Permanent diseases or health conditions that are not included under New India Assurance Senior Citizen Mediclaim policy are:
Hospitalization out of war, nuclear weapons, riots, and strikes.
Ailments like diabetes, diabetes mellitus hypertension that are pre-existing, are covered after 18 months of constant insurance and with an additional premium cost.
Any type of disease or illness diagnosed within 30 days from the policy issuance date
Pre-existing diseases are covered on completion of 18 months of ongoing insurance.
Cost of cosmetic surgeries apart from accidental cases.
Treatment for STDs and HIV.
All types of dental treatment.
Vaccination & Inoculation.
Cost of braces, equipment or external prosthetic devices, non-durable implants, eyeglasses, Cost of spectacles and contact lenses, hearing aids.
Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:
Pre-existing diseases after 18 months
Listed Illness 18 months
Other Specific Illness 48 Months