Wellsurance Women Policy
  • Designed for women
  • Check your Eligibility
  • Quick Claim Process
TATA AIG Health Insurance
premium

Network hospitals

10,000+

premium

Claim settlement ratio

93.55%

premium

Sum insured

Upto 3 Crore

premium

No. of Plans

10

premium

Solvency Ratio

2.1%

premium

Pan India Presence

200

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

10,000+

premium

Claim settlement ratio

93.55%

premium

Sum insured

Upto 3 Crore

premium

No. of Plans

10

premium

Solvency Ratio

2.1%

premium

Pan India Presence

200

Wellsurance Women Policy

To ensure total health cover for women, Tata AIG Health Insurance has introduced Wellsurance Women Policy. This plan is specially designed to protect women against certain illnesses and provides various benefits such as cashless facility, cosmetic surgery, critical illness cover, discounts on health and wellness. Apart from all these benefits, the policy also covers hospitalization and pays daily hospital cash in such cases.

The plan is available in three variants - Classic, Supreme, and Elite. Let's understand each plan and its variant in detail,

Key Features and Benefits of Wellsurance Women Plan

One should always be aware of their availed policy. Here are the key features and benefits of the Wellsurance Women plan,

  • This plan provides cashless facilities during hospitalization at over 6200+ network hospitals across India. In cashless hospitalization, you don't have to pay a single penny to the hospital for medical treatment.
  • Get the Hospital Daily Cash Benefit where a fixed amount per day of hospitalization is paid is a lump sum amount to the policyholder.
  • The plan offers higher hospital cash for ICU/ICCU admission to the hospital.
  • Convalescence benefit for the post-hospitalization treatment. The insurer pays the lump sum amount for the recovery at home.
  • Offers coverage for the cosmetic Reconstruction Surgery caused due to accident/injuries.
  • Benefits on Tax Savings under section 80(D) Income Tax Act.
  • It provides you with an option of cancelling your policy without penalty i.e., called Free look period of 15 days.
  • It offers lifetime renewability that saves your pocket from financial stress and burdens.
  • Provides a benefit amount on the diagnosis of 12 critical illnesses listed in the policy's documents.
    1. Critical illnesses covered
    2. Cancer
    3. First Heart Attack
    4. Stroke
    5. Kidney Failure
    6. Coma
    7. Coronary Artery Bypass Grafting (CABG)
    8. Major Organ Transplant
    9. Total Blindness
    10. Paralysis
    11. Multiple Sclerosis
    12. Major burns

Other Additional Benefits

  1. Free Helpline

    Wellsurance Women plan provides you with an option to reach out to physicians or medical practitioners to get help on health and wellness-related information from Monday to Saturday (09:00 am - 07:00 pm). For information, you can call on their toll-free number 1800 103 5252.

  2. Discount offerings on Health and Wellness

    Get discounts on approximately 200 selected gyms, spas, weight management centres, and skincare diagnostic centres.

  3. Tax Benefits

    Get tax-saving benefits on the premiums paid under section 80(D) of the Income Tax Act.

  4. Tata AIG portal

    The portal of TATA AIG provides information about the network hospitals, their services, and costs. Also, there is a personalized tracker that monitors health and fitness.

Eligibility Criteria

Entry Age 18-65 years
Renewability Lifelong Renewability
COVID-19 Covered

**Last Updated on August, 2021

Coverages under Wellsurance Women Plan

Benefits Classic Supreme Elite
Ambulance charges - This benefit is a lump sum amount paid on an ambulance during the hospitalization. The expenses incurred in the admission and the discharge from the hospital up to Rs.2000/-
The hospital cash benefit is covered for up to 90 days along with 1 day-deductible.
*Not applicable for hospitalization because of an accident.
2000 per day 3000 per day 4000 per day
Cosmetic Reconstructive Surgery is only applicable in case of accidents/injury 50000 100000 200000
Convalescence Benefit is to be paid by the insurer after five continuous days of hospitalization. 1500 2500 4000
ICU charges are covered up to 15 days for a policy year 3000 per day 4500 per day 6000 per day
Diagnosis of critical illnesses
For cancer 300000 500000 750000
Major organ transplantation/Coma/Coronary artery bypass grafting (CABG), first heart attack/stroke/kidney failure/Total blindness/major burns/multiple sclerosis/paralysis 150000 250000 375000

**Last Updated on August, 2021

TATA AIG Health Insurance Network Hospital List

TATA AIG Health Insurance Network Hospitals are present in 30 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Exclusions

The major exclusions of Wellsurance Women Policy are,

  • Any pre-existed illnesses or any complications associated with it.
  • Sexually transmitted diseases
  • Self-inflicted injuries /Attempted suicide
  • Mental or nervous disorder, anxiety, depression, or stress.
  • AIDS/HIV
  • Adventurous/professional sports injury or any hazardous activities
  • Weight management programs or obesity or improving physical appearance
  • Any surgery for the donation of organs
  • War, civil war, invasion, or act of foreign enemies
  • Congenital anomalies, defects, or diseases are not covered.
  • Any policyholder attempting to commit a breach of law with criminal intent.
  • Alcoholic/drug/substance abuse

For detailed information about the exclusions, please refer to policy brochures/documents.

Buying Process of Wellsurance Women Policy

To buy this plan, you need to visit the nearest branch of Tata AIG, as this plan is not available online. In case you get into some trouble while buying from Tata AIG, get in touch (1800-4200-269) with the experts of PolicyX.com.

Claim Process of Wellsurance Women Policy

For all claims-related services, contact E-Meditek (TPA) Services Ltd. All claims will be cashless subject to admission into in-network hospitals.

If you are admitted to a non-network hospital, then submit your bills to E-Meditek (TPA) Services Ltd for availing the reimbursement option up to the specified limits.

Tata AIG Important Links


Find Out What Customers Are Saying

(Showing latest 5 reviews only)

- 4.7/5 (72 Total Rating)

1 days ago

Roopali Soni

Dehradun

I am so grateful to PolicyX, for suggesting me TATA AIG Accidental plan. It helped me a lot and paid the bills when I met with the accident recently.

February 16, 2024

Brij Mohan Sharma

Jaipur

My son met with an accident, he got some injuries. We purchased TATA AIG Accident Guard 2 years ago, and now its the time to claim. Fortunately, PolicyX helped me with the claim procedure and we got all the expenditure back.

February 16, 2024

Madhur Mathur

Allahabad

Thank you PolicyX for helping me claim for TATA AIG Accident coverage. It even covered the ambulance and road transportation charges.

February 14, 2024

Saumya Shukla

Jaipur

The experts at PolicyX helped get my TATA AIG health insurance policy renewal. The team guided me at each step from reminding me about the renewal to payment processing. They made it super easy for me.

October 11, 2023

Anju Chawla

Delhi

I m glad I chose Tata AIG health insurance through Policyx.com. It was an easy process, and their customer support is excellent.

View All Tata Aig Health Insurance Reviews

Last updated on August, 2021

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