Bajaj Premium Calculator

The Bajaj Life Insurance Premium Calculator helps customers ...Read More

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PolicyX is one of India's leading digital insurance platform

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DIVYA SINGH
Written By:
DIVYA

DIVYA SINGH

Term and Life Insurance

Divya Singh is an associate writer at PolicyX.com with over 1 year of experience in creating diverse forms of content. She specializes in breaking down complex terms and life insurance topics into clear, practical insights for readers. Her approach combines thorough research with a simple, engaging style, ensuring that customers can understand policies without confusion.

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Reviewed By:
Sharan Gurve

Sharan Gurve

Term & Health Insurance

Sharan Gurve has spent over 9 years in the insurance and finance industries to gather end-to-end knowledge in health and term insurance. His in-house skill development programs and interactive workshops have worked wonders in our B2C domain.

Updated on Oct 08, 2025 3 min read

Bajaj Life Insurance Premium Calculator

The Bajaj Life Insurance Premium Calculator helps customers to easily calculate premiums for their chosen life insurance plan. With the help of a calculator, you can compare plan premiums and choose the plan with the best benefits under your budget.

The premium calculator is designed to do a complex calculation for insurance buyers, saving time and effort. You can find the plan that best fits your life objectives with basic information like coverage amount and policy terms. Let’s understand how the Baja Life Insurance Premium Calculator works here.

How does Bajaj Life Insurance Premium Calculator work?

Follow the steps below to use Bajaj Life Insurance Premium Calculator-

  • Step 1:

    Visit the official website of Bajaj .

  • Step 2:

    Click the "Plans" option and Select your preferred plan.

  • Step 3:

    A new page will appear on your screen; click the "Buy Now" option.

  • Step 4:

    It’ll take you to the premium calculator page.

  • Step 5:

    Fill out the given details and click on proceed.

  • Step 6:

    Enter education qualification, occupation, annual income, or pin code and click next.

  • Step 7:

    Select a plan option based on your requirements.

  • Step 8:

    After that, available plan options and their estimated premiums will appear on your screen.

What are the benefits of using Bajaj Life Premium Calculator?

  • Accurate-With the help of a premium calculator, you get an exact idea about the premium amount for a plan by just entering the relevant details.
  • Time-saving-The premium calculator is designed to save users a lot of time. By following the right steps and entering the relevant details, you can easily get the results in no time.
  • It’s free-You can use the Bajaj premium calculator tool online free of charge and calculate the estimated premium amount for your plans easily and hassle-free.
  • Helps in budgeting-Once you get the exact idea of payable premium,, you can easily budget your finances or even add other benefits in the plan according to your needs.
  • Better Idea of Coverage-The premium calculator helps you adjust coverage, policy terms, and other additional benefits to see how they affect premiums. So you may not get overinsured or underinsured.

What are Some Factors that Can Affect Insurance Premiums?

While buying a life insurance plan, you must understand the plan premiums can vary among customers based on their profile and type of insurance. Therefore, we’ve customized the factors that can affect your premiums.

  • Age
  • Gender
  • Health
  • Lifestyle habits
  • Occupation
  • Policy Duration

How PolicyX Can Help You Calculate Premium?

PolicyX is like a trusted insurance advisor. They’re certified by IRDAI and are there for you 24/7 to help you find the right insurance plan. They offer free comparisons, quick quotes, and the best prices from top insurers. Plus, their life premium calculator tool makes it easy to compare plans and find what works best for you.

Follow the steps below to use the PolicyX premium calculator.

  • Step 1:

    Visit policyx.com.

  • Step 2:

    Click on the "Term Insurance" option.

  • Step 3:

    Some options will appear on your screen; click "Best Term Insurance Plans".

  • Step 4:

    After that, fill out the given details.

  • Step 5:

    Then, available plan options will appear on your screen.

Bajaj Life Insurance Life Plan

Bajaj Life POS Goal Suraksha Plan

Bajaj Life POS Goal Suraksha Plan

Bajaj POS Goal Suraksha Plan is a combination of a life insurance plan and a savings plan. It provides death benefits to your loved ones in case of yo...

Unique Features

  • Guaranteed additions
  • Limited payment term
  • Alter payment modes

Bajaj Life POS Goal Suraksha Plan (Pros)

Bajaj Life POS Goal Suraksha Plan
  • Guaranteed maturity benefit
  • Limited premium payment term
  • Option to take policy loan

Bajaj Life POS Goal Suraksha Plan (Cons)

Bajaj Life POS Goal Suraksha Plan
  • No pre-existing condition
  • No surrender benefit
  • No guranteed benefit

Bajaj Life POS Goal Suraksha Plan (Other Benefits)

Bajaj Life POS Goal Suraksha Plan
  • Return of premium
  • Death benefits in installments
  • Flexible policy term

Bajaj Life POS Goal Suraksha Plan (Eligibility Criteria)

Bajaj Life POS Goal Suraksha Plan
  • Minimum entry age- 18 years
  • Maximum entry age- 65 years
  • Minimum sum assured- 30 thousand
  • Maximum sum assured- 25 Lac
  • Maximum policy terrm- 67 years
Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Bajaj Life Insurance Premium Calculator Online: FAQs

1. Can I renew my Bajaj Term Plan online?

Yes, you can renew your Bajaj Term Plan online through their customer portal service.

2. How do I calculate Bajaj plan premiums?

You can easily calculate plan premiums through the Bajaj premium calculator by visiting their official website.

3. How to download the Bajaj policy Premium Receipt?

You can easily download your premium receipt through their website in the customer service section. Just click on "premium paid certificate" and enter required details.

4. Which factor does the Bajaj calculator tool estimate premiums?

The Bajaj Life Insurance Premium Calculator estimates the premium on factors such as name, gender, date of birth, annual income, city, mobile no, tobacco consumer or not, etc.

5. What is the CSR for Bajaj Life Insurance?

Bajaj Life Insurance Company has an impressive claim settlement ratio of 99.04% in FY 2021-22.

Life Insurance Companies

Compare and buy the most suitable Life Insurance Plan from the below-mentioned IRDAI-approved Life Insurance companies.

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