TATA AIG Supercharge Plan

TATA AIG Health Supercharge Plan Overview

TATA AIG's Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan provides access to healthcare for diverse needs across different zones of the country. Its two variants focus on different areas. These include:

• TATA AIG Supercharge Geo Plan: For residents of Zone-B cities (Hyderabad, Secunderabad, Bengaluru, Kolkata, Indore, Chennai, Chandigarh, Mohali, Panchkula, Zirakpur, Pune, Pimpri Chinchwad, Rajkot) and Zone-C (rest of India).
• TATA AIG Supercharge Value Plan: For pan India.

Facts

• A 5% discount is offered if the policy is purchased before age 40.
• The policy offers high-end wellness programs and services.
• The policy covers medical devices.
• Accumulated cashback is provided for every claim-free year.
• Options for flexible premiums, deductibles, co-payment, and OPD are available.
• The plan has two variants: Health Supercharge Value Plan and Health Supercharge Geo Plan.

TATA AIG Supercharge Plan Benefits

• 5x Supercharge Bonus

  The plan offers a 50% increase in the base sum insured upon policy renewal.

• Covers Medical Devices

  The Supercharge plan covers expenses for prescribed medical devices post-hospitalization, such as crutches, wheelchairs, walking sticks, or lumbosacral belts.

• Restore Benefits

  The policy automatically restores the sum insured up to 100% once during the policy year if the balance sum insured and accrued 5x Supercharge Bonus are insufficient.

• Wellness Services

  Wellness services include general and specialist teleconsultation, ambulance booking, emergency features, service discounts, and health condition management.

• Wellness Programs

  The plan includes several wellness programs, such as health risk assessments and rewards for a healthy lifestyle, which can be converted into monetary value.

• AYUSH Treatment

  The TATA AIG Supercharge plan also covers AYUSH treatments (Ayurveda, Unani, Siddha, and Homeopathy).

• Domiciliary Treatment

  Domiciliary treatment is covered when a doctor recommends home treatment due to the patient's condition or hospital bed unavailability.

• Pre and Post-Hospitalization

  The TATA AIG Supercharge plan covers pre and post-hospitalization charges, from diagnosis to post-discharge bills.

Exclusions

• Obesity and weight control treatments.
• Gender change treatment.
• Cosmetic or plastic surgery.
• Treatment for alcoholism, drug abuse, or any addiction.
• Maternity costs.
• Infertility treatment costs.
• Hazardous or adventure sports injuries.
• Acts of war.

To Sum Up

TATA AIG Supercharge health insurance is a robust health insurance plan with a wide range of sum insured options. Additionally, numerous optional coverage features are available to enhance the policy. With the added benefit of 5x coverage, you can customize the plan to suit your needs. TATA AIG Supercharge Health Insurance is a reliable insurer with a high claim settlement record, offering comprehensive protection to its customers.