Network hospitals
10,000+
Incurred claim ratio
78.33%
Sum insured
Up to 3 CR
No. of Plans
10
Solvency Ratio
3.9
Pan India Presence
220
Network hospitals
10,000+
Incurred claim ratio
78.33%
Sum insured
Up to 3 CR
No. of Plans
10
Solvency Ratio
3.9
Pan India Presence
220
Life is very uncertain, you never know what will happen to you in the next second. Are you prepared for that? Nonetheless, to make you ready for life’s uncertainty, TATA AIG came up with the plan named TATA AIG Accident Guard Plan. To distinguish this plan, TATA AIG generated Occupational Classes, which divide a group of people into:
Class I & II
It is the group of people who are working as white-collar workers. These people are employed in non-hazardous occupations and also in semi-hazardous occupations with duties in a supervisory capacity.
Some examples are:
Class III & IV
This class consist of skilled and semi-skilled workers using light and heavy machinery, such as:
Some examples are:
Having a policy that gives you additional coverage in case of an accident will be a great choice as it gives you ultimate mental peace. Get ready for any unforeseen situation, and give financial protection to your family with the TATA AIG Accident Guard Policy. So, if you are 18 years or older, you can purchase the policy to secure the future of everyone around you. You can also buy this plan for your partner, parents, children, or in-laws.
Read below to learn more about the policy.
Very genuine question, you will get a 360 degree with complete coverage for the accident. Have a look below:
Entry Age
Minimum-18 years
Adult Entry Age
Maximum- 65 years
Plan Type
Individual/Family Floater
Dependent Kids
6 months to 23 years
Initial Waiting Period
No Waiting Period
Sum Insured
Upto INR 1 Crore
Loss of: | % of Principal Sum |
Both Hands or Both Feet | 100% |
Sight of Both Eyes | 100% |
One Hand and One Foot | 100% |
Either Hand or Foot and Sight of One Eye | 100% |
Speech and Hearing in Both Ears | 100% |
Either Hand or Foot | 50% |
Sight of One Eye | 50% |
Speech | 50% |
Hearing in Both Ears 50% | 50% |
Thumb and Index Finger of Same Hand | 25%Complete accident plan |
Suicide or self-inflicted injury
Sexually Transmitted Diseases
Mental or Nervous Disorder
Injuries due to accidents in the armed forces.
Participation in riots, crime or misdemeanour.
Injuries incurred while operating or learning to operate aircraft.
Loss due to war, invasion, or mutiny.
Adventure sports activities.
TATA AIG health offers a wide range of health insurance plans to fulfil the medical needs of individuals, families, and senior citizens.
Top-up Plan
TATA AIG's Health Supercharge plan offers a five fold enhancement in your health insurance coverage.
Unique Features
Comprehensive Plan
A health plan that supports you in times of medical emergencies. The plan comes in 3 types, Tata AIG MediCare, Tata AIG MediCare Protect, and Tata AIG MediCare Premier.
Unique Features
Top-up Policy
An indemnity plan for individuals and families without any sub-limits, comes with lifelong renewal and aggregate deductibles.
Unique Features
Standard plan
A standard health plan designed to cover basic medical needs and keep you and your family protected in case of medical contingencies.
Unique Features
Standard plan
A comprehensive plan designed for global cover for planned hospitalisation and high-end diagnostics.
Unique Features
Standard plan
The plan covers personal accidents and second opinions for groups. This plan also offers double-inpatient benefits for accidents.
Unique Features
Standard plan
A comprehensive plan designed to cover hospitalization offering optional accidental death rider.
Unique Features
Standard plan
A plan that covers accidental hospitalization and accidental paralysis and dismemberment.
Unique Features
Standard plan
A plan designed for a variety of demographics, including low-income groups, covers hospitalisation and death from accidents.
Unique Features
Standard plan
The plan provides financial protection in the form of accidental compensation. In the event of death, the plan offers 100% compensation.
Unique Features
Standard plan
A plan that provides coverage for accidental death and hospitalization. There are no limitations on hospitals under the plan.
Unique Features
Standard plan
The plan offers the group financial security in case of accidental hospitalization and offers 100% compensation in the case of accidental death.
Unique Features
Standard plan
The plan offers emergency accident medical coverage, emergency family travel, and alternate accident medical expenses.
Unique Features
Standard plan
The plan provides reimbursement for accident hospitalization and covers disability caused by the accident.
Unique Features
Standard plan
The plan offers coverage for accidental death, accidental dismemberment, and disability caused due to accidents.
Unique Features
Standard plan
The plan offers coverage for accidental death and disability caused due to accidents.
Unique Features
Standard plan
The plan offers coverage for accidental death, accidental dismemberment, and disability caused due to accidents.
Unique Features
Standard plan
This is a simplified health insurance plan designed to provide affordable coverage and financial security to individuals.
Unique Features
Standard plan
The plan offers coverage for Personal accidents and natural calamity damages. The plan also includes theft and burglary coverage.
Unique Features
Standard plan
The plan offers corporate floater for critical illness as well as dental out-patient cover and vaccination cover.
Unique Features
Standard plan
The plan provides reimbursement for accidental hospitalization and covers the expenses for qualified nurses and in-patient care.
Unique Features
Standard plan
A comprehensive plan designed for global cover for accidental hospitalization and high-end diagnostics such as Chemotherapy and Radiotherapy.
Unique Features
Standard plan
The plan offers coverage for HIV/AIDS. Additionally, the plan covers acid attack victims and modern treatment
Unique Features
Standard plan
The plan offers the group coverage for accidental death, accidental dismemberment, and accidental paralysis.
Unique Features
Standard plan
The group's hospitalization for COVID-19 is covered by the plan. This plan also includes coverage for, PPE kits, gloves, masks, and comparable other costs.
Unique Features
Standard plan
The plan offers fixed daily cash allowance during hospitalization, covering additional expenses and providing financial security.
Unique Features
Standard plan
The plan provides coverage for major, intermediate, and minor maternal complications, as well as surgical complications.
Unique Features
Standard plan
The plan provides coverage for various maternal complications during pregnancy and childbirth, offering fixed benefit amounts for different conditions.
Unique Features
Standard plan
The plan provides coverage for COVID-19 hospitalization. This plan also covers home care treatment expenses, PPE Kit, gloves, mask and similar other expenses.
Unique Features
Standard plan
The plan offers the group coverage for critical illnesses, accidental death, accidental dismemberment, and accidental paralysis.
Unique Features
Standard plan
The plan provides critical illness coverage on indemnity for the group together with a corporate floater for all illnesses.
Unique Features
Standard plan
The plan includes coverage for accidental death and accidental medical reimbursement.
Unique Features
TATA AIG Health Insurance Network Hospitals are present in 30 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
People aged 18 years and older are eligible to get the plan.
The policy covers accidental death, dismemberment, education expenses for children, repatriation, home alteration, temporary total disability and family transportation costs for hospital visits.
No, there is no waiting period for the coverage.
You can call the toll-free number or reach out to PolicyX for claim settlement.
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An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.
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