New India Medicare Policy

Overview

The New India Assurance Mediclaim Policy, offered by New India Assurance Health Insurance Company, is a health plan that covers you and your family against hospitalization expenses. This plan includes up to 6 family members (self, spouse, parents, and children) aged between 18 and 65 years. The policy is valid for one year from its start date.

Sum insured options range from Rs. 1 lakh to Rs. 15 lakhs (1, 2, 3, 4, 5, 8, 10, 12, and 15 lakhs). Other sum insured options (4, 6, 7 lakh bands) are available only for renewals. Insured persons will be covered under a single dedicated Sum Insured.

New India Mediclaim offers a multitude of benefits, including AYUSH treatment, New Born Baby Cover, and organ transplant expenses.

Exclusions

Permanent Diseases or Health Conditions Not Covered

• Hospitalization due to war, riot, strike, and nuclear weapons
• Intentional self-injury
• AIDS
• Miscarriage and abortion
• Congenital disease
• Infertility and in vitro fertilization

Waiting Periods for Certain Diseases and Treatments

• Listed ailments: 24 months
• Pre-existing diseases: 48 months

Sample Premium Illustration of New India Mediclaim Policy

To understand the premium amount, refer to the example below, which illustrates sample premiums for different family sizes.

1 Adult