New India Maternity
  • Extensive maternity cover
  • Medical check-up facility
  • Daily hospital cash benefits
New India Health Insurance
premium

Network hospitals

3000+

premium

Incurred claim ratio

103.33%

premium

Sum insured

Up to 1 CR

premium

No. of Plans

10

premium

Solvency Ratio

1.8

premium

Pan India Presence

1900+

Customized Health Insurance Plan for you.

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Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

3000+

premium

Incurred claim ratio

103.33%

premium

Sum insured

Up to 1 CR

premium

No. of Plans

10

premium

Solvency Ratio

1.8

premium

Pan India Presence

1900+

New India Health Insurance for Maternity

New India Assurance maternity cover can be bought with the New India Premier Mediclaim Policy which comes in two variants specified as Plan A and Plan B. The coverage under Plan A has a sum insured of INR 50K, and the Plan B variant goes a maximum of up to INR 1 Lakh to cover the incurred maternity expenses. This maternity plan will provide the insured with maternity benefits for 36 months continuously.

The good part is, that you are not getting maternity cover only with this plan, but it protects the healthcare interests of your family as well. Being a stand-out health insurance family floater plan, the New India Premiere Policy is suitable for both an individual and a family. Moreover, this page has covered all the policy benefits, features, eligibility criteria, and other valuable features of maternity health coverage by New India Assurance that you must know before buying it.

Features of New India Assurance Maternity Coverage

Are you thinking about what New India Assurance health insurance for maternity will offer you to plan your family in future? Know more about it below:

  • This policy comes with two variants Plan A (SI is INR 15 - 25 Lakhs) and Plan B (SI is INR 50 Lakhs - 1 Crore) and you can choose your plan as per your need.
  • The incurred maternity expenses are covered by the insurer at a maximum of INR 50K and 1 Lakh for plan A and plan B respectively.
  • The insured can cover their spouse, dependent children, and parents under the same policy.
  • Insured members and the policyholder/s below the age of 50 years are not required to undergo a pre-policy medical check-up.
  • The policy covers major hospitalization charges including non-medical expenses, daily hospital cash benefits, consultation charges, ICU, room rent, and so on.
  • There is a lifelong renewability with this plan.
  • Get INR 2K and 4K for Plan A and Plan B respectively as a hospital cash benefit.
  • You can avail of a tax exemption against the overall paid premium under Section 80D of the Income Tax Act, 1961 of India.

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Eligibility Criteria For Buying New India Assurance Maternity Cover

Read below the eligibility criteria, the offered sum insured, and the specified waiting period of New India Assurance Maternity Cover:

Minimum age limit Child- 91 days
Adult- 18 years
Maximum age limit Child- 25 years
Adult- 65 years
Sum insured Plan A: INR 15 L - 25 L
Plan B: INR 50 L - 1 Crore
Waiting period 12 - 36 months
Policy tenure 1 year

Note: Generally, the maximum age limit for maternity coverage benefits under the health insurance policy is 45 years. However, this may vary from plan to plan. You should check the exact figures in your policy prospectus.

Inclusions of Maternity Cover in New India Assurance Health Policy

Here is the scope of coverage for maternity and other maternity/pregnancy-related expenses under New India health insurance is as follows:

  • Get potential medical coverage for yourself and other family members including spouse, parents and dependent
  • The newborn baby is covered against any illness from the day after his/her birth.
  • Room rent, nursing charges, surgeon's fees, ICU, hospitalization (in-patient), and so on are covered.
  • Avail of the treatment expenses up to 20% of the sum insured for AYUSH hospitalization.
  • OPD expenses are covered twice in a policy year.
  • Road ambulance and air ambulance in an emergency are covered to transport the patient to medical facilities.
  • The policy covers HIV/AIDS and STD-related medical issues.

Exclusions of Maternity Cover in New India Assurance Health Policy

Here are some of the standard exclusions of New India Assurance health insurance with maternity coverage:

  • Treatment of any pre-existing condition/disease (before 36 months)
  • Any illness during the first 30 days of policy accession
  • All internal and external benign tumours, cataracts, hernia, diabetes, hypertension, skin disorders, varicose veins, etc
  • Joint replacement, osteoarthritis and osteoporosis
  • War, invasion, military/army operations, nuclear weapon/ ionising radiation, and so on
  • Cosmetic or aesthetic treatment, plastic surgery (except accidental burns or injury)
  • Eyecare wearables, dental/oral treatment, etc
  • Congenital internal and external disease or anomalies (except to the extent cover is provided)
  • STD/AIDS (except to the extent coverage is provided)
  • Psychiatric and psychosomatic disorde (except to the extent cover is provided)
  • Weight management/obesity
  • Unproven/experimental treatment, and

Others, as specified in the terms and conditions of your policy document.

Note: All the inclusions and exclusions related to the New India Assurance health insurance maternity coverage are just a common reflection of the maternity insurance plans. However, these may vary from one plan to the other, depending on which plan have you opted for.

Long Story Short

New India Premier Mediclaim Policy covers the policyholder and their family members against all medical emergencies. Additionally, it provides financial and necessary medical support for maternity-related expenses. Anybody who wants to secure their future and is planning to expand their family can buy the New Indian Assurance health insurance with maternity coverage.

Do you have a query about New India health insurance plans for maternity coverage? Reach out to the maternity insurance experts at PolicyX by giving us a call at 1800 4200 269 and get free consultations for choosing the best maternity plan.

Explore other New India Health Plans

New India Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

New India Assurance Arogya Sanjeevani Policy

The plan covers you and your family against new age treatments, pre, and post-hospitalization, and hospital room rent charges.

Unique Features

  • Up to 10 Lakh SI
  • Genetic disorders Covered
  • Modern Treatments Covered

New India Jan Arogya Bima Policy

This policy is designed to provide cheap medical insurance to poorer sections of society with a sum insured per person of Rs. 5000.

Unique Features

  • Service Tax is not applicable
  • Avail cover for dependents
  • Psychological disorders covered

New India Janata Mediclaim Policy

This plan protects all family members with broad health insurance coverage. It covers self, spouse, and a maximum of 2 dependent children.

Unique Features

  • AYUSH treatment covered
  • ICU expenses covered
  • Ambulance charges covered

New India Flexi Floater Mediclaim Policy

The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.

Unique Features

  • ICU expense covered
  • Room rent covered
  • Medical test expenses covered

New India Flexi Group Mediclaim Policy

The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.

Unique Features

  • ICU expenses covered
  • Avail AYUSH treatment
  • Avail Cataract treatment

The policy comes with a SI of 2-15 lakhs with a single sum assured for all the members on a floater basis.

Unique Features

  • No claim bonus up to 50%
  • Avail New born baby cover
  • Criti-care benefit available

A family policy where the proposer can avail Sum Insured from Rs. 1,2, 3, 5, 8, 10, 12 and 15 Lakhs. Children can be covered under the policy from 3 months to 25 years.

Unique Features

  • Organ transplant covered
  • 139 day care procedures available
  • New born baby cover available

The plan comes in 2 different variants offering a sum assured up to 1 Cr. The policyholder can cover his/her entire family under one policy.

Unique Features

  • Critical illness covered
  • AYUSH treatment covered
  • AYUSH treatment covered

New India Standard Group Janata Mediclaim

The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.

Unique Features

  • ICU expenses covered
  • AYUSH treatment covered
  • Cataract treatment covered

New India Standard Group Mediclaim Policy(2007)

Hospitalization expenses for any illness or injury. Ideal for those who want to cover their children and dependant parents.

Unique Features

  • ICU charged covered
  • Artificial life maintainance covered
  • AYUSH treatment covered

New India Universal Health Insurance Scheme

The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.

Unique Features

  • Disability cover
  • Psychological treatment covered
  • Artificial life maintainance available

New India Young India Digi Health Policy

Plan coverage is available on an individual and family floater basis with a sum insured of up to 8L.

Unique Features

  • Modern Treatment Available
  • AYUSH treatment available
  • New born baby cover available

This plan offers the policyholder sum insured of up to 50L. New India Yuva Bharat Policy is available in base, gold, and platinum variants.

Unique Features

  • Air Ambulance available
  • Critical illness covered
  • Infertility treatment covered

New India Group Cancer Mediclaim

The plan is specifically designed for lower and middle-class families undergoing Cancer Treatment.

Unique Features

  • Up to 2 Lakh SI
  • Avail Cumulative Bonus
  • Cover dependent children

New India Corona Kavach Policy

This plan covers hospitalization expenses if the insured is diagnosed with COVID-19. It is available on an individual and floater basis with a maximum sum of INR 5 lakh.

Unique Features

  • Home care treatment covered
  • Avail special discounts
  • Ambulance charges covered

New India Group Mediclaim for workers

Hospitalization expenses for any illness or injury. Ideal for those who want to cover their children and dependent parents.

Unique Features

  • AYUSH Treatment available
  • Avail ICU expenses
  • Affordable premiums available

A special policy designed for parents with girl children only. Two dependent daughters can be covered with Rs. 8 Lakh sum insured.

Unique Features

  • Avail 50% discount
  • Hospital Cash available
  • Avail AYUSH treatment

This plan is designed to aid financially in treating cancer. The policy offers cover for conventional and advanced cancer treatments.

Unique Features

  • SI up to 50 Lakh
  • Avail cancer care benefit
  • 58 Day care procedures covered

A plan designed for individuals between 60-80 years of age and offers 5% discount for single women senior citizen's. Gives sum insured up to 5 Lakhs.

Unique Features

  • Avail discounts
  • Medical check up reimbursement
  • Avail Ambulance charges

New India TOP-UP Mediclaim policy covers hospitalization expenses once your policy crosses it’s threshold limit. It can cover up to 6 family members.

Unique Features

  • SI up to 22L available
  • Avail Cataract treatment
  • AYUSH expenses covered

The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.

Unique Features

  • ICU expenses covered
  • AYUSH treatment available
  • Mental illness expenses covered

New India Tertiary Care Insurance

An individual plan that is specifically designed to cover the treatment of 9 major illnesses.

Unique Features

  • Domiciliary treatment available
  • Ambulance expense covered
  • Avail No claim bonus

New India Assurance Maternity: FAQ's

1. Is pregnancy covered in New India Assurance?

Yes. The plan covers incurred maternity expenses for up to 36 months continuously.

2. In how many days can I expect my claim against New India maternity insurance to be settled?

It may take the insurer 3 to 30 business days to resolve your reimbursement or cashless settlement.

3. Which plan of New India Assurance health insurance covers maternity expenses?

New India Premier Mediclaim Policy covers maternity expenses which you can buy to cover your whole family members including your spouse, children and parents.

4. Is a pre-policy medical check-up required to buy this policy?

For the insured members of this policy aged above 50 years, a pre-policy medical check-up is required, but not below that.

5. Does this policy of New India Assurance cover infertility?

Yes. The infertility treatment including out-patient hospitalization covered up to INR 1 Lakh for Plan A and INR 2 Lakhs for Plan B.

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Read Reviews & Ratings

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Nishant

Lukhnow

December 9, 2022

Omg when i was buying the policies I was o skeptical. I contacted policyx and they solved my confusions and even helped in my documentations.. They are the best .

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Ram Kapoor

Jaipur

September 8, 2021

I would definitely recommend New India Health insurance to everyone. Great customer support team, very helpful.

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Lovlina chaurasiya

Allahabad

September 8, 2021

One of the best health insurance company. Impressed with the service and the support. Keep up the good work guys.

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Nikita Dua

Jaipur

September 8, 2021

The company is offering very good plans at affordable prices, and the claim settlement process is very hassle free and quick.

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Bharti sharma

Lukhnow

September 8, 2021

I really like the customer support department of the company very much, the staff is very polite and very helpful

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Manish Singhal

Rajkot

September 1, 2021

Best plans with good service, committed towards their customer, great customer support team. thanks New India

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Akash Sharma

Ahmedabad

September 1, 2021

Plans bahut ache hai is company ke.. bahut achi service hai aur apke customers ke claims bhi jaldi settle karti hai.

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Karishma Sehgal

Hyderabad

August 31, 2021

Bought health policy from New India Health for the first time and I am very impressed by their services and I personally suggest to take the policy from New Health Assurance

View All New India Health Insurance Reviews

Simran Nirala

Written By: Simran Nirala

Simran has an experience of 3 years in insurance content writing. She transitioned from hospitality to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner she keeps her audience hooked and solves their doubts smoothly.