TATA AIG’s Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan opens the availability to different healthcare requirements for those living in different zones of the country. Its two variants focus on different areas. Those are-
TATA AIG Supercharge Geo Plan for the members residing in Zone-B, Hyderabad, Secunderabad, Bengaluru, Kolkata, Indore, Chennai, Chandigarh, Mohali, Panchkula, Zirakpur, Pune, Pimpri Chinchwad, Rajkot, and Zone-C which is rest of India.
TATA AIG Supercharge Value Plan for pan India.
Facts
You can get a 5% extra discount if you purchase the policy before 40 years of age.
The policy offers high-end wellness programs and wellness services from any of the hospitals.
The policy covers medical devices as well.
You will get accumulated cashback on every claim-free year.
You can go for pay per premiums, deductibles, co-payment, and OPD.
The plan has two variants- Health Supercharge Value Plan and Health Supercharge Geo Plan
TATA AIG Health Supercharge Specifications
Entry Age
91 days
Policy Type
Family Floater
Policy Tenure
1, 2 and 3 years
Sum Insured
5L/ 7.5L/ 10L/ 15L/ 20L
Variants Available
Value Plan and Geo Plan
Initial Waiting Period*
30 days
*The initial waiting period is the period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan
Read more about Value Plan specifications in the brochure
Read more about Geo Plan specifications in the brochure
TATA AIG Supercharge Plan Benefits
5x Supercharge Bonus
The plan offers a 50% base sum insured on renewal of the policy.
Covers Medical Devices
The Supercharge plan covers the expenses of prescribed medical devices post-hospitalization such as crutches, wheelchairs, walking sticks, or lumbosacral belts.
Restore Benefits
The policy automatically re-establishes the sum insured up to 100%. This happens once during the policy year, if the balance sum insured and accrued 5x supercharge bonus is not sufficient to pay.
Wellness Services
You will get wellness services like teleconsultation- general and speciality, ambulance booking facility, emergency feature, discount on service, and health condition management with this policy.
Wellness Programs
Keeping the health and fitness of the consumers in mind, the policymakers have added several wellness programs that you can avail of during the policy period. Health risk assessment and rewards for living a healthy lifestyle can be converted into monetary value.
AYUSH Treatment
With the TATA AIG Supercharge plan, you will get coverage against Ayurveda, Yunani, homoeopathy, etc. treatment as well.
Domiciliary Treatment
Sometimes, doctors recommend treatment at home. This is because the patient might not be in the condition to move from home or in case of unavailability of beds in the hospital. This kind of treatment has its own charges, but the policy will cover it all.
Pre and Post-Hospitalization
The new TATA AIG Supercharge plan covers pre and post-hospitalization charges from diagnosis to after-hospitalization bills.
Choose Your TATA AIG Supercharge Plan
With the TATA AIG Supercharge Plan, you can opt for
SI OPTIONS:Value Plan
In-patient & Out-patient Coverage
Room Rent
Covered up to SI
ICU Charges
Covered up to SI
Pre-Hospitalization
Covered for up to 90 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Covered up to SI
Daycare Treatment
Covered
OPD Charges
Covered upto SI
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Covered
No Claim Bonus
Applicable
Automatic Restoration
Applicable
Daily Hospital Cash
Not available
Organ Donor
Covered up to SI
Maternity Cover
Not Covered
New Born Baby Cover
Not Covered
Alternative Treatments
AYUSH Treatment
Covered up to SI
IVF Treatment
Not Covered
Modern Treatment
Not Covered
Emergency Coverage
Ambulance
Covered up to 3K
Air Ambulance
Covered
Compassionate Travel
Covered
Global Coverage
Not Covered
Wellness Programmes
E-Consultation
Not Covered
Health Check-Up
Covered
Second Medical Opinion
Available
Vaccination
Covered
Limitations
Co-payment
Applicable
Sub-limits
Not Applicable
SI OPTIONS:Geo Plan
In-patient & Out-patient Coverage
Room Rent
Covered up to SI
ICU Charges
Covered up to SI
Pre-Hospitalization
Covered for up to 90 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Covered up to SI
Daycare Treatment
Covered
OPD Charges
Covered upto SI
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Covered
No Claim Bonus
Applicable
Automatic Restoration
Applicable
Daily Hospital Cash
Not available
Organ Donor
Covered up to SI
Maternity Cover
Not Covered
New Born Baby Cover
Not Covered
Alternative Treatments
AYUSH Treatment
Covered up to SI
IVF Treatment
Not Covered
Modern Treatment
Not Covered
Emergency Coverage
Ambulance
Covered up to 3K
Air Ambulance
Covered
Compassionate Travel
Covered
Global Coverage
Not Covered
Wellness Programmes
E-Consultation
Not Covered
Health Check-Up
Covered
Second Medical Opinion
Available
Vaccination
Covered
Limitations
Co-payment
Applicable
Sub-limits
Not Applicable
What is Room Rent?
Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.
Common Room categories covered under room rent are:
Private Single AC Room
Twin Sharing
General Ward
Coverage status under TATA AIG Health Supercharge Plan?
Under the TATA AIG Health Supercharge plan, the room rent is covered under the following types.
Value Plan- Room rent up to Rs 5000 per day
Geo Plan- Single private room
What are ICU Charges?
It is a special department in the hospitals where patients with serious medical conditions are treated.
Coverage status under TATA AIG Health Supercharge Plan?
Under the TATA AIG Health Supercharge Plan, ICU charges are covered up to SI.
What is Pre Hospitalization?
Medical expenses incurred before the hospitalization of the policyholder.
Coverage status under TATA AIG Health Supercharge Plan?
Under the TATA AIG Health Supercharge Plan, pre-hospitalization is covered for up to 90 days.
What is Post Hospitalization?
Medical expenses incurred after the discharge of the policyholder from the hospital.
Coverage status under TATA AIG Health Supercharge Plan?
TATA AIG Health Supercharge Plan covers medical expenses incurred during post-hospitalization for 90 days.
What is Domiciliary Hospitalization?
Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.
Coverage status under TATA AIG Health Supercharge Plan?
TATA AIG Health Supercharge Plan covers domiciliary hospitalizations for medical treatments for a period exceeding three days.
What is Daycare Treatment?
Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.
Coverage status under TATA AIG Health Supercharge Plan?
TATA AIG Health Supercharge Plan covers the expenses of all daycare procedures.
What are OPD charges?
The cost of doctor consultation and prescribed medical tests that may not require hospitalization.
Coverage status under TATA AIG Health Supercharge Plan?
OPD charges are covered under the TATA AIG Health Supercharge Plan including telephone and OPD coverage.
What is COVID-19 Treatment?
Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.
Coverage status under TATA AIG Health Supercharge Plan?
TATA AIG Health Supercharge Plan does not cover COVID-19.
What is Cataract Treatment?
A common eye condition in which your vision gets blurred.
Coverage status under TATA AIG Health Supercharge Plan?
TATA AIG Health Supercharge Plan covers cataract treatment.
What is a No-Claim Bonus?
For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as no-claim bonus on policy renewal. However, in the case of claim, this bonus amount either lapses or is reduced by a certain
percentage that varies from plan to plan.
Coverage status under TATA AIG Health Supercharge Plan?
In the case of TATA AIG Health Supercharge Plan, you can avail of a no-claim bonus of up to 5 times the SI.
What is Automatic Restoration?
Automatic restoration is a benefit in which the insurance company restores the total sum insured after it gets fully exhausted in treatments.
Coverage status under TATA AIG Health Supercharge Plan?
TATA AIG Health Supercharge Plan does offer automatic restoration each time up to 100% of the Sum Insured (an unlimited number of times in a policy year) as an optional cover.
What is Daily Hospital Cash?
It is a cash amount that you will get each day during the time of hospitalization.
Coverage status under TATA AIG Health Supercharge Plan?
Daily hospital cash is not available under the TATA AIG Health Supercharge Plan.
What is an Organ Donor Cover?
Your health plan will cover the cost of the procedure for removing the damaged or malfunctioning organs from the body.
Coverage status under TATA AIG Health Supercharge Plan?
Under the TATA AIG Health Supercharge Plan, organ donor expenses are covered up to SI.
What is a Maternity Cover?
It refers to the cover that includes expenses for normal and c-section procedures deliveries.
Coverage status under TATA AIG Health Supercharge Plan?
Under the TATA AIG Health Supercharge Plan, maternity coverage is not available.
What is a New Born Baby Cover?
It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the new born cover and these common treatments
can vary from plan to plan:
Congenital anomaly (conditions since birth)
Acute condition
Chronic condition
Pre-mature delivery
Birth asphyxia
Day care treatment
Coverage status under TATA AIG Health Supercharge Plan?
Under the TATA AIG Health Supercharge Plan, a newborn baby cover is not available.
What is AYUSH Treatment?
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
Coverage status under TATA AIG Health Supercharge Plan?
Under the TATA AIG Health Supercharge Plan, AYUSH treatments are covered up to SI.
What is IVF Treatment?
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:
Full infertility
No fertility
Infertility diagnosis
Infertility diagnosis and limited fertility treatment
Medication (which may or may not include fertility drug prescriptions)
Coverage status under TATA AIG Health Supercharge Plan?
Under the TATA AIG Health Supercharge Plan, IVF coverage is not available.
What is a Modern Treatment?
Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.
Coverage status under TATA AIG Health Supercharge Plan?
Under the TATA AIG Health Supercharge Plan, modern treatments are not covered.
What is an Ambulance Cover?
An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.
Coverage status under TATA AIG Health Supercharge Plan?
Under the TATA AIG Health Supercharge Plan, an ambulance is covered by SI
What is an Air Ambulance?
Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.
Coverage status under TATA AIG Health Supercharge Plan?
Under the TATA AIG Health Supercharge Plan, the air ambulance is covered up to the Sum Insured but only in case of emergency.
What is Compassionate Travel?
Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.
Coverage status under TATA AIG Health Supercharge Plan?
Under the TATA AIG Health Supercharge Plan, compassionate travel is covered.
What is Global Coverage?
Any kind of medical/health emergency when you are outside of India.
Coverage status under TATA AIG Health Supercharge Plan?
Under the TATA AIG Health Supercharge Plan, global coverage is not covered.
What is E-Consultation?
If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
Coverage status under TATA AIG Health Supercharge Plan?
Under the TATA AIG Health Supercharge Plan, e-consultation is covered.
What is a Health Checkup?
A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.
Coverage status under TATA AIG Health Supercharge Plan?
Under the TATA AIG Health Supercharge Plan, health check-ups are covered.
What is a Second Medical Opinion?
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.
Coverage status under TATA AIG Health Supercharge Plan?
TATA AIG Health Supercharge Plan covers the expenses for a second medical opinion.
What is Vaccination cover?
Coverage against the expenses incurred on vaccinations is provided by the insurance companies.
Coverage status under TATA AIG Health Supercharge Plan?
TATA AIG Health Supercharge Plan covers vaccination expenses related to maternity and newborn babies.
What is Co-payment?
In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.
Coverage status under TATA AIG Health Supercharge Plan?
A co-pay is applicable under the TATA AIG Health Supercharge Plan but only in specific cases.
What is the Sub limit?
Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to pay by the policyholder.
Coverage status under TATA AIG Health Supercharge Plan?
Sub-limits are applicable under the TATA AIG Health Supercharge Plan in special cases
Treatment for alcoholism, drug abuse or any addiction.
Maternity Cost
Infertility treatment cost
Hazardous or adventure sports
Act of war
How to Claim?
The company offers cashless claim settlement services for a hassle-free claim settlement. You can get treated at one of the network hospitals or diagnostic centers. In cashless claim settlement, you need to inform the company within 48 hours of the emergency admission, and 72 hours in case of the planned admission.
For cashless claim settlement, you can-
You can just call the direct TPA and request the pre-authorization, and they will do the examination.
Send the documents to the TPA for approval. Within 6 hours of the initiation, the process will be done.
You need to follow these steps for reimbursement:
Inform the company within 30 days of getting discharged.
Visit the company website or call the customer care.
Fill in the details and required information.
Once the document is submitted, and approved, your claim will be processed within 7 days.
Documents required for reimbursement claim settlement process:
Identity proof.
Medical records.
Doctor’s examination report.
Discharge summary which is given by the hospital while discharging.
In case of a road traffic accident, please submit an MLC/FIR.
Lab reports
Also, you can call PolicyX for help or any further information.
A health plan that supports you in times of medical emergencies. The plan comes in 3 types, Tata AIG MediCare, Tata AIG MediCare Protect, and Tata AIG MediCare Premier.
The plan offers coverage for Personal accidents and natural calamity damages. The plan also includes theft and burglary coverage.
Unique Features
Loss of Employment
Cancer Cover
Funeral Expenses
TATA Aig Home Guard Plus Policy (Pros)
Education Benefit
Permanent Total Disability
Paralysis of Limbs
Permanent Paralysis of Limbs
First Heart Attack
TATA Aig Home Guard Plus Policy (Cons)
No Transient Ischemic Attacks
Traumatic injury of the brain
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover
TATA Aig Home Guard Plus Policy (Other Benefits)
Education Benefit
Fire & Special Perils
Kidney Failure
Major Organ Transplant
Child Cover
TATA Aig Home Guard Plus Policy (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L - 3 Crore
Waiting Period - 30 Days
Standard plan
Group Medicare Micro Insurance Product
The plan offers corporate floater for critical illness as well as dental out-patient cover and vaccination cover.
Unique Features
Accidental Death
Education Benefit
Funeral Expenses
Group Medicare Micro Insurance Product (Pros)
Ambulance Cover
Organ Donor
Pre-Hospitalization
Post-Hospitalization
Maternity Cover
Group Medicare Micro Insurance Product (Cons)
No Gender Change
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover
Group Medicare Micro Insurance Product (Other Benefits)
Pre/Post Natal Cover
Family Transportation Benefit
Consumables Benefit
Nursing Allowance
Restore Sum Insured Benefit
(Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days
Standard plan
TATA AIG Group Medicare 360
The plan provides reimbursement for accidental hospitalization and covers the expenses for qualified nurses and in-patient care.
Unique Features
OPD treatment
Pre-Existing Disease
New Born Baby
TATA AIG Group Medicare 360 (Pros)
Pre-hospitalization
Post-hospitalization
Maternity Expenses
Medically Necessary Treatment
Surgical Procedure
TATA AIG Group Medicare 360 (Cons)
No War Injury Cover
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover
TATA AIG Group Medicare 360 (Other Benefits)
Family Transportation Benefit
Domiciliary Hospitalisation
Ambulance Charges
Organ Donor
Day Care Procedures
(Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days
Standard plan
Tata AIG Criti-MediCare
A comprehensive plan designed for global cover for accidental hospitalization and high-end diagnostics such as Chemotherapy and Radiotherapy.
Unique Features
Waiver of Premium
Psychiatric Counseling
Advanced Treatment for Cancer
Tata AIG Criti-MediCare (Pros)
Accidental Hospitalization
Health Check-up
Consumables Benefit
Home Physiotherapy
Wellness Benefit
Tata AIG Criti-MediCare (Cons)
Injury due to Suicide Attempt
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
STDs
Tata AIG Criti-MediCare (Other Benefits)
Post Traumatic Surgery
Hip replacement
Cancer 360 Degree Benefit
E-Policy Discount @ 2.5%
Multi Cover Discount @ 2.5%
Tata AIG Criti-MediCare (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L - 2 Crore
Waiting Period - 30 Days
Standard plan
Model Policy For Persons With Disabilities And HIV AIDS
The plan offers coverage for HIV/AIDS. Additionally, the plan covers acid attack victims and modern treatment
Unique Features
Mental Illness
Cerebral Palsy
Blindness
(Pros)
Multiple Sclerosis
Muscular Dystrophy
Leprosy Cured Persons
Parkinson's disease
Speech and Language Disability
(Cons)
No Sterility and Infertility
Maternity Cover
No Global Cover
Anti-Retroviral Treatment
No Suicide Cover
(Other Benefits)
Locomotor Disability
Dwarfism
Intellectual Disability
Specific Learning Disabilities
Thalassemia
(Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 4L to 5L
Waiting Period - 30 Days
Standard plan
Group Credit Secure Plus
The plan offers the group coverage for accidental death, accidental dismemberment, and accidental paralysis.
Unique Features
End Stage Renal Failure
Cancer Cover
Funeral Expenses
Group Credit Secure Plus (Pros)
Multiple Sclerosis
Bone Marrow Transplant
Open Heart Valve Replacement
Permanent Paralysis of Limbs
First Heart Attack
Group Credit Secure Plus (Cons)
No Transient Ischemic Attacks
Traumatic injury of the brain
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover
Group Credit Secure Plus (Other Benefits)
Education Benefit
Permanent Partial Disability
Worldwide Coverage
Major Organ Transplant
Child Cover
Group Credit Secure Plus (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days
Standard plan
Tata AIG Covid Protection Group Insurance
The group's hospitalization for COVID-19 is covered by the plan. This plan also includes coverage for, PPE kits, gloves, masks, and comparable other costs.
Unique Features
Cost of Pulse Oximeter
Cost of Oxygen Cylinder
Cost of Pulse Nebulizer
Covid Protection Group (Pros)
Daycare Procedures
AYUSH benefits
Family Discount
Discount To Healthcare Workers
Hospital Daily Cash
Covid Protection Group (Cons)
No War Injury Cover
No Obesity Treatment Cover
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover
Covid Protection Group (Other Benefits)
Pre-Hospitalisation
Post-Hospitalisation
Ambulance Charges
Hospitalization Expenses
Health Check-ups
Covid Protection Group (Eligibility Criteria)
Entry Age - 0 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 15 Days
Standard plan
Tata AIG Group Hospi Cash
The plan offers fixed daily cash allowance during hospitalization, covering additional expenses and providing financial security.
Unique Features
Congenital Anomaly
Day Care Centre
Inpatient Care
Tata AIG Group Hospi Cash (Pros)
Maternity expenses
Intensive Care Unit
Medically Necessary Treatment
Osteoporosis
Non-Infective Arthritis
Tata AIG Group Hospi Cash (Cons)
Injury due to Suicide Attempt
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
STDs
Tata AIG Group Hospi Cash (Other Benefits)
Gout and Rheumatism
Prolapsed Uterus
Liver Cirrhosis
Cataract Cover
Kidney stone Treatment
Tata AIG Group Hospi Cash (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - Upto 5L
Waiting Period - 30 Days
Standard plan
Sakhi Tata AIG Maternal Care Micro
The plan provides coverage for major, intermediate, and minor maternal complications, as well as surgical complications.
Unique Features
Septic Shock
Family Transportation Benefit
Disseminated Intravascular Coagulation
Sakhi Maternal Care Micro (Pros)
Institutional Delivery Benefit
Congenital Anomalies
Cardiac disease
Eclampsia cover
High-Risk Pregnancy Check-up Benefit
Sakhi Maternal Care Micro (Cons)
No Non-Allopathic Treatment
No Sterility Cover
No Renewal Benefit
Injuries/Death due to Aviation
No Suicide Cover
Sakhi Maternal Care Micro (Other Benefits)
Postpartum Hemorrhage
Abruptio Placentae Cover
Placenta Previa
Uterine Rupture Means
Amniotic Fluid Embolism Cover
Sakhi Maternal Care Micro (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days
Standard plan
Sakhi Tata AIG Maternal Care
The plan provides coverage for various maternal complications during pregnancy and childbirth, offering fixed benefit amounts for different conditions.
Unique Features
Inpatient Hospitalization Benefit
Family Transportation Benefit
Intensive Care Unit
Sakhi Tata AIG Maternal Care (Pros)
Institutional Delivery Benefit
Congenital Anomalies
Cardiac disease
Eclampsia cover
High-Risk Pregnancy Check-up Benefit
Sakhi Tata AIG Maternal Care (Cons)
No Non-Allopathic Treatment
No Sterility Cover
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover
Sakhi Tata AIG Maternal Care (Other Benefits)
Postpartum Hemorrhage
Abruptio Placentae Cover
Placenta Previa
Uterine Rupture Means
Amniotic Fluid Embolism Cover
Sakhi Tata AIG Maternal Care (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days
Standard plan
Tata AIG Corona Kavach Policy
The plan provides coverage for COVID-19 hospitalization. This plan also covers home care treatment expenses, PPE Kit, gloves, mask and similar other expenses.
The plan offers the group coverage for critical illnesses, accidental death, accidental dismemberment, and accidental paralysis.
Unique Features
End Stage Renal Failure
Cancer Cover
9 CI cover
Group Credit Secure Plus Micro (Pros)
Multiple Sclerosis
Bone Marrow Transplant
Open Heart Valve Replacement
Permanent Paralysis of Limbs
First Heart Attack
Group Credit Secure Plus Micro(Cons)
No Transient ischemic Attacks
Traumatic injury of the brain
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover
Group Credit Secure Plus Micro(Other Benefits)
Education Benefit
Permanent Partial Disability
Worldwide Coverage
Major Organ Transplant
Child Cover
Group Credit Secure Plus Micro(Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 90 Days
Standard plan
TATA AIG Group Medicare
The plan provides critical illness coverage on indemnity for the group together with a corporate floater for all illnesses.
Unique Features
Accidental Death
Education Benefit
Funeral Expenses
TATA AIG Group Medicare (Pros)
Domiciliary Treatment
Organ Donor
Post-Hospitalization
Pre-Hospitalization
Maternity Cover
TATA AIG Group Medicare (Cons)
No Gender Change
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover
TATA AIG Group Medicare (Other Benefits)
Pre/Post Natal Cover
Family Transportation Benefit
Consumables Benefit
Nursing Allowance
Restore Sum Insured Benefit
TATA AIG Group Medicare (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days
Standard plan
Group Hospital Cash Micro Insurance Product
The plan includes coverage for accidental death and accidental medical reimbursement.
Unique Features
EMI Protection Benefit
Prolonged Hospitalization Benefit
Double Inpatient Hospital
Group Hospital Cash Micro(Pros)
Congenital Anomaly
Day Care Centre
Intensive Care Unit
Inpatient Care
Maternity Cover
Group Hospital Cash Micro(Cons)
Non-Allopathic Treatment
Any Existing Disability
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Alzheimer’s Cover
Group Hospital Cash Micro(Other Benefits)
Medically Necessary Treatment
Inpatient Hospital Cash Benefit
Minimal Documentation
10 Add-on Covers
EMI Protection Benefit
Group Hospital Cash Micro(Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days
TATA AIG Health Insurance Network Hospital List
TATA AIG Health Insurance Network Hospitals are present in 30 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
TATA AIG Supercharge health insurance is a robust health insurance plan with a wide range of sum insured options. Not just that, loads of optional coverage features are available that can be used to enhance the insurance policy. With the additional benefit of 5x coverage, you can customize the plan in the way you want to use it. TATA AIG Supercharge Health Insurance is a reliable and trustworthy insurer with a high claim settlement record that offers all-around protection to its customers.
Tata AIG Health Supercharge Plan: FAQs
1. What are the different plan variants available under TATA AIG Health Supercharge?
There are 2 variants of the TATA AIG Supercharge plan. These are-
Value Plan- for members residing across India
Geo Plan- for members residing in Zone B and Zone C in India.
2. What are the room eligibility criteria under TATA AIG Health Supercharge?
Under the Value plan, you will get room rent up to Rs 5000 per day; under the Geo Plan, you will have a limit for a single private room.
3. Is there any co-payment applicable under TATA AIG Health Supercharge?
Yes, there are 3 different types of co-payment applicable under the TATA AIG Supercharge:
Age-linked co-payment: Value Plan and Geo Plan
Higher zone co-payment: Geo Plan
Out of our network of valued provider-pan India Co-payment: Value Plan
4. Is the “out of our network of valued provider-pan India Co-payment” applicable under the Geo Plan in TATA AIG health Supercharge?
No, the out of our network of valued provider-pan India co-payment is not applicable in Geo in TATA AIG Health Supercharge.
5. What is the age-linked co-payment under the TATA AIG Supercharge plan?
If your entry age is 61 years or above during the first coverage under the policy, then you have to bear 20% of every claim.
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