New India premier mediclaim policy

Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under New India Premier Medical Policy?

Under New India Premier Medical Policy Plan, the room rent is covered up to actuals.

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under New India Premier Medical Policy?

Under the New India Premier Medical Policy Plan, ICU charges are covered up to actuals.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under New India Premier Medical Policy?

Under the New India Premier Medical Policy medical expenses incurred during pre-hospitalization are covered up to 60 days.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under New India Premier Medical Policy?

Under New India Premier Medical Policy Plan, medical expenses incurred during post-hospitalization are covered for up to 90 days.

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under New India Premier Medical Policy?

Under New India Premier Medical Policy, domiciliary hospitalization is not covered.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under New India Premier Medical Policy?

Under the New India Premier Medical Policy daycare procedures are covered.

The cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under New India Premier Medical Policy?

New India Premier Medical Policy does cover OPD expenses

• Plan A - Covered up to Rs. 5,000
• Covered up to Rs. 10,000

Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under New India Premier Medical Policy?

COVID-19 treatment is not covered by New India Premier Medical Policy.

A common eye condition in which your vision gets blurred.

Coverage status under New India Premier Medical Policy?

New India Premier Medical Policy covers Cataract Treatment

• Covered up to Rs. 75,000 for Plan A
• Covered up to Rs. 1,00,000 for Plan B.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as no-claim bonus on policy renewal. However, in the case of claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under New India Premier Medical Policy?

The no-claim Bonus is not available under New India Premier Medical Policy.

Automatic restoration is a benefit in which the insurance company restores the total sum insured after it gets fully exhausted in treatments.

Coverage status under New India Premier Medical Policy?

Under the New India Premier Medical Policy, automatic restoration is not available.

Your health plan will cover the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under New India Premier Medical Policy?

Under New India Premier Medical Policy, Organ Donor hospitalization expenses are covered under Critical Care Benefit

• Rs. 2,00,000 for Plan A
• Rs. 5,00,000 for Plan B

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

• Full infertility
• No fertility
• Infertility diagnosis
• Infertility diagnosis and limited fertility treatment
• Medication (which may or may not include fertility drug prescriptions)

Coverage status under New India Premier Medical Policy?

Under the New India Premier Medical Policy, IVF treatment is not covered.

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under New India Premier Medical Policy?

Under New India Premier Medical Policy Plan, Ambulance expenses are covered up to INR 10,000.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under New India Premier Medical Policy?

Under New India Premier Medical Policy Plan, Air Ambulance cover is available up to INR 1,00,000.

Refers to the traveling expenses of a Farmer member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under New India Premier Medical Policy?

Under the New India Premier Medical Policy, compassionate travel is not covered.

Any kind of medical/health emergency when you are outside of India.

Coverage status under New India Premier Medical Policy?

Under the New India Premier Medical Policy, Global coverage is not available.

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under New India Premier Medical Policy?

Under New India Premier Medical Policy, e-consultation is not covered.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.

Coverage status under New India Premier Medical Policy?

Under the New India Premier Medical Policy second medical opinion is covered for major surgeries

• Rs.5,000 for Plan A
• Rs. 8,000 for Plan B

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under New India Premier Medical Policy?

Under New India Premier Medical Policy, Co-payment is applicable.