Axis Max Life Premium Return Protection Plan is a simple term insurance plan tha ...Read More
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Himanshu is a content marketer with 2 years of experience in the life insurance sector. His motto is to make life insurance topics simple and easy to understand yet one level deeper for our readers.
Apeksha has trained young minds about the benefits of health & term insurance throughout her 8+ years career. She designs, develops, and delivers impactful training programs for agents/brokers, and internal teams. Her expertise lies in insurance product knowledge, sales strategies, regulatory compliance, and customer service.
Updated on Apr 29, 2026 3 min read
Axis Max Life Premium Return Protection Plan is a simple term insurance plan that offers coverage along with a 'Return of Premium' benefit. The plan offers a limited premium-paying term of 11 years making it a smart choice for securing a family's future. The policyholder has the flexibility to choose a protection period (20/25/30 Years).
Axis Max Life Premium Return Protection Plan offers you a range of benefits including:
Minimum Age - 21 years Maximum Age - 55 years
Maximum Maturity Age - 75 years
Minimum term - 20 years Maximum term - 30 years
Base sum assured: 50 lakhs to no limit
The policy loan is not available under Max Life Premium Return Protection Plan.
Annual, half-yearly, quarterly & monthly
Let's understand how the Axis Max Life Premium Return Protection Plan works with a simple premium illustration.
Mr. Verma is looking for a term plan that returns his premiums in case he survives the policy tenure.
His financial advisor advised him to buy the Axis Max Life Premium Return Protection Plan. He visited PolicyX.com
Let's understand how the Axis Max Life Premium Return Protection Plan works for him with a premium illustration table.
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Sum assured |
| 30 years | Rs 30,500 | 30 years | 11 years | Rs 3,35,500 | Rs 25 lakhs |
Key Takeaways: In case of Mr. Verma's demise during the policy tenure, Rs 25 lakhs will be paid to their nominee.
Here are the benefits associated with the Axis Max Life Premium Return Protection
Axis Max Life Premium Return Protection Plan DETAILED HINDI Review | Best Term Insurance 2025?
Axis Max Life Term Insurance Plans
You can add the following riders to your HDFC Life Click 2 Protect Supreme Plan:
Future premiums are waived off if you face a permanent disability or critical illness. Your plan stays active without any payment burden.
It provides an extra payout over the base sum assured in case of loss of limbs and accidental death. It adds a financial safety layer.
It provides an automatic extra payout of 50% of the sum assured on accidental death. There is no separate rider needed.
Here is the list of exclusions associated with the plan:
Axis Max Life Term ROP plan is a simple pure-term insurance plan with a maturity benefit. The plan offers long-term protection with a policy period extended up to 30 years. The plan offers a limited premium payment term of 11 years, death benefit, and survival benefit.
If you want to know more about the Axis Max Life Premium Return Protection Plan, you can contact our insurance experts at PolicyX.com. Our experts listen to your unique needs and suggest the best possible solution for you. Visit PolicyX.com today!
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Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.
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