Overview
Tata AIA Fortune Guarantee Plus by Tata AIA Life Insurance is an individual, non-linked life insurance savings plan. It is designed to provide the dual benefits of financial security and guaranteed returns. This plan offers flexible premium payment options and a range of policy terms, starting from 5 to 17 years, allowing you to customize the plan to fulfill your unique needs.
Tata Fortune Guarantee Plus offers two different plan options, giving you the flexibility to choose between regular income or regular income with built-in critical illness benefits. In short, Tata AIA Fortune Guarantee Plus is ideal for individuals looking to secure their family's future while enjoying the peace of mind that comes with guaranteed returns.
Key Benefits of Tata AIA Fortune Guarantee Plus Plan
- Flexibility to choose an income period.
- Get a return of premium at the end of the income period.
- Choice to receive income – monthly or yearly.
- Cash bonuses.
- Option of joint life cover.
How to Buy Tata AIA Fortune Guarantee Plus Plan from PolicyX.com
- Visit the official website of PolicyX.com.
- Click on the ‘Investment’ tab.
- A new page will appear on the screen.
- Fill out the form at the top of the page with the necessary details.
- Select your income and city. Click on 'Proceed'.
- Update your education and occupation details.
- Choose your preferred plan and click on 'Buy this plan'.
- Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.
Benefits of the Tata AIA Fortune Guarantee Plus Plan
There are various benefits to buying the Tata AIA Fortune Guarantee Plus Plan. Let’s understand each of them in detail:
- Death Benefit: Upon the unfortunate demise of the life insured during the policy term, Tata AIA Fortune Guarantee Plus will pay the death benefits.
- Maturity Benefit: Tata AIA Fortune Guarantee plan offers both guaranteed annual income & return of premium benefit as a maturity benefit.
- Tax Benefit: This plan also offers tax benefits under Section 80C and Section 10(10D) of the Income Tax Act.
- Choice of Income: This plan offers the choice to receive income either monthly or annually.
Additional Features
-
Choice of Plan Option
It offers the flexibility to choose a plan option between regular income or regular income with a built-in critical illness benefit.
-
Choice of Income Period
It offers flexibility in choosing an income period starting from 20 to 25 years.
-
Guaranteed Premium Return
You will receive a guaranteed premium return at the end of the income period.
-
Choice of Riders
It provides an option to enhance your protection with additional riders.
How to Buy Tata AIA Fortune Guarantee Plus Plan from Tata AIA Life Insurance
- Visit the official website of Tata AIA Life Insurance.
- Hover over 'Plans' from the top menu.
- Click on 'Tata AIA Fortune Guarantee Plus Plan'.
- Click on ‘Buy Now’ and you will be redirected to a new page.
- Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.
- Once discussed, you can make the premium payment and get the policy documents.
Exclusions
- Suicide within 12 months of the policy purchase is not covered.
- Consumption of any intoxicants.
- Death due to any aviation accident.
- Death due to any adventurous sports.
Documents Required to Buy Tata AIA Fortune Guarantee Plus Plan
Here is the list of documents required to buy the Tata AIA Fortune Guarantee Plus Plan:
- Photo ID Proof: Passport, Aadhaar card, PAN card, Driving license.
- Age Proof: Passport, Aadhaar card, PAN card, Driving license.
- Address Proof: Utility bill, passport, voter ID, ration card.
- Medical Records: Medical records of the policyholder if requested.
- Income Proof: Bank statement, last three months' salary slips (if salaried).
Plan At a Glance
| What’s Good Here |
What’s Missing |
| Cash Bonuses |
Whole Life Cover |
| Joint Life Coverage |
No High Sum Assured Rebate |
| Return of Premium |
Large Premium Boost Discounts |
| Guaranteed Income |
Top-up premium |
In a Nutshell
Tata AIA Fortune Guarantee Plus Plan, offered by Tata AIA Life Insurance, is a savings plan that provides dual benefits: life coverage and guaranteed returns. This plan offers two options to choose from: regular income and regular income with critical illness benefits.
If you are still confused about whether this plan is right for you, you can contact us at PolicyX.com. We offer No Spam, No Gimmicks, and Only Expert Guidance.
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