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Overview
Save more with the PNB MetLife Super Saver Plan and protect your family in your absence.
The PNB MetLife Super Saver Plan is a long-term savings and family protection plan. It offers three plan options, allowing policyholders to select their desired protection level: Savings, Savings + Family Care, or Savings + Health Care.
With the PNB Super Saver Plan, you can grow your savings with yearly bonuses and have the flexibility to choose bonus payout options: Accumulation or Liquidity. The investment plan offers flexible premium payment terms: 5, 7, 10, 12, or 15 years. You can also enhance your base cover and get additional protection with PNB add-on riders.
PNB MetLife Super Saver Plan offers a range of benefits including:
- Flexible premium payment terms
- Choice of two yearly cash bonus payout options
- Convenience of choosing your investment funds
- Tax benefits
- Waiver of Premium
How to Buy the PNB MetLife Super Saver Plan on PolicyX.com
- Visit the official website of PolicyX.com.
- Click on the ‘Investment’ tab.
- A new page will appear on the screen.
- Fill out the form at the top of the page with the necessary details.
- Select your income and city. Click on 'Proceed'.
- Update your education and occupation details.
- Choose your preferred plan and click on 'Buy this plan'.
- Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.
Benefits of the PNB MetLife Super Saver Plan
There are various benefits to buying the PNB MetLife Super Saver Plan. Let’s understand each of them in detail:
Maturity Benefit
Under the Savings option, if you survive till the maturity date, you shall receive a maturity benefit with the following additions: Sum Assured on Maturity, Accrued Simple Reversionary Bonuses (if any), and Terminal Bonus (if any).
Life Insurance Death Benefit
If the ‘Savings’ option is chosen, the life cover amount will be paid out as a lump sum to the nominee on the policyholder's untimely death.
High Sum Assured Discount
Under Savings, Savings + Family Care, and Savings + Health Care options, you're eligible for a premium discount on a higher sum assured amount based on the premium payment type.
Surrender Benefit
You can surrender your policy anytime during the policy term once your policy acquires a surrender value. The policy obtains a surrender value once you've paid the full premiums for the first two years.
Key Features
Flexible Premium Payment Terms
The plan offers flexible premium payment terms that allow you to choose how long you want to pay: 5, 7, 10, 12, or 15 years.
Cash Bonus
The plan offers a choice of two yearly cash bonus payout options: Accumulation or Liquidity.
Choice of Plan Option
Choice of plan options allows you to select the protection level: Savings, Savings + Family Care, or Savings + Health Care.
High Sum Assured Rebate
You'll even get a special premium discount for a high sum assured amount based on the premium payment type.
How to Buy the PNB MetLife Super Saver Plan from PNB MetLife Website
- Visit the official website of PNB MetLife Insurance.
- Hover over 'Buy Insurance' from the top menu.
- Click on 'PNB MetLife Super Saver Plan'.
- Click on ‘Buy Now’ and you will be redirected to a new page.
- Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.
- Once discussed, you can make the premium payment and get the policy documents.
Exclusions
- Suicide within 12 months of the policy purchase is not covered.
- Consumption of any intoxicants.
- Death due to any aviation accident.
- Death due to any adventurous sports.
Documents Required to Buy PNB MetLife Super Saver Plan
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Photo ID Proof
Photo ID Proof (either one): Passport, Aadhaar card, PAN card, Driving license.
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Age Proof
Age Proof (either one): Passport, Aadhaar card, PAN card, Driving license.
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Address Proof
Address Proof (either one): Utility bill, passport, voter ID, ration card.
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Medical Records
Medical Records of the policyholder, if requested.
-
Income Proof
Income Proof (either one): Bank statement, last three months' salary slips (if you are salaried).
Plan at a Glance
| What’s Good Here | What’s Missing |
|---|---|
| Various Plan Options | Premium Offset |
| Guaranteed Income from 2 Years Onwards | No additional riders |
| Guaranteed Maturity Benefit | Auto cover continuance |
| Special Premium Rates for Women | Top-up premium |
In a Nutshell
The PNB MetLife Super Saver Plan is a long-term savings and family protection plan. It offers three options for customizing your plan according to your future goals and needs.
For more information about this plan, visit PolicyX.com or call 1800 - 420 - 0269. Our insurance experts listen to your unique needs and suggest the best possible solution.
