Network hospitals
11000+
Incurred claim ratio
96.70%
Sum insured
Up to 3 Crores
No. of Plans
1
Solvency Ratio
3.9
Pan India Presence
221+
Life is very uncertain, you never know what will happen to you in the next second. Are you prepared for that? Nonetheless, to make you ready for life’s uncertainty, TATA AIG came up with the plan named TATA AIG Accident Guard Plan. To distinguish this plan, TATA AIG generated Occupational Classes, which divide a group of people into:
Class I & II
It is the group of people who are working as white-collar workers. These people are employed in non-hazardous occupations and also in semi-hazardous occupations with duties in a supervisory capacity.
Some examples are:
Class III & IV
This class consist of skilled and semi-skilled workers using light and heavy machinery, such as:
Some examples are:
Having a policy that gives you additional coverage in case of an accident will be a great choice as it gives you ultimate mental peace. Get ready for any unforeseen situation, and give financial protection to your family with the TATA AIG Accident Guard Policy. So, if you are 18 years or older, you can purchase the policy to secure the future of everyone around you. You can also buy this plan for your partner, parents, children, or in-laws.
Read below to learn more about the policy.
To understand TATA AIG Accident Guard Plan Insurance in detail, take a look at the below table:
Minimum-18 years, Maximum- 65 years
Accident Health Insurance
1 Crore
NA Days
Lifelong
1 Year
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Read more specifications in the brochure.
Loss of: | % of Principal Sum |
Both Hands or Both Feet | 100% |
Sight of Both Eyes | 100% |
One Hand and One Foot | 100% |
Either Hand or Foot and Sight of One Eye | 100% |
Speech and Hearing in Both Ears | 100% |
Either Hand or Foot | 50% |
Sight of One Eye | 50% |
Speech | 50% |
Hearing in Both Ears 50% | 50% |
Thumb and Index Finger of the Same Hand | 25%Complete accident plan |
TATA AIG Health Insurance Company Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance Company ensures that you are medically secured, irrespective of the city you reside in.
The policy covers the death due to the accident. This means that if the policyholder dies in an accident, the policy will take care of the burial procedure and give further coverage to the beneficiary.
The percentage of the principal sum insured will be provided to the policyholder if the injury results in the dismemberment of the person. Dismemberment like, loss of hearing, sight, speech or loss of limbs.
If due to an accident the policyholder dies, then the eligible child will get the benefit of education fees if he/she is a graduate student or in the 12th class.
In case of disablement or injury, you might need to renovate your home. The home renovation charges will be covered by the policy.
If the accident results in loss of life, then the policy will bear the charges of burial and/or cremation along with the transportation of the body to the residence.
During the treatment, doctors ask the patients to stay at the hospital. Family members have to spend time on personal attendance. So, the policy will cover the immediate family member’s transportation charges.
If the person suffers temporary disability during the accident, then the company will pay the weekly benefits amount during the period.
Suicide or self-inflicted injury
Sexually Transmitted Diseases
Mental or Nervous Disorder
Injuries due to accidents in the armed forces.
Participation in riots, crime or misdemeanour.
Injuries incurred while operating or learning to operate aircraft.
Loss due to war, invasion, or mutiny.
Adventure sports activities.
Very genuine question, you will get a 360 degree with complete coverage for the accident. Have a look below:
To cater to the different medical needs of an individual & their family, TATA AIG Health Insurance Company offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to TATA AIG Health Insurance Company plans explore more:
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Senior Citizen Health Insurance
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Top Up and Super Top Up
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Individual and Family Health Insurance
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Individual
To ensure total health coverage for women, Tata AIG Health Insurance has introduced the Wellsurance Women Policy. This plan is specially designed to p...
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Family
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People aged 18 years and older are eligible to get the plan.
The policy covers accidental death, dismemberment, education expenses for children, repatriation, home alteration, temporary total disability and family transportation costs for hospital visits.
No, there is no waiting period for the coverage.
You can call the toll-free number or reach out to PolicyX for claim settlement.
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An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.
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