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TATA AIG Supercharge Plan
TATA AIG's Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan provides access to health…
- 5x benefits
- 5% extra discount for youngsters
- 2 plan variants
- AYUSH treatment
TATA AIG Health Insurance Company
TATA AIG Accident Shield Policy
Tata AIG Accident Shield policy offers an additional layer of protecti ...Read More
Up to 3 Crores
Sum insured
1
No. of plans
221+
Pan India presence
-%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,712 reviews
🏥 11,000+ hospitals
📊 1.81 solvency ratio
✅ -% claim settlement
About TATA AIG Accident Shield Policy
A quick read on what this TATA AIG Health Insurance Company plan covers and why it might be a fit for you.
Have you considered staying prepared against adversity with the TATA AIG Accident Shield policy?
Tata AIG Accident Shield policy is an additional layer of protection that offers multiple insurance benefits. These covers include:
- Accidental death
- Permanent total disability
- Permanent partial disability
- Disappearance of the insured person (in an accident)
- Child's education aid (in case of accidental death or PTD)
Read on to know more about the eligibility criteria, coverage benefits, and exclusions of the Tata AIG Accident Shield plan. You can also reach out to the health insurance experts at PolicyX.com for more insights.
Eligibility Criteria of Tata AIG Accident Shield Policy
| Entry Age | 6 Months - 65 Years |
| Sum Insured | NA |
| Plan Type | Accident |
| Policy Term | 1/2/3 Years |
| Initial Waiting Period | 30 Days* |
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
6 Months - 65 Years
Plan type
Accident Health Insurance
Waiting period
NA
Renewability
Lifelong
Policy term
1,2,3 Years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- Accidental death
- Permanent total disability
- Permanent partial disability
Cons
- AIDS
- Mental or nervous disorder
- Alcoholism
Specifications of Tata AIG Accident Shield Policy
| Specifications | What will the insured get? |
| Accidental death | If the insured dies due to an accident, the insurer will pay the base sum insured, provided the event occurred within 1 year from the accident. |
| Disappearance | If the person’s body is untraceable and cannot be located within a year, and this is caused by an accidental event, the company will pay the benefit for the loss. |
| Permanent Total Disability (PTD) | In case of a permanent total disability, the company will pay up to the principal sum insured, provided the condition is specified in your policy documents and the event occurred within 1 year. |
| Permanent Partial Disability (PPD) | If the insured person gets PPD based on the conditions specified in the policy wording, they will receive the principal sum insured, provided the event occurred within 180 days of the accident. |
| Children’s education grant | The company will pay for the education of the insured’s children up to 10% of the sum insured or ₹1 Lakh (whichever is lower) in case the insured has died in an accident or has met with an accident causing permanent total disability. |
TATA AIG Health Insurance Company Network Hospital List
TATA AIG Health Insurance Company Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance Company ensures that you are medically secured, irrespective of the city you reside in.
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- The TATA AIG Accident Shield Plan does not cover permanent diseases or health conditions such as:
- Hospitalization due to war, riot, strike, or nuclear weapons
- Intentional self-injury
- AIDS
- Miscarriage and Abortion
- Congenital disease
- Infertility and in vitro fertilization
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Min entry age: 6 Months
- Max Entry Age: 65 Years
- Waiting Period: 30 Days
- Sum Insured: N/A
Other features & benefits
Wrapping It Up
Accidents can wreak havoc in a person's life and cause immense stress to their family - both emotional and financial. How can one be prepared for such unannounced life events? By buying the TATA AIG Accident Shield policy. With rising healthcare costs, it has become mandatory to have an accidental health insurance plan that helps mitigate the financial distress of expensive medical treatment and protects life savings.
Tata AIG Accident Shield policy provides the insured with the shield to stay protected and be prepared to fight against adversities. To know more about it, call us at 1800 4200 269, or get a quote from PolicyX.com.
Tata AIG Accident Shield Policy: FAQs
The 3 most-asked questions about TATA AIG Accident Shield Policy, answered.
Below mentioned are some of the outstanding features of this plan: Pays out the sum insured specified for an accidental death Permanent disabilities are compensated for the loss In the case of PTD, there’ll be a grant for the insured’s children’s education
The minimum age for a child is 6 months. For adult policy proposers, the entry age ranges from 18 years to 65 years.
The policy provides a grace period of 30 days during which you can make any changes as per your health needs and also for renewal.
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