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Flexi Floater Group Mediclaim
New India Flexi Floater Group Mediclaim Policy is a comprehensive health insurance plan. Designed to offer financial protection and risk mi…
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New India Health Insurance
Yuva Bharat Plan
The plan includes covers like personal accident benefits, critical ill ...Read More
Up to 2 Crore
Sum insured
1
No. of plans
1800+
Pan India presence
90.73%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,697 reviews
🏥 3,000+ hospitals
📊 1.91 solvency ratio
✅ 90.73% claim settlement
About Yuva Bharat Plan
A quick read on what this New India Health Insurance plan covers and why it might be a fit for you.
India is experiencing a youth-driven demographic shift, and health insurance providers are stepping up with specialized plans. The Yuva Bharat Health Policy by New India Health Insurance is designed specifically for the needs of young adults. This affordable, dynamic policy is available in 3 variants: Base, Gold, and Platinum. A sum insured of up to INR 1 Crore is available to the policyholder.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
Min- 91 days, Max- 45 years
Plan type
Individual and Family Health Insurance
Sum insured options
₹5 L, ₹10 L, ₹15 L, ₹25 L, ₹50 L, ₹75 L, ₹1 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1/2/3 Years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- Personal accident benefits
- Critical illness benefits
- Air ambulance
Cons
- Illegal activities
- Alcoholism and drug abuse
- Adventure sports
What's covered
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Hospitalization
- Room rent Covered
- ICU charges Covered
- Pre-hospitalization Covered
- Post-hospitalization Covered
- Domiciliary hospitalization Not covered
- Day-care treatment Covered
- OPD charges Covered
- Covid-19 treatment Covered
- Cataract Covered
Bonuses & restoration
- No-claim bonus Covered
- Automatic restoration of SI Covered
- Daily hospital cash Covered
Family & special care
- Maternity cover Covered
- New-born baby cover Covered
- IVF treatment Not covered
- AYUSH treatment Covered
- Organ donor expenses Covered
Modern & preventive care
- Modern treatment Covered
- Road ambulance Covered
- Air ambulance Covered
- E-consultation Not covered
- Health check-up Covered
- Second medical opinion Covered
- Vaccination Covered
Conditions & global
- Co-payment Covered
- Sub-limits Not covered
- Compassionate travel Not covered
- Global coverage Not covered
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.
New India Health Insurance
This video talks about New India Health Insurance in detail. It talks about key features like Solvency Ratio, Claim Support Ratio which help an individual to analyze if the Insurer matches with his/ her requirements.
New India Yuva Bharat Benefits
Let us explore the multiple benefits available with the New India Yuva Bharat Health Policy:
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Multiple Discounts Available
The plan is designed to offer various discounts, including loyalty discounts, digital discounts, and family floater discounts.
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Special Features Under All Plans
Key features include pre- and post-hospitalization coverage, zone-wise premiums, AYUSH treatments, and modern treatments.
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Multiple Plan Variants
The New India Yuva Bharat health plan is available in 3 different variants: Base, Gold, and Platinum. The availability of different health plan variants ensures a wide range of benefits for policyholders to choose from.
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Tax Benefits
Avail tax benefits under Section 80D of the Income Tax Act of 1961.
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Mental Health Cover
Mental health coverage offers psychiatric treatment expenses (limited coverage per year), depending on your chosen plan.
New India Health Insurance Network Hospital List
New India Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, New India Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- Hospitalization due to war, riot, strike, and nuclear weapons
- Intentional self-injury
- AIDS
- Miscarriage and abortion
- Congenital disease
- Infertility and in vitro fertilization
- Listed ailments after 12 Months
- Pre-existing diseases after 24 Months
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to ₹50 L
Other features & benefits
Conclusion
The New India Yuva Bharat Health Insurance is a forward-thinking health initiative tailored for India’s vibrant youth population. With affordable premiums and comprehensive benefits, it encourages young individuals to take charge of their health early. Proactive health planning today ensures financial security tomorrow.
New India Yuva Bharat Health Plan: FAQs
The 7 most-asked questions about Yuva Bharat Plan, answered.
Individuals can invest in the New India Yuva Bharat Policy from the age of 18 years up to 45 years and can cover dependent children from 91 days to 25 Years.
Individuals can cover himself/herself, spouse, and dependent parents or parents-in-law under one policy.
The sum insured options available under the plan range between 5 to 50 Lac INR.
Critical illness benefits are available under the New India Yuva Bharat Health Plan under the gold plan variant.
The waiting period applicable under New India Yuva Bharat Health Plan are as follows: Maternity Cover - 24 Months Pre-existing diseases - 24 Months 90 Days Waiting Period for - Diabetes Mellitus, Hypertension and Cardiac Conditions Specific listed disease - 24 Months
The New India Yuva Bharat Health Policy has an entry age of 18–45 years for adults and 91 days–25 years for dependent children. It allows coverage for yourself, your spouse, and financially dependent children under a single policy, available on an individual or floater basis.
Under the New India Yuva Bharat Health Policy (Platinum Plan), the No Claim Bonus boosts your coverage by up to 30% of the sum insured, including a 10% annual bonus for every claim-free year.
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