Maternity is the most beautiful feeling for a parent especially the mother-to-be and a matter of celebration for our families. Navi health insurance that comes with maternity coverage is here to protect you from any discrepancies that may arise during pregnancy. We’ve discussed all the further aspects of maternity health plans of Navi including their benefits, inclusions, exclusions, how they work, and so on.
Read on to learn more about Navi Maternity Health Insurance.
Maternity coverage in a health insurance policy has several benefits for parents-to-be, some of which are mentioned below:
Well, the answer to this question lies in the eligibility criteria for buying a maternity cover, which in the case of Navi health insurance for maternity is between 18 to 65 years of age.
However, the right time to buy maternity cover health insurance is as follows:
Navi health insurance is bound to protect your parenthood with its maternity coverage along with basic healthcare coverage. Also, to maximize the benefits of your health policy, opt for a plan that covers maternity and newborn baby cover if you’re a woman.
Navi health insurance maternity plans provide coverage up to INR 30,000 for up to 2 deliveries (normal and C-section) along with lawful/medically necessary pregnancy termination after a waiting period of 3 years. The insurer will also pay up to INR 10,000 for newborn hospitalization expenses.
Inclusions | Exclusions |
Delivery or childbirth expenses (normal and c-section) | Sterility or infertility treatment expenses |
Pre and post-natal care
| Pre-existing diseases that could affect childbirth |
In-patient and out-patient hospitalization | Regular health check-ups and routine diagnostics |
Vaccination charges for the newborn baby | Congenital diseases |
Termination of pregnancy in case of medically necessary conditions | Weight loss management or obesity treatment |
Complications of pregnancy surgeries | Congenital disease treatment, HIV/AIDS & STD treatments |
Accidental abortion care expenses
| Medical support and claims for maternity care before the waiting period completion |
Note: This is only a representation of some of the general inclusions and exclusions under a health insurance plan that covers maternity and newborn care. Go through the terms and conditions of your policy documents for a full list of inclusions and exclusions.
A health insurance policy for maternity coverage can save you from the heavy medical expenses of pregnancy, childbirth, newborn baby care, etc. It also provides pre and post-hospitalization expenses, ambulance charges, and more.
For any query related to Navi maternity insurance plans, call us at 1800 4200 269.
Know More About Health Insurance Companies
You can claim your Navi maternity health policy from the official website of Navi health insurance or get a cashless treatment facility as per the schedule of your policy documents.
The best time to purchase maternity cover health insurance is 2 to 3 years before planning a baby or before marriage.
Yes, you can buy a family floater health insurance policy that covers maternity expenses for your wife and will extend coverage to the upcoming baby too.
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Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.
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