
No Obesity Treatment Cover
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Tata AIG Corona Kavach Policy (Other Benefits)

Pre-Hospitalisation
Post-Hospitalisation
Ambulance Charges
Hospitalization Expenses
Health Check-ups

Tata AIG Corona Kavach Policy (Eligibility Criteria)

Entry Age - 0 Years
Max Entry Age - 65 Years
SI - 50 K - 5 L
Waiting Period - 30 Days

Standard plan

Group Credit Secure Plus Micro Insurance Product

The plan offers the group coverage for critical illnesses, accidental death, accidental dismemberment, and accidental paralysis.

Unique Features

End Stage Renal Failure
Cancer Cover
9 CI cover

Group Credit Secure Plus Micro (Pros)

Multiple Sclerosis
Bone Marrow Transplant
Open Heart Valve Replacement
Permanent Paralysis of Limbs
First Heart Attack

Group Credit Secure Plus Micro(Cons)

No Transient ischemic Attacks
Traumatic injury of the brain
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

Group Credit Secure Plus Micro(Other Benefits)

Education Benefit
Permanent Partial Disability
Worldwide Coverage
Major Organ Transplant
Child Cover

Group Credit Secure Plus Micro(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 90 Days

Standard plan

TATA AIG Group Medicare

The plan provides critical illness coverage on indemnity for the group together with a corporate floater for all illnesses.

Unique Features

Accidental Death
Education Benefit
Funeral Expenses

TATA AIG Group Medicare (Pros)

Domiciliary Treatment
Organ Donor
Post-Hospitalization
Pre-Hospitalization
Maternity Cover

TATA AIG Group Medicare (Cons)

No Gender Change
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover

TATA AIG Group Medicare (Other Benefits)

Pre/Post Natal Cover
Family Transportation Benefit
Consumables Benefit
Nursing Allowance
Restore Sum Insured Benefit

TATA AIG Group Medicare (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Standard plan

Group Hospital Cash Micro Insurance Product

The plan includes coverage for accidental death and accidental medical reimbursement.

Unique Features

EMI Protection Benefit
Prolonged Hospitalization Benefit
Double Inpatient Hospital

Group Hospital Cash Micro(Pros)

Congenital Anomaly
Day Care Centre
Intensive Care Unit
Inpatient Care
Maternity Cover

Group Hospital Cash Micro(Cons)

Non-Allopathic Treatment
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Alzheimer’s Cover

Group Hospital Cash Micro(Other Benefits)

Medically Necessary Treatment
Inpatient Hospital Cash Benefit
Minimal Documentation
10 Add-on Covers
EMI Protection Benefit

Group Hospital Cash Micro(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

TATA AIG Health Insurance Network Hospital List

TATA AIG Health Insurance Network Hospitals are present in 30 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About TATA AIG Network Hospital

TATA AIG Accident Guard Plan: FAQs

1. Who is eligible to purchase the TATA AIG Accident Guard Plan?

People aged 18 years and older are eligible to get the plan.

2. What does the TATA AIG Accident Guard Policy cover?

The policy covers accidental death, dismemberment, education expenses for children, repatriation, home alteration, temporary total disability and family transportation costs for hospital visits.

3. Is there any waiting period for the accidental coverage plan?

No, there is no waiting period for the coverage.

4. How to claim TATA AIG Accidental Guard policy?

You can call the toll-free number or reach out to PolicyX for claim settlement.

Other Health Insurance Companies

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Know More About Health Insurance Companies

Health Insurance Articles

See More Health Insurance Articles

Tata AIG Health Insurance Plan Review

Read what customers have to say about Tata AIG Health Insurance Plan.

Simran

Jamshedpur

April 8, 2024

I am impressed by Star Health reward features and want to be associated with the insurer for a long time

Dinesh

Belgaum

April 8, 2024

I required emergency hospitalization on my family trip to a remote city and PolicyX helped me find the nearest network hospital of Star health insurance

Nitika

Jalandhar

April 8, 2024

My grandparents are over 60 years old and I wanted to look for the best senior citizen health plan for them when PolicyX introduced me to Star Red Carper Health policy

Ashima

Amritsar

April 8, 2024

I was skeptical about investing in a family health plan thinking the coverage features will not be enough but Star comprehensive health plan proved me wrong, thank you policyX for finding the b...

Shikha Bajaj

Gurgaon

April 8, 2024

I have been associated with Star Health Insurance for over 3 years now and have had a smooth insurance experience

Kanupriya

Rajkot

April 8, 2024

I liked how my Star health insurance provides health check-ups, hospitalization, accidental cover, and so on at an affordable rate. Thank you PolicyX for encouraging me to buy it.

Neha Sukheja

Indore

April 8, 2024

I got treated with Angioplasty surgery and I’m thankful that the Star Comprehensive plan covered my treatment expenses and saved my hard-earned money.

Vaidehi Kanaujia

Indore

April 8, 2024

I have been insured with a Star Health Assure policy that I bought at the suggestion of PolicyX’s agent. I got my claims settled two times in a year and I highly recommend this policy.

View All Tata AIG Health Insurance Reviews

Written By: Simran Saxena

An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.

Confused? No Worries, We Are Here To Help!

TATA AIG Accident Guard Insurance Policy

What You Will Get With The TATA AIG Accident Guard Policy?

Accidental Death

Dismemberment due to Accident

Education Coverage

Home Alteration and Vehicle Modification

Claim your Policy in the Form of Gross Weekly Wage

Specification of the Plan

Know What is Covered?- Inclusions

Accidental Death

Accidental Dismemberment

Coverage for Children

Home Alteration

Repatriation

Temporary Total Disability

Family Transportation

Choose TATA AIG Health Insurance Plan for

Losses for Which the Policyholder Will Be Covered!

What is not Covered?- Exclusions

Explore TATA AIG Health Insurance

Explore other TATA AIG Health Plans

TATA AIG Supercharge (Pros)

TATA AIG Supercharge (Cons)

TATA AIG Supercharge (Other Benefits)

TATA AIG Supercharge (Eligibility Criteria)

Medicare Health Insurance (Pros)

Medicare Health Insurance (Cons)

Medicare Health Insurance (Other Benefits)

Medicare Health Insurance (Eligibility Criteria)

Tata AIG Medicare Plus (Pros)

Tata AIG Medicare Plus (Cons)

Tata AIG Medicare Plus (Other Benefits)

Tata AIG Medicare Plus (Eligibility Criteria)

TATA AIG Arogya Sanjeevani Policy

Arogya Sanjeevani Policy (Pros)

Arogya Sanjeevani Policy (Cons)

Arogya Sanjeevani Policy (Other Benefits)

Arogya Sanjeevani Policy (Eligibility Criteria)

Medicare Premier (Pros)

Medicare Premier (Cons)

Medicare Premier (Other Benefits)

Medicare Premier (Eligibility Criteria)

TATA AIG Group EMI Protect

Group EMI Protect (Pros)

Group EMI Protect (Cons)

Group EMI Protect (Other Benefits)

Group EMI Protect (Eligibility Criteria)

TATA AIG Medicare Protect

Medicare Protect (Pros)

Medicare Protect (Cons)

Medicare Protect (Other Benefits)

Medicare Protect (Eligibility Criteria)

TATA AIG Secured Future Plan

Secured Future Plan (Pros)

Secured Future Plan (Cons)

Secured Future Plan (Other Benefits)

Secured Future Plan (Eligibility Criteria)

Pradhan Mantri Suraksha Bima Yojana

PM Suraksha Bima Yojana (Pros)

PM Suraksha Bima Yojana (Cons)

PM Suraksha Bima Yojana (Other Benefits)

PM Suraksha Bima Yojana (Eligibility Criteria)

Janata Personal Accident Policy (Individual)

Janata Personal Accident Policy (Pros)

Janata Personal Accident Policy (Cons)

Janata Personal Accident Policy (Other Benefits)

Janata Personal Accident Policy (Eligibility Criteria)

Maharaksha Personal Injury Plan

Maharaksha Personal Injury Plan (Pros)

Maharaksha Personal Injury Plan (Cons)

Maharaksha Personal Injury Plan (Other Benefits)

Maharaksha Personal Injury Plan (Eligibility Criteria)

Janata Personal Accident Policy (Group)

Janata Personal Accident Policy (Group) (Pros)

Janata Personal Accident Policy (Group) (Cons)

Janata Personal Accident Policy (Group) (Other Benefits)

(Eligibility Criteria)

TATA Aig Group Personal Accident

Group Personal Accident (Pros)