IFFCO Tokio Family Health Protector Policy

A common eye condition in which your vision gets blurred.

Coverage status under IFFCO Tokio Family Health Protector?

IFFCO Tokio Family Health Protector covers Cataract Treatment.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under IFFCO Tokio Family Health Protector?

IFFCO Tokio Family Health Protector offers a no-claim bonus with an increase by 5% of the basic sum insured at each renewal in respect of each claim free year of insurance, subject to maximum of 50% of basic sum insured of the expiring policy.

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under IFFCO Tokio Family Health Protector?n

IFFCO Tokio Family Health Protector offers automatic restoration.

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under IFFCO Tokio Family Health Protector?

The Daily hospital cash is available under the IFFCO Tokio Family Health Protector up to 0.15% of the sum insured per day, up to a maximum of Rs. 1,000 per day.

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under IFFCO Tokio Family Health Protector?

Under IFFCO Tokio Family Health Protector the organ donor expenses are covered.

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under IFFCO Tokio Family Health Protector?

IFFCO Tokio Family Health Protector does not cover maternity expenses.

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under IFFCO Tokio Family Health Protector?

Under the IFFCO Tokio Family Health Protector, AYUSH treatment expenses are covered.

Medical treatments that demand modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under IFFCO Tokio Family Health Protector?

Under the IFFCO Tokio Family Health Protector, modern treatments are covered subject to policy document.

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under IFFCO Tokio Family Health Protector?

Under the IFFCO Tokio Family Health Protector, ambulance cover is subject to a limit of 0.75% of the SI or Rs. 2,500 whichever is lower, for each hospitalization.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under IFFCO Tokio Family Health Protector?

Under the IFFCO Tokio Family Health Protector, the air ambulance is not covered.

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under IFFCO Tokio Family Health Protector?

Under the IFFCO Tokio Family Health Protector, compassionate travel is not covered.

Any kind of medical/health emergency when you are outside of India.

Coverage status under IFFCO Tokio Family Health Protector?

Under the IFFCO Tokio Family Health Protector, global coverage is not covered.

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under IFFCO Tokio Family Health Protector?

Under the IFFCO Tokio Family Health Protector, E-consultation is not covered.

A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.

Coverage status under IFFCO Tokio Family Health Protector?

IFFCO Tokio Family Health Protector d covers health check-ups up to 1% of the average sum insured during the block of four claim free policies.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under IFFCO Tokio Family Health Protector?

IFFCO Tokio Family Health Protector does not cover the expenses for a second medical opinion.

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under IFFCO Tokio Family Health Protector?

IFFCO Tokio Family Health Protector covers vaccination expenses.

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under IFFCO Tokio Family Health Protector?

7.5 to 20 % co-pay is available under the IFFCO Tokio Family Health Protector.

Sub-limits are the specific limits set in an insurance policy for its various features. For example, there are usually sub-limits set on room rent, OPD, doctor’s fees, ambulance charges, family visits, etc. Small amounts of the total sum insured are allotted to different features that the policy comes with and exceeding these amounts leads to out-of-pocket expenses from the policyholder.

Status under IFFCO Tokio Family Health Protector?

Sub-limits are applicable.