TATA AIG Criti MediCare Policy

Overview

Be ready for future health complications that may deplete your wealth and health. Or choose Tata AIG Criti MediCare, which has your back.

Tata AIG Criti MediCare insurance is a detailed and tailor-made health insurance plan offering continuous coverage for those suffering from a critical illness. A diagnosis of a critical illness can lead to significant financial trouble or even a survival crisis. In such conditions, getting treated for the illness is crucial for safety and increasing the chances of prolonged survival.

The Tata AIG Criti MediCare plan safeguards you from future worries. If you're diagnosed with any critical illness, it will cover the treatment cost so your sole focus is on recovering rapidly. This policy offers three base benefit sections and an optional benefit:

• Section A: Critical Illness
• Section B: Cancer 360 Degree Indemnity Cover
• Section C: Hospital Cash
• Section D (Optional): Wellsurance Benefit

Read on to learn more about the Tata AIG Criti MediCare health plan.

Benefits of Buying Tata AIG Criti MediCare Policy

Here are the key benefits of the Tata AIG Criti MediCare policy:

Discount on Premiums

• Long-term discount: 10% for a 3-year policy tenure
• Long-term discount: 5% for a 2-year policy tenure
• Multi-individual discount: 7.5% for more than 2 individuals covered in a single policy
• E-policy discount: 2.5%
• Multi-cover discount: 2.5% if more than one section is opted under the policy
• Tata AIG customer discount: 2.5% if the customer holds another active Tata AIG Insurance policy.

Tele Medical Examination

The company pays 100% of the TeleMER cost upon proposal acceptance. Additionally, a minimum of 50% of the pre-policy medical check-up cost is paid by the company upon proposal acceptance.

Tax Benefits

All premiums paid towards the Tata AIG Criti MediCare policy are eligible for tax deductions under Section 80D of the Income Tax Act, 1961.

Inclusions

This health plan offers flexibility to choose healthcare benefits that have 3 base benefit Sections A, B, & C and 1 Optional benefit Section D. Here are the details of the coverage offered by the plan:

• A minimum of one base benefit section must be opted for, and all proposed members will have the same plan. The sum insured options for these three sections are on an individual basis only.
• An additional coverage option can be purchased with the critical illness (Section A) cover only. It provides a sum insured of INR 3 lakhs if the insured person sustains an accidental injury during the policy year that leads to death within 12 months from the date of the accident.

Note: This benefit is applicable if no claim is reported in the expiring policy year under Section A: Critical Illness (Section A1 or A5). For a detailed guide, refer to the policy brochure or check the policy wordings thoroughly.

Exclusions

• Treatment for any condition arising due to alcoholism, drug, or substance abuse
• Obesity and weight control treatment
• Investigation and Evaluation
• Breach of law with criminal intent
• Intentional self-injury/attempted suicide
• Treatment by a medical practitioner outside their discipline

Secure Your Future with Criti MediCare

Unexpected health challenges can arise at any time, regardless of your current health. A critical illness health insurance plan provides comprehensive coverage to help insured members fight against up to 100 critical illnesses. It's always better to be prepared. Be future-ready with the Tata AIG Criti MediCare policy today.

Don't wait to secure your future. Give us a call at 1800 4200 269 now and learn more about your policy.