New India Assurance Maternity
  • Extensive maternity cover
  • Medical check-up facility
  • Daily hospital cash benefits
New India Assurance Maternity
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

New India Assurance Health Insurance for Maternity

New India Assurance maternity cover can be bought with the New India Premier Mediclaim Policy which comes in two variants specified as Plan A and Plan B. The coverage under Plan A has a sum insured of INR 50K, and the Plan B variant goes a maximum of up to INR 1 Lakh to cover the incurred maternity expenses. This maternity plan will provide the insured with maternity benefits for 36 months continuously.

The good part is, that you are not getting maternity cover only with this plan, but it protects the healthcare interests of your family as well. Being a stand-out health insurance family floater plan, the New India Premiere Policy is suitable for both an individual and a family. Moreover, this page has covered all the policy benefits, features, eligibility criteria, and other valuable features of maternity health coverage by New India Assurance that you must know before buying it.

Features of New India Assurance Maternity Coverage

Are you thinking about what New India Assurance health insurance for maternity will offer you to plan your family in the future? Know more about it below:

  • This policy comes with two variants Plan A (SI is INR 15 - 25 Lakhs) and Plan B (SI is INR 50 Lakhs - 1 Crore) and you can choose your plan as per your need.
  • The incurred maternity expenses are covered by the insurer at a maximum of INR 50K and 1 Lakh for plan A and plan B respectively.
  • The insured can cover their spouse, dependent children, and parents under the same policy.
  • Insured members and the policyholder/s below the age of 50 years are not required to undergo a pre-policy medical check-up.
  • The policy covers major hospitalization charges including non-medical expenses, daily hospital cash benefits, consultation charges, ICU, room rent, and so on.
  • There is a lifelong renewability with this plan.
  • Get INR 2K and 4K for Plan A and Plan B respectively as a hospital cash benefit.
  • You can avail of a tax exemption against the overall paid premium under Section 80D of the Income Tax Act, 1961 of India.

Eligibility Criteria For Buying New India Assurance Maternity Cover

Read below the eligibility criteria, the offered sum insured, and the specified waiting period of New India Assurance Maternity Cover:

Minimum age limitChild- 91 days
Adult- 18 years
Maximum age limitChild- 25 years
Adult- 65 years
Sum insuredPlan A: INR 15 L - 25 L
Plan B: INR 50 L - 1 Crore
Waiting period12 - 36 months
Policy tenure1 year

Note: Generally, the maximum age limit for maternity coverage benefits under the health insurance policy is 45 years. However, this may vary from plan to plan. You should check the exact figures in your policy prospectus.

Inclusions of Maternity Cover in New India Assurance Health Policy

Here is the scope of coverage for maternity and other maternity/pregnancy-related expenses under New India health insurance is as follows:

  • Get potential medical coverage for yourself and other family members including spouse, parents and dependent
  • The newborn baby is covered against any illness from the day after his/her birth.
  • Room rent, nursing charges, surgeon’s fees, ICU, hospitalization (in-patient), and so on are covered.
  • Avail of the treatment expenses up to 20% of the sum insured for AYUSH hospitalization.
  • OPD expenses are covered twice in a policy year.
  • Road ambulance and air ambulance in an emergency are covered to transport the patient to medical facilities.
  • The policy covers HIV/AIDS and STD-related medical issues.

Exclusions of Maternity Cover in New India Assurance Health Policy

Here are some of the standard exclusions of New India Assurance health insurance with maternity coverage:

  • Treatment of any pre-existing condition/disease (before 36 months)
  • Any illness during the first 30 days of policy accession
  • All internal and external benign tumors, cataracts, hernia, diabetes, hypertension, skin disorders, varicose veins, etc
  • Joint replacement, osteoarthritis, and osteoporosis
  • War, invasion, military/army operations, nuclear weapon/ionizing radiation, and so on
  • Cosmetic or aesthetic treatment, plastic surgery (except accidental burns or injury)
  • Eyecare wearables, dental/oral treatment, etc
  • Congenital internal and external disease or anomalies (except to the extent cover is provided)
  • STD/AIDS (except to the extent coverage is provided)
  • Psychiatric and psychosomatic disorder (except to the extent cover is provided)
  • Weight management/obesity
  • Unproven/experimental treatment, and

Others, as specified in the terms and conditions of your policy document.

Note: All the inclusions and exclusions related to the New India Assurance health insurance maternity coverage are just a common reflection of the maternity insurance plans. However, these may vary from one plan to the other, depending on which plan have you opted for.

Long Story Short

New India Premier Mediclaim Policy covers the policyholder and their family members against all medical emergencies. Additionally, it provides financial and necessary medical support for maternity-related expenses. Anybody who wants to secure their future and is planning to expand their family can buy the New Indian Assurance health insurance with maternity coverage.

Do you have a query about New India health insurance plans for maternity coverage? Reach out to the maternity insurance experts at PolicyX by giving us a call at 1800 4200 269 and get free consultations for choosing the best maternity plan.

 

New India Health Insurance Network Hospital List

New India Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, New India Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Explore other New India Health Insurance

To cater to the different medical needs of an individual & their family, New India Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to New India Health Insurance plans explore more:

Top Up and Super Top Up

New India Top-Up Mediclaim is a top-up insurance plan that covers hospitalization expenses once your base health insurance is exhausted. The policy is...

Unique Features

  • High SI Available
  • Mental Illness Cover
  • Avail Cataract Cover

New India Top-Up Mediclaim Policy (Pros)

New India Top-Up Mediclaim Policy
  • Hospital Cash
  • Ambulance Cover
  • Zero Co-pay

New India Top-Up Mediclaim Policy (Cons)

New India Top-Up Mediclaim Policy
  • Illegal activities
  • Alcoholism and Drug Abuse
  • Adventure Sports

New India Top-Up Mediclaim Policy (Other Benefits)

New India Top-Up Mediclaim Policy
  • Get Well Benefit
  • Mental Health Cover
  • No Base Cover Needed

New India Top-Up Mediclaim Policy (Eligibility Criteria)

New India Top-Up Mediclaim Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 22 L

Senior Citizen Health Insurance

New India Sixty Plus Mediclaim Policy is a comprehensive health insurance by New India Assurance Company. The policy covers senior citizens aged betwe...

Unique Features

  • Senior Citizen Cover
  • Attendant Benefit
  • Discounts For Women

New India Sixty Plus Mediclaim Policy (Pros)

New India Sixty Plus Mediclaim Policy
  • Continuation Aftеr Dеath
  • Organ Transplant Covеr
  • Covеr for Prе-Mеdical Chеck-up

New India Sixty Plus Mediclaim Policy (Cons)

New India Sixty Plus Mediclaim Policy
  • Illegal activities
  • Alcoholism and Drug Abuse
  • Adventure Sports

New India Sixty Plus Mediclaim Policy (Other Benefits)

New India Sixty Plus Mediclaim Policy
  • Attеndant Bеnеfit
  • Discount for Singlе Womеn
  • Covеragе for Spouse

New India Sixty Plus Mediclaim Policy (Eligibility Criteria)

New India Sixty Plus Mediclaim Policy
  • Min entry age: 60 Years
  • Max entry age: No upper limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 5 L

Accident Health Insurance

New India Assurance Personal Accident Policy is a simple health insurance plan that provides compensation in case the insured is deceased or disabled ...

Unique Features

  • Accident Cover
  • Worldwide Coverage
  • Permanent Disability Cover

New India Assurance Personal Accident Policy (Pros)

New India Assurance Personal Accident Policy
  • Worldwide Coverage
  • Disability Cover
  • Death Benefit

New India Assurance Personal Accident Policy (Cons)

New India Assurance Personal Accident Policy
  • Self-injury not covered
  • Maternity coverage not available
  • Adventure sports not covered

New India Assurance Personal Accident Policy (Other Benefits)

New India Assurance Personal Accident Policy
  • Education Fund
  • Optional add-on covers
  • Family Package

New India Assurance Personal Accident Policy (Eligibility Criteria)

New India Assurance Personal Accident Policy
  • Min entry age: 5 Years
  • Max entry age: 70 Years
  • Initial Waiting Period: N/A
  • Sum Insured: N/A

Individual and Family Health Insurance

New India Assurance Mediclaim Policy offered by New India Assurance Health Insurance Company is a health plan that covers you and your family against ...

Unique Features

  • Wide Coverage Options
  • Same Rates of Premium
  • Key Features and Benefits

New India Medicare Policy (Pros)

New India Medicare Policy
  • AYUSH Cover
  • Modern Treatment
  • Health Check-up

New India Medicare Policy (Cons)

New India Medicare Policy
  • Illegal Activities
  • Alcoholism and Drug Abuse
  • Adventure Sports

New India Medicare Policy (Other Benefits)

New India Medicare Policy
  • Cataract
  • Ambulance Cover
  • Organ Donor Cover

New India Medicare Policy (Eligibility Criteria)

New India Medicare Policy
  • Min entry age: 18 Years
  • Max entry age: No Limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 15 L

Individual and Family Health Insurance

The New India Asha Kiran Policy by New India Health Insurance is a unique policy designed for parents with only a girl child. The New India Asha Kiran...

Unique Features

  • Girl Child policy
  • Discount on premiums
  • Critical illness benefits

Asha Kiran Mediclaim Policy (Pros)

Asha Kiran Mediclaim Policy
  • Hospital Cash Cover
  • Covers Daughters
  • Cataract Cover

Asha Kiran Mediclaim Policy (Cons)

Asha Kiran Mediclaim Policy
  • Illegal activities
  • Obesity and cosmetic procedures
  • Alcoholism

Asha Kiran Mediclaim Policy (Other Benefits)

Asha Kiran Mediclaim Policy
  • AYUSH Cover
  • 4 Optional Covers
  • 226 Day care Procedure

Asha Kiran Mediclaim Policy (Eligibility Criteria)

Asha Kiran Mediclaim Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 15 L

Senior Citizen Health Insurance

New India Assurance Senior Citizen Mediclaim Policy is a comprehensive plan which provides many benefits such as medical cover, cashless hospitalizati...

Unique Features

  • AYUSH Treatment Covered
  • 90% Co-payment
  • Organ Donor Benefit

New India Senior Citizen Mediclaim Policy (Pros)

New India Senior Citizen Mediclaim Policy
  • Room Rent Cover
  • ICU Cover
  • Hospital Cover

New India Senior Citizen Mediclaim Policy (Cons)

New India Senior Citizen Mediclaim Policy
  • Involvement in illegal activities
  • Alcoholism and drug abuse
  • Adventure sports

New India Senior Citizen Mediclaim Policy (Other Benefits)

New India Senior Citizen Mediclaim Policy
  • Hysterectomy
  • Cataract Cover
  • AYUSH Cover

New India Senior Citizen Mediclaim Policy (Eligibility Criteria)

New India Senior Citizen Mediclaim Policy
  • Min entry age: 60 Years
  • Max entry age: 80 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1.5 L

Family

New India Floater Mediclaim by New India Assurance is amongst the well-recognized insurance plans when opting for a comprehensive New India Health Ins...

Unique Features

  • Optional Cover Benefits
  • Crit-Care Available
  • Avail Family Discounts

New India Flexi Floater Mediclaim Policy (Pros)

New India Flexi Floater Mediclaim Policy
  • Cumulative Bonus
  • New Born Baby cover
  • Critical Care Benefit

New India Flexi Floater Mediclaim Policy (Cons)

New India Flexi Floater Mediclaim Policy
  • Illegal Activities
  • Adventure Sports
  • Self-inflicted Injuries

New India Flexi Floater Mediclaim Policy (Other Benefits)

New India Flexi Floater Mediclaim Policy
  • 4 Optional cover
  • Hospital Cash Cover
  • Cataract Covered

New India Flexi Floater Mediclaim Policy (Eligibility Criteria)

New India Flexi Floater Mediclaim Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 15 L

Individual and Family Health Insurance

New India Premier Mediclaim Policy is a versatile health insurance policy that can cover up to 6 members of your family under a single policy. New Ind...

Unique Features

  • High Sum Insured
  • AYUSH Treatment
  • Maternity Cover

New India Premier Mediclaim (Pros)

New India Premier Mediclaim
  • Room rent cover
  • ICU cover
  • Critical Illness benefit

New India Premier Mediclaim (Cons)

New India Premier Mediclaim
  • Illegal activities
  • Alcoholism and drug abuse
  • Adventure sports

New India Premier Mediclaim (Other Benefits)

New India Premier Mediclaim
  • Covers entire family
  • 2 plan options
  • Hospital cash benefit

New India Premier Mediclaim (Eligibility Criteria)

New India Premier Mediclaim
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Critical Illness Health Insurance

New India Cancer Guard Policy by New India Assurance is a health insurance plan that provides a financial cushion for expensive treatments such as Can...

Unique Features

  • Ambulance Cover
  • Day Care Covered
  • Cancer Care Benefit

New India Cancer Guard (Pros)

New India Cancer Guard
  • Chemotherapy
  • Radiotherapy
  • Organ Transplant

New India Cancer Guard (Cons)

New India Cancer Guard
  • Illegal Activities
  • Alcoholism and Drug Abuse
  • Adventure Sports

New India Cancer Guard (Other Benefits)

New India Cancer Guard
  • Post Treatment Follow-up
  • Second Opinion for Surgery
  • Ambulance Charges

New India Cancer Guard (Eligibility Criteria)

New India Cancer Guard
  • Min entry age: 3 Months
  • Max entry age: 65 Years
  • Initial Waiting Period: 90 Days
  • Sum Insured: Up to 50 L

Group Health Insurance

New India Flexi Floater Group Mediclaim Policy is a comprehensive health insurance plan. Since a group health insurance policy is designed to offer fi...

Unique Features

  • Ayush Cover
  • Genetic Disorder Cover
  • Mental Illness Cover

Flexi Floater Group Mediclaim (Pros)

Flexi Floater Group Mediclaim
  • Lasik Surgery
  • Maternity Cover
  • New Born Cover

Flexi Floater Group Mediclaim (Cons)

Flexi Floater Group Mediclaim
  • Illegal actvities
  • Alcoholism and drug abuse
  • self-inflicted harm

Flexi Floater Group Mediclaim (Other Benefits)

Flexi Floater Group Mediclaim
  • To-up cover
  • Daycare Treatment
  • Ambulance Cover

Flexi Floater Group Mediclaim (Eligibility Criteria)

Flexi Floater Group Mediclaim
  • Min entry age: 18 Years
  • Max entry age: 60 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 5 L

Individual and Family Health Insurance

The New India Assurance Yuva Bharat Health Policy is a comprehensive health insurance plan that includes a plethora of additional features in addition...

Unique Features

  • 3 plan variants
  • 5 to 50 L SI
  • Auto top-up

Yuva Bharat Plan (Pros)

Yuva Bharat Plan
  • Personal accident benefits
  • Critical illness benefits
  • Air ambulance

Yuva Bharat Plan (Cons)

Yuva Bharat Plan
  • Illegal activities
  • Alcoholism and drug abuse
  • Adventure sports

Yuva Bharat Plan (Other Benefits)

Yuva Bharat Plan
  • Enhancement of sum insured
  • Cost of pharmacy
  • Ambulance service

Yuva Bharat Plan (Eligibility Criteria)

Yuva Bharat Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Health Insurance Companies

Choose Right Insurance Banner Choose Right Insurance Banner

New India Assurance Maternity: FAQs

1. Is pregnancy covered in New India Assurance?

Yes. The plan covers incurred maternity expenses for up to 36 months continuously.

2. In how many days can I expect my claim against New India maternity insurance to be settled?

It may take the insurer 3 to 30 business days to resolve your reimbursement or cashless settlement.

3. Which plan of New India Assurance health insurance covers maternity expenses?

New India Premier Mediclaim Policy covers maternity expenses which you can buy to cover your whole family members including your spouse, children and parents.

4. Is a pre-policy medical check-up required to buy this policy?

For the insured members of this policy aged above 50 years, a pre-policy medical check-up is required, but not below that.

5. Does this policy of New India Assurance cover infertility?

Yes. The infertility treatment including out-patient hospitalization covered up to INR 1 Lakh for Plan A and INR 2 Lakhs for Plan B.

Share your Valuable Feedback

Rating Icon

4.4

Rated by 2629 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings
Simran Nirala

Written By: Simran Nirala

Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.