HDFC Super Income Plan

Overview

HDFC Super Income Plan is a comprehensive, non-linked savings plan that provides a combination of regular income and insurance coverage. It offers nine different plan options, allowing you to choose premium payment and policy terms that suit your needs. Key features include regular income from the second year onward and 3.4% to 12.5% additional survival benefit until the policy tenure.

This plan is suitable for individuals seeking a balance of regular income and life insurance protection to support their long-term financial goals and families in their absence.

Benefits of HDFC Super Income Plan

• 9 Optional Covers
• Regular Income
• Affordable Premiums
• Tax Benefits
• Death Benefit
• Maturity Benefit

Key Features

Multiple Plan Options

The plan offers a choice of 9 unit-linked fund options to match your risk tolerance and financial goals.

Regular Income

It offers a regular income for 8 to 15 years after completing the premium payment term.

Survival Benefit

It offers guaranteed survival benefits varying from 3.4% to 12.5% of the sum assured each year during the payout period.

Flexible Terms

It offers flexible premium payment and policy term options to meet the diverse needs of customers.

How to Calculate Premiums for HDFC Super Income Plan

The premium for the HDFC Super Income Plan is determined by several factors, including your age, chosen policy term, premium payment term, sum assured, and any optional riders. You can calculate your premium online by providing these details on the PolicyX.com website or by contacting an advisor.

Key Factors Influencing Premiums

• Age of the insured
• Policy term
• Premium payment term
• Sum Assured
• Riders chosen (if any)

How to Buy HDFC Super Income Plan on PolicyX.com

1. Visit the official website of PolicyX.com.
2. Hover over the ‘Life Insurance’ tab.
3. Choose the Investment plan you want to buy.
4. Fill out the form at the top of the page with the necessary details.
5. Select your income and city. Click on 'Proceed'.
6. Update your education and occupation details.
7. Choose your preferred plan and click on 'Buy this plan'.
8. Select the policy term, premium period, investment amount, and riders (if required), then proceed to pay.

How to Buy HDFC Super Income Plan on HDFC Life Insurance Website

1. Visit the official website of HDFC Life Insurance.
2. Click on the option Investment Plans aligned on the top main header of the page.
3. Now click on the saving plans and scroll down the page.
4. Select the HDFC Super Income Plan from the list.
5. Click on Buy Online, and fill in basic details such as Name and contact number.

Exclusions

• If the policyholder commits suicide within 12 months from the date of policy purchase, the nominee or beneficiary shall be entitled to at least 80% of the total premiums paid or the surrender value available, whichever is higher.

Documents Required to Buy HDFC Super Income Plan

Here is the list of documents required to buy the HDFC Super Income Plan:

• Photo ID Proof

  Photo ID Proof (any one) - Passport, Aadhaar card, PAN card, Driving license.

• Age Proof

  Age Proof (any one) - Passport, Aadhaar card, PAN card, Driving license.

• Address Proof

  Address Proof (any one) - Utility bill, passport, voter ID, ration card.

• Medical Records

  Medical Records of the policyholder, if requested.

• Income Proof

  Income Proof (any one) - Bank statement, last three months' salary slips (if salaried).