Tata AIG Criti MediCare Insurance Policy & Benefits | PolicyX
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TATA AIG Criti MediCare Policy

If you're diagnosed with any critical illness, this plan will cover th ...Read More

Up to 3 Crores
Sum insured
1
No. of plans
221+
Pan India presence
-%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,712 reviews
🏥 11,000+ hospitals
📊 1.81 solvency ratio
-% claim settlement

About TATA AIG Criti MediCare Policy

A quick read on what this TATA AIG Health Insurance Company plan covers and why it might be a fit for you.

Be ready for future health complications that may deplete your wealth and health. Or choose Tata AIG Criti MediCare, which has your back.

Tata AIG Criti MediCare insurance is a detailed and tailor-made health insurance plan offering continuous coverage for those suffering from a critical illness. A diagnosis of a critical illness can lead to significant financial trouble or even a survival crisis. In such conditions, getting treated for the illness is crucial for safety and increasing the chances of prolonged survival.

The Tata AIG Criti MediCare plan safeguards you from future worries. If you're diagnosed with any critical illness, it will cover the treatment cost so your sole focus is on recovering rapidly. This policy offers three base benefit sections and an optional benefit:

  • Section A: Critical Illness
  • Section B: Cancer 360 Degree Indemnity Cover
  • Section C: Hospital Cash
  • Section D (Optional): Wellsurance Benefit

Read on to learn more about the Tata AIG Criti MediCare health plan.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
91 days - 65 years
Plan type
Critical Illness Health Insurance
Sum insured options
₹5 L, ₹25 L, ₹50 L, ₹1 L, ₹2 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1, 2, 3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Complete cancer coverage
  • hospital cash
  • Covers over 100 critical illnesses

Cons

  • Self-harm not covered
  • No international coverage
  • Adventure sports injury not covered

Benefits of Buying Tata AIG Criti MediCare Policy

Here are the key benefits of the Tata AIG Criti MediCare policy:

  1. Discount on Premiums

    • Long-term discount: 10% for a 3-year policy tenure
    • Long-term discount: 5% for a 2-year policy tenure
    • Multi-individual discount: 7.5% for more than 2 individuals covered in a single policy
    • E-policy discount: 2.5%
    • Multi-cover discount: 2.5% if more than one section is opted under the policy
    • Tata AIG customer discount: 2.5% if the customer holds another active Tata AIG Insurance policy.
  2. Tele Medical Examination

    The company pays 100% of the TeleMER cost upon proposal acceptance. Additionally, a minimum of 50% of the pre-policy medical check-up cost is paid by the company upon proposal acceptance.

  3. Tax Benefits

    All premiums paid towards the Tata AIG Criti MediCare policy are eligible for tax deductions under Section 80D of the Income Tax Act, 1961.

TATA AIG Health Insurance Company Network Hospital List

TATA AIG Health Insurance Company Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance Company ensures that you are medically secured, irrespective of the city you reside in.

Know More About Network Hospitals →

Inclusions & exclusions

What the plan pays for, and what it doesn't.

Inclusions

  • This health plan offers flexibility to choose the healthcare benefits that have 3 base benefits Sections A, B, & C and 1 Optional benefit Section D. Here are the details of the coverage offered by the plan:
  • Note: A minimum of one base benefit section must be opted for, and all proposed members will have the same plan. The sum insured options for these three sections are on an individual basis only.
  • An additional coverage option can be purchased with the critical illness (Section A) cover only. It provides a sum insured of INR 3 lakhs if the insured person sustains an accidental injury during the policy year that leads to death within 12 months from the date of the accident.
  • Note: This benefit is applicable if no claim is reported in the expiring policy year under Section A: Critical Illness (Section A1 or A5). For a detailed guide, refer to the policy brochure or check the policy wordings thoroughly.

Exclusions

  • Treatment for any condition arising due to alcoholism, drug, or substance abuse
  • Obesity and weight control treatment
  • Investigation and Evaluation
  • Breach of law with criminal intent
  • Intentional self-injury/attempted suicide
  • Treatment by a medical practitioner outside their discipline

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry Age: 18: 65 Years
  • Initial Waiting Period: 30 Days
  • SI: Up to 2 Cr
  • Policy Term: 1/2/3 Years

Other features & benefits

Secure Your Future with Criti MediCare

Unexpected health challenges can arise at any time, regardless of your current health. A critical illness health insurance plan provides comprehensive coverage to help insured members fight against up to 100 critical illnesses. It's always better to be prepared. Be future-ready with the Tata AIG Criti MediCare policy today.

Don't wait to secure your future. Give us a call at 1800 4200 269 now and learn more about your policy.

Tata AIG Criti MediCare Policy: FAQs

The 5 most-asked questions about TATA AIG Criti MediCare Policy, answered.

Yes, Tata AIG Criti MediCare insurance is a multi-individual health plan and you can get coverage for your family.
Tata AIG Criti MediCare plan provides coverage for the self, spouse, dependent children, parents, parents-in-law, grandchildren, brother, sister, brother-in-law/sister-in-law, and nephew/niece.
This plan provides healthcare support and treatment expenses against 100 critical illnesses.
You can raise a claim against your Tata AIG Criti MediCare plan either through cashless facilitation or reimbursement claim settlement. Or give us a call at 1800 4200 269.
You can enhance your TATA AIG Criti MediCare policy afterwards, given that you need to pay all the monthly premiums in time.

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