TATA AIG Criti MediCare Policy
  • Covers 100 critical illnesses
  • Cancer-360 indemnity cover
  • Hospital cash benefit
TATA AIG Health Insurance
premium

Network hospitals

10,000+

premium

Incurred claim ratio

78.33%

premium

Sum insured

Up to 3 CR

premium

No. of Plans

10

premium

Solvency Ratio

3.9

premium

Pan India Presence

220

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

10,000+

premium

Incurred claim ratio

78.33%

premium

Sum insured

Up to 3 CR

premium

No. of Plans

10

premium

Solvency Ratio

3.9

premium

Pan India Presence

220

Tata AIG Criti MediCare Policy

Be ready for future health complications that may chew down all your wealth and health! Or choose Tata AIG Criti MediCare which has your back.

Tata AIG Criti MediCare insurance is a detailed and tailor-made health insurance plan offering continuous coverage for those who are suffering from a critical illness. Having been diagnosed with a critical illness is bad news in itself. It can put you into unsaid financial trouble or may cause a crisis of survival in no time. In such conditions, getting treated for that illness is the only way to stay safe and increase the chances of prolonged survival.

The Tata AIG Criti MediCare plan safeguards you all from future worries. If you're diagnosed with any of the critical illnesses, it'll cover the treatment cost so that your sole focus is getting recovered rapidly. This policy offers 3 base benefit sections and an optional benefit:

Section A: Critical Illness

Section B: Cancer 360 Degree Indemnity Cover

Section C: Hospital Cash

Section D(Optional): Wellsurance Benefit

Read further to know more about Tata AIG Criti MediCare health plan.

Eligibility Criteria for Tata AIG Criti Medicare Plan

The below-mentioned factors decide the eligibility criteria for the Tata AIG Criti Medicare plan:

Entry Age

Child: 91 days

Adult Entry Age

Adult: 18 - 65 years

Policy Type

Individual/Multi-individual

Sum Insured

Max. 2 Crores

Policy Tenure

1/2/3 years

Initial Waiting Period*

90 Days (Section A & B), 30 Days (Section C)

*The Initial Waiting Period is the period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

To know more about the plan, read the policy brochure provided below:

Benefits of Buying Tata AIG Criti MediCare Policy

Read below the stand-out benefits of Tata AIG Criti MediCare policy:

  1. Discount on Premiums

    • Long-term discount: 10%, policy tenure of 3 years
    • Long-term discount: 5%, policy tenure of 2 years
    • Multi-individual discount: 7.5%, >2 individuals covered in a single policy
    • E-policy discount: 2.5%
    • Multi-cover discount: 2.5%, if more than 1 sections are opted under the policy
    • Tata AIG customer discount: 2.5%, if the customer already holds another active policy with Tata AIG Insurance.
  2. Tele Medical Examination

    100% of TeleMER cost would be paid by the company, in case of proposal acceptance. Additionally, a minimum of 50% of the pre-policy medical checkup cost would be paid by the company in case the proposal is accepted.

  3. Tax Benefits

    All the premiums paid towards the Tata AIG Criti MediCare policy are subjected to tax deductions benefit under Section 80D of the Income Tax Act, 1961 of India.

Specifications of Coverage Sections under the Tata AIG Criti MediCare Policy

This health plan offers flexibility to choose the healthcare benefits that have 3 base benefits Sections A, B, & C and 1 Optional benefit Section D. Read below the details of coverage that the plan offers:

Section A (Critical Illness) Section B (Cancer 360 Degree Indemnity Cover) Section C (Hospital Cash)
Smart Century Premier Plan (100 critical illnesses), and Smart Half Century Plan (50 critical illnesses) In-patient treatment for cancer (including in-situ cancer or any pre-cancerous lesions) In-patient hospital cash benefit covers the fixed daily cash for each continuous and completed 24 hours of hospitalization for medically necessary treatment
Payout benefit if the insured gets diagnosed with listed critical illnesses Daycare treatment procedures (including in-situ cancer or any pre-cancerous lesions) Prolonged hospital cash benefit covers a fixed amount of INR 10K for each completed and continuous event of an insured person's hospitalization for an illness/injury exceeding the continuous period of 10 days
Smart Cancer Care provides a sum insured payout up to the specified limit as (Early Stage: 20%), (Major Stage: 30%), & (Advanced Stage: 50%) Home care treatment for Cancer, if the home care is essentially required Provides the double in-patient hospital cash benefit for each continuous and completed ICU cover for 24 hours of hospitalization for medically necessary treatment of the insured individuals
Second medical opinion for covered critical illnesses once in a policy year Chemotherapy (including oral), radiotherapy cover and cancer-related medical expenses Provides the double in-patient hospital cash benefit for each continuous and completed 24 hours of hospitalization for medically necessary treatment of the insured individuals due to an accidental injury or severe accidental conditions
Waiver of premium benefit on renewal up to 70% (for the next three years with Smart Century Premier Plan) Get advanced medical treatment and cancer care Provides the double in-patient hospital cash benefit for each continuous and completed ICU cover for 24 hours of hospitalization for medically necessary treatment of the insured individuals due to an accidental injury
Multipay feature of a maximum of up to 3 claims once each under Section A/B/C payable during the lifetime of the policy High-end diagnostics care cover which means the medically necessary OPD tests are covered up to INR 25K in a policy year INR 500 per day to INR 20,000 per day (in multiple of 500's)
Maximum payable days in a policy year: 30 days/60 days/180 days
You can choose the survival period from 0, 7 & 15 days Psychiatric counselling for emotional/mental trauma is covered up to 8 sessions under the plan and each session is covered for up to INR 2K -
Sum insured options: INR 5 lakhs - 2 Cr (in multiples of INR 5 lakhs) in each category (Category A/B/C). Plans options available are Smart Century Premier (100 Critical Illnesses) and Smart Half Century (50 Critical Illnesses) If the insured is diagnosed with cancer in India and needs emergency global coverage for daycare treatment, this plan covers the medical expenses on a reimbursement basis -
Loading: Insured individuals have the option to choose Survival Period for 0 or 7 or 15 days (not applicable for categories other than Section A: Critical Illness cover). Survival Period loading applicable for 7 days is 5% and for 0 days is 7.5% on the critical illness premium More benefits of this section include Pre-Hospitalization Expenses, Post-Hospitalization Expenses, Organ Donor Expenses, OPD Cover (Outpatient), Hotel Accommodation, Transportation Expenses, Ambulance Cover, Palliative Care for Cancer, Health Check-up, Second Medical Opinion, Consumable Benefits -
- INR 5 lakhs to 2 Cr in multiples of INR 5 lakhs -

Section D Wellsurance Benefit (Optional)

Specifications Classic Supreme Elite
Minor Surgeries Pays a lump sum benefit, in case of medically necessary surgery (excluding any pre-existing condition) such as:
Appendectomy/Removal,
Kidney stones/Haemorrhoids,
Cholecystectomy/Removal of Gall bladder Stones/Hernia/Biopsy or growth are covered
Major Surgeries Pays a lump sum benefit, in case of medically necessary treatment for covered major surgery (excluding any pre-existing condition). Conditions that are covered include
Post Traumatic Surgery
Hip replacement
Knee replacement/knee ligament surgery,
Cosmetic Reconstructive Surgery (in case of accidents)
Post-operative Expenses (Physiotherapy) Pays a lump sum benefit, in case of medically necessary treatment for physiotherapy for any covered major or minor surgery post-discharge from the hospital for conditions that are mentioned above
Ambulance Services Pays a lump sum amount towards road ambulance while getting hospitalized and/or at the time of transfer after discharging from the hospital

Note: A minimum of one Section from the base benefit sections has to be opted and all proposed members will have the same plan. The sum insured options of these three sections are denoted on an individual basis only.

Extended Coverage with Section E: Personal Accidents

There is an additional coverage option that can be purchased with critical illness (Section A) cover only. It provides INR 3 lakhs of the sum insured if the insured person has an accidental injury during the policy year that leads to death within 12 months from the date of the accident.

Note: This benefit is applicable if no claim is reported in the expiring policy year under Section A: Critical Illness (Section A1 or A5). For a detailed guide, read the policy brochure attached above or check thoroughly the policy wordings.

Standard Exclusions of the Tata AIG Criti MediCare Insurance?

Some of the standard exclusions of Tata AIG Criti MediCare policy are given below:

Medical Exclusions

  • Treatment for any condition arising due to alcoholism, drug or substance abuse
  • Obesity and weight control treatment
  • Investigation and Evaluation

Non-Medical Exclusions

  • Breach of law with criminal intent
  • Intentional self-injury/attempted suicide
  • Treatment rendered by a Medical Practitioner outside the discipline

Others, as per the policy wordings of your Tata AIG Criti MediCare insurance.

TATA AIG Health Insurance Network Hospital List

TATA AIG Health Insurance Network Hospitals are present in 30 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

To Be Concluded

Bad omens can hit the doors anytime doesn't matter how healthy you are now. Critical illnesses health insurance plan provides an all-around solution to the insured members and extended health coverage to fight against up to 100 critical illnesses. It's also said that, better today than never. So, be future-ready with Tata AIG Criti MediCare policy today.

So why is the wait to secure your future? Give us a call at 1800 4200 269 now and learn more about your policy.

Explore Other TATA AIG Health Plans

TATA AIG health offers a wide range of health insurance plans to fulfil the medical needs of individuals, families, and senior citizens.

Top-up Plan

TATA AIG's Health Supercharge plan offers a five fold enhancement in your health insurance coverage.

Unique Features

  • 5x benefits
  • 5% extra discount for youngsters
  • Family floater plan

TATA AIG Supercharge (Pros)

  • Comes with 2 kinds of plans
  • Covers medical devices.
  • Covers AYUSH treatment
  • Covers tele-consultation services
  • Covers wellness services

TATA AIG Supercharge (Cons)

  • Obesity treatment unavailable
  • Excludes change of gender treatment
  • Maternity cover not included
  • Act of war not included
  • Excludes cosmetic treatment

TATA AIG Supercharge (Other Benefits)

  • Unlimited recharge
  • Wellness benefits
  • Easy claim process
  • Restore benefits
  • Pan India coverage

TATA AIG Supercharge (Eligibility Criteria)

  • Entry Age- 90 days
  • Max entry age- no limits
  • SI- INR 5L to 20L
  • Waiting Period- 30 days

Top-up Plan

The plan is specially designed to cater to the healthcare needs and post-operative care of elderly individuals.

Unique Features

  • Post-operative care
  • Home care treatment
  • Home physiotherapy

Tata AIG Elder Care(Pros)

  • Preventive health check-up
  • Pre-hospitalization cover
  • Post-hospitalization cover
  • Compassionate visit
  • In-patient treatment

Tata AIG Elder Care(Cons)

  • Obesity/weight control
  • Change of gender treatments
  • Hazardous or adventure sports
  • Maternity not covered
  • Rest, cure & rehabilitation

Tata AIG Elder Care(Other Benefits)

  • Cumulative bonus
  • Daycare procedures
  • Medical second opinion
  • Medical second opinion
  • AYUSH treatment cover

Tata AIG Elder Care(Eligibility Criteria)

  • Entry Age - 61 years
  • Max Entry Age - 85 Years
  • SI - 5 - 25 Lakhs
  • Waiting Period - 30 Days

Comprehensive Plan

A health plan that supports you in times of medical emergencies. The plan comes in 3 types, Tata AIG MediCare, Tata AIG MediCare Protect, and Tata AIG MediCare Premier.

Unique Features

  • Global Coverage
  • 540+ Day care treatments
  • Compassionate Travel up to 20K

Medicare Health Insurance (Pros)

  • Qualified Nurse
  • Restore Benefit
  • Room Rent
  • Organ Donor
  • Domiciliary Treatment

Medicare Health Insurance (Cons)

  • Injury due to Suicide Attempt
  • Death due to Drugs
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • STDs

Medicare Health Insurance (Other Benefits)

  • AYUSH Benefit
  • Health Checkup
  • Bariatric Surgery Cover
  • Vaccination cover
  • 50%Cumulative Bonus

Medicare Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L - 20 L
  • Waiting Period - 30 Days

Top-up Policy

An indemnity plan for individuals and families without any sub-limits, comes with lifelong renewal and aggregate deductibles.

Unique Features

  • Global Coverage
  • Cumulative Bonus
  • Tax Benefit

Tata AIG Medicare Plus (Pros)

  • In-patient Treatment
  • Long Term Discount
  • Family Discount
  • Day Care Procedures
  • Lifelong Renewal

Tata AIG Medicare Plus (Cons)

  • No Gender Change
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Tata AIG Medicare Plus (Other Benefits)

  • Consumables Benefit
  • In-patient Dental Treatment
  • Ambulance Cover
  • AYUSH Benefit
  • Domiciliary Treatment

Tata AIG Medicare Plus (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L - 1 Cr
  • Waiting Period - 30 Days

Standard plan

TATA AIG Arogya Sanjeevani Policy

A standard health plan designed to cover basic medical needs and keep you and your family protected in case of medical contingencies.

Unique Features

  • Cataract Treatment covered
  • AYUSH Coverage
  • Flexible Premium Payment

Arogya Sanjeevani Policy (Pros)

  • Robotic Surgeries
  • Oral chemotherapy
  • BronchialThermoplasty
  • Day Care Procedures Covered
  • Bronchial Thermoplasty

Arogya Sanjeevani Policy (Cons)

  • No Suicide Cover
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

  • Intra Vitreal Injections
  • Road Ambulance Cover
  • Plastic Surgery
  • AYUSH treatment Cover
  • Cumulative Bonus

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

Standard plan

A comprehensive plan designed for global cover for planned hospitalisation and high-end diagnostics.

Unique Features

  • Wellness Services
  • Compassionate Travel
  • Home Care Treatment

Medicare Premier (Pros)

  • Emergency Air Ambulance
  • Restore Benefit
  • Consumables Benefit
  • Home Physiotherapy
  • Wellness Program

Medicare Premier (Cons)

  • Injury due to Suicide Attempt
  • Death due to Drugs
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • STDs

Medicare Premier (Other Benefits)

  • OPD Dental Treatment
  • First-year Vaccinations
  • In-Patient Treatment
  • Delivery Complications Cover
  • Second Opinion

Medicare Premier (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L - 3 Crore
  • Waiting Period - 30 Days

Standard plan

TATA AIG Group EMI Protect

The plan covers personal accidents and second opinions for groups. This plan also offers double-inpatient benefits for accidents.

Unique Features

  • End-stage Lung Failure
  • End-stage Liver Failure
  • Aplastic Anemia

Group EMI Protect (Pros)

  • Permanent Total Disability
  • Cataract
  • Retinal Detachment
  • Congenital Internal Diseases
  • Joint Replacement Surgeries

Group EMI Protect (Cons)

  • No Gender Change
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Group EMI Protect (Other Benefits)

  • Surgery for Hydrocele
  • Osteoporosis
  • Permanent Total Disability
  • Critical Illness
  • Parkinson’s disease

Group EMI Protect (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - NA

Standard plan

TATA AIG Medicare Protect

A comprehensive plan designed to cover hospitalization offering optional accidental death rider.

Unique Features

  • Restoration Benefit
  • Cumulative bonus
  • Consumables Benefit

Medicare Protect (Pros)

  • 540+ Day Care Procedures
  • In-Patient Treatment
  • Organ Donor
  • Domiciliary Treatment
  • Compassionate Travel

Medicare Protect (Cons)

  • Alcoholic Pancreatitis
  • Investigation and evaluation
  • Congenital External Diseases
  • Injuries/Death due to Aviation
  • No Suicide Cover

Medicare Protect (Other Benefits)

  • Health Checkup
  • AYUSH Benefit
  • Spouse Cover
  • Tax Benefit
  • Tele- Medical Examination

Medicare Protect (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -Lifetime
  • SI - 2 L - 5L
  • Waiting Period - 30 Days

Standard plan

TATA AIG Secured Future Plan

A plan that covers accidental hospitalization and accidental paralysis and dismemberment.

Unique Features

  • Accidental Death
  • Permanent Total Disability
  • Loss of Speech Cover

Secured Future Plan (Pros)

  • Hearing in One Ear
  • Congenital Anomaly
  • Accidental Injury
  • Pre-existing Disease
  • Hernia Cover

Secured Future Plan (Cons)

  • Injury due to Suicide Attempt
  • Death due to Drugs
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • STDs

Secured Future Plan (Other Benefits)

  • Spouse Cover
  • Easy Renewal
  • Easy Portability
  • Medical Advice Cover
  • Hemiplegia Cover

Secured Future Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 70 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

Pradhan Mantri Suraksha Bima Yojana

A plan designed for a variety of demographics, including low-income groups, covers hospitalisation and death from accidents.

Unique Features

  • Death Cover
  • Loss of Sight Cover
  • Loss of Both Feet

PM Suraksha Bima Yojana (Pros)

  • Loan Benefit
  • Auto Debit Benefit
  • Nominal Premium
  • Long-Term Policy Tenure
  • Tax Benefits

PM Suraksha Bima Yojana (Cons)

  • Non-Permanent Disabilities
  • Death due to Drugs
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

PM Suraksha Bima Yojana (Other Benefits)

  • Permanent Partial Disability
  • Easy Renewal
  • Total Partial Disability
  • One-year policy options
  • Easy Claim Settlement

PM Suraksha Bima Yojana (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 70 Years
  • SI - Upto 2 L
  • Waiting Period - NA

Standard plan

Janata Personal Accident Policy (Individual)

The plan provides financial protection in the form of accidental compensation. In the event of death, the plan offers 100% compensation.

Unique Features

  • Death Cover
  • Loss of Sight Cover
  • Loss of Both Feet

Janata Personal Accident Policy (Pros)

  • No Interest On Premium
  • Easy Application Process
  • Nominal Premium
  • Long-Term Policy Tenure
  • Tax Benefits

Janata Personal Accident Policy (Cons)

  • Non-Permanent Disabilities
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Janata Personal Accident Policy (Other Benefits)

  • Permanent Partial Disability
  • Easy Renewal
  • Total Partial Disability
  • One-year policy options
  • Easy Claim Settlement

Janata Personal Accident Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 70 Years
  • SI - 25K - 1 L
  • Waiting Period - NA

Standard plan

Maharaksha Personal Injury Plan

A plan that provides coverage for accidental death and hospitalization. There are no limitations on hospitals under the plan.

Unique Features

  • Fractures Cover
  • Worldwide Coverage
  • Double Claim benefit

Maharaksha Personal Injury Plan (Pros)

  • Dislocation Cover
  • Burns Cover
  • Accidental Injury
  • Hospital Indemnity
  • Sum Insured Enhancement

Maharaksha Personal Injury Plan (Cons)

  • Age Benefit Reduce Above 71
  • Death due to Drugs
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No STDs /AIDS Cover

Maharaksha Personal Injury Plan (Other Benefits)

  • Family Cover
  • Easy Renewal
  • Coverage Up to 75 Years
  • Easy Claim Settlement
  • Easy Application Process

Maharaksha Personal Injury Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 75 Years
  • SI - NA
  • Waiting Period - NA

Standard plan

Janata Personal Accident Policy (Group)

The plan offers the group financial security in case of accidental hospitalization and offers 100% compensation in the case of accidental death.

Unique Features

  • Death Cover
  • Loss of Sight Cover
  • Loss of Both Feet

Janata Personal Accident Policy (Group) (Pros)

  • No Interest on Premium
  • Easy Application Process
  • Nominal Premium
  • Long-Term Policy Tenure
  • Tax Benefits

Janata Personal Accident Policy (Group) (Cons)

  • Non-Permanent Disabilities
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Janata Personal Accident Policy (Group) (Other Benefits)

  • Permanent Partial Disability
  • Easy Renewal
  • Total Partial Disability
  • One-year Policy Options
  • Easy Claim Settlement

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 70 Years
  • SI - NA
  • Waiting Period - NA

Standard plan

Group Accident Guard Policy

The plan offers a lump sum benefit upon HIV diagnosis and offers financial security in the event of job loss.

Unique Features

  • Education Allowance
  • Trauma Counseling
  • Public Carrier Benefit

Group Accident Guard Policy (Pros)

  • Double Dismemberment Benefit
  • Animal Attack Cover
  • Permanent Partial Disability
  • Loss of Personal Effects
  • Temporary Total Disability

Group Accident Guard Policy (Cons)

  • No War Injury Cover
  • No Air Ambulance Service
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Group Accident Guard Policy (Other Benefits)

  • Consultation fees
  • Intensive Care unit
  • Accidental Miscarriage
  • Funeral Benefits
  • In-Hospital Daily Cash

Group Accident Guard Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

TATA Aig Group Personal Accident

The plan offers emergency accident medical coverage, emergency family travel, and alternate accident medical expenses.

Unique Features

  • Coma Cover
  • Documentation Loss Cover
  • Baggage Loss/Delay Cover

Group Personal Accident (Pros)

  • Family Transportation Benefit
  • Vehicle Modification Benefit
  • Loss of Speech
  • Bail Bond
  • Dental Cover

Group Personal Accident (Cons)

  • No War Injury Cover
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Group Personal Accident (Other Benefits)

  • Medical Expenses
  • lteration Cover
  • Loss of Passport
  • Common Disaster Benefit
  • Immediate Medical Treatment

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - NA

Standard plan

TATA Aig Auto Shield Policy

The plan provides reimbursement for accident hospitalization and covers disability caused by the accident.

Unique Features

  • Immediate Medical Treatment
  • Loss of Speech
  • Loss of Sight

TATA Aig Auto Shield Policy (Pros)

  • Intensive Care Unit
  • Physiotherapy Cover
  • Home/Vehicle Modification
  • Accidental Dismemberment
  • Accidental Permanent Total Disability

TATA Aig Auto Shield Policy (Cons)

  • No War Injury Cover
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

TATA Aig Auto Shield Policy (Other Benefits)

  • Permanent Partial Disability
  • Accidental Hospital Cash
  • Ambulance Charges
  • Surgical Treatment
  • Surgery Cover

TATA Aig Auto Shield Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - NA

Standard plan

TATA Aig Accident Shield Policy

The plan offers coverage for accidental death, accidental dismemberment, and disability caused due to accidents.

Unique Features

  • Child Tuition Benefit
  • Child Enhancement Benefit
  • Temporary Total Disability

Accident Shield Policy (Pros)

  • Family Transportation Benefit
  • Air Ambulance
  • Escalation Benefit
  • Loss of Hearing
  • Funeral Repatriation Benefits

Accident Shield Policy (Cons)

  • No Alcoholism Cover
  • No War Injury Cover
  • No Cataract Cover
  • No Suicide Cover
  • No STD Cover

Accident Shield Policy (Other Benefits)

  • Fractures/Burns
  • Total Disablement Cover
  • Hospital Daily Cash
  • Accidental Death
  • Permanent Total Disability

Accident Shield Policy (Eligibility Criteria)

  • Entry Age - 6 Months
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

The plan offers coverage for accidental death and disability caused due to accidents.

Unique Features

  • Temporary Total Disability
  • Child Enhancement Benefit
  • Child Tuition Benefit

Accident Guard Policy (Pros)

  • Family Transportation Benefit
  • Air Ambulance
  • Escalation Benefit
  • Loss of Hearing
  • Funeral Repatriation Benefits

Accident Guard Policy (Cons)

  • No Alcoholism Cover
  • No War Injury Cover
  • No Cataract Cover
  • No Suicide Cover
  • No STD Cover

Accident Guard Policy (Other Benefits)

  • Fractures/Burns
  • Total Disablement Cover
  • Hospital Daily Cash
  • Accidental Death
  • Permanent Total Disability

Accident Guard Policy (Eligibility Criteria)

  • Entry Age - 6 Months
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

TATA Aig Accident Guard Plus

The plan offers coverage for accidental death, accidental dismemberment, and disability caused due to accidents.

Unique Features

  • Coma Benefit
  • Loan Shield
  • Child Tuition Benefit

TATA Aig Accident Guard Plus (Pros)

  • Cost of Artificial Limbs
  • Air Ambulance
  • Escalation Benefit
  • Loss of Hearing
  • Funeral Repatriation Benefits

TATA Aig Accident Guard Plus (Cons)

  • No Alcoholism Cover
  • No War Injury Cover
  • No Cataract Cover
  • No Suicide Cover
  • No STD Cover

TATA Aig Accident Guard Plus (Other Benefits)

  • Fractures/ Burns
  • Total Disablement Cover
  • Hospital Daily Cash
  • Accidental Death
  • Permanent Total Disability

TATA Aig Accident Guard Plus (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 70 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

TATA Aig Saral Suraksha Bima

This is a simplified health insurance plan designed to provide affordable coverage and financial security to individuals.

Unique Features

  • Dental Treatment
  • Easy Renewal
  • Minimal Documentation

TATA Aig Saral Suraksha Bima (Pros)

  • Total Temporary Disablement
  • Installment Premium Payment
  • Cumulative Bonus
  • Hospitalization Expenses
  • 10% Education Grant

TATA Aig Saral Suraksha Bima (Cons)

  • No Alcoholism Cover
  • No War Injury Cover
  • No Cataract Cover
  • No Suicide Cover
  • No STD Cover

TATA Aig Saral Suraksha Bima (Other Benefits)

  • Partial Disablement Cover
  • Total Disablement Cover
  • Nursing Expenses Cover
  • Prosthetic Cover
  • ICU Cover

TATA Aig Saral Suraksha Bima (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2.5 L to 5 cr
  • Waiting Period - 30 Days

Standard plan

TATA Aig Home Guard Plus Policy

The plan offers coverage for Personal accidents and natural calamity damages. The plan also includes theft and burglary coverage.

Unique Features

  • Loss of Employment
  • Cancer Cover
  • Funeral Expenses

TATA Aig Home Guard Plus Policy (Pros)

  • Education Benefit
  • Permanent Total Disability
  • Paralysis of Limbs
  • Permanent Paralysis of Limbs
  • First Heart Attack

TATA Aig Home Guard Plus Policy (Cons)

  • No Transient Ischemic Attacks
  • Traumatic injury of the brain
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

TATA Aig Home Guard Plus Policy (Other Benefits)

  • Education Benefit
  • Fire & Special Perils
  • Kidney Failure
  • Major Organ Transplant
  • Child Cover

TATA Aig Home Guard Plus Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L - 3 Crore
  • Waiting Period - 30 Days

Standard plan

Group Medicare Micro Insurance Product

The plan offers corporate floater for critical illness as well as dental out-patient cover and vaccination cover.

Unique Features

  • Accidental Death
  • Education Benefit
  • Funeral Expenses

Group Medicare Micro Insurance Product (Pros)

  • Ambulance Cover
  • Organ Donor
  • Pre-Hospitalization
  • Post-Hospitalization
  • Maternity Cover

Group Medicare Micro Insurance Product (Cons)

  • No Gender Change
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Group Medicare Micro Insurance Product (Other Benefits)

  • Pre/Post Natal Cover
  • Family Transportation Benefit
  • Consumables Benefit
  • Nursing Allowance
  • Restore Sum Insured Benefit

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

TATA AIG Group Medicare 360

The plan provides reimbursement for accidental hospitalization and covers the expenses for qualified nurses and in-patient care.

Unique Features

  • OPD treatment
  • Pre-Existing Disease
  • New Born Baby

TATA AIG Group Medicare 360 (Pros)

  • Pre-hospitalization
  • Post-hospitalization
  • Maternity Expenses
  • Medically Necessary Treatment
  • Surgical Procedure

TATA AIG Group Medicare 360 (Cons)

  • No War Injury Cover
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

TATA AIG Group Medicare 360 (Other Benefits)

  • Family Transportation Benefit
  • Domiciliary Hospitalisation
  • Ambulance Charges
  • Organ Donor
  • Day Care Procedures

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

Model Policy For Persons With Disabilities And HIV AIDS

The plan offers coverage for HIV/AIDS. Additionally, the plan covers acid attack victims and modern treatment

Unique Features

  • Mental Illness
  • Cerebral Palsy
  • Blindness

(Pros)

  • Multiple Sclerosis
  • Muscular Dystrophy
  • Leprosy Cured Persons
  • Parkinson's disease
  • Speech and Language Disability

(Cons)

  • No Sterility and Infertility
  • Maternity Cover
  • No Global Cover
  • Anti-Retroviral Treatment
  • No Suicide Cover

(Other Benefits)

  • Locomotor Disability
  • Dwarfism
  • Intellectual Disability
  • Specific Learning Disabilities
  • Thalassemia

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 4L to 5L
  • Waiting Period - 30 Days

Standard plan

Group Credit Secure Plus

The plan offers the group coverage for accidental death, accidental dismemberment, and accidental paralysis.

Unique Features

  • End Stage Renal Failure
  • Cancer Cover
  • Funeral Expenses

Group Credit Secure Plus (Pros)

  • Multiple Sclerosis
  • Bone Marrow Transplant
  • Open Heart Valve Replacement
  • Permanent Paralysis of Limbs
  • First Heart Attack

Group Credit Secure Plus (Cons)

  • No Transient Ischemic Attacks
  • Traumatic injury of the brain
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Group Credit Secure Plus (Other Benefits)

  • Education Benefit
  • Permanent Partial Disability
  • Worldwide Coverage
  • Major Organ Transplant
  • Child Cover

Group Credit Secure Plus (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

Tata AIG Covid Protection Group Insurance

The group's hospitalization for COVID-19 is covered by the plan. This plan also includes coverage for, PPE kits, gloves, masks, and comparable other costs.

Unique Features

  • Cost of Pulse Oximeter
  • Cost of Oxygen Cylinder
  • Cost of Pulse Nebulizer

Covid Protection Group (Pros)

  • Daycare Procedures
  • AYUSH benefits
  • Family Discount
  • Discount To Healthcare Workers
  • Hospital Daily Cash

Covid Protection Group (Cons)

  • No War Injury Cover
  • No Obesity Treatment Cover
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Covid Protection Group (Other Benefits)

  • Pre-Hospitalisation
  • Post-Hospitalisation
  • Ambulance Charges
  • Hospitalization Expenses
  • Health Check-ups

Covid Protection Group (Eligibility Criteria)

  • Entry Age - 0 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 15 Days

Standard plan

Tata AIG Group Hospi Cash

The plan offers fixed daily cash allowance during hospitalization, covering additional expenses and providing financial security.

Unique Features

  • Congenital Anomaly
  • Day Care Centre
  • Inpatient Care

Tata AIG Group Hospi Cash (Pros)

  • Maternity expenses
  • Intensive Care Unit
  • Medically Necessary Treatment
  • Osteoporosis
  • Non-Infective Arthritis

Tata AIG Group Hospi Cash (Cons)

  • Injury due to Suicide Attempt
  • Death due to Drugs
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • STDs

Tata AIG Group Hospi Cash (Other Benefits)

  • Gout and Rheumatism
  • Prolapsed Uterus
  • Liver Cirrhosis
  • Cataract Cover
  • Kidney stone Treatment

Tata AIG Group Hospi Cash (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - Upto 5L
  • Waiting Period - 30 Days

Standard plan

Sakhi Tata AIG Maternal Care Micro

The plan provides coverage for major, intermediate, and minor maternal complications, as well as surgical complications.

Unique Features

  • Septic Shock
  • Family Transportation Benefit
  • Disseminated Intravascular Coagulation

Sakhi Maternal Care Micro (Pros)

  • Institutional Delivery Benefit
  • Congenital Anomalies
  • Cardiac disease
  • Eclampsia cover
  • High-Risk Pregnancy Check-up Benefit

Sakhi Maternal Care Micro (Cons)

  • No Non-Allopathic Treatment
  • No Sterility Cover
  • No Renewal Benefit
  • Injuries/Death due to Aviation
  • No Suicide Cover

Sakhi Maternal Care Micro (Other Benefits)

  • Postpartum Hemorrhage
  • Abruptio Placentae Cover
  • Placenta Previa
  • Uterine Rupture Means
  • Amniotic Fluid Embolism Cover

Sakhi Maternal Care Micro (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

Sakhi Tata AIG Maternal Care

The plan provides coverage for various maternal complications during pregnancy and childbirth, offering fixed benefit amounts for different conditions.

Unique Features

  • Inpatient Hospitalization Benefit
  • Family Transportation Benefit
  • Intensive Care Unit

Sakhi Tata AIG Maternal Care (Pros)

  • Institutional Delivery Benefit
  • Congenital Anomalies
  • Cardiac disease
  • Eclampsia cover
  • High-Risk Pregnancy Check-up Benefit

Sakhi Tata AIG Maternal Care (Cons)

  • No Non-Allopathic Treatment
  • No Sterility Cover
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Sakhi Tata AIG Maternal Care (Other Benefits)

  • Postpartum Hemorrhage
  • Abruptio Placentae Cover
  • Placenta Previa
  • Uterine Rupture Means
  • Amniotic Fluid Embolism Cover

Sakhi Tata AIG Maternal Care (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

Tata AIG Corona Kavach Policy

The plan provides coverage for COVID-19 hospitalization. This plan also covers home care treatment expenses, PPE Kit, gloves, mask and similar other expenses.

Unique Features

  • Cost of Pulse Oximeter
  • Cost of Oxygen Cylinder
  • Cost of Pulse Nebulizer

Tata AIG Corona Kavach Policy (Pros)

  • Daycare Procedures
  • AYUSH benefits
  • Family Discount
  • Hospital Daily Cash
  • 5% Discount To Healthcare Workers

Tata AIG Corona Kavach Policy (Cons)

  • No War Injury Cover
  • No Obesity Treatment Cover
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Tata AIG Corona Kavach Policy (Other Benefits)

  • Pre-Hospitalisation
  • Post-Hospitalisation
  • Ambulance Charges
  • Hospitalization Expenses
  • Health Check-ups

Tata AIG Corona Kavach Policy (Eligibility Criteria)

  • Entry Age - 0 Years
  • Max Entry Age - 65 Years
  • SI - 50 K - 5 L
  • Waiting Period - 30 Days

Standard plan

Group Credit Secure Plus Micro Insurance Product

The plan offers the group coverage for critical illnesses, accidental death, accidental dismemberment, and accidental paralysis.

Unique Features

  • End Stage Renal Failure
  • Cancer Cover
  • 9 CI cover

Group Credit Secure Plus Micro (Pros)

  • Multiple Sclerosis
  • Bone Marrow Transplant
  • Open Heart Valve Replacement
  • Permanent Paralysis of Limbs
  • First Heart Attack

Group Credit Secure Plus Micro(Cons)

  • No Transient ischemic Attacks
  • Traumatic injury of the brain
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

Group Credit Secure Plus Micro(Other Benefits)

  • Education Benefit
  • Permanent Partial Disability
  • Worldwide Coverage
  • Major Organ Transplant
  • Child Cover

Group Credit Secure Plus Micro(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 90 Days

Standard plan

TATA AIG Group Medicare

The plan provides critical illness coverage on indemnity for the group together with a corporate floater for all illnesses.

Unique Features

  • Accidental Death
  • Education Benefit
  • Funeral Expenses

TATA AIG Group Medicare (Pros)

  • Domiciliary Treatment
  • Organ Donor
  • Post-Hospitalization
  • Pre-Hospitalization
  • Maternity Cover

TATA AIG Group Medicare (Cons)

  • No Gender Change
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Suicide Cover

TATA AIG Group Medicare (Other Benefits)

  • Pre/Post Natal Cover
  • Family Transportation Benefit
  • Consumables Benefit
  • Nursing Allowance
  • Restore Sum Insured Benefit

TATA AIG Group Medicare (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard plan

Group Hospital Cash Micro Insurance Product

The plan includes coverage for accidental death and accidental medical reimbursement.

Unique Features

  • EMI Protection Benefit
  • Prolonged Hospitalization Benefit
  • Double Inpatient Hospital

Group Hospital Cash Micro(Pros)

  • Congenital Anomaly
  • Day Care Centre
  • Intensive Care Unit
  • Inpatient Care
  • Maternity Cover

Group Hospital Cash Micro(Cons)

  • Non-Allopathic Treatment
  • Any Existing Disability
  • Injuries Due to Breach of Law
  • Injuries/Death due to Aviation
  • No Alzheimer’s Cover

Group Hospital Cash Micro(Other Benefits)

  • Medically Necessary Treatment
  • Inpatient Hospital Cash Benefit
  • Minimal Documentation
  • 10 Add-on Covers
  • EMI Protection Benefit

Group Hospital Cash Micro(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Tata AIG Criti MediCare Plan: FAQs

1. Can I buy this policy for my family?

Yes, Tata AIG Criti MediCare insurance is a multi-individual health plan and you can get coverage for your family.

2. Which relations are covered by this plan?

Tata AIG Criti MediCare plan provides coverage for the self, spouse, dependent children, parents, parents-in-law, grandchildren, brother, sister, brother-in-law/sister-in-law, and nephew/niece.

3. How many critical illnesses are covered with Tata AIG Criti MediCare policy?

This plan provides healthcare support and treatment expenses against 100 critical illnesses.

4. How can I get a claim settlement with this plan?

You can raise a claim against your Tata AIG Criti MediCare plan either through cashless facilitation or reimbursement claim settlement. Or give us a call at 1800 4200 269.

5. Can I increase the sum insured limit after buying the policy?

You can enhance your TATA AIG Criti MediCare policy afterwards, given that you need to pay all the monthly premiums in time.

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Tata AIG Health Insurance Plan Review

Read what customers have to say about Tata AIG Health Insurance Plan.

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Neelam Sharma

Bengaluru

May 10, 2024

Star health has been my health insurer for more than 2 years and I am happy. Thanks to PolicyX for suggesting me Star Health

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Adi Kukreja

Jalandhar

May 10, 2024

My wife fell ill and was diagnosed with jaundice, due to which she had to be hospitalised for a week. But Star’s Family Health Optima Insurance Plan helped me pay the bill and PolicyX mad...

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Abhi Raj

Kanpur

May 10, 2024

As a woman, I want independence from future medical bills. And it comes from health insurance. So, I got Star Women Care Insurance Policy, and PolicyX helped me with the buying process.

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Shakti Pokhriyal

Ahmedabad

May 10, 2024

I recently got married and is planning to buy a health insurance, so I asked PolicyX for the best plan, and they suggested me Star Comprehensive plan. Truly the best plan which covers me, my wi...

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Rahul Pant

Coimbatore

May 10, 2024

My parents were getting old, so I thought to gift them a health insurance policy this year. PolicyX suggested Red Carpet Health Insurance Policy, and this is the best choice for my parents.

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Simran

Jamshedpur

April 8, 2024

I am impressed by Star Health reward features and want to be associated with the insurer for a long time

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Dinesh

Belgaum

April 8, 2024

I required emergency hospitalization on my family trip to a remote city and PolicyX helped me find the nearest network hospital of Star health insurance

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Nitika

Jalandhar

April 8, 2024

My grandparents are over 60 years old and I wanted to look for the best senior citizen health plan for them when PolicyX introduced me to Star Red Carper Health policy

View All Tata AIG Health Insurance Reviews