New India Yuva Bharat Health Plan

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under New India Yuva Bharat Health Plan?

Under New India Yuva Bharat Health Plan, the room rent is covered

• Sum insured of Rs. 5,00,000 /10,00,000/15,00,000 - Single AC room
• Sum insured of Rs. 25,00,000 /50,00,000 - Deluxe AC room

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under New India Yuva Bharat Health Plan Plan?

Under the New India Yuva Bharat Health Plan, ICU charges are covered up to SI.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under New India Yuva Bharat Health Plan?

New India Yuva Bharat Health plan covers medical expenses incurred during pre-hospitalization up to 60 days.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under New India Yuva Bharat Health Plan?

The New India Yuva Bharat Health plan covers medical expenses incurred during post-hospitalization for up to 90 days.

Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under New India Yuva Bharat Health Plan?

Under the New India Yuva Bharat Health Plan, domiciliary hospitalization is not covered.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under New India Yuva Bharat Health Plan?

Under New India Yuva Bharat Health Plan day care treatments are covered

• For SI 5/10/15 Lakhs - Up To 2 L
• For SI 25 Lakhs - Up To 3.5 L
• For SI 50 Lakhs - Up To 5 L

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.

Coverage status under New India Yuva Bharat Health Plan?

New India Yuva Bharat Health plan covers OPD expenses under platinum variant for infertility treatments

• For SI 25 Lakhs - Up To 75k
• For SI 5/10/15 Lakhs - Up To 50k
• For SI 50 Lakhs - Up To 1 L

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under New India Yuva Bharat Health Plan?

New India Yuva Bharat Health plan does not cover COVID-19 treatment.

A common eye condition in which your vision gets blurred.

Coverage status under New India Yuva Bharat Health Plan?

New India Yuva Bharat Health plan does cover cataract treatment expenses after a waiting period of 12 months.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under New India Yuva Bharat Health Plan?

A cumulative Bonus is available under the New India Yuva Bharat Health plan wherein the Sum Insured is increased by 10% of the Base Sum Insured in respect of each claim-free Policy Year up to a maximum of 30%.

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under New India Yuva Bharat Health Plan?

Unlimited Auto Restoration is available under the New India Yuva Bharat Health plan.

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under New India Yuva Bharat Health Plan?

The daily hospital cash is available under New India Yuva Bharat Health Plan

• For SI 5/10/15 Lakhs - Rs. 500 per day
• For SI 25 Lakhs - Rs. 750 per day
• For SI 50 Lakhs - Rs. 1,000 per day

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under New India Yuva Bharat Health Plan?

Under the New India Yuva Bharat Health plan, organ donor expenses are not covered.

It refers to the cover that includes expenses for normal and c-section procedure deliveries.

Coverage status under New India Yuva Bharat Health Plan?

Maternity expense is available under the New India Yuva Bharat Health Plan with sub-limits of Rs. 25,000/- in case of a single baby and up to Rs. 37,500/- in case of Twin Babies. The plan also offers enhanced maternity cover with a maximum limit of Rs. 1,00,000.

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under New India Yuva Bharat Health Plan?

Covered Under New India Yuva Bharat Health Plan up to SI

Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under New India Yuva Bharat Health Plan?

Under New India Yuva Bharat Health plan modern treatments are covered as per different conditions.

An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.

Coverage status under New India Yuva Bharat Health Plan?

Covered under New India Yuva Bharat Health Plan

• 5 lakhs, 10 lakhs & 15 lakhs - Up to a maximum of Rs. 5,000
• 25 lakhs - Up to a maximum of Rs. 7,500
• 50 lakhs - Up to a maximum of Rs. 10,000

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under New India Yuva Bharat Health Plan?

Air Ambulance is covered under New India Yuva Bharat Health Plan

• 5 lakhs, 10 lakhs & 15 lakhs - Up to a maximum of Rs. 50,000
• 25 lakhs - Up to a maximum of Rs. 75,000
• 50 lakhs - Up to a maximum of Rs. 1,00,000

Refers to the traveling expenses of a family member of the insured person in case the policyholder gets admitted to a hospital outside his/her residential city.

Coverage status under New India Yuva Bharat Health Plan?

Under New India Yuva Bharat Health plan compassionate travel is not available

Any kind of medical/health emergency when you are outside of India.

Coverage status under New India Yuva Bharat Health Plan?

Under New India Yuva Bharat Health plan Global treatment is not available.

If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under New India Yuva Bharat Health Plan?

New India Yuva Bharat Health Plan does not provides E-consultation

A facility where the policyholder can avail of free health check-ups after fulfilling the company's policies.

Coverage status under New India Yuva Bharat Health Plan?

Under the New India Yuva Bharat Health Plan, an annual health checkup is available

• 5 lakhs, 10 lakhs & 15 lakhs - Up to a maximum of Rs. 3,500
• 25 lakhs - Up to a maximum of Rs. 5,000
• 50 lakhs - Up to a maximum of Rs. 7,000

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under New India Yuva Bharat Health Plan?

Under the New India Yuva Bharat Health plan second opinion is available

• 5 lakhs, 10 lakhs & 15 lakhs - Up to a maximum of Rs. 5,000
• 25 lakhs - Up to a maximum of Rs. 7,500
• 50 lakhs - Up to a maximum of Rs. 10,000

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under New India Yuva Bharat Health Plan?

New India Yuva Bharat Health plan does cover vaccination expenses for children Up to 0.1% of the Sum Insured.

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under New India Yuva Bharat Health Plan?

Not Applicable under New India Yuva Bharat Health Plan

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.

Status under New India Yuva Bharat Health Plan?

Not Applicable