Tata AIG Health Insurance Benefits
Mеdical еxpеnsеs can oftеn spiral out of control, causing financial strain and strеss. To address thеsе challеngеs, Tata AIG health Insurance has еmеrgеd as a rеliablе partnеr, offеring a comprеhеnsivе rangе of hеalth insurancе benefits that catеr to thе divеrsе nееds of pеoplе. With a commitmеnt to providing financial sеcurity and pеacе of mind, Tata AIG health Insurance has bеcomе a prominеnt playеr in thе insurancе landscapе. Tata AIG, like other insurance companies, offer a range of benefits such as widе rangе of covеragе options, prе, and post hospitalization expеnsеs, day carе trеatmеnts, an array of network hospitals for cashless treatment, lifеlong rеnеwability, organ donor expеnsеs, critical illnеss covеragе, matеrnity benefits etc. But, thеrе arе somе uniquеs Tata AIG health insurance benefits that make them stand out. Lеt's dеlvе into thе dеtailеd еxplanations of somе of these Tata AIG health insurance benefits that set it apart:
- Additional Sum Insurеd and No-Claim Bonus
Tata AIG Health Insurance bеliеvеs in rеwarding individuals who prioritizе their health. With thе option of an additional sum insurеd through thе No-Claim Bonus fеaturе, policyholdеrs arе еncouragеd to maintain a hеalthy lifеstylе. For еvеry claim-frее yеar, a cumulativе No-Claim Bonus is еarnеd. This bonus rеsults in an еnhancеmеnt of thе sum insurеd undеr your health insurancе plan, all without any corrеsponding incrеasе in thе prеmium. Spеcifically, thе MеdiCarе hеalth insurancе plans and variants offеr a rеmarkablе 10 to 100 pеr cеnt additional sum insurеd for еach policy yеar without any claims. This not only provides financial sеcurity but also motivatеs policyholders to stay hеalthy and claim-frее. - Rеstorе Bеnеfits
If you have utilizеd your еntirе sum insurеd for hospitalization, whеthеr plannеd or unplannеd, and rеquirе furthеr mеdical trеatmеnt within thе samе policy yеar, thе rеstoration clausе comеs into play. This clausе allows you to claim your insurancе oncе again, еnsuring that thе financial burdеn doesn't fall solеly on your shouldеrs. Howеvеr, it's еssеntial to undеrstand thе tеrms and conditions associatеd with this clausе, so careful policy sеlеction is advisеd to fully bеnеfit from this fеaturе. - Rеdееmablе Vouchеr/Discount on Sеrvicеs
Promoting wеllnеss and fitnеss, Tata AIG health Insurance еxtеnds its support beyond traditional covеragе. Through rеdееmablе vouchеrs or discounts on spеcific products and sеrvicеs approvеd by rеgulatory standards, policyholdеrs can accеss wеllnеss-rеlatеd offеrings. Thеsе offеrings can include a rangе of sеrvicеs aimеd at improving thе insurеd pеrson's wеll-bеing. This innovativе approach dеmonstratеs Tata AIG's commitmеnt to holistic health management. - Health Condition Management
Tata AIG Health Insurance acknowlеdgеs the significance of proactivеly managing health conditions. Through consultativе sеrvicеs offеrеd via tеlеcommunications and digital communication channеls, policyholdеrs can rеcеivе guidancе on health conditions and illnеssеs. Thе objеctivе hеrе is not just to manage hеalth but also to еnhancе it. Thеsе programs еncompass various aspеcts likе nutrition, diеt, strеss managеmеnt, and othеr pеrsonalizеd hеalth condition managеmеnt initiativеs. - Earn Wеllnеss Rеward
Encouraging physical fitnеss and wеllnеss, Tata AIG health Insurance introducеs an intriguing fеaturе – thе Wеllnеss Rеward. This initiativе еmphasizеs thе importancе of a hеalthy lifestyle by rеwarding insurеd individuals for еach day thеy еngagе in fitnеss activitiеs. Thе accumulatеd Wеllnеss Rеward isn't just a symbolic gеsturе; it can bе convеrtеd into a monеtary valuе. This monеtary valuе can subsеquеntly bе usеd to offsеt costs for a list of sеrvicеs and itеms availablе through thе Tata AIG Nеtwork or еmpanеllеd sеrvicе providеrs. Thеsе offеrings rangе from OPD consultations, pharmacеuticals, hеalth chеck-ups, and diagnostics to hеalth supplеmеnts, fitnеss itеms, and еvеn gym mеmbеrships.
Choose TATA AIG Health Insurance Plan for
Explore TATA AIG Health Insurance
In a Nutshell
Tata AIG Health Insurance transcеnds convеntional hеalth covеragе by еmbracing a holistic approach to wеll-bеing. By providing options for additional sum insurеd, rеstorе benefits, rеdееmablе vouchеrs for wеllnеss-rеlatеd sеrvicеs, hеalth condition managеmеnt programs, and thе innovativе Wеllnеss Rеward, Tata AIG not only еnsurеs financial sеcurity but also activеly promotеs a hеalthiеr and morе balancеd lifеstylе for its policyholdеrs. Choosing Tata AIG health Insurance isn't just about protеction; it's about еmpowеrmеnt and еncouragеmеnt towards a hеalthiеr and happiеr lifе.
Tata AIG Health Insurance Network Hospital List
Tata AIG Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Tata AIG Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Plans offered by TATA AIG Health Insurance
Below is a list of plans offered by Tata AIG that will help you narrow down your search. Go through all the plans carefully and choose your ideal plan carefully.
Individual & Family Health Insurance
Comprehensive Plan
A health plan that supports you in times of medical emergencies. The plan comes in 3 types, Tata AIG MediCare, Tata AIG MediCare Protect, and Tata AIG MediCare Premier.
Unique Features
- Global Coverage
- 540+ Day care treatments
- Compassionate Travel up to 20K
Medicare Health Insurance (Pros)
- Qualified Nurse
- Restore Benefit
- Room Rent
- Organ Donor
- Domiciliary Treatment
Medicare Health Insurance (Cons)
- Injury due to Suicide Attempt
- Death due to Drugs
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- STDs
Medicare Health Insurance (Other Benefits)
- AYUSH Benefit
- Health Checkup
- Bariatric Surgery Cover
- Vaccination cover
- 50%Cumulative Bonus
Medicare Health Insurance (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L - 20 L
- Waiting Period - 30 Days
Standard plan
TATA AIG Arogya Sanjeevani Policy
A standard health plan designed to cover basic medical needs and keep you and your family protected in case of medical contingencies.
Unique Features
- Cataract Treatment covered
- AYUSH Coverage
- Flexible Premium Payment
Arogya Sanjeevani Policy (Pros)
- Robotic Surgeries
- Oral chemotherapy
- BronchialThermoplasty
- Day Care Procedures Covered
- Bronchial Thermoplasty
Arogya Sanjeevani Policy (Cons)
- No Suicide Cover
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Arogya Sanjeevani Policy (Other Benefits)
- Intra Vitreal Injections
- Road Ambulance Cover
- Plastic Surgery
- AYUSH treatment Cover
- Cumulative Bonus
Arogya Sanjeevani Policy (Eligibility Criteria)
- Entry Age - 3 Months
- Max Entry Age - 65 Years
- SI - 1 L to 5 L
- Waiting Period - 30 Days
Standard plan
A comprehensive plan designed for global cover for planned hospitalisation and high-end diagnostics.
Unique Features
- Wellness Services
- Compassionate Travel
- Home Care Treatment
- Emergency Air Ambulance
- Restore Benefit
- Consumables Benefit
- Home Physiotherapy
- Wellness Program
- Injury due to Suicide Attempt
- Death due to Drugs
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- STDs
Medicare Premier (Other Benefits)
- OPD Dental Treatment
- First-year Vaccinations
- In-Patient Treatment
- Delivery Complications Cover
- Second Opinion
Medicare Premier (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 5 L - 3 Crore
- Waiting Period - 30 Days
Standard plan
TATA AIG Group EMI Protect
The plan covers personal accidents and second opinions for groups. This plan also offers double-inpatient benefits for accidents.
Unique Features
- End-stage Lung Failure
- End-stage Liver Failure
- Aplastic Anemia
- Permanent Total Disability
- Cataract
- Retinal Detachment
- Congenital Internal Diseases
- Joint Replacement Surgeries
- No Gender Change
- Any Existing Disability
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
Group EMI Protect (Other Benefits)
- Surgery for Hydrocele
- Osteoporosis
- Permanent Total Disability
- Critical Illness
- Parkinson’s disease
Group EMI Protect (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - NA
- Waiting Period - NA
Standard plan
TATA AIG Medicare Protect
A comprehensive plan designed to cover hospitalization offering optional accidental death rider.
Unique Features
- Restoration Benefit
- Cumulative bonus
- Consumables Benefit
- 540+ Day Care Procedures
- In-Patient Treatment
- Organ Donor
- Domiciliary Treatment
- Compassionate Travel
- Alcoholic Pancreatitis
- Investigation and evaluation
- Congenital External Diseases
- Injuries/Death due to Aviation
- No Suicide Cover
Medicare Protect (Other Benefits)
- Health Checkup
- AYUSH Benefit
- Spouse Cover
- Tax Benefit
- Tele- Medical Examination
Medicare Protect (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age -Lifetime
- SI - 2 L - 5L
- Waiting Period - 30 Days
Standard plan
TATA AIG Secured Future Plan
A plan that covers accidental hospitalization and accidental paralysis and dismemberment.
Unique Features
- Accidental Death
- Permanent Total Disability
- Loss of Speech Cover
Secured Future Plan (Pros)
- Hearing in One Ear
- Congenital Anomaly
- Accidental Injury
- Pre-existing Disease
- Hernia Cover
Secured Future Plan (Cons)
- Injury due to Suicide Attempt
- Death due to Drugs
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- STDs
Secured Future Plan (Other Benefits)
- Spouse Cover
- Easy Renewal
- Easy Portability
- Medical Advice Cover
- Hemiplegia Cover
Secured Future Plan (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 70 Years
- SI - NA
- Waiting Period - 30 Days
Standard plan
Pradhan Mantri Suraksha Bima Yojana
A plan designed for a variety of demographics, including low-income groups, covers hospitalisation and death from accidents.
Unique Features
- Death Cover
- Loss of Sight Cover
- Loss of Both Feet
PM Suraksha Bima Yojana (Pros)
- Loan Benefit
- Auto Debit Benefit
- Nominal Premium
- Long-Term Policy Tenure
- Tax Benefits
PM Suraksha Bima Yojana (Cons)
- Non-Permanent Disabilities
- Death due to Drugs
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
PM Suraksha Bima Yojana (Other Benefits)
- Permanent Partial Disability
- Easy Renewal
- Total Partial Disability
- One-year policy options
- Easy Claim Settlement
PM Suraksha Bima Yojana (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 70 Years
- SI - Upto 2 L
- Waiting Period - NA
Standard plan
Janata Personal Accident Policy (Individual)
The plan provides financial protection in the form of accidental compensation. In the event of death, the plan offers 100% compensation.
Unique Features
- Death Cover
- Loss of Sight Cover
- Loss of Both Feet
Janata Personal Accident Policy (Pros)
- No Interest On Premium
- Easy Application Process
- Nominal Premium
- Long-Term Policy Tenure
- Tax Benefits
Janata Personal Accident Policy (Cons)
- Non-Permanent Disabilities
- Any Existing Disability
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
Janata Personal Accident Policy (Other Benefits)
- Permanent Partial Disability
- Easy Renewal
- Total Partial Disability
- One-year policy options
- Easy Claim Settlement
Janata Personal Accident Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 70 Years
- SI - 25K - 1 L
- Waiting Period - NA
Standard plan
Maharaksha Personal Injury Plan
A plan that provides coverage for accidental death and hospitalization. There are no limitations on hospitals under the plan.
Unique Features
- Fractures Cover
- Worldwide Coverage
- Double Claim benefit
Maharaksha Personal Injury Plan (Pros)
- Dislocation Cover
- Burns Cover
- Accidental Injury
- Hospital Indemnity
- Sum Insured Enhancement
Maharaksha Personal Injury Plan (Cons)
- Age Benefit Reduce Above 71
- Death due to Drugs
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No STDs /AIDS Cover
Maharaksha Personal Injury Plan (Other Benefits)
- Family Cover
- Easy Renewal
- Coverage Up to 75 Years
- Easy Claim Settlement
- Easy Application Process
Maharaksha Personal Injury Plan (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 75 Years
- SI - NA
- Waiting Period - NA
Standard plan
Janata Personal Accident Policy (Group)
The plan offers the group financial security in case of accidental hospitalization and offers 100% compensation in the case of accidental death.
Unique Features
- Death Cover
- Loss of Sight Cover
- Loss of Both Feet
Janata Personal Accident Policy (Group) (Pros)
- No Interest on Premium
- Easy Application Process
- Nominal Premium
- Long-Term Policy Tenure
- Tax Benefits
Janata Personal Accident Policy (Group) (Cons)
- Non-Permanent Disabilities
- Any Existing Disability
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
Janata Personal Accident Policy (Group) (Other Benefits)
- Permanent Partial Disability
- Easy Renewal
- Total Partial Disability
- One-year Policy Options
- Easy Claim Settlement
- Entry Age - 18 Years
- Max Entry Age - 70 Years
- SI - NA
- Waiting Period - NA
Standard plan
Group Accident Guard Policy
The plan offers a lump sum benefit upon HIV diagnosis and offers financial security in the event of job loss.
Unique Features
- Education Allowance
- Trauma Counseling
- Public Carrier Benefit
Group Accident Guard Policy (Pros)
- Double Dismemberment Benefit
- Animal Attack Cover
- Permanent Partial Disability
- Loss of Personal Effects
- Temporary Total Disability
Group Accident Guard Policy (Cons)
- No War Injury Cover
- No Air Ambulance Service
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
Group Accident Guard Policy (Other Benefits)
- Consultation fees
- Intensive Care unit
- Accidental Miscarriage
- Funeral Benefits
- In-Hospital Daily Cash
Group Accident Guard Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - NA
- Waiting Period - 30 Days
Standard plan
TATA Aig Group Personal Accident
The plan offers emergency accident medical coverage, emergency family travel, and alternate accident medical expenses.
Unique Features
- Coma Cover
- Documentation Loss Cover
- Baggage Loss/Delay Cover
Group Personal Accident (Pros)
- Family Transportation Benefit
- Vehicle Modification Benefit
- Loss of Speech
- Bail Bond
- Dental Cover
Group Personal Accident (Cons)
- No War Injury Cover
- Any Existing Disability
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
Group Personal Accident (Other Benefits)
- Medical Expenses
- lteration Cover
- Loss of Passport
- Common Disaster Benefit
- Immediate Medical Treatment
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - NA
- Waiting Period - NA
Standard plan
TATA Aig Auto Shield Policy
The plan provides reimbursement for accident hospitalization and covers disability caused by the accident.
Unique Features
- Immediate Medical Treatment
- Loss of Speech
- Loss of Sight
TATA Aig Auto Shield Policy (Pros)
- Intensive Care Unit
- Physiotherapy Cover
- Home/Vehicle Modification
- Accidental Dismemberment
- Accidental Permanent Total Disability
TATA Aig Auto Shield Policy (Cons)
- No War Injury Cover
- Any Existing Disability
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
TATA Aig Auto Shield Policy (Other Benefits)
- Permanent Partial Disability
- Accidental Hospital Cash
- Ambulance Charges
- Surgical Treatment
- Surgery Cover
TATA Aig Auto Shield Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - NA
- Waiting Period - NA
Standard plan
TATA Aig Accident Shield Policy
The plan offers coverage for accidental death, accidental dismemberment, and disability caused due to accidents.
Unique Features
- Child Tuition Benefit
- Child Enhancement Benefit
- Temporary Total Disability
Accident Shield Policy (Pros)
- Family Transportation Benefit
- Air Ambulance
- Escalation Benefit
- Loss of Hearing
- Funeral Repatriation Benefits
Accident Shield Policy (Cons)
- No Alcoholism Cover
- No War Injury Cover
- No Cataract Cover
- No Suicide Cover
- No STD Cover
Accident Shield Policy (Other Benefits)
- Fractures/Burns
- Total Disablement Cover
- Hospital Daily Cash
- Accidental Death
- Permanent Total Disability
Accident Shield Policy (Eligibility Criteria)
- Entry Age - 6 Months
- Max Entry Age - 65 Years
- SI - NA
- Waiting Period - 30 Days
Standard plan
The plan offers coverage for accidental death and disability caused due to accidents.
Unique Features
- Temporary Total Disability
- Child Enhancement Benefit
- Child Tuition Benefit
Accident Guard Policy (Pros)
- Family Transportation Benefit
- Air Ambulance
- Escalation Benefit
- Loss of Hearing
- Funeral Repatriation Benefits
Accident Guard Policy (Cons)
- No Alcoholism Cover
- No War Injury Cover
- No Cataract Cover
- No Suicide Cover
- No STD Cover
Accident Guard Policy (Other Benefits)
- Fractures/Burns
- Total Disablement Cover
- Hospital Daily Cash
- Accidental Death
- Permanent Total Disability
Accident Guard Policy (Eligibility Criteria)
- Entry Age - 6 Months
- Max Entry Age - 65 Years
- SI - NA
- Waiting Period - 30 Days
Standard plan
TATA Aig Accident Guard Plus
The plan offers coverage for accidental death, accidental dismemberment, and disability caused due to accidents.
Unique Features
- Coma Benefit
- Loan Shield
- Child Tuition Benefit
TATA Aig Accident Guard Plus (Pros)
- Cost of Artificial Limbs
- Air Ambulance
- Escalation Benefit
- Loss of Hearing
- Funeral Repatriation Benefits
TATA Aig Accident Guard Plus (Cons)
- No Alcoholism Cover
- No War Injury Cover
- No Cataract Cover
- No Suicide Cover
- No STD Cover
TATA Aig Accident Guard Plus (Other Benefits)
- Fractures/ Burns
- Total Disablement Cover
- Hospital Daily Cash
- Accidental Death
- Permanent Total Disability
TATA Aig Accident Guard Plus (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 70 Years
- SI - NA
- Waiting Period - 30 Days
Standard plan
TATA Aig Saral Suraksha Bima
This is a simplified health insurance plan designed to provide affordable coverage and financial security to individuals.
Unique Features
- Dental Treatment
- Easy Renewal
- Minimal Documentation
TATA Aig Saral Suraksha Bima (Pros)
- Total Temporary Disablement
- Installment Premium Payment
- Cumulative Bonus
- Hospitalization Expenses
- 10% Education Grant
TATA Aig Saral Suraksha Bima (Cons)
- No Alcoholism Cover
- No War Injury Cover
- No Cataract Cover
- No Suicide Cover
- No STD Cover
TATA Aig Saral Suraksha Bima (Other Benefits)
- Partial Disablement Cover
- Total Disablement Cover
- Nursing Expenses Cover
- Prosthetic Cover
- ICU Cover
TATA Aig Saral Suraksha Bima (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 2.5 L to 5 cr
- Waiting Period - 30 Days
Standard plan
TATA Aig Home Guard Plus Policy
The plan offers coverage for Personal accidents and natural calamity damages. The plan also includes theft and burglary coverage.
Unique Features
- Loss of Employment
- Cancer Cover
- Funeral Expenses
TATA Aig Home Guard Plus Policy (Pros)
- Education Benefit
- Permanent Total Disability
- Paralysis of Limbs
- Permanent Paralysis of Limbs
- First Heart Attack
TATA Aig Home Guard Plus Policy (Cons)
- No Transient Ischemic Attacks
- Traumatic injury of the brain
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
TATA Aig Home Guard Plus Policy (Other Benefits)
- Education Benefit
- Fire & Special Perils
- Kidney Failure
- Major Organ Transplant
- Child Cover
TATA Aig Home Guard Plus Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 1 L - 3 Crore
- Waiting Period - 30 Days
Top-up Policy
An indemnity plan for individuals and families without any sub-limits, comes with lifelong renewal and aggregate deductibles.
Unique Features
- Global Coverage
- Cumulative Bonus
- Tax Benefit
Tata AIG Medicare Plus (Pros)
- In-patient Treatment
- Long Term Discount
- Family Discount
- Day Care Procedures
- Lifelong Renewal
Tata AIG Medicare Plus (Cons)
- No Gender Change
- Any Existing Disability
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
Tata AIG Medicare Plus (Other Benefits)
- Consumables Benefit
- In-patient Dental Treatment
- Ambulance Cover
- AYUSH Benefit
- Domiciliary Treatment
Tata AIG Medicare Plus (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L - 1 Cr
- Waiting Period - 30 Days
Standard plan
Group Medicare Micro Insurance Product
The plan offers corporate floater for critical illness as well as dental out-patient cover and vaccination cover.
Unique Features
- Accidental Death
- Education Benefit
- Funeral Expenses
Group Medicare Micro Insurance Product (Pros)
- Ambulance Cover
- Organ Donor
- Pre-Hospitalization
- Post-Hospitalization
- Maternity Cover
Group Medicare Micro Insurance Product (Cons)
- No Gender Change
- Any Existing Disability
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
Group Medicare Micro Insurance Product (Other Benefits)
- Pre/Post Natal Cover
- Family Transportation Benefit
- Consumables Benefit
- Nursing Allowance
- Restore Sum Insured Benefit
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - NA
- Waiting Period - 30 Days
Standard plan
TATA AIG Group Medicare 360
The plan provides reimbursement for accidental hospitalization and covers the expenses for qualified nurses and in-patient care.
Unique Features
- OPD treatment
- Pre-Existing Disease
- New Born Baby
TATA AIG Group Medicare 360 (Pros)
- Pre-hospitalization
- Post-hospitalization
- Maternity Expenses
- Medically Necessary Treatment
- Surgical Procedure
TATA AIG Group Medicare 360 (Cons)
- No War Injury Cover
- Any Existing Disability
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
TATA AIG Group Medicare 360 (Other Benefits)
- Family Transportation Benefit
- Domiciliary Hospitalisation
- Ambulance Charges
- Organ Donor
- Day Care Procedures
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - NA
- Waiting Period - 30 Days
Standard plan
A comprehensive plan designed for global cover for accidental hospitalization and high-end diagnostics such as Chemotherapy and Radiotherapy.
Unique Features
- Waiver of Premium
- Psychiatric Counseling
- Advanced Treatment for Cancer
Tata AIG Criti-MediCare (Pros)
- Accidental Hospitalization
- Health Check-up
- Consumables Benefit
- Home Physiotherapy
- Wellness Benefit
Tata AIG Criti-MediCare (Cons)
- Injury due to Suicide Attempt
- Death due to Drugs
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- STDs
Tata AIG Criti-MediCare (Other Benefits)
- Post Traumatic Surgery
- Hip replacement
- Cancer 360 Degree Benefit
- E-Policy Discount @ 2.5%
- Multi Cover Discount @ 2.5%
Tata AIG Criti-MediCare (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 5 L - 2 Crore
- Waiting Period - 30 Days
Standard plan
Model Policy For Persons With Disabilities And HIV AIDS
The plan offers coverage for HIV/AIDS. Additionally, the plan covers acid attack victims and modern treatment
Unique Features
- Mental Illness
- Cerebral Palsy
- Blindness
- Multiple Sclerosis
- Muscular Dystrophy
- Leprosy Cured Persons
- Parkinson's disease
- Speech and Language Disability
- No Sterility and Infertility
- Maternity Cover
- No Global Cover
- Anti-Retroviral Treatment
- No Suicide Cover
- Locomotor Disability
- Dwarfism
- Intellectual Disability
- Specific Learning Disabilities
- Thalassemia
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 4L to 5L
- Waiting Period - 30 Days
Standard plan
The plan offers the group coverage for accidental death, accidental dismemberment, and accidental paralysis.
Unique Features
- End Stage Renal Failure
- Cancer Cover
- Funeral Expenses
Group Credit Secure Plus (Pros)
- Multiple Sclerosis
- Bone Marrow Transplant
- Open Heart Valve Replacement
- Permanent Paralysis of Limbs
- First Heart Attack
Group Credit Secure Plus (Cons)
- No Transient Ischemic Attacks
- Traumatic injury of the brain
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
Group Credit Secure Plus (Other Benefits)
- Education Benefit
- Permanent Partial Disability
- Worldwide Coverage
- Major Organ Transplant
- Child Cover
Group Credit Secure Plus (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - NA
- Waiting Period - 30 Days
Standard plan
Tata AIG Covid Protection Group Insurance
The group's hospitalization for COVID-19 is covered by the plan. This plan also includes coverage for, PPE kits, gloves, masks, and comparable other costs.
Unique Features
- Cost of Pulse Oximeter
- Cost of Oxygen Cylinder
- Cost of Pulse Nebulizer
Covid Protection Group (Pros)
- Daycare Procedures
- AYUSH benefits
- Family Discount
- Discount To Healthcare Workers
- Hospital Daily Cash
Covid Protection Group (Cons)
- No War Injury Cover
- No Obesity Treatment Cover
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
Covid Protection Group (Other Benefits)
- Pre-Hospitalisation
- Post-Hospitalisation
- Ambulance Charges
- Hospitalization Expenses
- Health Check-ups
Covid Protection Group (Eligibility Criteria)
- Entry Age - 0 Years
- Max Entry Age - 65 Years
- SI - NA
- Waiting Period - 15 Days
Standard plan
Tata AIG Group Hospi Cash
The plan offers fixed daily cash allowance during hospitalization, covering additional expenses and providing financial security.
Unique Features
- Congenital Anomaly
- Day Care Centre
- Inpatient Care
Tata AIG Group Hospi Cash (Pros)
- Maternity expenses
- Intensive Care Unit
- Medically Necessary Treatment
- Osteoporosis
- Non-Infective Arthritis
Tata AIG Group Hospi Cash (Cons)
- Injury due to Suicide Attempt
- Death due to Drugs
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- STDs
Tata AIG Group Hospi Cash (Other Benefits)
- Gout and Rheumatism
- Prolapsed Uterus
- Liver Cirrhosis
- Cataract Cover
- Kidney stone Treatment
Tata AIG Group Hospi Cash (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - Upto 5L
- Waiting Period - 30 Days
Standard plan
Sakhi Tata AIG Maternal Care Micro
The plan provides coverage for major, intermediate, and minor maternal complications, as well as surgical complications.
Unique Features
- Septic Shock
- Family Transportation Benefit
- Disseminated Intravascular Coagulation
Sakhi Maternal Care Micro (Pros)
- Institutional Delivery Benefit
- Congenital Anomalies
- Cardiac disease
- Eclampsia cover
- High-Risk Pregnancy Check-up Benefit
Sakhi Maternal Care Micro (Cons)
- No Non-Allopathic Treatment
- No Sterility Cover
- No Renewal Benefit
- Injuries/Death due to Aviation
- No Suicide Cover
Sakhi Maternal Care Micro (Other Benefits)
- Postpartum Hemorrhage
- Abruptio Placentae Cover
- Placenta Previa
- Uterine Rupture Means
- Amniotic Fluid Embolism Cover
Sakhi Maternal Care Micro (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - NA
- Waiting Period - 30 Days
Standard plan
Sakhi Tata AIG Maternal Care
The plan provides coverage for various maternal complications during pregnancy and childbirth, offering fixed benefit amounts for different conditions.
Unique Features
- Inpatient Hospitalization Benefit
- Family Transportation Benefit
- Intensive Care Unit
Sakhi Tata AIG Maternal Care (Pros)
- Institutional Delivery Benefit
- Congenital Anomalies
- Cardiac disease
- Eclampsia cover
- High-Risk Pregnancy Check-up Benefit
Sakhi Tata AIG Maternal Care (Cons)
- No Non-Allopathic Treatment
- No Sterility Cover
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
Sakhi Tata AIG Maternal Care (Other Benefits)
- Postpartum Hemorrhage
- Abruptio Placentae Cover
- Placenta Previa
- Uterine Rupture Means
- Amniotic Fluid Embolism Cover
Sakhi Tata AIG Maternal Care (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - NA
- Waiting Period - 30 Days
Standard plan
Tata AIG Corona Kavach Policy
The plan provides coverage for COVID-19 hospitalization. This plan also covers home care treatment expenses, PPE Kit, gloves, mask and similar other expenses.
Unique Features
- Cost of Pulse Oximeter
- Cost of Oxygen Cylinder
- Cost of Pulse Nebulizer
Tata AIG Corona Kavach Policy (Pros)
- Daycare Procedures
- AYUSH benefits
- Family Discount
- Hospital Daily Cash
- 5% Discount To Healthcare Workers
Tata AIG Corona Kavach Policy (Cons)
- No War Injury Cover
- No Obesity Treatment Cover
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
Tata AIG Corona Kavach Policy (Other Benefits)
- Pre-Hospitalisation
- Post-Hospitalisation
- Ambulance Charges
- Hospitalization Expenses
- Health Check-ups
Tata AIG Corona Kavach Policy (Eligibility Criteria)
- Entry Age - 0 Years
- Max Entry Age - 65 Years
- SI - 50 K - 5 L
- Waiting Period - 30 Days
Standard plan
Group Credit Secure Plus Micro Insurance Product
The plan offers the group coverage for critical illnesses, accidental death, accidental dismemberment, and accidental paralysis.
Unique Features
- End Stage Renal Failure
- Cancer Cover
- 9 CI cover
Group Credit Secure Plus Micro (Pros)
- Multiple Sclerosis
- Bone Marrow Transplant
- Open Heart Valve Replacement
- Permanent Paralysis of Limbs
- First Heart Attack
Group Credit Secure Plus Micro(Cons)
- No Transient ischemic Attacks
- Traumatic injury of the brain
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
Group Credit Secure Plus Micro(Other Benefits)
- Education Benefit
- Permanent Partial Disability
- Worldwide Coverage
- Major Organ Transplant
- Child Cover
Group Credit Secure Plus Micro(Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - NA
- Waiting Period - 90 Days
Standard plan
The plan provides critical illness coverage on indemnity for the group together with a corporate floater for all illnesses.
Unique Features
- Accidental Death
- Education Benefit
- Funeral Expenses
TATA AIG Group Medicare (Pros)
- Domiciliary Treatment
- Organ Donor
- Post-Hospitalization
- Pre-Hospitalization
- Maternity Cover
TATA AIG Group Medicare (Cons)
- No Gender Change
- Any Existing Disability
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
TATA AIG Group Medicare (Other Benefits)
- Pre/Post Natal Cover
- Family Transportation Benefit
- Consumables Benefit
- Nursing Allowance
- Restore Sum Insured Benefit
TATA AIG Group Medicare (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - NA
- Waiting Period - 30 Days
Standard plan
Group Hospital Cash Micro Insurance Product
The plan includes coverage for accidental death and accidental medical reimbursement.
Unique Features
- EMI Protection Benefit
- Prolonged Hospitalization Benefit
- Double Inpatient Hospital
Group Hospital Cash Micro(Pros)
- Congenital Anomaly
- Day Care Centre
- Intensive Care Unit
- Inpatient Care
- Maternity Cover
Group Hospital Cash Micro(Cons)
- Non-Allopathic Treatment
- Any Existing Disability
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Alzheimer’s Cover
Group Hospital Cash Micro(Other Benefits)
- Medically Necessary Treatment
- Inpatient Hospital Cash Benefit
- Minimal Documentation
- 10 Add-on Covers
- EMI Protection Benefit
Group Hospital Cash Micro(Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - NA
- Waiting Period - 30 Days
