Kotak Investment Plans
Kotak Guaranteed Fortune Builder by Kotak Life Insurance is a comprehe ...Read More
A quick read on what this Kotak Investment Plans term plan covers and why it might be a fit for you.
Kotak Guaranteed Fortune Builder is a comprehensive savings plan that helps you protect your family’s future and fulfill your financial goals. It offers guaranteed benefits with multiple plan options for wealth creation, short-term or long-term income, and protecting your child's future with guaranteed payouts. This investment plan provides a liquidity option to encash the cash value of guaranteed yearly additions. You can also add your spouse to the same plan for dual coverage. Female policyholders can avail of a 1-year premium break during the premium payment term. The plan also includes inbuilt health & wellbeing management services like consultation, medical care, and home healthcare at no additional charges.
Kotak Life Insurance Guaranteed Fortune Builder Plan offers a range of benefits:
A quick honest summary — the strengths and the trade-offs.
Eligibility criteria pulled straight from the policy wording.
| Rider Name | Benefits |
| Kotak Accidental Death Benefit Rider | Get an extra payout on top of the base cover on accidental death. |
| Kotak Term Benefit Rider | It offers an added death benefit for accidental death. |
| Kotak Permanent Disability Benefit Rider | Get an extra payout on top of the base cover on total and permanent disability due to an accident. |
| Kotak Life Guardian Benefit Rider | Upon the insured person's unfortunate death, the insurer shall pay the remaining premiums. |
| Kotak Accidental Disability Guardian Benefit Rider | Remaining premiums are paid on behalf of the policyholder in the event of accidental disability. |
| Kotak Critical Illness Plus Benefit Rider | Get additional coverage if you are diagnosed with a pre-specified critical illness. Kotak Critical Illness Plus Rider offers coverage against 37 critical illnesses. |
There are various benefits to buying the Kotak Guaranteed Fortune Builder Plan. Let’s understand each of them in detail:
Keep these documents handy when applying for Kotak Guaranteed Fortune Builder Plan.
Photo ID Proof
Photo ID Proof (any one) - Passport, Aadhaar card, PAN card, Driving license.
Age Proof
Age Proof (any one) - Passport, Aadhaar card, PAN card, Driving license.
Address Proof
Address Proof (any one) - Utility bill, passport, voter ID, ration card.
Medical Records
Medical Records of the policyholder if requested.
Income Proof
Income Proof (any one) - Bank statement, last three months' salary slips (if salaried).
Here are the key features of the Kotak Guaranteed Fortune Builder Plan.
| What’s Good Here | What’s Missing |
| Guaranteed Benefits | Premium Offset |
| Guaranteed Income | High Sum Assured Rebate |
| Premium Break | Top-up Premium |
| Spouse Cover | Whole Life Cover |
Kotak Guaranteed Fortune Builder is a comprehensive savings plan that helps you create wealth with multiple plan options. Whether you want income for short-term or long-term goals or to protect your child's future with guaranteed payouts, this plan can help. Investing in an insurance plan is a very important decision. Therefore, you can reach out to us and get free insurance-related advice from top insurance experts.
The 5 most-asked questions about Kotak Guaranteed Fortune Builder Plan, answered.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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