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Overview
The Bajaj POS Goal Suraksha Plan combines a life insurance plan and a savings plan. It offers death benefits to your loved ones in case of your unfortunate demise, while also helping you save money for future financial goals if you outlive the policy term.
This plan is an ideal choice if you seek life coverage benefits along with a lump sum amount to fulfill future financial obligations.
Key Benefits of This Plan
- Maturity benefits
- Death benefits
- Guaranteed additions that increase the maturity amount
- Limited premium payment terms
- Option to alter premium payment mode
- Policy loan facility
How to Buy Bajaj Life POS Goal Suraksha Plan on PolicyX.com
- Visit the official website of PolicyX.com.
- Click on the 'Investment' tab.
- A new page will appear.
- Fill out the form at the top of the page with the necessary details.
- Select your income and city, then click 'Proceed'.
- Update your education and occupation details.
- Choose your preferred plan and click 'Buy this plan'.
- Select the policy term, premium payment period, investment amount, and riders (if required), then proceed to pay.
Benefits of Bajaj POS Goal Suraksha Plan
The Bajaj POS Goal Suraksha Plan offers several benefits:
- Maturity Benefits: If you outlive the policy tenure, the plan offers maturity benefits to help you achieve your financial goals.
- Death Benefits: In case of the policyholder’s unfortunate demise, death benefits are paid to their loved ones, ensuring their financial security.
- Guaranteed Additions: The Bajaj POS Goal Suraksha Plan provides guaranteed additions along with the maturity amount, applicable only for active policies.
- Limited Payment Term: You make premium payments for a limited period while enjoying coverage for a longer term.
- Alter Premium Payment Modes: You can change your premium payment modes (monthly, quarterly, half-yearly, or yearly) during the policy tenure.
Why Choose Bajaj Life Insurance?
Wide Range of Plans
Bajaj Life Insurance offers a variety of life insurance plans that suit the different requirements of customers.
Affordable Premiums
Compared to other insurance companies in the industry, Bajaj Life Insurance plans are among the most economical with high sum assured value.
Flexibility With Plans
Bajaj Life Insurance Plans provide policyholders with personalized options in various aspects such as policy term, cover amount, premium term, etc.
Easy Buying Option
Bajaj Life insurance plans are available both offline and online. Customers can choose any option at their convenience.
Tax Advantage
You can avail of tax benefits under Section 80C and Section 10 (10D) with your Bajaj Life Insurance Plans.
How to Buy Bajaj Life POS Goal Suraksha Plan on Bajaj Life Insurance Website
- Visit the official website of Bajaj Life Insurance Company.
- Hover over 'Plans' and click on 'Saving Plans'.
- Click on 'Online Plans' and choose 'Bajaj Life POS Goal Suraksha Plan'.
- Click on 'Know More' to be redirected to a new page.
- Enter your name and contact information. A representative will contact you to discuss quotes.
- After discussion, you can make the premium payment and receive the policy documents.
Exclusions
- If the policyholder commits suicide within 12 months of policy purchase, no death benefits are offered to their family members. In such a case, either 80% of the premiums paid to date or the surrender value acquired to date, whichever is higher, will be paid.
Documents Required to Buy Bajaj POS Goal Suraksha
Here is the list of documents required to buy the POS Goal Suraksha Plan:
- Photo ID Proof: Passport, Aadhaar card, PAN card, or Driving license.
- Age Proof: Passport, Aadhaar card, PAN card, or Driving license.
- Address Proof: Utility bill, passport, voter ID, or ration card.
- Medical Records: Medical records of the policyholder, if requested.
- Income Proof: Bank statement or last three months' salary slips (if salaried).
Plan At a Glance
| What’s Good Here | What’s Missing |
|---|---|
| Guaranteed additions | Premium Offset |
| Limited payment term | High sum assured rebate |
| Choice to alter the premium payment mode | Auto cover continuance |
| Option to take a policy loan | Top-up premium |
In a Nutshell
If you are looking for an insurance plan that protects your family financially and provides maturity benefits if you outlive the policy tenure, consider the Bajaj POS Goal Suraksha Plan. This plan offers guaranteed additions along with maturity benefits. If you need further clarification, contact us at PolicyX.com.
For more information, visit PolicyX.com or call us at 1800-420-0269. Our insurance experts will understand your unique needs and suggest the best possible solution.
