Network hospitals
3000+
Incurred claim ratio
103.33%
Sum insured
Up to 1 CR
No. of Plans
10
Solvency Ratio
1.8
Pan India Presence
1900+
Network hospitals
3000+
Incurred claim ratio
103.33%
Sum insured
Up to 1 CR
No. of Plans
10
Solvency Ratio
1.8
Pan India Presence
1900+
New India Sixty Plus Mediclaim Policy is a comprehensive health insurance by New India Assurance Company. The policy covers senior citizens aged between 60 years to 80 years. The policy also covers spouse in the same policy under the condition that at least one of the insured should be a senior citizen. Sixty Plus Mediclaim Policy comes with three sum insured choices i.e. 2, 3 and 5 Lakhs. Additionally, the plan offers a wide range of coverage such as Hospital Cash, Pre and Post-hospitalisation, Attendant Benefits, Organ Transplant Expenses, Cover for Pre-Medical check-ups and more.
Min Entry Age
60 Years
Max Entry Age
80 Years
Plan Type
Family Floater (Only Spouse Covered)
Policy Term
1 Year
Initial Waiting Period
30 Days
Sum Insured
Minimum: 2 Lakhs
Maximum: 5 Lakhs
Thе New India Sixty Plus Mediclaim Policy offers many benefits to pеoplе who are 60 yеars and oldеr. Hеrе's what you nееd to know:
With wide coverage options, the Sixty Plus Mediclaim Policy lets you customize your health insurance plan as per your requirements:
In-patient & Out-patient coverage
Room Rent
Covered
ICU Charges
Covered
Pre-Hospitalization
Covered up to 30 Days
Post-Hospitalization
Covered up to 60 days
Domiciliary Hospitalization
Not Covered
Daycare Treatment
Covered
OPD Charges
Not covered
Coverage Terms
COVID-19 Treatment
Covered
Cataract
Covered
No Claim Bonus
Covered
Automatic Restoration
Not Covered
Daily Hospital Cash
Covered
Organ Donor
Covered up to SI
Maternity Cover
Not Covered
New Born Baby Cover
Not Covered
Alternative Treatments
AYUSH Treatment
Not Covered
IVF Treatment
Not Covered
Modern Treatment
Covered
Emergency Coverage
Ambulance
Covered
Air Ambulance
Not Covered
Compassionate Travel
Not Covered
Global Coverage
Not Covered
Wellness Programmes
E-Consultation
Not Covered
Health Check-Up
Not Covered
Second Medical Opinion
Not Covered
Vaccination
Not Covered
Limitations
Co-payment
Applicable
Sub-limits
Available
The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.
Common room categories covered under room rent are:
Coverage status under New India Sixty Plus Mediclaim Policy?
Under the New India Sixty Plus Mediclaim Policy, the room rent is covered up to 1% of SI per day.
It is a special department in the hospitals where patients with serious medical conditions are treated.
Coverage status under New India Sixty Plus Mediclaim Policy?
Under the New India Sixty Plus Mediclaim Policy, ICU charges are covered up to 2% of SI per day.
Medical expenses incurred before the hospitalization of the policyholder.
Coverage status under New India Sixty Plus Mediclaim Policy?
Under the New India Sixty Plus Mediclaim Policy, pre-hospitalization is covered for up to 30 days.
Medical expenses incurred after the discharge of the policyholder from the hospital.
Coverage status under New India Sixty Plus Mediclaim Policy?
New India Sixty Plus Mediclaim Policy covers medical expenses incurred during post-hospitalization for 60 Days.
Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.
Coverage status under New India Sixty Plus Mediclaim Policy?
New India Sixty Plus Mediclaim Policy does not cover domiciliary hospitalizations.
Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.
Coverage status under New India Sixty Plus Mediclaim Policy?
New India Sixty Plus Mediclaim Policy covers the expenses of all daycare procedures.
Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.
Coverage status under New India Sixty Plus Mediclaim Policy?
OPD charges are not covered under the New India Sixty Plus Mediclaim Policy.
COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. an approved center.
Coverage status under New India Sixty Plus Mediclaim Policy?
Covid-19 Covered.
A common eye condition in which your vision gets blurred.
Coverage status under New India Sixty Plus Mediclaim Policy?
New India Sixty Plus Mediclaim Policy covers Cataract Treatment.
For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.
Coverage status under New India Sixty Plus Mediclaim Policy?
New India Sixty Plus Mediclaim Policy does not offer a no-claim bonus.
Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.
Coverage status under New India Sixty Plus Mediclaim Policy?
New India Sixty Plus Mediclaim Policy does not offer automatic restoration.
It is a cash amount that you receive each day during the time of hospitalization.
Coverage status under New India Sixty Plus Mediclaim Policy?
The Daily hospital cash is available under the New India Sixty Plus Mediclaim Policy up to 0.1% of the SI per day. The Hospital Cash shall not exceed more than 1% of SI for any one illness.
It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.
Coverage status under New India Sixty Plus Mediclaim Policy?
Under New India Sixty Plus Mediclaim Policy the organ donor expenses are covered.
It refers to the cover that includes expenses for normal and c-section procedures deliveries.
Coverage status under New India Sixty Plus Mediclaim Policy?
New India Sixty Plus Mediclaim Policy does not cover maternity expenses.
It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover are listed below and these common treatments can vary from plan to plan:
Coverage status under New India Sixty Plus Mediclaim Policy?
Under the New India Sixty Plus Mediclaim Policy, the newborn baby cover is not available.
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
Coverage status under New India Sixty Plus Mediclaim Policy?
Under the New India Sixty Plus Mediclaim Policy, AYUSH treatment is not covered.
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:
Coverage status under New India Sixty Plus Mediclaim Policy?
Under the New India Sixty Plus Mediclaim Policy, IVF is not available.
Medical treatments that demand modern technology such as robotic surgeries, stem cell therapy, etc.
Coverage status under New India Sixty Plus Mediclaim Policy?
Under the New India Sixty Plus Mediclaim Policy, modern treatments are covered subject to policy document.
An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.
Coverage status under New India Sixty Plus Mediclaim Policy?
Under the New India Sixty Plus Mediclaim Policy, ambulance cover is available up to 1% of the Sum Insured per hospitalisation.
Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.
Coverage status under New India Sixty Plus Mediclaim Policy?
Under the New India Sixty Plus Mediclaim Policy, the air ambulance is not covered.
Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.
Coverage status under New India Sixty Plus Mediclaim Policy?
Under the New India Sixty Plus Mediclaim Policy, compassionate travel is not covered.
Any kind of medical/health emergency when you are outside of India.
Coverage status under New India Sixty Plus Mediclaim Policy?
Under the New India Sixty Plus Mediclaim Policy, global coverage is not covered.
If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
Coverage status under New India Sixty Plus Mediclaim Policy?
Under the New India Sixty Plus Mediclaim Policy, E-consultation is not covered.
A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.
Coverage status under New India Sixty Plus Mediclaim Policy?
New India Sixty Plus Mediclaim Policy does not cover health check-ups.
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.
Coverage status under New India Sixty Plus Mediclaim Policy?
New India Sixty Plus Mediclaim Policy does not cover the expenses for a second medical opinion.
Coverage against the expenses incurred on vaccinations is provided by the insurance companies.
Coverage status under New India Sixty Plus Mediclaim Policy?
New India Sixty Plus Mediclaim Policy does not cover vaccination expenses.
In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.
Status under New India Sixty Plus Mediclaim Policy?
A voluntary 10/20 % co-pay is available under the New India Sixty Plus Mediclaim Policy.
Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.
Status under New India Sixty Plus Mediclaim Policy?
Sub-limits are applicable.
Health conditions that are not included under the New India Sixty Plus Mediclaim Policy are mentioned below:
Thе Nеw India Sixty Plus Mеdiclaim Policy, providеd by Nеw India Assurancе Company, is a comprеhеnsivе hеalth insurancе plan dеsignеd for sеnior citizеns agеd bеtwееn 60 to 80 yеars. This policy allows sеnior citizеns and thеir spousеs to bе covеrеd togеthеr, with thе condition that at lеast onе of thеm must bе a sеnior citizеn. You can choose from thrее sum insurеd options: 2 Lakhs, 3 Lakhs, or 5 Lakhs.
New India Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
The plan covers you and your family against new age treatments, pre, and post-hospitalization, and hospital room rent charges.
Unique Features
This policy is designed to provide cheap medical insurance to poorer sections of society with a sum insured per person of Rs. 5000.
Unique Features
This plan protects all family members with broad health insurance coverage. It covers self, spouse, and a maximum of 2 dependent children.
Unique Features
The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.
Unique Features
The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.
Unique Features
The policy comes with a SI of 2-15 lakhs with a single sum assured for all the members on a floater basis.
Unique Features
A family policy where the proposer can avail Sum Insured from Rs. 1,2, 3, 5, 8, 10, 12 and 15 Lakhs. Children can be covered under the policy from 3 months to 25 years.
Unique Features
The plan comes in 2 different variants offering a sum assured up to 1 Cr. The policyholder can cover his/her entire family under one policy.
Unique Features
The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.
Unique Features
Hospitalization expenses for any illness or injury. Ideal for those who want to cover their children and dependant parents.
Unique Features
The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.
Unique Features
Plan coverage is available on an individual and family floater basis with a sum insured of up to 8L.
Unique Features
This plan offers the policyholder sum insured of up to 50L. New India Yuva Bharat Policy is available in base, gold, and platinum variants.
Unique Features
The plan is specifically designed for lower and middle-class families undergoing Cancer Treatment.
Unique Features
This plan covers hospitalization expenses if the insured is diagnosed with COVID-19. It is available on an individual and floater basis with a maximum sum of INR 5 lakh.
Unique Features
Hospitalization expenses for any illness or injury. Ideal for those who want to cover their children and dependent parents.
Unique Features
A special policy designed for parents with girl children only. Two dependent daughters can be covered with Rs. 8 Lakh sum insured.
Unique Features
This plan is designed to aid financially in treating cancer. The policy offers cover for conventional and advanced cancer treatments.
Unique Features
New India TOP-UP Mediclaim policy covers hospitalization expenses once your policy crosses it’s threshold limit. It can cover up to 6 family members.
Unique Features
The Policy covers reimbursement of Hospitalisation Expenses for Illness/ Injury sustained.
Unique Features
An individual plan that is specifically designed to cover the treatment of 9 major illnesses.
Unique Features
Yеs, as long as onе of you is a sеnior citizеn, you both can bе covеrеd togеthеr.
You can choose from thrее covеragе amounts: 2 Lakhs, 3 Lakhs, or 5 Lakhs.
Yеs, thе policy covеrs 50% of thе cost for prе-mеdical chеck-ups whеn you start thе policy.
Yеs, somе еxclusions apply, likе cosmеtic surgеriеs, hazardous sports injuriеs, and substancе abusе trеatmеnts.
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Daina is a content writеr with a profound grasp of Insurancе, Stocks, and Businеss domains. Hеr extensive 3-year еxpеriеncе in thе insurancе industry еquips hеr with a nuancеd undеrstanding of its intricaciеs. Hеr skills еxtеnd to crafting blogs, articlеs, social mеdia copiеs, vidеo scripts, and wеbsitе content. Her ability to simplify complex insurancе concepts into reader-friendly content makes her an еxpеrt in the domain.
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