HDFC Sampoorn Samridhi Plus Investment Plan | PolicyX
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HDFC Sampoorn Samridhi Plus

HDFC Sampoorn Samridhi Plus is a non-linked, non-participating life in ...Read More

🛡️ IRDAI Approved
4.6/5 · 924 reviews
📊 80 years solvency ratio
Minimum Age - 5 year% claim settlement ratio
🌐 Annual, half-yearly,+ pan-India
Written by DIVYA SINGH
Reviewed by Apeksha Parsai
Published: 29 Jan 2025
Updated: 26 Jul 2026
Expert Verified
IRDAI Licensed

Overview

HDFC Sampoorn Samridhi Plus is a plan that offers you dual benefits: savings and whole life coverage.

This plan combines whole-life and savings plans, offering you coverage for 100 years or a lump sum amount to meet your financial obligations. You can also change your premium payment frequency as per the policy's terms and conditions. In case you miss any premium payment, you can avail of a grace period of 30 days to pay the same. You can also avail of additional riders such as accidental disability riders or critical illness riders. This plan comes in two options: endowment plan and endowment with a whole life plan.

HDFC Life Sampoorn Samridhi Plus is a non-participating, non-linked savings life insurance plan. This plan will be discussed in detail in the section below for more clarity and better understanding.

Benefits of HDFC Life Sampoorn Samridhi Plus Plan

  • Guaranteed Additions
  • Tax Benefits
  • Bonuses
  • Whole life coverage
  • Loan against policy
  • Accidental death benefits

Key Features

How to Buy HDFC Life Sampoorn Samridhi Plus Online

  1. Visit the official website of PolicyX.com.
  2. Click on the ‘Investment’ tab.
  3. A new page will appear on the screen.
  4. Fill out the form at the top of the page with the necessary details.
  5. Select your income and city. Click on 'Proceed'.
  6. Update your education and occupation details.
  7. Choose your preferred plan and click on 'Buy this plan'.
  8. Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Benefits

Information on premium calculation is not available in the provided content.

Features

Information on policy portability is not available in the provided content.

Inclusions

  • Information on plan inclusions is not available in the provided content.

Exclusions

  • Suicide within 12 months of the policy purchase is not covered.
  • Death due to consumption of any intoxicants.
  • Involvement in riots or wars.
  • Involvement in criminal activities.

Documents Required to Buy HDFC Life Sampoorn Samridhi Plus

Here is the list of documents required to buy the HDFC Life Sampoorn Samridhi Plus:

  • Photo ID Proof

    Passport, Aadhaar card, PAN card, Driving license (any one).

  • Age Proof

    Passport, Aadhaar card, PAN card, Driving license (any one).

  • Address Proof

    Utility bill, passport, voter ID, ration card (any one).

  • Medical Records

    Medical records of the policyholder if requested.

  • Income Proof

    Bank statement, last three months' salary slips (if you are salaried) (any one).

Conclusion

HDFC Sampoorn Samridhi Plus plan offers dual advantages of a saving plan and a whole life plan, helping you save a lump sum amount to meet financial obligations and provide financial protection to your loved ones. This article provides clarity on this plan. If you still have any queries or questions, you can contact us at PolicyX.com. Our representatives will be happy to assist you.

For more information related to this plan, you can visit PolicyX.com, or call us at 1800 - 420 - 0269. Our insurance experts listen to your unique needs and suggest the best solutions for you.

Eligibility Criteria for HDFC Sampoorn Samridhi Plus

Entry age
Entry age
Minimum Age - 30 Days Maximum Age - 60 Years
Maturity age
Maturity age
Maximum Maturity Age - 75 years
Policy tenure
Policy tenure
15 to 40 years
Premium payment term
Premium payment term
5 years
Premium payment frequency
Premium payment frequency
Monthly, Quarterly, Half-yearly and Yearly
Sum assured
Sum assured
Sum assured at maturity: Rs. 65,463 to no limit

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Loan against policy
  • Accidental death benefits
  • Guaranteed bonuses

Cons

  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

Minimum entry age- 30 Days
Maximum entry age- 60 years
Minimum sum assured- NA
Maximum sum assured- NA
Maximum policy term- 40 years

Frequently Asked Questions

The 5 most-asked questions about HDFC Sampoorn Samridhi Plus, answered.

Yes, you can avail of tax benefits under Section 80 C and Section 10 (10D) of The Income Tax Act, 1961.
The maximum age to buy Sampoorn Samridhi Plus is 60 years.
Yes, you can avail of a loan against your Sampoorn Samridhi Plus Plan if your age is above 18. The interest charge on this loan is 10.5% per annum.
The guaranteed additions increase your policy value by a certain percentage every year. The rate of increase for policy tenure of 15 to 19 years is 3%, 20 to 24 years is 4% and for policy tenure equal to or greater than 25 is 5%.
HDFC Sampoorn Samridhi Plus offers two types of bonuses- a revisionary bonus and a terminal bonus.

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