How to Buy SBI Life Smart Platina Plus on PolicyX.com
- Visit the official website of PolicyX.com.
- Click on the ‘Investment’ tab.
- A new page will appear on the screen.
- Fill out the form at the top of the page with the necessary details.
- Select your income and city. Click on 'Proceed'.
- Update your education and occupation details.
- Choose your preferred plan and click on 'Buy this plan'.
- Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.
Benefits of SBI Life Smart Platina Plus Plan
There are various benefits to buying the SBI Life Smart Platina Plus Plan. Let's understand each of them in detail:
- Death Benefit: Upon the unfortunate demise of the life insured during the policy term, the SBI Life Smart Platina Plus plan will pay the death benefit as per the policy terms.
- Two Plan Options: The plan offers two options, Life Income and Guaranteed Income, from which you can choose the one most suitable for your needs.
- Tax Benefit: SBI Life Smart Platina Plus offers tax benefits for up to ₹1.5 Lakhs under Section 80C of the Income Tax Act, 1961.
- Maturity Benefit: For both plan options, 110% of the total premiums paid will be refunded at the end of the policy term.
- Survival Benefit: For both plan options, a guaranteed income will be paid upon the life insured's survival.
Guaranteed Income
You will be eligible to receive guaranteed regular income after the premium-paying term ends until the whole policy tenure.
Life Cover
Offers a life cover that financially protects your loved ones after your demise.
Flexible Payout
You can choose from various income payout options, such as yearly, half-yearly, quarterly, or monthly.
Limited Premium
This plan offers limited premium payment options of 6, 7, 8, or 10 years.
How to Buy SBI Life Smart Platina Plus on SBI Life Website
- Visit the official website of SBI Life Insurance.
- Hover over the 'Investment Plans' from the top of the menu.
- Click on the 'SBI Life Smart Platina Plus'.
- Click on ‘Buy Now’ and you will be redirected to a new page.
- Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.
- Once discussed, you can make the premium payment and get the policy documents.
Exclusions
- Suicide within 12 months of the policy purchase is not covered.
- Consumption of any intoxicants.
- Death due to any aviation accident.
- Death due to any adventurous sports activities.
Documents Required to Buy SBI Life Smart Platina Plus
Here is the list of documents required to buy the SBI Life Smart Platina Plus:
- Photo ID Proof: Passport, Aadhaar card, PAN card, Driving license.
- Age Proof: Passport, Aadhaar card, PAN card, Driving license.
- Address Proof: Utility bill (e.g., electricity, water), passport, voter ID, Ration card.
- Medical Records: Medical records of the policyholder, if requested.
- Income Proof: Bank statement, or last three months' salary slips (for salaried individuals).
Conclusion
SBI Life Smart Platina Plus is an ideal savings- and protection-oriented plan that helps you build wealth to achieve future goals while providing assured life cover.
For more information related to this plan, you can visit PolicyX.com, or call us at 1800-420-0269. Our insurance experts listen to your unique needs and suggest the best possible solution for you.
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