ICICI Prudential Investment Plans

ICICI Prudential Life Insurance deals in a wide variety of insurance products. One such insurance product offered by the company is its savings and money-back investment plans, catering to the multiple needs of customers. ICICI Prudential Savings Plans helps you to secure your lives and allow you to build a financially independent future. A few of the plans provide a stream of regular income throughout the policy tenure. Check the below-mentioned ICICI Prudential Investment Plans to get complete details.

Investment Plans offered by ICICI Prudential

The company offers a wide range of investment plans, ICICI Prudential Investment Plans allow customers to avail themselves of the benefits of savings and protection plans. The company offers different long-term saving plans or protection plans along with investment.

If you are also looking for such options, find below the investment plan variants offered by ICICI Prudential company.

**Last Updated on August, 2021

Let's learn about these plans in a little more detail. Given below is a summarised overview of all the above-listed plans.

1. ICICI Pru Guaranteed Income For Tomorrow

   ICICI Pru Guaranteed Income For Tomorrow is a protection and savings-oriented life insurance plan that provides guaranteed benefits to help customers in achieving their life goals. This plan comes with 4 different benefit options i.e.Lump sum, income, early income, and single pay income benefit.

   Key Features:

   • The plan provides fixed life insurance cover to provide financial security to the family members of the policyholder.
   • Guaranteed benefits in the form of a lump sum or regular income are provided within this plan to help customers save funds for their future goals.
   • This plan also provides customers with an option to receive guaranteed income from 2nd year onwards
   • Customers can avail of loan benefits against this policy in case of any financial emergency.

   Eligibility Criteria:

   Plan option	Lumpsum Option	Income Option	Early Income	Single Pay Income
   Premium payment mode	Single Pay, Annual, Half-Yearly, Monthly
   Minimum entry age	18 minus policy term
   Minimum maturity age	18 years
   Maximum entry age	60 years	60 years	60 years	For sum assured on death: 10X: 45 years 1.25X: 60 years
   Maximum maturity age	80 years	71 years	71 years	For Sum Assured on Death: 10X: 55 years 1.25X: 70 years

   **Last Updated on August, 2021

2. ICICI Pru Cash Advantage

   ICICI Pru Cash Advantage is a non-linked participating life individual saving cum protection plan. The plan provides a guaranteed amount every month for 10 years, maturity benefits & bonuses along with the life cover which provides the needful financial assistance to your family in case of your demise. This investment plan allows you to fulfill your financial goals.

   Key Features:

   • The plan offers payout immediately once the premium payment term ends.
   • With this plan, guaranteed cash benefits are provided every month throughout the policy tenure of 10 years. The guaranteed cash benefit is equal to the 1 percent of guaranteed maturity benefit.
   • Along with the cash benefits, this ICICI investment plan ensures to provide complete protection against different uncertainties of life.
   • The plan comes out with premium payment flexibility. There are multiple premium payment options available such as 5, 7, or 10 years

   Eligibility criteria:

   Eligibility condition	Minimum	Maximum
   Entry Age	For 5 pay- 3 years For 7 pay- 1 year For 10 pay- 0 year	60 years
   Maturity age	18 years	80 years
   Premium payment term	5 years, 7 years, and 10 years
   Premium payment mode	Annual/Half-yearly/Monthly
   Payout term	10 years

   **Last Updated on August, 2021

3. ICICI Pru Savings Suraksha

   ICICI Pru Savings Suraksha is an investment product that offers the benefits of saving and protection. This plan offers financial assistance at different stages of life.

   Key Features:

   • Along with multiple guaranteed benefits, the plan provides life cover for the entire policy tenure.
   • The plan allows customers to save more with guaranteed benefits such as guaranteed maturity benefits, terminal bonus, vested reversionary bonuses, and guaranteed additions among others.
   • On survival, till the end of the policy tenure, the insured will receive guaranteed maturity benefits.
   • In the unfortunate demise of the insured, the family deals with the emotional and financial crisis. To provide the required financial assistance, the plan offers death benefits to the nominee.

   Eligibility Criteria:

   Eligibility condition	Minimum	Maximum
   Entry Age	0 years	60 years
   Maturity age	18 years	70 years
   Premium paying mode	Annual/Half-yearly/Monthly
   Premium payment term	Limited pay: 5, 7, 10, or 12 years Regular pay: Policy term

   **Last Updated on August, 2021

4. ICICI Pru Assured Savings Insurance Plan

   ICICI Pru Assured Savings Insurance Plan is a saving cum protection plan that offers assured benefits along with long-term protection. The plan helps your family in dealing with the financial crisis in case of your demise.

   Key Features:

   • At the end of every year, 9% or 10% of the premium of your total premium will be added to the policy benefits. It depends upon the policy term.
   • The plan allows you to choose the premium payment mode as per your own choice. You can choose amongst different available options- monthly, half-yearly, or yearly premium payment mode.
   • At the end of the policy tenure, a mandatory lump sum amount payable as a maturity benefit.
   • With this saving cum protection plan, you are entitled to receive life cover for the entire policy tenure.

   Eligibility Criteria:

   Eligibility condition	Minimum	Maximum
   Entry Age	3 years	60 years
   Maturity age	18 years	72 years
   Premium paying mode	Annual/Half-yearly/Monthly
   Premium payment term	5 years, 7 years, and 10 years

   **Last Updated on August, 2021

5. ICICI Pru Future Perfect

   ICICI Pru Future Perfect is a savings and protection oriented plan. With the saving and protection feature, the plan helps you to achieve your financial goals. It helps you to have a secure future for your children, a dream vacation, and peaceful retirement.

   Key Features:

   • The plan offers benefits that are payable at the time of maturity along with life protection throughout the policy tenure. These benefits include guaranteed maturity and accrued guaranteed additions.
   • Customers are provided with the ease of choosing the premium payment term, premium payment frequency, sum assured on death and policy tenure as per their convenience.
   • With this insurance plan, the policyholder gets life insurance cover for the entire policy tenure. It provides security to your loved ones.
   • On maturity, customers can avail the terminal and reversionary bonuses, if any.

   Eligibility Criteria:

   Eligibility condition	Minimum	Maximum
   Entry Age	91 days	58 years
   Maturity age	18 years	70 years 5-year pay- 60 years
   Premium paying mode	Annual/Half-yearly/Monthly
   Premium payment option	Limited pay

   **Last Updated on August, 2021

6. ICICI Pru Lakshya Wealth

   ICICI Pru Lakshya Wealth is a protection and savings-oriented conventional participating life insurance plan. It provides guaranteed benefits and bonuses throughout the policy tenure.

   Key Features:

   • This ICICI investment plan provides 3 payout options and customers have the flexibility to choose from these options at their convenience. The options available are-
     • Lump-sum at policy maturity
     • Income for a limited period
     • Lifelong Income with income till 99 years of age
   • The plan offers guaranteed capital protection along with a sum assured on maturity.
   • Customers can avail of guaranteed value benefits on investing early, choosing high benefits and a long-term plan. It offers exclusive benefits to women investors.
   • This plan also offers multiple benefits in the form of regular additions, terminal bonuses, and much more. It offers several opportunities to grow your wealth.
   • Comprehensive life insurance coverage is provided to the policyholder throughout the policy tenure which helps in securing his/her family's future.

   Eligibility Criteria:

   Eligibility condition	Minimum	Maximum
   Entry Age	3 years	55 years
   Maturity age	18 years	70 years
   Premium paying mode	Annual/Half-yearly/Monthly
   Premium payment option	Limited pay

   **Last Updated on August, 2021

7. ICICI Pru Lakshya Lifelong Income

   The plan provides assistance until the age of 99 years. It is a protection cum savings plan that provides a guaranteed income and cash bonuses.

   Key Features:

   • Once the income date starts, you will become liable to receive a guaranteed income and cash bonuses until the age of 99 years.
   • The plan offers guaranteed protection in the form of sum assured that can be availed on maturity.
   • Get bonuses in the form of regular additions every year. It will assist you to grow your wealth till the income starts.
   • With this insurance cum investment plan, you will receive the life cover till the age of 99 years. It will secure your family's future.
   • The plan provides liquidity benefits that will help you in case of any financial emergency.

   Eligibility Criteria:

   Eligibility condition	Minimum	Maximum
   Entry Age	0 year	55 years
   Policy term	99 years - Age at entry
   Premium paying mode	Annual / Half-yearly / Monthly
   Premium payment option	Limited pay

   **Last Updated on August, 2021

How to Buy ICICI Prudential Investment Plans?

Customers can now buy these plans online from the official website of the company. Given below is a step-by-step guide:

• Visit the website of ICICI Prudential Life Insurance Company.
• Click on the Plans tab and select Savings Insurance Plans.
• Select your desired plan and click on 'Buy Online'.
• Fill in the required details and click on 'Get Your Quote'.
• Customize the plan according to your needs.
• Submit the details and upload essential documents.
• Make the payment using available payment modes.

The company will share the policy documents with you at your registered mail ID. It will also send a hard copy to your address.

Please note that the ICICI Pru Lakshya Lifelong Income plan is not available for the online purchase method. Customers have to visit the nearest ICICI prudential life insurance branch to invest in the same.

In case you face any problems, you can turn to PolicyX.com. Just follow the below steps and buy your policy now:

• Go to the top of this page and fill a form “Free quotes from top companies”
• Once done, submit the form
• The next page will show you the quotes as per your requirements.
• Choose your ideal plan and pay the premium online. Once the payment is confirmed, you will receive your policy details at your registered email address.