Axis Max Life Smart Term Plus

Axis Max Life Smart Term Plan Plus is built to match your needs at every life st ...Read More

Happy Customers

No Spam, No Gimmicks

Genuine, honest, and hassle-free

Buy Policy in just 2 mins

Personalised Insurance Advice

Advice that fits your life

Easy and Efficient

24*7 Claim Assistance

24/7 hassle-free claim support

Google Ratings (2500+)

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platform

30

Customized Term Insurance Plan for you.

Get upto 10% Online Discount*

GENDER

Google Ratings (2500+)

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platform

PolicyX Exclusive Benefits

No Spam

No Spam
No Gimmicks

Advice

Personalised
Insurance Advice

Support

24×7
Claim Assistance

Himanshu Kumar
Written By:
Himanshu

Himanshu Kumar

Term & Life Insurance

Himanshu is a content marketer with 2 years of experience in the life insurance sector. His motto is to make life insurance topics simple and easy to understand yet one level deeper for our readers.

|
Reviewed By:
Bijendra Singh

Bijendra Singh

Term Insurance

Bijendra Singh with his 9 years of experience in the term insurance sector, has been instrumental in designing customer-centric sales programs. His passion towards innovation strives to achieve organizational objectives while driving sustainable growth in the competitive insurance landscape.

Axis Max Life Smart Term Plus

Axis Max Life Smart Term Plan Plus is built to match your needs at every life stage. It gives your family a fixed payout if something happens to you, so they can manage daily expenses, repay loans, and stay on track with long-term goals. You have the flexibility to choose from 7 plan variants based on your future financial goals. This plan offers inbuilt terminal illness coverage and an option to enhance coverage with additional rider benefits. 

Axis Max Life Smart Term Plan offers you a range of benefits including:

why-choose
  • Choice of Plan Variant
  • Cover Continuance Benefit
  • Special Exit Value
  • Option to Choose Whole Life Cover
  • Inbuilt Terminal Illness Cover
  • Special Discount for Females

 

 

Eligibility Criteria for Axis Max Life Smart Term Plus

Your Occupation

Entry age

Minimum Age - 18 years Maximum Age - 65 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum maturity age- 100 years

Your Gender

Policy term

Minimum policy term- 5 years, Maximum policy term- 82 years

Maternity Benefit Rider

Sum assured

Base sum assured- Rs 25 lakhs to No limit

Dr YSR Aarogyasri Trust

Policy loan

Policy loan is not available

Maternity Benefit Rider

Payment modes

Yearly, half-yearly, quarterly, and monthly

How Does Axis Max Life Smart Term Plan Plus Work?

Let's understand how the Axis Max Life Smart Term Plan Plus Work with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Tarun, 30 years old, a non-smoker and a doctor, wants to secure his family with a high life cover in case of any unforeseen event.

Solution

He explores term insurance plans and chooses the Axis Max Life Smart Term Plan Plus under the Regular Cover variant to ensure financial protection for his family.

Let us see a brief illustration of  the Click 2 Protect Supreme plan.

Age Policy Term Premium payment Term Sum Assured Premium (Monthly)
30 years 40 years 40 years Rs 2 crore ₹22,532

Key Takeaways: 

In case of Tarun’s unfortunate demise during the policy tenure, ₹2 Crore will be paid to the nominee as a lump sum, ensuring financial stability for the family.

 

 

Benefits of Axis Max Life Smart Term Plus

Here are the benefits associated with the Axis Max Life Smart Term Plus

Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Features of Axis Max Life Smart Term Plus

 Cover Continuance Benefit
Your policy stays active even in tough situations. It helps maintain coverage so your family stays protected.

Inbuilt Terminal Illness Benefit
You get financial support during critical times. A payout is made if diagnosed with a terminal illness.

 

Female Life Discount
Female policyholders get a flat 15% discount throughout the premium payment term.

 
 

Lifeline Plus
Extra flexibility during life events. Allows a top-up cover if the spouse passes away, at predefined premium terms.

Whole Life Coverage up to 100 Years

You stay protected for life. Coverage can extend up to age 100 for long-term security.

Exclusions of Axis Max Smart Term Plan Plus

Here is the list of exclusions associated with the plan:

  • All the policies sold through POS persons have a waiting period of 90 days. In case of the policyholder’s uncertain demise during the waiting period, no death benefits are paid. Only the premiums paid to date excluding applicable GST would be paid to the nominee of the policy.
  • No policy loan is available under this plan except ROP, Early ROP, and Whole Life variants of this plan.
  • Suicide will be covered after completing the first year of your policy tenure.

Conclusion

Axis Max Life Smart Term Plan Plus is one of the best offerings by Axis Max Life Insurance that caters to the multidimensional needs of customers. This plan offers a range of exclusive benefits to the policyholders including choice of plan variant, special benefits for women policyholders, inbuilt terminal illness cover, instant payment on claim intimation, special exit value, and much more.

If you are still confused about whether Axis Max Life Smart Term Plan Plus is the right choice for you or not, you can contact us at PolicyX.com
We offer No Spam, No Gimmicks, and Only Expert Insurance Advice. So what are you waiting for? Book an appointment with us today.

 

Explore other Axis Max Life Term Insurance

Axis Max Life Term Insurance offers one of the best term insurance plans to cater to the unique needs of every customer. You can buy their term plans with high life cover at pocket-friendly costs. Get a 5% discount for online purchases and 100% claim assistance with Axis Max Life Term Insurance plans. Below is the list of term plans offered by Axis Max.

Axis Max Life Smart Term Plan Plus is built to match your needs at every life stage. It gives your family a fixed payout if something happens to you, ...

Unique Features

  • 7 Plan Options
  • Cover Continuance Benefit
  • Inbuilt Terminal Illness Cover

Axis Max Life Smart Term Plus (Pros)

Axis Max Life Smart Term Plus
  • Choice of Plan Variant
  • Cover Continuance Benefit
  • Special Exit Value

Axis Max Life Smart Term Plus (Cons)

Axis Max Life Smart Term Plus
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

Axis Max Life Smart Term Plus (Other Benefits)

Axis Max Life Smart Term Plus
  • Option to Choose Whole Life Cover
  • Inbuilt Terminal Illness Cover
  • Special Discount for Females

Axis Max Life Smart Term Plus (Eligibility Criteria)

Axis Max Life Smart Term Plus
  • Entry age - 18 years
  • Max entry age - 65 years
  • Min sum assured - Rs 2 lakhs
  • Max maturity age - 100 years
  • PPT - RP/SP/LP

Axis Max Life Smart Secure Plus Plan is a pure protection plan built to secure your family’s financial future. It is a non-linked, non-participa...

Unique Features

  • 100% return of premium
  • Loyalty Discount of 5%
  • Increase your Sum Assured

Axis Max Life Smart Secure Plus (Pros)

Axis Max Life Smart Secure Plus
  • Income Protector
  • Rider Options
  • Premium Return (ROP)

Axis Max Life Smart Secure Plus (Cons)

Axis Max Life Smart Secure Plus
  • Limited Maturity Benefit
  • Plan Complexity
  • No Loan Benefit

Axis Max Life Smart Secure Plus (Other Benefits)

Axis Max Life Smart Secure Plus
  • Enhance Cover at Milestones
  • Accelerated Critical Illness Benefit
  • Accident Cover

Axis Max Life Smart Secure Plus (Eligibility Criteria)

Axis Max Life Smart Secure Plus
  • Entry Age - 18 Years
  • Max Entry Age - 60 years
  • Minimum Sum Assured - Adaptable
  • Maximum Maturity Age - NA
  • Premium Payment Term - RP/SP/LP

Axis Max Life Smart Total Elite Protection Term Plan is a pure risk protection plan built to give flexible and long-term financial security at an affo...

Unique Features

  • Cover continuous benefit
  • Terminal illness cover
  • Early exit benefit

Axis Max Life Smart Total Elite Protection (Pros)

Axis Max Life Smart Total Elite Protection
  • Special Exit Value
  • Accident Cover
  • Terminal Illness Cover

Axis Max Life Smart Total Elite Protection (Cons)

Axis Max Life Smart Total Elite Protection
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

Axis Max Life Smart Total Elite Protection (Other Benefits)

Axis Max Life Smart Total Elite Protection
  • Cover continuance benefit
  • Insta payment
  • Choose policy term

Axis Max Life Smart Total Elite Protection (Eligibility Criteria)

Axis Max Life Smart Total Elite Protection
  • Entry age - 18 years
  • Max entry age - 65 years
  • Min sum assured - 1
  • Max maturity age - 85 years
  • PPT - RP/SP/LP

Axis Max Life Premium Return Protection Plan is a simple term insurance plan that offers coverage along with a 'Return of Premium' benefit. The plan o...

Unique Features

  • Return of Premium Plan
  • Flexible-Premium Payment Term

Axis Max Life Premium Return Protection (Pros)

Axis Max Life Premium Return Protection
  • Terminal Illness Benefit
  • Smart Exit Benefit
  • Acceleration Death Benefit

Axis Max Life Premium Return Protection (Cons)

Axis Max Life Premium Return Protection
  • 1 Year WP for Suicide
  • No Policy Loans
  • No Pre-existing Conditions

Axis Max Life Premium Return Protection (Other Benefits)

Axis Max Life Premium Return Protection
  • Death Benefit in Instalments
  • RP
  • WOP & 3 Riders
  • Additional Cover for Spouse

Axis Max Life Premium Return Protection (Eligibility Criteria)

Axis Max Life Premium Return Protection
  • Entry Age - 18 Years
  • Max Entry Age - 84 years
  • Minimum Sum Assured - Adaptable
  • Maximum Maturity Age - 85 years
  • Premium Payment Term - RP/SP/LP

FAQs: Axis Max Life Smart Term Plan Plus

1. How many plan options are available with Axis Max Smart Term Plan Plus?

There are 7 plan options available that you can choose with Axis Max Smart Term Plan Plus.

2. What are the benefits of Axis Max Smart Term Plan Plus?

There are various benefits of buying Smart Term Plan Plus including death benefits, survival benefits, cover continuance benefits, special exit value, terminal illness cover, etc.

3. Is Axis Max Life Smart Term Plan Plus worth buying?

Yes, Smart Term Plan Plus is absolutely worth buying as it offers a range of benefits including instant payment on claim intimation, survival benefits, maturity benefits, etc.

4. What is the Axis Max Life Smart Plus plan?

Axis Max Life Smart Term Plan Plus is a unique offering by Axis Max Life Insurance to cater to the multidimensional needs of the customers.

5. What is the maximum maturity age of the Axis Max Life Smart Term Plan?

The maximum maturity age of the Axis Max Life Smart Term Plan Plus is a whole life or 100 years.

Other Term Insurance Companies

Share your Valuable Feedback

Rating Icon

5

Rated by 66 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings
Himanshu Kumar

Written By: Himanshu Kumar

Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.