TATA AIG medicare premier is an all-around health insurance plan offering you the latest and best health care features. Available on an individual and family floater basis, the plan ensures you receive premium medical care with 8,000+ network hospitals available for cashless hospitalisation across the country.
Cover your parents and parents-in-law above the age of 65 years as well as dependent children as young as 91 days old.
Sum insured options available under the policy range between INR 5 Lakhs to 3 Crores ensuring availability of adequate sum insured. Tata Medicare premier policy term options vary between 1/2/3 years along with the benefit of lifetime renewability.
To keep you motivated towards living a healthy lifestyle TATA AIG Medicare Premier comes with a wellness program. Earn multiple wellness rewards by downloading the TATA AIG app on the Google Play Store and Apple Store.
When it comes to extensive coverage, Tata AIG Medicare Premier is gaining popularity with an extensive list of features like:
Global cover for planned hospitalisation
Consumables benefit
Restoration benefits
Emergency air ambulance
Wellness services
Home care treatment
High-end diagnostics, and more
In this article, we aim to simplify your purchase decision by providing you with all the vital details, necessary information, features & benefits of the plan.
TATA AIG Medicare Premier Eligibility Criteria
Insurance holders can refer to the eligibility criteria mentioned below to invest and avail of the potential benefits of the Tata AIG Medicare Premier health insurance plan.
Entry Age
Minimum: 5 Years Child: 91 Days to 25 Years
Adult Entry Age
Maximum: 65 Years
Policy Type
Individual/Family Floater
Sum Insured
5 L | 10 L | 15 L | 20 L | 25 L | 50 L | 75 L | 1 Cr | 2 Cr | 3 Cr
Policy Term
1/2/3 Years
Initial Waiting Period*
30 Days*
*The Initial Waiting Period is the period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
For more information refer to the brochure attached:
Benefits Of TATA AIG Medicare Premier Plan
Investing in the TATA AIG Medicare premier plan comes with a list of benefits that ensures premium healthcare for you and your family
Flexible Room Selection
Imagine picking up a deluxe room for your comfortable recovery in the hospital but its rent is over your room rent limit as mentioned in the policy schedule. With the Tata Aig Medicare Premier plan, you can opt for a single room, deluxe room, or shared room without worrying about sub-limits on room rent.
OPD Dental Treatments
Unlike many other health plans where dental treatment coverage is unheard of, Tata AIG Medicare Premier covers expenses for dental treatments like root canals, extractions, fillings, and more. However, this comes after a continuous coverage of 2 years.
Global Coverage
If you are diagnosed with an illness in India and wish to avail treatment abroad, Tata AIG Medicare Premier will cover your expenses. Moreover, the plan not only covers expenses for treatments abroad but also covers expenses for your visa application fee.
Covers Hearing Aid Expenses
If you are prescribed a hearing aid by a specialized medical practitioner Tata AIG Medicare Premier will cover the expenses for the same. The hearing aid expense will be covered every third year. The maximum amount payable is 50% of the actual cost or INR 10,000/- per policy.
High-End Diagnostics Cover
If you wish to undergo high-end diagnostic tests, Tata AIG Medicare Premier will be your financial support. The plan covers up to INR 50,000 of listed tests per policy year.
Choose your Tata AIG Medicare Premier Plan
The following sum-insured options are available under the Tata AIG Medicare Premier plan:
In-patient & Out-patient Coverage
Room Rent
Covered Up to SI
ICU Charges
Covered Up to SI
Pre-Hospitalization
Covered for up to 60 days
Post-Hospitalization
Covered Upto 90 days
Domiciliary Hospitalization
Covered Upto Sum Insured
Daycare Treatment
Covered Upto Sum Insured
OPD Charges
Upto INR 5,000
Coverage Terms
COVID-19 Treatment
Covered
Cataract
Covered
No Claim Bonus
Applicable, 50% increase in cumulative bonus for every claim-free year
Automatic Restoration
Available up to Sum Insured
Daily Hospital Cash
Covered, up to INR 2,000 per day
Organ Donor
Covered up to SI
Maternity Cover
INR 50,000 (INR 60,000 for the birth of a girl child)
New Born Baby Cover
Covered
Alternative Treatments
AYUSH Treatment
Covered Upto Sum Insured
IVF Treatment
Not Covered
Modern Treatment
Not Covered
Emergency Coverage
Ambulance
Upto INR 5,000
Air Ambulance
Upto INR 5,00,000
Compassionate Travel
Upto INR 20,000
Global Coverage
Covered up to Sum Insured
Wellness Programmes
E-Consultation
Covered
Health Check-Up
Upto INR 10,000
Second Medical Opinion
Covered
Vaccination
Covered Up to SI
Limitations
Co-payment
Not Applicable
Sub-limits
Not Available
In-patient & Out-patient Coverage
Room Rent
Covered Up to SI
ICU Charges
Covered Up to SI
Pre-Hospitalization
Covered for up to 60 days
Post-Hospitalization
Covered Upto 200 days
Domiciliary Hospitalization
Covered Upto Sum Insured
Daycare Treatment
Covered Upto Sum Insured
OPD Charges
Upto INR 7,500
Coverage Terms
COVID-19 Treatment
Covered
Cataract
Covered
No Claim Bonus
Applicable, 50% increase in cumulative bonus for every claim-free year
Automatic Restoration
Available up to Sum Insured
Daily Hospital Cash
Covered, up to INR 2,000 per day
Organ Donor
Covered up to SI
Maternity Cover
INR 1,00,000 ( INR 1,20,000 for the birth of a girl child)
New Born Baby Cover
Covered
Alternative Treatments
AYUSH Treatment
Covered Upto Sum Insured
IVF Treatment
Not Covered
Modern Treatment
Not Covered
Emergency Coverage
Ambulance
Upto INR 7,500
Air Ambulance
Up to INR 5,00,000 for out-of-network hospitals Up to SI in case of network hospitals
Compassionate Travel
Upto INR 50,000
Global Coverage
Covered up to Sum Insured
Wellness Programmes
E-Consultation
Covered
Health Check-Up
Upto INR 15,000
Second Medical Opinion
Covered
Vaccination
Covered Up to SI
Limitations
Co-payment
Not Applicable
Sub-limits
Not Available
In-patient & Out-patient Coverage
Room Rent
Covered Up to SI
ICU Charges
Covered Up to SI
Pre-Hospitalization
Covered for up to 60 days
Post-Hospitalization
Covered Upto 200 days
Domiciliary Hospitalization
Covered Upto Sum Insured
Daycare Treatment
Covered Upto Sum Insured
OPD Charges
Upto INR 10,000
Coverage Terms
COVID-19 Treatment
Covered
Cataract
Covered
No Claim Bonus
Applicable, 50% increase in cumulative bonus for every claim-free year
Automatic Restoration
Available up to Sum Insured
Daily Hospital Cash
Covered, up to INR 2,000 per day
Organ Donor
Covered up to SI
Maternity Cover
INR 1,00,000 ( INR 1,20,000 for the birth of a girl child)
New Born Baby Cover
Covered
Alternative Treatments
AYUSH Treatment
Covered Upto Sum Insured
IVF Treatment
Not Covered
Modern Treatment
Not Covered
Emergency Coverage
Ambulance
Upto INR 10,000
Air Ambulance
Up to INR 5,00,000 for out-of-network hospitals Up to SI in case of network hospitals
Compassionate Travel
Upto INR 50,000
Global Coverage
Covered up to Sum Insured
Wellness Programmes
E-Consultation
Covered
Health Check-Up
Upto INR 20,000
Second Medical Opinion
Covered
Vaccination
Covered Up to SI
Limitations
Co-payment
Not Applicable
Sub-limits
Not Available
In-patient & Out-patient Coverage
Room Rent
Covered Up to SI
ICU Charges
Covered Up to SI
Pre-Hospitalization
Covered for up to 60 days
Post-Hospitalization
Covered Upto 200 days
Domiciliary Hospitalization
Covered Upto Sum Insured
Daycare Treatment
Covered Upto Sum Insured
OPD Charges
Upto INR 15,000
Coverage Terms
COVID-19 Treatment
Covered
Cataract
Covered
No Claim Bonus
Applicable, 50% increase in cumulative bonus for every claim-free year
Automatic Restoration
Available up to Sum Insured
Daily Hospital Cash
Covered, up to INR 2,000 per day
Organ Donor
Covered up to SI
Maternity Cover
INR 1,00,000 ( INR 1,20,000 for the birth of a girl child)
New Born Baby Cover
Covered
Alternative Treatments
AYUSH Treatment
Covered Upto Sum Insured
IVF Treatment
Not Covered
Modern Treatment
Not Covered
Emergency Coverage
Ambulance
Upto INR 20,000
Air Ambulance
Up to INR 5,00,000 for out-of-network hospitals Up to SI in case of network hospitals
Compassionate Travel
Upto INR 50,000
Global Coverage
Covered up to Sum Insured
Wellness Programmes
E-Consultation
Covered
Health Check-Up
Upto INR 25,000
Second Medical Opinion
Covered
Vaccination
Covered Up to SI
Limitations
Co-payment
Not Applicable
Sub-limits
Not Available
In-patient & Out-patient Coverage
Room Rent
Covered Up to SI
ICU Charges
Covered Up to SI
Pre-Hospitalization
Covered for up to 60 days
Post-Hospitalization
Covered Upto 200 days
Domiciliary Hospitalization
Covered Upto Sum Insured
Daycare Treatment
Covered Upto Sum Insured
OPD Charges
Upto INR 20,000
Coverage Terms
COVID-19 Treatment
Covered
Cataract
Covered
No Claim Bonus
Applicable, 50% increase in cumulative bonus for every claim-free year
Automatic Restoration
Available up to Sum Insured
Daily Hospital Cash
Covered, up to INR 2,000 per day
Organ Donor
Covered up to SI
Maternity Cover
INR 1,00,000 ( INR 1,20,000 for the birth of a girl child)
New Born Baby Cover
Covered
Alternative Treatments
AYUSH Treatment
Covered Upto Sum Insured
IVF Treatment
Not Covered
Modern Treatment
Not Covered
Emergency Coverage
Ambulance
Upto INR 30,000
Air Ambulance
Up to INR 5,00,000 for out-of-network hospitals Up to SI in case of network hospitals
Compassionate Travel
Upto INR 50,000
Global Coverage
Covered up to Sum Insured
Wellness Programmes
E-Consultation
Covered
Health Check-Up
Upto INR 25,000
Second Medical Opinion
Covered
Vaccination
Covered Up to SI
Limitations
Co-payment
Not Applicable
Sub-limits
Not Available
What is Room Rent?
The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized
Common Room categories covered under room rent are:
Private Single AC Room
Twin Sharing
General Ward
Coverage status under TATA AIG Medicare Premier
Under the Tata AIG Medicare Premier health plan, room rent is covered up to SI
What are ICU Charges?
It is a special department in the hospitals where patients with serious medical conditions are treated.
Coverage status under TATA AIG Medicare Premier
Under the Tata AIG Medicare Premier health plan, ICU Charges are covered up to SI
What is Pre Hospitalization?
Medical expenses incurred before the hospitalization of the policyholder.
Coverage status under TATA AIG Medicare Premier
Under the Tata AIG Medicare Premier health plan, pre-hospitalisation expenses are covered for up to 60 days
What is Post Hospitalization?
Medical expenses incurred after the discharge of the policyholder from the hospital.
Coverage status under TATA AIG Medicare Premier
Under the Tata AIG Medicare Premier health plan, post-hospitalisation expenses are covered
For SI Up to 50 L - up to 90, and
For SI Up to 3 Crores - 200 days
What is Domiciliary Hospitalization?
Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.
Coverage status under TATA AIG Medicare Premier
Under the Tata AIG Medicare Premier health plan, domiciliary hospitalisation expenses are covered up to SI.
What is Daycare Treatment?
Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.
Coverage status under TATA AIG Medicare Premier
Under the Tata AIG Medicare Premier health plan, daycare treatments are covered up to SI.
What are OPD charges?
Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.
Coverage status under TATA AIG Medicare Premier
Under the Tata AIG Medicare Premier the OPD expenses are covered as per the following sub-limits:
For SI Up to 50 L - INR 5,000
For SI 75 L - INR 7,500
For SI 1 Cr - INR 10,000
For SI 2 Cr - INR 15,000
For SI 3 Cr - INR 20,000
What is COVID-19 Treatment?
COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.
Coverage status under TATA AIG Medicare Premier
Covid-19 Covered.
What is Cataract Treatment?
A common eye condition in which your vision gets blurred.
Coverage status under TATA AIG Medicare Premier
Under the Tata AIG Medicare Premier, cataract is covered after a waiting period of 36 months.
What is a No-Claim Bonus?
For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.
Coverage status under TATA AIG Medicare Premier
Under the Tata AIG Medicare Premier, no-claim bonus is applicable. A 50% increase in cumulative bonus for every claim-free year.
What is Automatic Restoration?
Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.
Coverage status under TATA AIG Medicare Premier
Under the Tata AIG Medicare Premier Automatic restoration is available up to SI.
What is Daily Hospital Cash?
It is a cash amount that you receive each day during the time of hospitalization..
Coverage status under TATA AIG Medicare Premier
Under the TATA AIG Medicare Premier plan, daily hospital cash is available up to INR 2,000 per day
What is an Organ Donor Cover?
It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.
Coverage status under TATA AIG Medicare Premier
Under the TATA AIG Medicare Premier Plan, organ donor expenses are covered up to SI.
What is a Maternity Cover?
It refers to the cover that includes expenses for normal and c-section procedure deliveries.
Coverage status under TATA AIG Medicare Premier
Under the Tata AIG Medicare Premier maternity cover sub-limits are:
For SI up to INR 50 L - Coverage up to INR 60,000 is available
For SI 75 L to 3 Crores - Coverage Up to INR 1.2 L is available
What is a New Born Baby Cover?
It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:
ongenital anomaly (conditions since birth)
Acute condition
Chronic condition
Premature delivery
Birth asphyxia
Day care treatment
Coverage status under TATA AIG Medicare Premier
Under the Tata AIG Medicare Premier newborn baby cover is available
What is AYUSH Treatment?
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
Coverage status under TATA AIG Medicare Premier
AYUSH treatment is covered up to SI.
What is IVF Treatment?
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:
Full infertility
No fertility
Infertility diagnosis
Infertility diagnosis and limited fertility treatment
Medication (which may or may not include fertility drug prescriptions)
Coverage status under TATA AIG Medicare Premier
Not Available
What is a Modern Treatment?
Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.
Coverage status under TATA AIG Medicare Premier
Under the TATA AIG Medicare Premier Health Plan, modern treatments are not covered
What is an Ambulance Cover?
An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.
Coverage status under TATA AIG Medicare Premier
Ambulance charge is covered under the TATA AIG Medicare Premier Health Plan
For SI Up to 50 L - Upto INR 5,000
For SI 75 L - Upto INR 7,500
For SI 1 Cr - Upto INR 10,000
For SI 2 Cr - Upto INR 20,000
For SI 3 Cr - Up to INR 30,000
What is an Air Ambulance?
Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.
Coverage status under TATA AIG Medicare Premier
Air Ambulance charge is covered under the TATA AIG Medicare Premier Health Plan
For SI Up to 50 L - Upto INR 5,00,000
For SI 75 L to 3 Cr - Up to INR 5,00,000 for non-network hospitals and up to SI for network hospitals
What is Compassionate Travel?
Refers to the traveling expenses of a family member of the insured person in case the policyholder gets admitted to a hospital outside his/her residential city.
Coverage status under TATA AIG Medicare Premier
Under the TATA AIG Medicare Premier Health Plan, compassionate travel is covered
For SI Up to 50 L - Up to INR 20,000
For SI 75 L to 3 Cr - Up to INR 50,000
What is Global Coverage?
Any kind of medical/health emergency when you are outside of India.
Coverage status under TATA AIG Medicare Premier
Under the TATA AIG Medicare Premier Health Plan global coverage is covered up to SI
What is E-Consultation?
If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
Coverage status under TATA AIG Medicare Premier
Covered under the TATA AIG Medicare Premier Health Plan
What is a Health Checkup?
A facility where the policyholder can avail of free health check-ups after fulfilling the company's policies.
Coverage status under TATA AIG Medicare Premier
Covered as per the following sub-limits:
For SI Up to 50 L - Upto INR 10,000
For SI 75 L - Upto INR 15,000
For SI 1 Cr - Upto INR 20,000
For SI 2 & 3 Cr - Upto INR 25,000
What is a Second Medical Opinion?
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.
Coverage status under TATA AIG Medicare Premier
Covered under TATA AIG Medicare Premier Plan
What is Vaccination cover?
Coverage against the expenses incurred on vaccinations is provided by the insurance companies.
Coverage status under TATA AIG Medicare Premier
Covered under the TATA AIG Medicare Premier Health Plan.
What is Co-payment?
In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.
Coverage status under TATA AIG Medicare Premier
Not Applicable
What is the Sub limit?
Sub-limits are the specific limits set in an insurance policy for its various features. For example, there are usually sub-limits set on room rent, OPD, doctor's fees, ambulance charges, family visits, etc. Small amounts of the total sum insured are allotted to different features that the policy comes with and exceeding these amounts leads to out-of-pocket expenses from the policyholder.
Coverage status under TATA AIG Medicare Premier
Not Applicable
Additional Benefits
Wellness Program
Health Risk Assessment Reward Earning Reward utilization (towards OPD Consultation/ Treatment, Pharmaceuticals, Health Check-Ups/ Diagnostics, etc.)
Wellness Services
Unlimited Teleconsultation General Unlimited Teleconsultation - Specialist Health Condition Management (Diet & Weight Management Program and Stress Management Program) Redeemable voucher/Discount on services Ambulance Booking facility Emergency Help Me features
Accidental Death Benefit
Covered Up to SI
Premium Illustration For TATA AIG Medicare Premier Plan
Premium illustration mentioned for individual cover exclusive of GST. The premium payable under the policy will be computed based on the residential location/address as provided by the proposer/insured person.
Zone A
SI (In Rs.)
10 L
25 L
50 L
1 Cr
3 Cr
Premium (In Rs.)
11,579
14,575
17,218
22,681
34,942
Zone B
SI (In Rs.)
10 L
25 L
50 L
1 Cr
3 Cr
Premium (In Rs.)
10,092
12,797
15,239
20,105
30,724
Zone C
SI (In Rs.)
10 L
25 L
50 L
1 Cr
3 Cr
Premium (In Rs.)
8,617
10,996
13,703
17,460
26,382
What is Not Covered Under Tata AIG Medicare Premier Plan?
The policy schedule has some exclusions that are mentioned below:
Congenital External Diseases, defects, or anomalies
Alcoholic pancreatitis
Intentional self-injury or attempted suicide while sane or insane
Expenses for treatment directly arising from attempting to commit a breach of law with criminal intent
Treatment rendered by a medical practitioner which is outside his discipline
How To Claim Tata AIG Medicare Premier Insurance?
To avail of claim settlement services, the insured individual must follow the process given below:
Planned hospitalisation
Send the cashless claim form to Tata AIG via post or email 48 hours before your scheduled treatment
On receiving the form and verification of details, Tata AIG will inform the hospital and send a confirmation letter
Submit your health card and the confirmation letter to the hospital when you arrive for treatment
Emergency hospitalisation
Inform the hospital or call TATA AIG health insurance customer care and inform them that you require emergency treatment at a network hospital and the claim will be settled between the network hospital and insurer
In case of admission to a non-network hospital contact 1800-266-7780 or file a claim
TATA AIG Health Insurance Network Hospital List
TATA AIG Health Insurance Network Hospitals are present in 30 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
A health plan that supports you in times of medical emergencies. The plan comes in 3 types, Tata AIG MediCare, Tata AIG MediCare Protect, and Tata AIG MediCare Premier.
A comprehensive plan designed for global cover for accidental hospitalization and high-end diagnostics such as Chemotherapy and Radiotherapy.
Unique Features
Waiver of Premium
Psychiatric Counseling
Advanced Treatment for Cancer
Tata AIG Criti-MediCare (Pros)
Accidental Hospitalization
Health Check-up
Consumables Benefit
Home Physiotherapy
Wellness Benefit
Tata AIG Criti-MediCare (Cons)
Injury due to Suicide Attempt
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
STDs
Tata AIG Criti-MediCare (Other Benefits)
Post Traumatic Surgery
Hip replacement
Cancer 360 Degree Benefit
E-Policy Discount @ 2.5%
Multi Cover Discount @ 2.5%
Tata AIG Criti-MediCare (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L - 2 Crore
Waiting Period - 30 Days
Standard plan
Model Policy For Persons With Disabilities And HIV AIDS
The plan offers coverage for HIV/AIDS. Additionally, the plan covers acid attack victims and modern treatment
Unique Features
Mental Illness
Cerebral Palsy
Blindness
(Pros)
Multiple Sclerosis
Muscular Dystrophy
Leprosy Cured Persons
Parkinson's disease
Speech and Language Disability
(Cons)
No Sterility and Infertility
Maternity Cover
No Global Cover
Anti-Retroviral Treatment
No Suicide Cover
(Other Benefits)
Locomotor Disability
Dwarfism
Intellectual Disability
Specific Learning Disabilities
Thalassemia
(Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 4L to 5L
Waiting Period - 30 Days
Standard plan
Group Credit Secure Plus
The plan offers the group coverage for accidental death, accidental dismemberment, and accidental paralysis.
Unique Features
End Stage Renal Failure
Cancer Cover
Funeral Expenses
Group Credit Secure Plus (Pros)
Multiple Sclerosis
Bone Marrow Transplant
Open Heart Valve Replacement
Permanent Paralysis of Limbs
First Heart Attack
Group Credit Secure Plus (Cons)
No Transient Ischemic Attacks
Traumatic injury of the brain
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover
Group Credit Secure Plus (Other Benefits)
Education Benefit
Permanent Partial Disability
Worldwide Coverage
Major Organ Transplant
Child Cover
Group Credit Secure Plus (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days
Standard plan
Tata AIG Covid Protection Group Insurance
The group's hospitalization for COVID-19 is covered by the plan. This plan also includes coverage for, PPE kits, gloves, masks, and comparable other costs.
Unique Features
Cost of Pulse Oximeter
Cost of Oxygen Cylinder
Cost of Pulse Nebulizer
Covid Protection Group (Pros)
Daycare Procedures
AYUSH benefits
Family Discount
Discount To Healthcare Workers
Hospital Daily Cash
Covid Protection Group (Cons)
No War Injury Cover
No Obesity Treatment Cover
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover
Covid Protection Group (Other Benefits)
Pre-Hospitalisation
Post-Hospitalisation
Ambulance Charges
Hospitalization Expenses
Health Check-ups
Covid Protection Group (Eligibility Criteria)
Entry Age - 0 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 15 Days
Standard plan
Tata AIG Group Hospi Cash
The plan offers fixed daily cash allowance during hospitalization, covering additional expenses and providing financial security.
Unique Features
Congenital Anomaly
Day Care Centre
Inpatient Care
Tata AIG Group Hospi Cash (Pros)
Maternity expenses
Intensive Care Unit
Medically Necessary Treatment
Osteoporosis
Non-Infective Arthritis
Tata AIG Group Hospi Cash (Cons)
Injury due to Suicide Attempt
Death due to Drugs
Injuries Due to Breach of Law
Injuries/Death due to Aviation
STDs
Tata AIG Group Hospi Cash (Other Benefits)
Gout and Rheumatism
Prolapsed Uterus
Liver Cirrhosis
Cataract Cover
Kidney stone Treatment
Tata AIG Group Hospi Cash (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - Upto 5L
Waiting Period - 30 Days
Standard plan
Sakhi Tata AIG Maternal Care Micro
The plan provides coverage for major, intermediate, and minor maternal complications, as well as surgical complications.
Unique Features
Septic Shock
Family Transportation Benefit
Disseminated Intravascular Coagulation
Sakhi Maternal Care Micro (Pros)
Institutional Delivery Benefit
Congenital Anomalies
Cardiac disease
Eclampsia cover
High-Risk Pregnancy Check-up Benefit
Sakhi Maternal Care Micro (Cons)
No Non-Allopathic Treatment
No Sterility Cover
No Renewal Benefit
Injuries/Death due to Aviation
No Suicide Cover
Sakhi Maternal Care Micro (Other Benefits)
Postpartum Hemorrhage
Abruptio Placentae Cover
Placenta Previa
Uterine Rupture Means
Amniotic Fluid Embolism Cover
Sakhi Maternal Care Micro (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days
Standard plan
Sakhi Tata AIG Maternal Care
The plan provides coverage for various maternal complications during pregnancy and childbirth, offering fixed benefit amounts for different conditions.
Unique Features
Inpatient Hospitalization Benefit
Family Transportation Benefit
Intensive Care Unit
Sakhi Tata AIG Maternal Care (Pros)
Institutional Delivery Benefit
Congenital Anomalies
Cardiac disease
Eclampsia cover
High-Risk Pregnancy Check-up Benefit
Sakhi Tata AIG Maternal Care (Cons)
No Non-Allopathic Treatment
No Sterility Cover
Injuries Due to Breach of Law
Injuries/Death due to Aviation
No Suicide Cover
Sakhi Tata AIG Maternal Care (Other Benefits)
Postpartum Hemorrhage
Abruptio Placentae Cover
Placenta Previa
Uterine Rupture Means
Amniotic Fluid Embolism Cover
Sakhi Tata AIG Maternal Care (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days
Standard plan
Tata AIG Corona Kavach Policy
The plan provides coverage for COVID-19 hospitalization. This plan also covers home care treatment expenses, PPE Kit, gloves, mask and similar other expenses.
1. What is the TATA AIG Medicare Premier Health Plan?
Tata AIG Medicare premier plan is an individual and family floater health plan offering a wide range of sum insured options between 5 Lakhs and 3 Crores.
2. What are the sum insured options available under the TATA AIG Medicare Premier health plan?
The sum insured options available to customers are 5 L | 10 L | 15 L | 20 L | 25 L | 50 L | 75 L | 1 Cr | 2 Cr | and 3 Cr.
3. Is international coverage available under the TATA AIG Medicare Premier Plan?
Yes, the international cover is available under the plan up to the sum insured.
4. What is the maternity cover sub-limit available under the TATA AIG Medicare Premier Health Plan?
The sub-limits available are:
For SI selected up to INR 50 L - Coverage up to INR 60,000 is available
For SI 75 L to 3 Crores - Coverage Up to INR 1.2 L is available
5. Is there any co-pay condition applicable with TATA AIG Medicare Premier?
No, the co-pay clause does not apply to the TATA AIG Medicare premier health plan.
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