ICICI Prudential Life Insurance is a renowned life insurance company in India. The platform offers great investment options that cater to the multiple needs of customers. ICICI Prudential Investment Plans secure your lives and allows you to build a corpus for the future. A few of the plans provide a stream of regular income throughout the policy tenure. There are many more benefits that you can avail of by choosing ICICI Prudential Investment Plans. Check below-mentioned ICICI Prudential Investment Plans to get complete details.
ICICI Pru Cash Advantage is a non-linked participating life individual savings product. It is a saving cum protection plan. The plan provides a guaranteed amount every month for 10 years, maturity benefits & bonuses along with the life cover which provides the needful financial assistance to your family in case of your demise. This investment plan allows you to fulfill your financial goals.
|Entry age||1- 60 years|
|Premium payment term||5,7 or 10 years|
|Min/max-age at maturity||18/80 years|
|Premium payment mode||Annual, half-yearly/monthly|
|Payout term||10 years|
ICICI Pru Saving Suraksha is an ideal investment product that offers the benefits of saving and protection. This plan is designed to meet the growing needs of customers. It does offer the required financial assistance at different stages of life. This ICICI investment plan is great to protect your loved ones and create wealth.
|Entry age||0- 60 years|
|Premium paying mode||Annual / half-yearly / monthly|
|Maturity age||18-70 years|
|Policy term (years)||10-30 years|
|Premium payment term||Limited pay: 5, 7 or 10 years |
Regular pay: Policy tenure
ICICI Pru Assured Savings Insurance Plan is one of the most preferred plans for your next investment. It is a saving cum protection plan that offers assured benefits along with long term protection. The plan allows you to fulfill your non-negotiable goals. It will help your family in dealing with the financial crisis in case of your demise.
|Entry age||3- 60 years|
|Premium payment mode||Annual / half-yearly / monthly|
|Maturity age||18-72 years|
|Policy term||10-15 years|
|Minimum annual premium||30000|
ICICI Pru Future Perfect is a non-linked participating life individual savings product. It provides a safe journey towards a rising future. With the saving and protection feature, the plan allows you to achieve all your financial goals. It will provide a secure future for your children, a dream vacation, and a peaceful retirement.
|Entry age||91 days to 58 years|
|Maturity age||18-70 years|
|Minimum annual premium||8400|
|Premium paying frequency||Annual / half-yearly / monthly|
|Minimum basic sum assured on death||84000|
ICICI Pru Lakshya Wealth is a non-linked participating life insurance plan. It is a special plan designed to fulfill your dreams, grow your wealth with the promise of securing your money. It provides guaranteed benefits and bonuses throughout the policy tenure.
|Entry age||3 - 50 years|
|Death benefit||HIgher of sum assured or total premium|
|Policy Term (PT) in years||12- 30 years|
|Maturity Benefit||Sum assured on maturity + applicable guaranteed value benefits + accrued regular additions net of encashment if any + terminal bonus.|
|Bonuses||Regular additions and terminal bonus|
|Income||Fixed number of years|
|Life cover||Throughout the policy tenure|
The plan is specially designed to provide the required assistance until the age of 99 years. A protection cum savings plan that helps you to attain your financial dreams along with protection. The plan provides a guaranteed income and cash bonuses. It ensures a comfortable and secure life.
|Min Age at Entry (in years)||0|
|Death benefit||Higher of - |
- Sum assured on death + bonuses
- 105% of total premiums paid as on the date of death
|Maturity Benefit||Sum assured on maturity + terminal bonus|
|Premium Payment Option||Limited|
|Premium payment mode||Annual, half-yearly, monthly|
|Sum Assured on Death||Higher of (10 times annualized premium or PPT X annualized premium)|
ICICI Prudential is one of the most trusted organizations when it comes to investing. With a wide range of investment plans, the company ensures to deliver best at pocket-friendly prices. ICICI Prudential Investment Plans allows customers to avail of the benefits of savings and protection plans. It offers plans to cater to different needs of the customers, whether it is about a long term saving plan or protection along with investment. The company designed all its plans in a way which can meet the growing needs of customers and can help them in every required stage of life. Get bonuses, regular income, assured benefits, long term protection and a lot more with ICICI Prudential Investment Plans. It is a preferred platform to invest and grow well.
In case you misplace your investment documents, you may request a copy by visiting the nearest ICICI Prudential Life Insurance branch.
The policyholder loses out on all of the benefits of the plan. After discontinuance of the coverage, it cannot be withdrawn. The policyholder would get hold of the invested amount.
Yes, you are allowed to stop your ICICI Investment Plan by filing a surrender request. The charges of the same may vary from plan to plan. In case you surrender your policy, you will be entitled to receive surrender value that would be equal to your fund value.
Yes, you can. However, when you are choosing a minor as your nominee, you have to appoint an appointee also.
The option of receiving maturity benefit in the form of equal annual pay-outs over a fixed tenure of five years is known as the settlement option.
Cover Cessation Date which is also known as the date of maturity is the date on which your plan ends. On this date, the plan will pay maturity benefit to you. The sum of maturity benefit varies from plan to plan.
Last updated on 05-11-2020