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Overview
Achieve your life goals with ICICI Pru Guaranteed Income for Tomorrow – secure savings, guaranteed returns, and financial security.
ICICI Pru Guaranteed Income for Tomorrow is a two-in-one protection and savings-based life insurance plan. In addition to guaranteed maturity or death benefits, the plan offers guaranteed benefits in the form of a lump sum or regular income. This plan is unique as it offers four plan options.
Each plan option is designed to serve a different life objective. Under the "Save the Date" feature, you can choose a particular date as per your requirement to receive guaranteed income. Under this plan, you can pay premiums for 6, 7, 8, 10, or 12 years (PPT) and receive regular income from the 2nd year onwards.
ICICI Pru Guaranteed Income for Tomorrow is a two-in-one protection life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.
Key Benefits
ICICI Pru Guaranteed Income for Tomorrow offers you a range of benefits including:
- Guaranteed Benefits
- Tax Benefits
- Flexibility
- Income Plan Option
- Policy Revival
- Surrender Benefit
How to Buy This Plan from PolicyX.com
To buy this plan from PolicyX.com, follow these steps:
- Visit the official website of PolicyX.com.
- Click on the ‘Investment’ tab.
- A new page will appear on the screen.
- Fill out the form at the top of the page with the necessary details.
- Select your income and city. Click on 'Proceed'.
- Update your education and occupation details.
- Choose your preferred plan and click on 'Buy this plan'.
- Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.
Benefits of ICICI Guaranteed Income for Tomorrow
There are various benefits to buying the ICICI Guaranteed Income for Tomorrow Plan. Let’s understand each of them in detail:
- Guaranteed Maturity Benefit: Once you outlive your policy term, you shall receive a guaranteed lump sum maturity benefit.
- Death Benefit: On the policyholder's unfortunate death during the policy term, the insurance cover amount will be paid out as a lump sum to the nominee.
- Survival Benefit: You get a fixed proportion of your annual premiums as a Survival Benefit.
- Surrender Benefit: If you don't feel like continuing your policy, you can exit at any stage after paying two full years' premium. For Single Pay plans, the surrender value is obtained immediately after paying a premium.
Income Benefit
The plan allows you to receive guaranteed income from 2 years onwards.
Plan Options
The plan offers four plan options that allow you to choose the protection based on your requirements.
Loan Benefit
You can take a loan against the ICICI GIFT plan in case of any financial crisis.
Save The Date
Under the "Save the Date" feature, you can make amends to your Guaranteed Income date.
How to Buy This Plan from ICICI Pru Life Insurance
To buy this plan from ICICI Pru Life Insurance, follow these steps:
- Visit the official website of ICICI Pru Life Insurance.
- Hover over the 'Investment Plans' from the top of the menu.
- Click on the 'ICICI Guaranteed Income For Tomorrow'.
- Click on ‘Buy Now’ and you will be redirected to a new page.
- Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.
- Once discussed, you can make the premium payment and get the policy documents.
Exclusions
- Suicide within 12 months of the policy purchase is not covered.
- Consumption of any intoxicants.
- Death due to any aviation accident.
- Death due to any adventurous sports.
Documents Required to Buy ICICI Guaranteed Income for Tomorrow
Here is the list of documents required to buy the ICICI Guaranteed Income for Tomorrow:
- Photo ID Proof
- Age Proof
- Address Proof
- Medical Records
- Income Proof
Photo ID Proof
Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
Age Proof
Age Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
Address Proof
Address Proof (either of one) - Utility bill, passport, voter ID, ration card.
Medical Records
Medical Records of the policyholder if requested.
Income Proof
Income Proof (either of one) - bank statement, last three months' salary slips (if you are salaried).
Plan At a Glance
| What’s Good Here | What’s Missing |
|---|---|
| Various Plan Options | No Paid Up Benefit |
| Surrender Benefit | No High Sum Assured Rebate |
| Guaranteed Income from 2 Years Onwards | No Auto Cover Continuance |
| Guaranteed Maturity Benefit | No Additional Riders |
| Special Premium Rates for Women | NA |
In a Nutshell
ICICI Pru Guaranteed Income for Tomorrow is a two-in-one protection and savings-based life insurance plan.
For more info related to this plan, you can visit PolicyX.com, or call us at 1800 - 420 - 0269. Our insurance experts listen to your unique needs and suggest the best possible solution for you.
