TATA AIG Top-up Plans
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Tata AIG Health Insurance Top-up Plans

Super Top-Up and Top-Up plans are a good solution to aid medical emergencies as they provide individuals with coverage after they have maxed out the claims against their regular health insurance policy. When an individual requires some additional amount to treat a particular ailment and has exhausted their base health insurance, top-up health insurance plans are a good solution. Super top-up and Top-up plans act as a safety net in case the existing health insurance is not enough to meet the medical bills.

Tata AIG super top-up plan is an affordable top-up health insurance that is loaded with multiple features. The plan offers treatments in more than 7,200+ cashless network hospitals with cumulative bonus and tax benefits. Tata AIG super top-up health insurance plan also offers a unique consumables benefit wherein the cost of consumables is taken care of under the plan which is required directly for covered treatment. A global cover is also available under the Tata AIG super top-up plan. Tata AIG top-up plan offers a wide range of sum insured options ranging from INR 3 Lac to INR 1 Cr with deductibles of INR 2/3/5/10/15 and 20 Lac. The policy period can be chosen by insurance holders for 1/2/3 years.

Key Benefits of Tata AIG Super Top-Up Plan

Tata AIG Super top-up plans are tailor-made to provide its customers with efficient coverage and instant claim settlement service along with multiple other benefits.

  • Tax Benefits
    Tata AIG Top-Up Plan is eligible under Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions. Insurance holders can claim deductions up to INR 75,000 for the premiums paid towards the upkeep of health insurance policies for themselves, their spouse, their children, and their parents above the age of 60.
  • Day-Care Treatments
    SBI top-up health insurance provides insurance holders coverage against 141 daycare procedures. The insurer will pay for daycare expenses requiring less than 24 hours of hospitalization up to the sum insured.
  • Global Cover
    The Tata AIG Top-Up Plan provides insurance holders with optional global cover. If a person wishes to seek treatment in another country, this optional coverage will assist them in doing so. The insured person can use the Tata AIG top-up plan to get treatment for diseases and illnesses that were diagnosed in India.
  • Life long Renewals
    Individuals do not have to worry about age restrictions with the Tata AIG top-up plan. The plan allows for lifetime renewal whether the individual is 50, 70, or 80 years old. Individuals who are insured can continue to pay their premiums and benefit from the coverage provided by the Tata AIG top-up plan.
  • Consumables Benefit
    Under Tata AIG top-up plan, consumables benefit offers to cover expenses related to consumables required for the covered treatment of an insured individual.
  • Cumulative Bonus Tata AIG top-up plan will provide insurance holders with a bonus by increasing the sum insured in the following year for every claim-free year. Tata AIG top-up plan begins with a 50% bonus and gradually increases to a maximum of 100% of the sum insured amount.

Tata AIG Top-Up Health Insurance Plan Inclusions

The various inclusions under Tata AIG Insurance Top-Up Plans are mentioned below:

Global Cover (Optional)

Domiciliary Treatment

In-patient Dental Treatment

Organ donor expenses

Consumables

Ambulance Cover

Second Opinion

Health Check-up

AYUSH Benefit

Inpatient hospitalization expenses

Pre- and post-hospitalization expenses

Day-care procedures

Pre-existing diseases after a specific waiting period

Tata AIG Top-Up Health Insurance Plan Exclusions

The various exclusions under the Tata AIG Insurance Top-Up plan are mentioned below:

Infertility, congenital external

Any hospitalization primarily for investigation / diagnostic purpose

Alternative Treatments (Non Allopathic treatments)

pregnancy or childbirth

HIV infection / AIDS

cosmetic or sex-change treatment/surgery

alcohol consumption, smoking, another tobacco intake, or drug abuse

intentional self-injury, suicide, or attempted suicide

any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanour, or civil commotion

war, terrorism, or nuclear weapons

TATA AIG Health Insurance Company Network Hospital List

TATA AIG Health Insurance Company Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance Company ensures that you are medically secured, irrespective of the city you reside in.

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Explore other TATA AIG Health Insurance Company

To cater to the different medical needs of an individual & their family, TATA AIG Health Insurance Company offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to TATA AIG Health Insurance Company plans explore more:

Accident Health Insurance

Life is very uncertain, you never know what will happen to you in the next second. Are you prepared for that? Nonetheless, to make you ready for life&...

Unique Features

  • Comprehensive accident care
  • Coverage for child education
  • No waiting period

TATA AIG Accident Guard Plan (Pros)

TATA AIG Accident Guard Plan
  • Temporary total disability
  • Child enhancement benefit
  • Air ambulance
  • Loss of hearing

TATA AIG Accident Guard Plan (Cons)

TATA AIG Accident Guard Plan
  • No alcoholism cover
  • No war injury cover
  • No cataract cover
  • No STD cover

TATA AIG Accident Guard Plan (Other Benefits)

TATA AIG Accident Guard Plan
  • Fractures
  • Burns
  • Total disablement cover
  • Accidental death

TATA AIG Accident Guard Plan (Eligibility Criteria)

TATA AIG Accident Guard Plan
  • Entry age- 6 months
  • Max entry age- 65 years
  • SI- NA
  • Waiting period- 30 days

Individual and Family Health Insurance

TATA AIG medicare premier is an all-around health insurance plan offering you the latest and best health care features. Available on an individual and...

Unique Features

  • Eligibility Criteria
  • Benefits and Features
  • Inclusions and Exclusions

Medicare Premier Plan (Pros)

Medicare Premier Plan
  • Wellness service
  • Compassionate travel. Home care
  • Restore benefit

Medicare Premier Plan (Cons)

Medicare Premier Plan
  • Injury due to suicide attempt
  • Death due to drugs
  • Injuries due to breach of law
  • STDs

Medicare Premier Plan (Other Benefits)

Medicare Premier Plan
  • OPD dental treatment
  • First-year vaccinations
  • In-patient treatment
  • Second medical opinion

Medicare Premier Plan (Eligibility Criteria)

Medicare Premier Plan
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 5 L to 3 Cr
  • Waiting period- 30 days

Critical Illness Health Insurance

Be ready for future health complications that may chew down all your wealth and health! Or choose Tata AIG Criti MediCare which has your back. Tata AI...

Unique Features

  • Covers 100 critical illnesses
  • Cancer-360 indemnity cover
  • Hospital cash benefit

TATA AIG Criti MediCare Policy (Pros)

TATA AIG Criti MediCare Policy
  • Complete cancer coverage
  • hospital cash
  • Covers over 100 critical illnesses

TATA AIG Criti MediCare Policy (Cons)

TATA AIG Criti MediCare Policy
  • Self-harm not covered
  • No international coverage
  • Adventure sports injury not covered

TATA AIG Criti MediCare Policy (Other Benefits)

TATA AIG Criti MediCare Policy
  • Discount on premiums
  • Tele medical examination
  • Tax benefits

TATA AIG Criti MediCare Policy (Eligibility Criteria)

TATA AIG Criti MediCare Policy
  • Entry Age: 18 - 65 Years
  • Initial Waiting Period: 30 Days
  • SI: Up to 2 Cr
  • Policy Term: 1/2/3 Years

Senior Citizen Health Insurance

Trusted Naam, Fantastic Kaam! Choose all-around care for your health with the Tata AIG Elder Care plan. Tata AIG Elder Care is tailored to offer high-...

Unique Features

  • Preventive health check-ups
  • Post-operative care
  • Homecare treatment cover

Tata AIG Elder Care Insurance Plan (Pros)

Tata AIG Elder Care Insurance Plan
  • Preventive health check-up
  • Pre-hospitalisation cover
  • Post-hospitalisation cover
  • Compassionate visit
  • In-patient treatment

Tata AIG Elder Care Insurance Plan (Cons)

Tata AIG Elder Care Insurance Plan
  • Obesity/weight control
  • Change of gender treatments
  • Hazardous or adventure sports
  • Maternity not covered

Tata AIG Elder Care Insurance Plan (Other Benefits)

Tata AIG Elder Care Insurance Plan
  • Cumulative bonus
  • Daycare procedures
  • Medical second opinion
  • AYUSH treatment cover

Tata AIG Elder Care Insurance Plan (Eligibility Criteria)

Tata AIG Elder Care Insurance Plan
  • Entry age- 61 years
  • Max entry age- 85 years
  • SI- 5-25 Lakhs
  • Waiting Period- 30 days

Top Up and Super Top Up

TATA AIG Medicare Policy offered by Tata AIG is an affordable top-up policy that is designed to look after your and your family's healthcare needs. Me...

Unique Features

  • Lifetime Renewability
  • High Sum Insured Options
  • Quick Buying Process

Medicare Plus Plan (Pros)

Medicare Plus Plan
  • Global coverage
  • Cumulative bonus
  • Tax benefit
  • Family discount

Medicare Plus Plan (Cons)

Medicare Plus Plan
  • No gender change
  • Any existing disability
  • Injuries due to breach of law
  • Injuries due to aviation
  • No suicide cover

Medicare Plus Plan (Other Benefits)

Medicare Plus Plan
  • Consumables benefits
  • In-patient dental treatment
  • Ambulance cover
  • AYUSH Benefits
  • Domiciliary treatment

Medicare Plus Plan (Eligibility Criteria)

Medicare Plus Plan
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 3 L- 1 Cr
  • Waiting period- 30 days

Individual and Family Health Insurance

TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. T...

Unique Features

  • Vaccination Covered
  • AYUSH Covered
  • Quick Claim Process

Tata AIG Medicare Plan (Pros)

Tata AIG Medicare Plan
  • Global coverage
  • 540+ day care treatments
  • Qualified nurse
  • Room rent
  • Organ donor

Tata AIG Medicare Plan (Cons)

Tata AIG Medicare Plan
  • Injury due to suicide attempt
  • Death due to drugs
  • STDs
  • Injuries due to breach of law

Tata AIG Medicare Plan (Other Benefits)

Tata AIG Medicare Plan
  • AYUSH benefit
  • Health checkup
  • Bariatric surgery cover
  • Vaccination cover

Tata AIG Medicare Plan (Eligibility Criteria)

Tata AIG Medicare Plan
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 3 L- 20 L
  • Waiting period- 30 days

Individual

To ensure total health coverage for women, Tata AIG Health Insurance has introduced the Wellsurance Women Policy. This plan is specially designed to p...

Unique Features

  • Designed for Women
  • Check your Eligibility
  • Quick Claim Process

TATA AIG Wellsurance Women Policy (Pros)

TATA AIG Wellsurance Women Policy
  • Cashless hospitalisation
  • Daily cash benefit
  • Post-hospitalisation

TATA AIG Wellsurance Women Policy (Cons)

TATA AIG Wellsurance Women Policy
  • Any pre-existed illnesses or any complications
  • STDs
  • Self-inflicted injuries /Attempted suicide
  • Mental or nervous disorder

TATA AIG Wellsurance Women Policy (Other Benefits)

TATA AIG Wellsurance Women Policy
  • Free helpline
  • Discount offerings on health and wellness
  • Tax benefits

TATA AIG Wellsurance Women Policy (Eligibility Criteria)

TATA AIG Wellsurance Women Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 7 L

Family

TATA AIG's Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan opens the availability to different...

Unique Features

  • 5X Enhanced Benefits
  • 2 Impressive Variants To Choose
  • Complete AYUSH Coverage

TATA AIG Supercharge Plan (Pros)

TATA AIG Supercharge Plan
  • 5x benefits
  • 5% extra discount for youngsters
  • 2 plan variants
  • AYUSH treatment

TATA AIG Supercharge Plan (Cons)

TATA AIG Supercharge Plan
  • Obesity treatment unavailable
  • Change of gender treatment
  • Maternity cover
  • Act of war not included

TATA AIG Supercharge Plan (Other Benefits)

TATA AIG Supercharge Plan
  • Unlimited recharge
  • Wellness benefits
  • Easy claim process
  • Restore benefit
  • Pan India coverage

TATA AIG Supercharge Plan (Eligibility Criteria)

TATA AIG Supercharge Plan
  • Entry age- 90 days
  • Max entry age- no limit
  • SI -INR 5 L to 20 L
  • Waiting period- 30 days

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TATA AIG Top-up Plans: FAQs

1. What are the eligibility criteria for Tata AIG Top-up plan?

The eligibility criteria for Tata AIG top-up plan for adults are 18 years to 65 years. Dependent children can be covered from the age of 3 months till 5 years.

2. What are the sum insured options available under Tata AIG top-up plan?

The sum insured options available range from INR 3 lac to INR 1 crore.

3. Am I covered for domiciliary hospitalization under Tata AIG Top-up Plan?

Yes, domiciliary hospitalization is available under Tata AIG top-up plan.

4. Are insurance holders covered outside of India under Tata AIG top-up plan?

Yes, With the optional global coverage under Tata AIG top-up plan insurance holders can avail of treatment anywhere outside India.

5. What is the policy term for Tata AIG top-up plan?

Tata AIG top-up plan is applicable for 1/2/3 years. Insurance holders can select their preferred policy term.

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Himanshu Kumar

Written By: Naval Goel

Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.