Kotak Investment Plans
- Discover Kotak Investment Plans
- Company features and Product Portfolio
- Buying and Claim Process
Kotak investment plans are versatile and provide the benefit of creating a financial corpus for their customers so that they can fulfill all their aspirations with effective financial planning. Kotak Investment plan range guarantees returns on investments made, especially from market-linked financial instruments. Most Kotak Mahindra Investment Plans offer annual vested bonuses and income boosts, enabling buyers to optimize their earnings.
Kotak Life Insurance is known as one of the leading life insurance companies that provides numerous life insurance plans for life cover, savings, and investment purposes as well. The company has a special category known as Savings and Investment Plans that enables individuals to save their income and gain excellent returns. The company provides several Kotak Investment Plans to fulfill every individual's investment and savings-related needs.
Kotak Mahindra Bank investment plans are specially designed to make your money work for you while you enjoy your life to the fullest.
Kotak Investment Plans ensures to look after your investment needs by offering:
Guaranteed payout
Savings and Growth
Death benefits
Bonuses
Minimum Age - 5 year
Maturity Age- 75
Minimum term - 6 years Maximum term - 30 years
5 to 12 years
Annual, half-yearly,
Rs 50,000 to No limit
To cater to the dynamic insurance needs of an individual and their family, Kotak Investment comes with a range of plans. This allows their customers to choose an ideal plan for themselves. The company ensures to offer a plan for everyone.
| Plan | Entry Age | Tenure | Minimum Sum Assured | Unique Features |
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| Kotak Life Assured Savings | Min entry age: 3 years Max entry age: 60 years | NA |
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| Kotak e-Invest Plan | Minimum entry age: 3 years Maximum entry age: 60 years | 10 Times Annual Premium |
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| Kotak Guaranteed Fortune Builder Plan | Min- 3 years Max- 60 years | No Limit |
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| Kotak Fortune Maximiser Plan | Min- 90 days Max- 60 years | No Limit |
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| Kotak Single Invest Plus Plan | Min- 3 years Max- 52 years | 10 times of the Single Premium |
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| Kotak Smart Life Plan | Minimum Age - 3 years Maximum Age - 55 years | Rs. 2,50,000 |
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| Plan | Entry Age | Tenure | Minimum Sum Assured | Unique Features |
|---|---|---|---|---|
| Kotak Premier Endowment Plan | Min entry age: 18 years Max entry age: 60 years | Depends on the premium amount |
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| Kotak Life Invest Maxima | Min entry age: 0 years Max entry age: 65 years | 5, 10 and 7 times of Annual premium |
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| Kotak Life Premier Money Back Plan | Min entry age: 2 years Max entry age: 57 years | Rs. 1,50,000 |
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| Kotak Classic Endowment Plan | Minimum entry age: 0 years Maximum entry age: 70 years | NA |
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| Kotak Single Invest Advantage | Minimum entry age: 3 years Maximum entry age: 45 years | 10 times the basic sum assured |
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| Kotak Platinum Insurance plan | Minimum entry age: 1 years Maximum entry age: 65 years | 25 times AP |
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| Kotak Ace Investment Plan | Minimum entry age: 0 years Maximum entry age: 65 years | Higher of 10 times AP |
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| Kotak Wealth Optima Plan | Minimum entry age: 3 years Maximum entry age: 65 years | 10 Times of Annual Premium |
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| Kotak Assured Income Accelerator | Minimum entry age: 0 years Maximum entry age: 60 years | 10 times of annual premium |
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| Plan | Entry Age | Tenure | Minimum Sum Assured | Unique Features |
|---|---|---|---|---|
| Kotak Premier Income Plan | Minimum entry age: 3 years Maximum entry age: 55 years | Depends on the premium and chosen policy term |
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| Kotak Guaranteed Savings Plan | Minimum entry age: 3 years Maximum entry age: 60 years | Based on premium age, policy term, and premium payment term |
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Here is a quick overview of the Kotak Investment Plans listed in the above table.
Kotak Life Assured Savings is a non-participating endowment assurance plan designed to provide the life insured with dual protection and wealth creation benefits.
There are multiple benefits of Kotak Life Investment Plans. Read below to understand the plethora of advantages provided by the insurer.
If you are in search of a stable monetary foundation for your future regardless of your current financial condition, these plans provide the perfect means.
Most plans other than the market-linked varieties offer a guaranteed sum assured.
HDFC Investment Insurance plans offer various coverage options, allowing you to select a plan that meets your needs.
These policies being life insurance plans offer payouts to your beneficiary in case of any eventuality. Such payments are usually independent of any previous payouts of bonuses.
Most plans offer yearly vested bonuses along with terminal bonuses at maturity.
| Name of the Rider | Benefits |
| Kotak Permanent Disability Benefit Rider | If the life insured is permanently disabled due to an accident, the benefit is paid in installments. |
| Kotak Life Guardian Benefit Rider | In case of the death of the policyholder, the premiums will be waived off and the plan will continue without any effect. |
| Kotak Critical Illness Plus Benefit Rider | If the policyholder is the victim of any of the 37 critical illnesses (subject to terms and conditions), the rider sum assured will be paid. |
| Kotak Accidental Death Benefit Rider | On the death of the insured, a lump-sum benefit is paid along with the death benefit under the base plan. |
| Kotak Accidental Disability Guardian Benefit | If the insured is disabled due to an accident, all future premiums will be waived off and the base plan will continue the same way. |
| Kotak Term Rider | In the case of the unfortunate death of the policyholder, this rider gives an additional death cover along with the basic death benefit of the base policy. |
Kotak Life Assured Savings is a non-participating endowment assurance plan. This investment plan is designed to provide dual benefits of protection al...
Unique Features
Kotak Life Premier Endowment plan is a combination of a life insurance plan and a savings plan offered by Kotak Life Insurance. Life insurance offers ...
Unique Features
Kotak Invest Maxima plan offered by Kotak Life Insurance is a life insurance cum investment plan that covers your family financially in your absence a...
Unique Features
Kotak Premier Money Back Plan is a savings cum protection plan by Kotak Life Insurance. It provides a regular payout as a percentage of the Basic Sum ...
Unique Features
Kotak Classic Endowment Plan is a long-term protection cum savings plan that helps you grow your money. It is a participating endowment plan that offe...
Unique Features
Kotak Premier Income Plan is a non-linked, participating whole life insurance plan offered by Kotak Life Insurance. It provides dual benefits of savin...
Unique Features
Kotak Single Invest Advantage is a unit-linked insurance plan (ULIP) offered by Kotak Life Insurance. It combines the benefits of investment and insur...
Unique Features
Kotak Platinum Insurance Plan is an individual unit-linked life insurance savings plan. It offers the dual benefits of insurance and savings in the sa...
Unique Features
Kotak Life Guaranteed Savings Plan combines a guaranteed savings plan and a life insurance plan. In case of your uncertain demise, your loved ones wil...
Unique Features
Kotak Ace Investment Plan is a ULIP (Unit Linked Insurance Plan). This plan offers a lump sum in case of your unfortunate demise and maturity benefits...
Unique Features
Kotak e-Invest Plan is a ULIP (Unit Linked Insurance Plan) that offers you dual benefits- financial security to your loved ones in your absence and ma...
Unique Features
Kotak Wealth Optima is a ULIP (Unit Linked Insurance Plan) that helps you grow your money over time and protects your family financially in case of yo...
Unique Features
Invest smartly for a better tomorrow with Kotak Assured Income Accelerator Kotak Life Assured Income Accelerator Plan is a dual-purpose protection and...
Unique Features
Kotak Guaranteed Fortune Builder is a comprehensive savings plan that helps you protect your family’s future with an assurance to fulfill your g...
Unique Features
Kotak Fortune Maximiser is a limited-pay participating endowment plan designed to be customized as per your different objectives. This investment plan...
Unique Features
Invest once or get benefits for life with the Kotak Single Invest Plus Plan Kotak Single Invest Plus Plan is a single-pay unit-linked insurance plan t...
Unique Features
Kotak SmartLife is a non-linked, participating life insurance plan. It provides an option to get cash bonus payouts from the end of the 1st polic...
Unique Features
Here is the list of documents required to buy Kotak Life Investment Plans:
Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
Kotak Investment Plans allows you to buy life insurance plans via two platforms. You can either buy the plan online from the official website of the company or through third-party intermediaries like agents, brokers, etc. Given below is a detailed explanation of both these types of buying processes.
Visit the official website of PolicyX.com.
Click on the ‘Investment’ tab.
A new page will appear on the screen.
Fill out the form at the top of the page with the necessary details.
Select your income and city. Click on 'Proceed'.
Update your education and occupation details.
Choose your preferred plan and click on 'Buy this plan'.
Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.
Visit the official website of Kotak Life Insurance Company.
Click on ‘Insurance plans’ on the navigation bar and select the plan you want to buy.
Click on the ‘buy now’ button and fill in the required details.
Tap on 'next' and select a plan as per your requirements.
Select the cover option you want and make your payment. Once the payment is made, you will get a payment confirmation at your registered email address.
If you have any more queries regarding Kotak Investment Plans ,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!
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Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.
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