New India Top-Up Mediclaim Policy

New India Top-up Mediclaim At A Glance

Claim Process of New India Top-Up Mediclaim

The claim process for New India Top-Up Mediclaim Policy is outlined below:

• Intimate the TPA in writing immediately upon detection of any illness or injury, or 48 hours prior to hospitalization.
• Intimate within 24 hours from the time of hospitalization in case of a medical emergency.
• Submit the following supporting documents to the TPA within seven days from the date of discharge from the hospital:
  • Bill, Receipt, and Discharge certificate/card from the Hospital.
  • Cash memos from hospitals/chemists, supported by proper prescriptions.
  • Receipts and pathological test reports from pathologists, supported by a note from the attending medical practitioner/surgeon recommending such tests.
  • Surgeon's certificate stating the nature of the operation performed, along with the surgeon's bill and receipt.
  • Attending doctor's/consultant's/specialist's/anesthetist's bill, receipt, and certificate regarding diagnosis.
• For post-hospitalization treatment (limited to sixty days), submit all claim documents within 7 days after completion of such treatment.
• Provide the TPA with authorization to obtain medical and other records from any hospital, laboratory, or other agency.

What Is Covered Under New India Top-Up Mediclaim?

The New India Assurance Top-Up Policy offers the following coverage and benefits:

What Is Not Covered Under New India Top-Up Mediclaim?

Exclusions for the New India Assurance Top-Up Policy are listed below:

• Sexually transmitted disease or HIV/AIDS.
• Influence of intoxicating liquor or drugs.
• Suicide or attempted suicide, intentional self-injuries.
• Congenital external diseases, defects, or anomalies.
• The insured person committing any breach of law.
• Birth control procedures and hormone replacement therapy.