Navi Maternity Health Insurance Plan
  • Maternity cover
  • Newborn baby care
  • Cover for upto 2 deliveries
Navi Maternity Health Insurance Plan
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Navi Maternity Health Insurance

Maternity is the most beautiful feeling for a parent especially the mother-to-be and a matter of celebration for our families. Navi health insurance that comes with maternity coverage is here to protect you from any discrepancies that may arise during pregnancy. We’ve discussed all the further aspects of maternity health plans of Navi including their benefits, inclusions, exclusions, how they work, and so on.

Read on to learn more about Navi Maternity Health Insurance.

What are the benefits of buying maternity insurance?

Maternity coverage in a health insurance policy has several benefits for parents-to-be, some of which are mentioned below:

  • Pre and post-hospitalization expenses are covered by the insurer
  • Avail of the cashless hospitalization benefit
  • Additional care for the newborn baby
  • If there’s a need for medically necessary pregnancy termination, the insurer will cover that too
  • Ambulance charges to take you to the hospital in an emergency

When should you buy Navi’s maternity health insurance policy?

Well, the answer to this question lies in the eligibility criteria for buying a maternity cover, which in the case of Navi health insurance for maternity is between 18 to 65 years of age.

However, the right time to buy maternity cover health insurance is as follows:

  • Buy it at a younger age as it will ensure you manage healthcare expenses at times of pregnancy
  • The waiting period for maternity coverage usually is between 12 - 24 months or above, so plan your family accordingly
  • Maternity insurance can also be bought at least 1 or 2 years before your marriage

How does Navi’s maternity and newborn cover work?

Navi health insurance is bound to protect your parenthood with its maternity coverage along with basic healthcare coverage. Also, to maximize the benefits of your health policy, opt for a plan that covers maternity and newborn baby cover if you’re a woman.

Navi health insurance maternity plans provide coverage up to INR 30,000 for up to 2 deliveries (normal and C-section) along with lawful/medically necessary pregnancy termination after a waiting period of 3 years. The insurer will also pay up to INR 10,000 for newborn hospitalization expenses.

What are the inclusions & exclusions of Navi maternity health insurance?

InclusionsExclusions
Delivery or childbirth expenses (normal and c-section)Sterility or infertility treatment expenses
Pre and post-natal care

 

Pre-existing diseases that could affect childbirth
In-patient and out-patient hospitalizationRegular health check-ups and routine diagnostics
Vaccination charges for the newborn babyCongenital diseases
Termination of pregnancy in case of medically necessary conditionsWeight loss management or obesity treatment
Complications of pregnancy surgeriesCongenital disease treatment, HIV/AIDS & STD treatments
Accidental abortion care expenses

 

Medical support and claims for maternity care before the waiting period completion

Note: This is only a representation of some of the general inclusions and exclusions under a health insurance plan that covers maternity and newborn care. Go through the terms and conditions of your policy documents for a full list of inclusions and exclusions.

Summary

A health insurance policy for maternity coverage can save you from the heavy medical expenses of pregnancy, childbirth, newborn baby care, etc. It also provides pre and post-hospitalization expenses, ambulance charges, and more.

For any query related to Navi maternity insurance plans, call us at 1800 4200 269.

Explore other Navi Health Insurance

To cater to the different medical needs of an individual & their family, Navi Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Navi Health Insurance plans explore more:

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Navi Maternity Health Insurance: FAQs

1. How can I claim my Navi health insurance policy with maternity coverage?

You can claim your Navi maternity health policy from the official website of Navi health insurance or get a cashless treatment facility as per the schedule of your policy documents.

2. Which is the best time to buy maternity health insurance?

The best time to purchase maternity cover health insurance is 2 to 3 years before planning a baby or before marriage.

3. Can I buy a maternity health policy for my wife?

Yes, you can buy a family floater health insurance policy that covers maternity expenses for your wife and will extend coverage to the upcoming baby too.

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Simran Nirala

Written By: Simran Nirala

Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.