PNB Investment Plans
PNB MetLife Savings and Investment Plans provide the benefits of insurance cover as well as market-linked investment, ...Read More
The headline features and policy mechanics, at a glance.
Affordable premium options starting from entry-level to comprehensive whole-life protection.
Industry-leading approval rate on eligible life insurance claims in the most recent fiscal year.
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
Choose from level cover, increasing cover, and return-of-premium variants.
Branch offices and claim service centres across India for easy policy servicing.
PNB MetLife Insurance commenced its operations in 2001. PNB MetLife follows a philosophy called 'Circle of Life' for products and solutions, catering to the financial requirements of customers across four different stages of life: Child Education, Family Protection, Long-Term Saving, and Retirement.
PNB MetLife Investment Plans cater to your investment needs by offering:
Guaranteed Returns
Death Benefits
Participation in Profits
High Sum Assured Rebates
Good Solvency Ratio: PNB MetLife Insurance maintained a Solvency Ratio of 1.96 as per the IRDAI annual report 2022-23.
High Claim Settlement Ratio: As per the IRDAI annual report 2022-23, PNB MetLife Insurance recorded a claim settlement ratio of 98.17%.
Annual Premiums: PNB MetLife Insurance reported an annual premium of Rs. 6032 Cr as per the IRDAI annual report 2022-23.
Pan-India Presence: PNB MetLife has a pan-India presence with over 15,000+ branch offices.
PNB MetLife Investment Plans offer numerous advantages. Explore the key benefits provided by the insurer below.
PNB MetLife Investment Plans offer guaranteed maturity benefits upon policy maturity, along with applicable additions and bonuses.
PNB MetLife Investment Plans provide the flexibility to choose income options as a lump sum or regular income.
PNB MetLife Investment Plans offer various coverage options, allowing you to select a plan that best suits your needs.
PNB MetLife Investment Plans allow you to enhance coverage by adding optional riders as per your requirements, by paying an additional premium.
Tax benefits can be availed for premium payments of PNB MetLife Investment Plans under the Income Tax Act, 1961.
| Name of the Rider | Benefits |
| PNB MetLife Accidental Death Benefit Plus Rider | This rider offers additional protection over the assured death benefit if death occurs due to an accident. |
| PNB MetLife Serious Illness Rider | This rider provides extra financial cover in addition to the assured death benefit if the Life Assured is diagnosed with any of the company's pre-defined illnesses. |
Every plan currently being sold by PNB Investment Plans, shown side-by-side so you can shortlist quickly.
PNB MetLife Guaranteed Savings Plan is an individual, non-participating, non-linked savings-plus-life insurance policy. By serving dual purposes of cr...
To save more, invest smartly with the PNB MetLife Bachat Yojana.PNB MetLife Bachat Yojana plan is a long-term savings plan with the benefit of assured...
Save more with PNB MetLife Super Saver Plan and protect your family in your absence. The PNB MetLife Super Saver plan is a long-term savings and famil...
Mera Wealth Plan is a ULIP (Unit Linked Life Insurance Plan) that covers your family financially if something happens to you and offers good returns o...
PNB Century Plan provides whole-life (up to 100 years of age) coverage and income. This investment plan offers survival benefits if you outlive the po...
Side-by-side across the 3 most-bought PNB Investment Plans plans on PolicyX.
| Feature | PNB MetLife Guaranteed Savings Plan | PNB MetLife Bachat Yojana | PNB Metlife Super Saver Plan |
|---|---|---|---|
| Plan type | PNB Metlife Investment Plans | Investment Plan | Investment Plan |
| Sum assured | Rs 1.5 lakh to Rs 4 lakh | Rs. 64,800 to Rs 5,00,000 | No limit |
| Entry age | Minimum Age: 3 years; Maximum Age: 60 years | Minimum Age: 20 years, Maximum Age: 60 years | Minimum Age - 0 years, Maximum Age - 60 years |
| Top benefits | Maturity Benefits · Death Benefits | Death Benefit · Survival Benefit | Waiver of Premium · Yearly Cash Bonuses |
For policy purchase and claim submission. Have these ready before you start.
Photo ID Proof
Age Proof
Address Proof
Medical Records
Income Proof
Step-by-step guides for the four key moments in your policy lifecycle. Click a tab to switch.
Don't just take our word for it — check out what our happy customers say about us!
All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.
Ravindra SinghI highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.
Priti VarshneyI'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.
Nisha MaryI bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.
Ajay ShahPolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.
Vijay RathodI purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.
Uma MahajanThe 5 most-asked questions about PNB Investment Plans, answered.
Aggregate ratings from 922 verified PolicyX customers who bought a PNB Investment Plans plan.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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