TATA AIG Health Supercharge Plan Benefits & Coverage | PolicyX
Buy Now
Summarize with
ChatGPT Claude Perplexity
TATA AIG Health Insurance Company TATA AIG Health Insurance Company ★ 4.4

TATA AIG Supercharge Plan

TATA AIG Health Supercharge plan offers a fivefold enhancement in your ...Read More

Up to 3 Crores
Sum insured
1
No. of plans
221+
Pan India presence
-%
Claim settlement ratio
📄 Download brochure
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,712 reviews
🏥 11,000+ hospitals
📊 1.81 solvency ratio
✅ -% claim settlement

About TATA AIG Supercharge Plan

A quick read on what this TATA AIG Health Insurance Company plan covers and why it might be a fit for you.

TATA AIG's Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan provides access to healthcare for diverse needs across different zones of the country. Its two variants focus on different areas. These include:

TATA AIG Supercharge Geo Plan for residents of Zone-B cities (Hyderabad, Secunderabad, Bengaluru, Kolkata, Indore, Chennai, Chandigarh, Mohali, Panchkula, Zirakpur, Pune, Pimpri Chinchwad, Rajkot) and Zone-C (rest of India).

TATA AIG Supercharge Value Plan for pan India.

Facts

  • A 5% discount is offered if the policy is purchased before age 40.
  • The policy offers high-end wellness programs and services.
  • The policy covers medical devices as well.
  • Accumulated cashback is provided for every claim-free year.
  • Options for pay-per-premiums, deductibles, co-payment, and OPD are available.
  • The plan has two variants: Health Supercharge Value Plan and Health Supercharge Geo Plan.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
91 days to 65 years
Plan type
Family
Sum insured options
₹5 L, ₹7 L, ₹10 L, ₹15 L, ₹20 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1, 2 and 3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • 5x benefits
  • 5% extra discount for youngsters
  • 2 plan variants
  • AYUSH treatment

Cons

  • Obesity treatment
  • Gender change treatment
  • Maternity coverage
  • Acts of war

What's covered

Every CMS-driven coverage flag from the plan wording — only items with a published value render below.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Not covered
  • Health check-up Covered
  • Second medical opinion Covered
  • Vaccination Covered

Conditions & global

  • Co-payment Covered
  • Sub-limits Not covered
  • Compassionate travel Covered
  • Global coverage Not covered

TATA AIG Supercharge Plan Benefits

  • 5x Supercharge Bonus

    The plan offers a 50% increase in the base sum insured upon policy renewal.

  • Covers Medical Devices

    The Supercharge plan covers expenses for prescribed medical devices post-hospitalization, such as crutches, wheelchairs, walking sticks, or lumbosacral belts.

  • Restore Benefits

    The policy automatically restores the sum insured up to 100% once during the policy year if the balance sum insured and accrued 5x Supercharge Bonus are insufficient.

  • Wellness Services

    Wellness services include general and specialist teleconsultation, ambulance booking, emergency features, service discounts, and health condition management.

  • Wellness Programs

    The plan includes several wellness programs, such as health risk assessments and rewards for a healthy lifestyle, which can be converted into monetary value.

  • AYUSH Treatment

    The TATA AIG Supercharge plan also covers AYUSH treatments (Ayurveda, Unani, Siddha, and Homeopathy).

  • Domiciliary Treatment

    Domiciliary treatment is covered when a doctor recommends home treatment due to the patient's condition or hospital bed unavailability.

  • Pre and Post-Hospitalization

    The TATA AIG Supercharge plan covers pre and post-hospitalization charges, from diagnosis to post-discharge bills.

TATA AIG Health Insurance Company Network Hospital List

TATA AIG Health Insurance Company Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance Company ensures that you are medically secured, irrespective of the city you reside in.

Delhi Mumbai Bengaluru Chennai Kolkata Hyderabad Pune Ahmedabad Jaipur Lucknow

Know More About Network Hospitals →

Inclusions & exclusions

What the plan pays for, and what it doesn't.

Exclusions

  • Obesity and weight control treatments.
  • Gender change treatment.
  • Cosmetic or plastic surgery.
  • Treatment for alcoholism, drug abuse, or any addiction.
  • Maternity costs.
  • Infertility treatment costs.
  • Hazardous or adventure sports injuries.
  • Acts of war.

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry Age: 90 days
  • Maximum Entry Age: No limit
  • Sum Insured (SI): INR 5 Lakh to 20 Lakh
  • Waiting Period: 30 days.

Other features & benefits

To Sum Up

TATA AIG Supercharge health insurance is a robust health insurance plan with a wide range of sum insured options. Additionally, numerous optional coverage features are available to enhance the policy. With the added benefit of 5x coverage, you can customize the plan to suit your needs. TATA AIG Supercharge Health Insurance is a reliable insurer with a high claim settlement record, offering comprehensive protection to its customers.

Tata AIG Health Supercharge Plan: FAQs

The 5 most-asked questions about TATA AIG Supercharge Plan, answered.

There are 2 variants of the TATA AIG Supercharge plan. These are- Value Plan- for members residing across India Geo Plan- for members residing in Zone B and Zone C in India.
Under the Value plan, you will get room rent up to Rs 5000 per day; under the Geo Plan, you will have a limit for a single private room.
Yes, there are 3 different types of co-payment applicable under the TATA AIG Supercharge: Age-linked co-payment: Value Plan and Geo Plan Higher zone co-payment: Geo Plan Out of our network of valued provider-pan India Co-payment: Value Plan
No, the out of our network of valued provider-pan India co-payment is not applicable in Geo in TATA AIG Health Supercharge.
If your entry age is 61 years or above during the first coverage under the policy, then you have to bear 20% of every claim.

Explore TATA AIG Health Insurance Company

Health Insurance Articles

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Simran saxena — Health and Term Insurance Reviewed by Raj Kumar — Health Insurance
Last updated: 12 Feb 2024 · Originally published: 14 Nov 2024

Compare Health Insurance Plans

Select a company and plan for each side to see a detailed side-by-side comparison.

Other Health Insurance Companies

Star Health Insurance HDFC Ergo Health Care Health Insurance Aditya Birla Health ICICI Lombard Health Bajaj Allianz Health SBI Health Insurance Niva Bupa Health Insurance

Share your Valuable Feedback

Rating Icon 4.4

Rated by 2,693 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free