Axis Max Life Premium Return Protection

Axis Max Life Premium Return Protection Plan is a simple term insurance plan tha ...Read More

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Himanshu Kumar

Term & Life Insurance

Himanshu is a content marketer with 2 years of experience in the life insurance sector. His motto is to make life insurance topics simple and easy to understand yet one level deeper for our readers.

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Apeksha Parsai

Apeksha Parsai

Term & Health Insurance

Apeksha Parsai has trained young minds about the benefits of health & term insurance throughout her 8+ years career. She designs, develops, and delivers impactful training programs for agents/brokers, and internal teams. Her expertise lies in insurance product knowledge, sales strategies, regulatory compliance, and customer service.

Updated on Aug 25, 2025 3 min read

Axis Max Life Premium Return Protection

Axis Max Life Premium Return Protection Plan is a simple term insurance plan that offers coverage along with a 'Return of Premium' benefit. The plan offers a limited premium-paying term of 11 years making it a smart choice for securing a family's future. The policyholder has the flexibility to choose a protection period (20/25/30 Years). The policy offers coverage of a Axis Maximum of 1 crore. 

Axis Max Life Premium Return Protection Plan offers you a range of benefits including:

why-choose
  • Death Benefit
  • Tax Benefit
  • Limited Premium Payment Term
  • Premium Payment Flexibility
  • Long Term Protection
  • Survival Benefits or Return of Premium

Eligibility Criteria for Axis Max Life Premium Return Protection

Your Occupation

Entry age

Minimum Age - 21 years Maximum Age - 55 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 75 years

Your Gender

Policy term

Minimum term - 20 years Maximum term - 30 years

Maternity Benefit Rider

Sum assured

Base sum assured: 50 lakhs to no limit

Dr YSR Aarogyasri Trust

Policy loan

The policy loan is not available under Max Life Premium Return Protection Plan.

Maternity Benefit Rider

Payment modes

Annual, half-yearly, quarterly & monthly

How Does Axis Max Life Premium Return Protection Plan Work?

Let's understand how the Axis Max Life Premium Return Protection Plan works with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Mr. Verma is looking for a term plan that returns his premiums in case he survives the policy tenure.

Solution

His financial advisor advised him to buy the Axis Max Life Premium Return Protection Plan. He visited PolicyX.com

Let's understand how the Axis Max Life Premium Return Protection Plan works for him with a premium illustration table.

Age of policyholder Annual premiums Policy tenure Premium payment term Total premiums paid Sum assured
30 years Rs 30,500 30 years 11 years Rs 3,35,500 Rs 25 lakhs

Key Takeaways: In case of Mr. Verma's demise during the policy tenure, Rs 25 lakhs will be paid to their nominee.

Benefits of Axis Max Life Premium Return Protection

Here are the benefits associated with the Axis Max Life Premium Return Protection

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Features of Axis Max Life Premium Return Protection

Limited Premium Payment Term

By paying the premium for a fixed period of 11 years, the policyholder can receive benefits for 30 years. This makes the policy a long-term protection plan with a limited payment period.

Premium Payment Flexibility

The offers the policyholder to pay their premium annually, semi-annually, quarterly or monthly.

Limited Premium Pay

Pay for a limited premium payment term of 11 years only and enjoy lifetime benefits

Lower Premiums for Females

Axis Max Life Return of Premium Plan offers lower premium rates for their female policyholders.

Exclusions of Axis Max Life Premium Return Protection Plan

Here is the list of exclusions associated with the plan:

  • The policy shall be terminated if the policyholder commits suicide within 12 months from the date of policy inception.
  • Consumption of any intoxicants.
  • Death due to any aviation accident.

Conclusion

Axis Max Life Term ROP plan is a simple pure-term insurance plan with a maturity benefit. The plan offers long-term protection with a policy period extended up to 30 years. The plan offers a limited premium payment term of 11 years, death benefit, and survival benefit. 

If you want to know more about the Axis Max Life Premium Return Protection Plan, you can contact our insurance experts at PolicyX.com. Our experts listen to your unique needs and suggest the best possible solution for you. Visit PolicyX.com today!

 

Explore other Axis Max Life Term Insurance

Axis Max Life Term Insurance offers one of the best term insurance plans to cater to the unique needs of every customer. You can buy their term plans with high life cover at pocket-friendly costs. Get a 5% discount for online purchases and 100% claim assistance with Axis Max Life Term Insurance plans. Below is the list of term plans offered by Axis Max.

Axis Max Life Smart Term Plan Plus

Axis Max Life Smart Term Plan Plus

Axis Max Life Smart Term Plan Plus by Axis Max Life Insurance is a unique term insurance plan to meet the changing demands of customers at various lif...

Unique Features

  • 7 Plan Options
  • Cover Continuance Benefit
  • Inbuilt Terminal Illness Cover

Axis Max Life Smart Term Plan Plus (Pros)

Axis Max Life Smart Term Plan Plus
  • Choice of Plan Variant
  • Cover Continuance Benefit
  • Special Exit Value

Axis Max Life Smart Term Plan Plus (Cons)

Axis Max Life Smart Term Plan Plus
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

Axis Max Life Smart Term Plan Plus (Other Benefits)

Axis Max Life Smart Term Plan Plus
  • Option to Choose Whole Life Cover
  • Inbuilt Terminal Illness Cover
  • Special Discount for Females

Axis Max Life Smart Term Plan Plus (Eligibility Criteria)

Axis Max Life Smart Term Plan Plus
  • Entry age - 18 years
  • Max entry age - 65 years
  • Min sum assured - Rs 2 lakhs
  • Max maturity age - 100 years
  • PPT - RP/SP/LP

Axis Max Life Smart Secure Plus Plan

Axis Max Life Smart Secure Plus Plan

Axis Max Life Smart Secure plan is a non-linked, non-participating, individual pure risk premium life insurance plan that is specifically designed to ...

Unique Features

  • 100% return of premium
  • Loyalty Discount of 5%
  • Increase your Sum Assured

Axis Max Life Smart Secure Plus Plan (Pros)

Axis Max Life Smart Secure Plus Plan
  • Income Protector
  • Rider Options
  • Premium Return (ROP)

Axis Max Life Smart Secure Plus Plan (Cons)

Axis Max Life Smart Secure Plus Plan
  • Limited Maturity Benefit
  • Plan Complexity
  • No Loan Benefit

Axis Max Life Smart Secure Plus Plan (Other Benefits)

Axis Max Life Smart Secure Plus Plan
  • Enhance Cover at Milestones
  • Accelerated Critical Illness Benefit
  • Accident Cover

Axis Max Life Smart Secure Plus Plan (Eligibility Criteria)

Axis Max Life Smart Secure Plus Plan
  • Entry Age - 18 Years
  • Max Entry Age - 60 years
  • Minimum Sum Assured - Adaptable
  • Maximum Maturity Age - NA
  • Premium Payment Term - RP/SP/LP

Axis Max Life Smart Total Elite Protection

Axis Max Life Smart Total Elite Protection

Have you ever heard of a term plan that gives you a 12-month grace period before paying your next premium? Axis Max Life Smart Total Elite Protection ...

Unique Features

  • Cover continuous benefit
  • Terminal illness cover
  • Early exit benefit

Axis Max Life Smart Total Elite Protection (Pros)

Axis Max Life Smart Total Elite Protection
  • Special Exit Value
  • Accident Cover
  • Terminal Illness Cover

Axis Max Life Smart Total Elite Protection (Cons)

Axis Max Life Smart Total Elite Protection
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

Axis Max Life Smart Total Elite Protection (Other Benefits)

Axis Max Life Smart Total Elite Protection
  • Cover continuance benefit
  • Insta payment
  • Choose policy term

Axis Max Life Smart Total Elite Protection (Eligibility Criteria)

Axis Max Life Smart Total Elite Protection
  • Entry age - 18 years
  • Max entry age - 65 years
  • Min sum assured - 1
  • Max maturity age - 85 years
  • PPT - RP/SP/LP

Axis Max Life Premium Return Protection

Axis Max Life Premium Return Protection

Axis Max Life Premium Return Protection Plan is a simple term insurance plan that offers coverage along with a 'Return of Premium' benefit. The plan o...

Unique Features

  • Return of Premium Plan
  • Flexible-Premium Payment Term
  • 1 Crore Max Sum Assured

Axis Max Life Premium Return Protection (Pros)

Axis Max Life Premium Return Protection
  • Terminal Illness Benefit
  • Smart Exit Benefit
  • Acceleration Death Benefit

Axis Max Life Premium Return Protection (Cons)

Axis Max Life Premium Return Protection
  • 1 Year WP for Suicide
  • No Policy Loans
  • No Pre-existing Conditions

Axis Max Life Premium Return Protection (Other Benefits)

Axis Max Life Premium Return Protection
  • Death Benefit in Instalments
  • RP
  • WOP & 3 Riders
  • Additional Cover for Spouse

Axis Max Life Premium Return Protection (Eligibility Criteria)

Axis Max Life Premium Return Protection
  • Entry Age - 18 Years
  • Max Entry Age - 84 years
  • Minimum Sum Assured - Adaptable
  • Maximum Maturity Age - 85 years
  • Premium Payment Term - RP/SP/LP

Axis Max Life Premium Return Protection: FAQs

1. What is the maximum sum assured offered by the plan?

The plan offers a maximum sum assured of 25 Lakh.

2. Does this policy provide rider benefits?

No, this plan does not offer any rider benefit.

3. What if I want to surrender the policy in the middle?

If you drop the plan in the middle, the plan does not offer any surrender benefit.

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Himanshu Kumar

Written By: Himanshu Kumar

Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.

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