ChatGPT
Claude
Perplexity
Yuva Bharat Plan
India is experiencing a youth-driven demographic shift, and health insurance providers are stepping up with specialized plans. The Yuva Bha…
- Personal accident benefits
- Critical illness benefits
- Air ambulance
New India Health Insurance
New India Cancer Guard
New India Cancer Guard Policy is a health insurance plan that provides ...Read More
Up to 2 Crore
Sum insured
1
No. of plans
1800+
Pan India presence
90.73%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,701 reviews
🏥 3,000+ hospitals
📊 1.91 solvency ratio
✅ 90.73% claim settlement
About New India Cancer Guard
A quick read on what this New India Health Insurance plan covers and why it might be a fit for you.
New India Cancer Guard Policy by New India Assurance is a health insurance plan that provides a financial cushion for expensive cancer treatments. The New India Cancer Guard Policy can be availed by individuals from 3 months to 65 years of age.
The plan covers important treatments such as chemotherapy, radiotherapy, organ transplant, onco-surgery, and more. With a sum insured ranging from ₹5 lakh to ₹50 lakh, New India Cancer Guard Policy is a versatile cancer health insurance plan.
Additional benefits such as cancer care benefit, post-treatment follow-up, second opinion for surgery, and other extensive features help individuals avail an effective course of treatment for such a major illness.
Along with these features, the New India Cancer Guard Policy offers coverage for over 58 day care procedures, ambulance cover, major discounts, and other benefits.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
3 months to 65 Years
Plan type
Critical Illness Health Insurance
Sum insured options
₹5 L, ₹10 L, ₹15 L, ₹25 L, ₹50 L
Waiting period
90 days
Renewability
Lifetime
Policy term
1,2,3 Years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- Chemotherapy
- Radiotherapy
- Organ Transplant
Cons
- Illegal Activities
- Alcoholism and Drug Abuse
- Adventure Sports
What's covered
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Hospitalization
- Room rent Covered
- ICU charges Covered
- Pre-hospitalization Covered
- Post-hospitalization Covered
- Domiciliary hospitalization Not covered
- Day-care treatment Covered
- OPD charges Covered
- Covid-19 treatment Covered
- Cataract Covered
Bonuses & restoration
- No-claim bonus Covered
- Automatic restoration of SI Not covered
- Daily hospital cash Not covered
Family & special care
- Maternity cover Not covered
- New-born baby cover Not covered
- IVF treatment Not covered
- AYUSH treatment Covered
- Organ donor expenses Covered
Modern & preventive care
- Modern treatment Not covered
- Road ambulance Covered
- Air ambulance Not covered
- E-consultation Not covered
- Health check-up Covered
- Second medical opinion Covered
- Vaccination Not covered
Conditions & global
- Co-payment Not covered
- Sub-limits Covered
- Compassionate travel Not covered
- Global coverage Not covered
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.
New India Health Insurance
This video talks about New India Health Insurance in detail. It talks about key features like Solvency Ratio, Claim Support Ratio which help an individual to analyze if the Insurer matches with his/ her requirements.
New India Cancer Guard Policy Benefits
New India Cancer Guard Policy is a one-of-a-kind policy that offers coverage for cancer through various sum insured options. Some of the policy benefits provided by the New India Cancer Guard Policy are listed below.
-
Cancer Care Benefit
The New India Cancer Guard Policy is designed to provide a financial cushion for cancer treatments. New India Cancer Guard Policy will pay 50% of the Sum Insured as a Critical Care Benefit in addition to the claim amount if the insured is diagnosed with cancer for the first time.
-
Second Opinion
Under the New India Cancer Guard Policy, policyholders can avail a second medical opinion for surgery up to ₹5,000. The second medical opinion can be taken from any medical practitioner of the insured's choice, and the policy will reimburse the consultation fee.
-
Cumulative Bonus
Individuals can avail a no-claim bonus under the New India Cancer Guard Policy, wherein the sum insured shall be increased by 10% at each renewal, provided the insured has claim-free years, to a maximum of 50% of the Sum Insured.
-
Tax Benefits
Premiums paid towards this plan are eligible for tax benefits under Section 80D of the Income Tax Act, 1961.
New India Health Insurance Network Hospital List
New India Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, New India Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- Permanent diseases or health conditions that are not included under the New India Cancer Guard Policy are:
- Hospitalization due to war, riot, strike, and nuclear weapons
- Intentional self-injury
- AIDS
- Miscarriage and abortion
- Congenital disease
- Infertility and in vitro fertilization
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Min entry age: 3 months
- Max entry age: 65 years
- Initial waiting period: 90 days
- Sum Insured: Up to ₹50 Lakh
Other features & benefits
- Post Treatment Follow-up
- Second Opinion for Surgery
- Ambulance Charges
New India Cancer Guard Policy: FAQs
The 5 most-asked questions about New India Cancer Guard, answered.
New India Cancer Guard Policy will not be helpful or beneficial for individuals who have already been diagnosed with cancer. The plan covers individuals suffering from cancer after a waiting period of 90 days.
The insurance amount options available under the New India Cancer Guard policy are 5 lakh, 10 lakh, 15 lakh, 25 lakh and 50 lakh
The cancer care benefit under the New India Cancer Guard policy provides you 50% of the insurance amount, if cancer is detected for the first time, it will be a critical care benefit. This amount is in addition to the sum insured.
There is no need for a pre-policy medical check-up to invest in a policy under the New India Cancer Guard policy.
Yes, individuals can avail a no-claim bonus under the New India Cancer Guard policy, in which the sum assured will be increased by 10% on every renewal, provided that the insurance holder spends claim-free years of insurance up to a maximum of 50% of the sum insured.
Explore New India Health Insurance
New India Family Plans
New India Health Policy Download
New India Assurance Renewal
New India Assurance Claim Settlement Ratio
New India Assurance Maternity
New India Health Insurance Customer Support
New India Health Premium Calculator
New India Health Policy And Claim Status
Health Insurance Articles
Is a Fractured Leg Covered by Health Insurance?
How Senior Citizens Can Get Health Insurance Tax Benefits u/s 80D
How Air Pollution Is Silently Causing 10 Health Diseases
Eye Conditions Actually Covered Under Health Insurance in India
Claim Settlement Ratio of Health Insurance Companies 2026
Health Insurance for Cancer
See More Health Insurance Articles
Health Insurance Premium Calculator
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.
Written and reviewed by
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
Compare Health Insurance Plans
Select a company and plan for each side to see a detailed side-by-side comparison.
Other Health Insurance Companies
Share your Valuable Feedback
Rated by 2,696 customers
Was the Information Helpful?
Select Your Rating
We would like to hear from you
Let us know about your experience or any feedback that might help us serve you better in future.
Do you have any thoughts you'd like to share?