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TATA AIG Supercharge Plan
TATA AIG's Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan provides access to health…
- 5x benefits
- 5% extra discount for youngsters
- 2 plan variants
- AYUSH treatment
TATA AIG Health Insurance Company
Tata AIG Arogya Sanjeevani Policy
Tata AIG Arogya Sanjeevani policy is an indemnity plan designed to off ...Read More
Up to 3 Crores
Sum insured
1
No. of plans
221+
Pan India presence
-%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,710 reviews
🏥 11,000+ hospitals
📊 1.81 solvency ratio
✅ -% claim settlement
About Tata AIG Arogya Sanjeevani Policy
A quick read on what this TATA AIG Health Insurance Company plan covers and why it might be a fit for you.
As per IRDAI's guidance, the Tata AIG Arogya Sanjeevani policy is an indemnity plan designed to offer a basic yet comprehensive health insurance policy that is affordable for everyone. Regardless of your societal or financial status, any individual can purchase this health insurance.
The Arogya Sanjeevani policy by Tata AIG Health Insurance covers all basic healthcare expenses, ranging from pre and post-hospitalization to daycare procedures, ambulance services, cataract treatment, AYUSH coverage, and more.
This policy is also quite affordable, allowing you to cover all your family members, including parents, parents-in-law, dependent children, and spouse, under a single policy with an affordable premium.
This page provides all aspects of the Tata AIG Arogya Sanjeevani Policy. Read on to learn more.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
18 - 65 Years
Plan type
Individual and Family Health Insurance
Sum insured options
₹1 L, ₹2 L, ₹3 L, ₹4 L, ₹5 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1 Year
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- Hospitalization cover
- Accident cover
- Ambulance cover
Cons
- Illegal activities
- Drug abuse
- Obesity
What's covered
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Hospitalization
- Room rent Covered
- ICU charges Covered
- Pre-hospitalization Covered
- Post-hospitalization Covered
- Domiciliary hospitalization Not covered
- Day-care treatment Covered
- OPD charges Not covered
- Covid-19 treatment Covered
- Cataract Covered
Bonuses & restoration
- No-claim bonus Covered
- Automatic restoration of SI Not covered
- Daily hospital cash Not covered
Family & special care
- Maternity cover Not covered
- New-born baby cover Not covered
- IVF treatment Not covered
- AYUSH treatment Covered
- Organ donor expenses Not covered
Modern & preventive care
- Modern treatment Covered
- Road ambulance Covered
- Air ambulance Not covered
- E-consultation Not covered
- Health check-up Not covered
- Second medical opinion Not covered
- Vaccination Not covered
Conditions & global
- Co-payment Covered
- Sub-limits Covered
- Compassionate travel Not covered
- Global coverage Not covered
TATA AIG Health Insurance Company Network Hospital List
TATA AIG Health Insurance Company Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance Company ensures that you are medically secured, irrespective of the city you reside in.
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- Hospitalization due to war, riot, strike, and nuclear weapons
- Intentional self-injury
- AIDS
- Miscarriage and abortion
- Congenital disease
- Infertility and in vitro fertilization
- Specific ailments after 48 months
- Pre-existing diseases after 48 months
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Min entry age: 18 years
- Max entry age: 65 years
- Initial Waiting Period: 30 days
- Sum Insured: Up to 5 Lakhs
Other features & benefits
Summary
The Tata AIG Arogya Sanjeevani policy offers affordable healthcare, covering medical expenses such as hospitalization, ambulance charges, daycare procedures, AYUSH treatment, and more.
The Arogya Sanjeevani health insurance provides basic medical benefits at an affordable premium. Reach out to our experts now for assistance with your queries at 1800-4200-269.
Tata AIG Arogya Sanjeevani Policy: FAQs
The 4 most-asked questions about Tata AIG Arogya Sanjeevani Policy, answered.
It’s an IRDAI-designed and approved health insurance plan for those who can’t afford expensive healthcare and a high-sum insured policy. Being affordable and comprehensively designed, Arogya Sanjeevani is for you and your family’s safety against medical emergencies and skyrocketing inflation.
You can cover your legally wedded spouse, dependent children (age: 3 months - 25 years), parents, and parents-in-law.
A pre-policy medical check-up is required to buy the Arogya Sanjeevani policy if you are more than 45 years old or if you have already been diagnosed with medical complications.
This policy does not cover maternity expenses or expenses related to newborn babies, like vaccinations and so on.
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