Critical Illness Plan
  • Lifetime Renewability
  • Wide Coverage Option
  • Inclusions and Exclusions
Critical Illness Plan
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TATA AIG Critical Illness Plan

The Critical illness plan offered by Tata AIG Health Insurance covers all the listed major critical illnesses and medical treatments. This plan offers a lump sum for diagnosing certain critical illnesses. Compensation in the form of money gives policyholders additional security in treating the disease and helps them overcome any financial stress/burden. It can be bought along with a general health policy for availing a wide coverage in hard/critical times. The plan is available without having any medical examination test and also provides the facility of a second opinion if the policyholder is suffering from a covered illness.

Eligibility

Minimum Entry Age18 years
Maximum Entry Age65 years
Policy Tenure1 year

Key Features and Benefits of TATA AIG Critical Illness Plan

The prominent key features of Tata AIG Critical Illness are,

  • Lifetime renewability on the premiums paid without any break can save your pocket from additional financial stress.
  • The plan is available for individuals of up to 65 years
  • Under this health insurance plan, 11 critical illnesses are covered.
  • To avail of this policy, no medical test or examination is required.
  • It offers a wide coverage option ranging from Rs.2.5 Lakhs to Rs. 15 lakhs.
  • This plan provides you with an option of a second opinion to confirm the diagnosis of critical illness available. You can also visit another doctor/hospital for a second opinion.
  • In case if you want to port your policy from one insurer to the other, the credit gained for the pre-existing conditions and time-bound exclusions along with accrued benefits coming under the individual health insurance policy (including the family cover) are also transferred.
  • Get the benefit on income tax on the premiums paid under section 80(D) of the Income Tax Act.
  • This plan offers a free look period of 15 days from the date of the receipt of the policy document to review the terms & conditions of this policy. When you are dissatisfied with the policy documents, terms, and conditions, you have the option of canceling the policy. After applying for the cancellation, the amounts shall be refunded to the policyholder.
  • The covered critical ailments are:  
    • Cancer
    • Stroke
    • Open Chest CABG
    • Kidney failure
    • Organ transplant
    • Bone marrow transplant
    • Blindness
    • Coma
    • Major Burns
    • Multiple Sclerosis
    • Paralysis
    • Heart attack

Note - The diseases mentioned above are limited to a certain set of conditions. For more information, refer to Policy Wording on the Tata AIG website.

Details of the plan

Minimum Sum Assured2.5 lakhs
Maximum Sum Assured15 lakhs
Type of CoverageIndividual
No Claim BonusNA
Grace Period30 days for policy renewal
Policy Termination3 months before the policy expiry date

Exclusions of TATA AIG Critical Illness Plan

The major inclusions of the TATA AIG Critical Illness Plan are

  • Mental illness/disorder treatment
  • In the case of claims processing under this plan, a waiting period of 90 days after the commencement of the policy is applicable.
  • Any pre-existing illness or any complication associated with it.
  • Self-inflicted injuries
  • Any critical illness resulting from a physical or mental existed before the issuing of the policy date.
  • Any disease or illness other than the specified critical illnesses on the policy documents
  • Sexually transmitted diseases
  • HIV AIDS infections/ Venereal diseases
  • Expenses related to Maternity, childbirth, and pregnancy
  • Congenital abnormalities or disorders
  • Mental disorders or illnesses
  • Cosmetic surgeries and Robotic surgeries
  • Accidental injuries due to war, nuclear invasions

How to Contact Tata AIG Health Insurance?

Tata AIG Health Insurance Customer Care Number - 1800 266 7780

Address - Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India.

How to Buy TATA AIG MediCare Plus Plans?

TATA AIG Health Insurance has the option to directly buy the policy through the company’s website, or purchase via PolicyX.com. Let’s look at both the procedures in detail

Through the Company’s website

  • Visit the official website of TATA AIG Insurance company and choose ’Health’ by clicking on ’All Products’.
  • Select the category for whom you want to buy the plan and click ’Get Plan’.
  • Fill in the required details like your contact number, and dob, and click on ’See Plan’.
  • Check the plans as per your needs, tap the ’Buy’ button, and make the payment.
  • Your policy document will be mailed to you at your registered email address.

Through PolicyX.com

  • Go to the top of this page and fill in the details in the ’Calculate TATA AIG Health Insurance Premium’ form.
  • Out of all the quotes, choose the desired TATA AIG health plan and click on ’Buy Now’.
  • Pay the premium and your policy documents will be shared with you on your registered email.

Documents required to buy this policy

  • KYC documents
  • 1 passport-size photograph
  • Medical records
  • Family medical history and all the current medical records
  • Application form

TATA AIG Health Insurance Company Network Hospital List

TATA AIG Health Insurance Company Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance Company ensures that you are medically secured, irrespective of the city you reside in.

Explore other TATA AIG Health Insurance Company

To cater to the different medical needs of an individual & their family, TATA AIG Health Insurance Company offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to TATA AIG Health Insurance Company plans explore more:

Accident Health Insurance

Life is very uncertain, you never know what will happen to you in the next second. Are you prepared for that? Nonetheless, to make you ready for life&...

Unique Features

  • Comprehensive accident care
  • Coverage for child education
  • No waiting period

TATA AIG Accident Guard Plan (Pros)

TATA AIG Accident Guard Plan
  • Temporary total disability
  • Child enhancement benefit
  • Air ambulance
  • Loss of hearing

TATA AIG Accident Guard Plan (Cons)

TATA AIG Accident Guard Plan
  • No alcoholism cover
  • No war injury cover
  • No cataract cover
  • No STD cover

TATA AIG Accident Guard Plan (Other Benefits)

TATA AIG Accident Guard Plan
  • Fractures
  • Burns
  • Total disablement cover
  • Accidental death

TATA AIG Accident Guard Plan (Eligibility Criteria)

TATA AIG Accident Guard Plan
  • Entry age- 6 months
  • Max entry age- 65 years
  • SI- NA
  • Waiting period- 30 days

Individual and Family Health Insurance

TATA AIG medicare premier is an all-around health insurance plan offering you the latest and best health care features. Available on an individual and...

Unique Features

  • Eligibility Criteria
  • Benefits and Features
  • Inclusions and Exclusions

Medicare Premier Plan (Pros)

Medicare Premier Plan
  • Wellness service
  • Compassionate travel. Home care
  • Restore benefit

Medicare Premier Plan (Cons)

Medicare Premier Plan
  • Injury due to suicide attempt
  • Death due to drugs
  • Injuries due to breach of law
  • STDs

Medicare Premier Plan (Other Benefits)

Medicare Premier Plan
  • OPD dental treatment
  • First-year vaccinations
  • In-patient treatment
  • Second medical opinion

Medicare Premier Plan (Eligibility Criteria)

Medicare Premier Plan
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 5 L to 3 Cr
  • Waiting period- 30 days

Critical Illness Health Insurance

Be ready for future health complications that may chew down all your wealth and health! Or choose Tata AIG Criti MediCare which has your back. Tata AI...

Unique Features

  • Covers 100 critical illnesses
  • Cancer-360 indemnity cover
  • Hospital cash benefit

TATA AIG Criti MediCare Policy (Pros)

TATA AIG Criti MediCare Policy
  • Complete cancer coverage
  • hospital cash
  • Covers over 100 critical illnesses

TATA AIG Criti MediCare Policy (Cons)

TATA AIG Criti MediCare Policy
  • Self-harm not covered
  • No international coverage
  • Adventure sports injury not covered

TATA AIG Criti MediCare Policy (Other Benefits)

TATA AIG Criti MediCare Policy
  • Discount on premiums
  • Tele medical examination
  • Tax benefits

TATA AIG Criti MediCare Policy (Eligibility Criteria)

TATA AIG Criti MediCare Policy
  • Entry Age: 18 - 65 Years
  • Initial Waiting Period: 30 Days
  • SI: Up to 2 Cr
  • Policy Term: 1/2/3 Years

Senior Citizen Health Insurance

Trusted Naam, Fantastic Kaam! Choose all-around care for your health with the Tata AIG Elder Care plan. Tata AIG Elder Care is tailored to offer high-...

Unique Features

  • Preventive health check-ups
  • Post-operative care
  • Homecare treatment cover

Tata AIG Elder Care Insurance Plan (Pros)

Tata AIG Elder Care Insurance Plan
  • Preventive health check-up
  • Pre-hospitalisation cover
  • Post-hospitalisation cover
  • Compassionate visit
  • In-patient treatment

Tata AIG Elder Care Insurance Plan (Cons)

Tata AIG Elder Care Insurance Plan
  • Obesity/weight control
  • Change of gender treatments
  • Hazardous or adventure sports
  • Maternity not covered

Tata AIG Elder Care Insurance Plan (Other Benefits)

Tata AIG Elder Care Insurance Plan
  • Cumulative bonus
  • Daycare procedures
  • Medical second opinion
  • AYUSH treatment cover

Tata AIG Elder Care Insurance Plan (Eligibility Criteria)

Tata AIG Elder Care Insurance Plan
  • Entry age- 61 years
  • Max entry age- 85 years
  • SI- 5-25 Lakhs
  • Waiting Period- 30 days

Top Up and Super Top Up

TATA AIG Medicare Policy offered by Tata AIG is an affordable top-up policy that is designed to look after your and your family's healthcare needs. Me...

Unique Features

  • Lifetime Renewability
  • High Sum Insured Options
  • Quick Buying Process

Medicare Plus Plan (Pros)

Medicare Plus Plan
  • Global coverage
  • Cumulative bonus
  • Tax benefit
  • Family discount

Medicare Plus Plan (Cons)

Medicare Plus Plan
  • No gender change
  • Any existing disability
  • Injuries due to breach of law
  • Injuries due to aviation
  • No suicide cover

Medicare Plus Plan (Other Benefits)

Medicare Plus Plan
  • Consumables benefits
  • In-patient dental treatment
  • Ambulance cover
  • AYUSH Benefits
  • Domiciliary treatment

Medicare Plus Plan (Eligibility Criteria)

Medicare Plus Plan
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 3 L- 1 Cr
  • Waiting period- 30 days

Individual and Family Health Insurance

TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. T...

Unique Features

  • Vaccination Covered
  • AYUSH Covered
  • Quick Claim Process

Tata AIG Medicare Plan (Pros)

Tata AIG Medicare Plan
  • Global coverage
  • 540+ day care treatments
  • Qualified nurse
  • Room rent
  • Organ donor

Tata AIG Medicare Plan (Cons)

Tata AIG Medicare Plan
  • Injury due to suicide attempt
  • Death due to drugs
  • STDs
  • Injuries due to breach of law

Tata AIG Medicare Plan (Other Benefits)

Tata AIG Medicare Plan
  • AYUSH benefit
  • Health checkup
  • Bariatric surgery cover
  • Vaccination cover

Tata AIG Medicare Plan (Eligibility Criteria)

Tata AIG Medicare Plan
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 3 L- 20 L
  • Waiting period- 30 days

Individual

To ensure total health coverage for women, Tata AIG Health Insurance has introduced the Wellsurance Women Policy. This plan is specially designed to p...

Unique Features

  • Designed for Women
  • Check your Eligibility
  • Quick Claim Process

TATA AIG Wellsurance Women Policy (Pros)

TATA AIG Wellsurance Women Policy
  • Cashless hospitalisation
  • Daily cash benefit
  • Post-hospitalisation

TATA AIG Wellsurance Women Policy (Cons)

TATA AIG Wellsurance Women Policy
  • Any pre-existed illnesses or any complications
  • STDs
  • Self-inflicted injuries /Attempted suicide
  • Mental or nervous disorder

TATA AIG Wellsurance Women Policy (Other Benefits)

TATA AIG Wellsurance Women Policy
  • Free helpline
  • Discount offerings on health and wellness
  • Tax benefits

TATA AIG Wellsurance Women Policy (Eligibility Criteria)

TATA AIG Wellsurance Women Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 7 L

Family

TATA AIG's Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan opens the availability to different...

Unique Features

  • 5X Enhanced Benefits
  • 2 Impressive Variants To Choose
  • Complete AYUSH Coverage

TATA AIG Supercharge Plan (Pros)

TATA AIG Supercharge Plan
  • 5x benefits
  • 5% extra discount for youngsters
  • 2 plan variants
  • AYUSH treatment

TATA AIG Supercharge Plan (Cons)

TATA AIG Supercharge Plan
  • Obesity treatment unavailable
  • Change of gender treatment
  • Maternity cover
  • Act of war not included

TATA AIG Supercharge Plan (Other Benefits)

TATA AIG Supercharge Plan
  • Unlimited recharge
  • Wellness benefits
  • Easy claim process
  • Restore benefit
  • Pan India coverage

TATA AIG Supercharge Plan (Eligibility Criteria)

TATA AIG Supercharge Plan
  • Entry age- 90 days
  • Max entry age- no limit
  • SI -INR 5 L to 20 L
  • Waiting period- 30 days

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Critical Illness Plan: FAQs

1. Does TATA AIG offer critical illness plans?

Yes, Tata AIG offers versatile critical illness health plans to its customers.

2. What are the exclusions for TATA AIG critical illness plans?

The major inclusions of the TATA AIG Critical Illness plan are Mental illness/disorder treatment, any pre-existing illness and more.

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Himanshu Kumar

Written By: Naval Goel

Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.