New India Assurance Senior Citizen Mediclaim Policy

A common eye condition in which your vision gets blurred.

Coverage status under New India Assurance Senior Citizen Mediclaim Policy?

New India Assurance Senior Citizen Mediclaim Policy does cover cataract treatment.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under New India Assurance Senior Citizen Mediclaim Policy?

The cumulative Bonus is available under New India Assurance Senior Citizen Mediclaim Policy.The Sum Insured under Policy shall be increased by 5% at each renewal in respect of each claim free year of insurance, subject to maximum of 30%..It will be lost if policy is not renewed before or within 30 days from the date of expiry

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under New India Assurance Senior Citizen Mediclaim Policy?

Under New India Assurance Senior Citizen Mediclaim Policy, automatic restoration is not available up to base SI. It can be renewed on mutual consent .

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under New India Assurance Senior Citizen Mediclaim Policy?

The daily hospital cash is available under New India Assurance Senior Citizen Mediclaim Policy as an add-on benefit

Up to 1% of Sum Insured per day

Overall limit: 25% of the Sum Insured.

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under New India Assurance Senior Citizen Mediclaim Policy?

Under New India Assurance Senior Citizen Mediclaim Policy, organ donor hospitalization expenses are covered up to SI

It refers to the cover that includes expenses for normal and c-section procedure deliveries.

Coverage status under New India Assurance Senior Citizen Mediclaim Policy?

Under the New India Assurance Senior Citizen Mediclaim Policy, maternity expenses are not covered.

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under New India Assurance Senior Citizen Mediclaim Policy?

Covered Under New India Assurance Senior Citizen Mediclaim Policy up to 25 % of SI.

Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under New India Assurance Senior Citizen Mediclaim Policy?

Under New India Assurance Senior Citizen Mediclaim Policy,modern treatments are not covered.

An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.

Coverage status under New India Assurance Senior Citizen Mediclaim Policy?

Under New India Assurance Senior Citizen Mediclaim Policy, Ambulance expenses are covered up to 10000 of the SI.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under New India Assurance Senior Citizen Mediclaim Policy?

Under New India Assurance Senior Citizen Mediclaim Policy,, Air Ambulance is not covered .

Refers to the traveling expenses of a family member of the insured person in case the policyholder gets admitted to a hospital outside his/her residential city.

Coverage status under New India Assurance Senior Citizen Mediclaim Policy?

Under New India Assurance Senior Citizen Mediclaim Policy,compassionate plan is not covered.

Any kind of medical/health emergency when you are outside of India.

Coverage status underNew India Assurance Senior Citizen Mediclaim Policy?

Under New India Assurance Senior Citizen Mediclaim Policy, Global coverage is not available.

If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under New India Assurance Senior Citizen Mediclaim Policy?

Under New India Assurance Senior Citizen Mediclaim Policy,e-consultation is not covered .

A facility where the policyholder can avail of free health check-ups after fulfilling the company's policies.

Coverage status under New India Assurance Senior Citizen Mediclaim Policy?

Under New India Assurance Senior Citizen Mediclaim Policy, a health checkup is covered for each Insured individual.

• The reimbursement shall not exceed 1% of average sum insured, excluding cumulative bonus, for preceding four years.
• Beyond 30 days could be condoned by the Company subject to medical examination and exclusion of Illness/Injury originating or suffered during the break in the period of cover.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under New India Assurance Senior Citizen Mediclaim Policy?

Under the New India Assurance Senior Citizen Mediclaim Policy second medical opinion is not covered.

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under New India Assurance Senior Citizen Mediclaim Policy?

Under New India Assurance Senior Citizen Mediclaim Policy ,.Anti-Rabies Vaccination expenses is covered

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under New India Assurance Senior Citizen Mediclaim Policy?

It is Applicable under New India Assurance Senior Citizen Mediclaim PolicyIn all the claims Company’s liability will be:

• Sum Insured
• 90% of the admissible claim amount.

Whichever is less.

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.

Status under New India Assurance Senior Citizen Mediclaim Policy?

Not Applicable under New India Assurance Senior Citizen Mediclaim Policy.