Shriram Life Premium Calculator
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Shriram Life Insurance Premium Calculator

Shriram Life Insurance is known for its various customized plans and easy-to-understand features. With the help of the Shriram Life Insurance premium calculator, you can get a rough idea of how much coverage you can choose under your budget. The premium calculator is a digital tool designed by Shriram Life to help users calculate the premium they need for their insurance policy.

The tool considers several factors in determining the amount of the customized results, such as age, gender, coverage amount, lifestyle habits, annual income, policy term, etc. It is an ideal way for users to plan accurately and budget for their insurance needs from the comfort of their homes.

How does Shriram Life Premium Calculator work?

Follow the steps below to use Shriram Life Insurance Premium Calculator:

  • Step 1

    Visit the official website of Shriram Life Insurance.

  • Step 2

    Navigate to the "calculator' option at the top left corner of the screen.

  • Step 3

    Click on your preferred insurance type in the product calculator section.

  • Step 4

    After that, scroll down and enter the required details.

  • Step 5

    Enter your DOB, policy term, premium payment term, and sum assured, choose the benefit type, and click proceed.

  • Step 6

    After that, estimated premiums will appear on your screen.

What are the benefits of using Shriram Life Premium Calculator?

  • Time-saving

    Shriram Life Insurance premium calculator is fast, effective, and reliable. It is a digital tool that helps users to estimate customized premiums in less than 1 minute.
  • Easy Comparison of Plans

    The Shriram Life Insurance Premium calculator gives you a rough image of the payable premium for different plans. So you can compare plan premiums and choose a plan that offers added benefits under your budget.
  • A Better Idea of Coverage

    To put it simply, the more life cover you choose, the higher your premiums will be. But with the premiums calculator, you can check how much coverage you can choose that is within your budget.
  • Free of Cost

    Whether you're a new or existing customer, you can use the premiums calculator tool free of cost. So you do not need to pay for such a calculation.
  • Accurate

    A Shriram premium calculator is a reliable tool for estimating premium amounts. To do so, you just have to enter the relevant details to calculate the required premium amount for a plan.

What are the different factors that affect the rate of premiums?

Life insurance premiums may vary from insurer to insurer and depend on your age, health, and other factors. Some factors, like your age, you can't control. However, there are some factors that you may have to consider before getting lower premium rates. Let's check out the following factors.

How PolicyX Can Help You Calculate Premium?

PolicyX is one of India's top trusted insurance advisors certified by IRDAI. Their services, like free policy comparison, instant quotes, and the best prices from top insurers, help their users get a hassle-free experience. You can even use their premium calculator tool, which makes it easy to compare plans and find what works best for you.

Follow the steps below to use the PolicyX premium calculator.

  • Step 1

    Go to

  • Step 2

    Navigate to the life insurance section.

  • Step 3

    Fill out the required details, such as Gender, age, and city, and click on proceed.

  • Step 4

    Select an option about smoking, education qualification, profession, and annual income.

  • Step 5

    Click on the "plan selection" option.

  • Step 6

    Then, available plan options with estimated premiums will appear on your screen.

Shriram Life Insurance Premium Calculator : FAQ's

1. How do I calculate Shriram Life Insurance premiums?

You can easily calculate the Shriram Life Insurance premiums using the premium calculator featured on their official website.

2. Which factor does the Shriram calculator tool estimate premiums?

The Shriram Life Insurance premium calculator estimates the premium on factors such as name, gender, date of birth, annual income, city, mobile no., tobacco consumer or not, etc.

3. What is the CSR for Shriram Life Insurance?

Shriram Life Insurance Company has an impressive claim settlement ratio of 97.4% in FY 2022-23.

4. How do you use the Shriram Life premium calculator?

To use the Shriram Life premium calculator, visit the Shriram Life Insurance official website and go to the premium calculator section.

5. Is the Shriram Life Insurance premium calculator free of cost?

Whether you're a new or existing customer, you can use the premiums calculator tool free of cost.

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