Bharti AXA Super Series Investment Plan & Benefits | PolicyX
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Bharti AXA Life Super Series Plan

The Bharti AXA Super Series Investment Plan provides guaranteed saving ...Read More

🛡️ IRDAI Approved
4.2/5 · 66 reviews
📊 99 years solvency ratio
Minimum Age - 0 year% claim settlement ratio
🌐 Annual, half-yearly,+ pan-India
Written by Sahil Singh Kathait
Reviewed by Anchita Bhattacharyya
Published: 31 Jan 2025
Updated: 26 Jul 2026
Expert Verified
IRDAI Licensed

Overview

With the Bharti AXA Super Series Plan, enjoy guaranteed savings and income for a worry-free tomorrow! Bharti AXA Life Super Series provides guaranteed savings along with the benefit of guaranteed income and assured life cover. It offers assured income, which increases every year during the payout period. With the Super Series plan, you also get guaranteed periodic lump sums at the start and end of the payout period to fulfill your family's goals. This investment plan offers you the flexibility to choose from any of the Super 6, Super 7, or Super 10 options as per your required investment duration and returns. In addition, at the end of the policy term, a guaranteed maturity addition of 30% of the ‘sum assured on maturity’ will also be paid as a reward for staying invested for the entire policy term. This plan offers the dual benefits of insurance and disciplined savings at highly affordable premiums.

Key Features of Bharti AXA Life Super Series Plan

  • You can choose from the Super 6, Super 7, or Super 10 options as per your required investment duration and returns.
  • The plan offers guaranteed cash payouts from the end of the premium payment term till maturity or death, whichever is earlier.
  • The guaranteed cash payout will be 12% of the ‘sum assured on maturity’, which increases every year during the payout period.
  • The plan also offers a lump sum cash payout of 50% of ‘sum assured on maturity’ at the start and end of the payout period.
  • At maturity, a guaranteed maturity addition of 30% of the ‘sum assured on maturity’ will also be paid as a reward for staying invested for the entire policy term.
  • The plan has 5 optional add-on riders, which help you stay protected against risks with an extra payout.

How to Buy Bharti AXA Life Super Series Plan via PolicyX.com

  1. Visit the official website of PolicyX.com.
  2. Click on the ‘Investment’ tab.
  3. A new page will appear on the screen.
  4. Fill out the form at the top of the page with the necessary details.
  5. Select your income and city. Click on 'Proceed'.
  6. Update your education and occupation details.
  7. Choose your preferred plan and click on 'Buy this plan'.
  8. Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Benefits of Bharti AXA Life Super Series Plan

There are various benefits to buying the Bharti AXA Life Super Series Plan. Let's understand them in detail:

  • Guaranteed Money Back

    With the Guaranteed Money Back benefit, you will receive a percentage of the 'sum assured on maturity' after the end of the premium payment term. Payouts will be made at the end of each year, increasing annually during the payout period. It may vary based on the Super Series option chosen. The plan also offers a lump sum cash payout of 50% of ‘sum assured on maturity’ at the start and end of the payout period.

  • Maturity Benefit

    The policyholder will receive the maturity benefit once the policy matures at the end of the policy tenure. Under Bharti AXA Life Super Series, the maturity value typically includes the Sum Assured on Maturity + Maturity Additions.

  • Guaranteed Maturity Addition

    Additionally, on the Maturity Date, a Guaranteed Maturity Addition of 30% of the ‘Sum Assured on Maturity’ will be payable to the policyholder, provided the policy is in force. If the life insured is a minor at the time of policy issuance, ownership of the policy will vest upon attaining 18 years of age (age last birthday).

  • Death Benefit

    If the policyholder unfortunately dies during the policy term, the sum assured on death will be payable to the nominee. The sum assured on death will be the higher of:

    1. 11 times the annualized premium for Super 6 options.
    2. 12 times the annualized premium for Super 7 options.
    3. 15 times the annualized premium for Super 10 options.
    4. 105% of all premiums paid as of the date of death.
    5. Sum Assured on Maturity.
  • Option to Choose from Super 6, Super 7, or Super 10

    This plan allows you to choose from Super 6, Super 7, or Super 10 options based on your desired investment duration and returns. These options offer premium payment terms of 6, 7, or 10 years, along with life cover and guaranteed money-back benefits for 12, 20, or 20 years, respectively.

How to Buy Bharti AXA Life Super Series Plan via Bharti AXA Life Insurance

  1. Visit the official website of Bharti AXA Life Insurance.
  2. Hover over 'Investment Plans' from the top menu.
  3. Click on 'Bharti AXA Super Series'.
  4. Click on ‘Buy Now’ and you will be redirected to a new page.
  5. Enter your name and contact information. One of their representatives will reach out to you to discuss the quotes.
  6. Once discussed, you can make the premium payment and get the policy documents.

Exclusions

  • Suicide within 12 months of the policy purchase is not covered.
  • Consumption of any intoxicants.
  • Death due to any aviation accident.
  • Death due to any adventurous sports.

Documents Required to Buy Bharti AXA Life Super Series Plan

Here is the list of documents required to buy the Bharti AXA Life Super Series Plan:

  • Photo ID Proof

    Any one of the following: Passport, Aadhaar card, PAN card, Driving License.

  • Age Proof

    Any one of the following: Passport, Aadhaar card, PAN card, Driving License.

  • Address Proof

    Any one of the following: Utility Bill, Passport, Voter ID, Ration Card.

  • Medical Records

    Medical records of the policyholder (if requested).

  • Income Proof

    Any one of the following: Bank statement, last three months' salary slips (for salaried individuals).

Bharti AXA Life Super Series at a Glance

What's Good What's Missing
Guaranteed Money Back Benefit Guaranteed Additions
Guaranteed Maturity Additions No High Sum Assured Rebate
Choice of Super Series Options No Auto Cover Continuance
5 Add-on Riders Plan Options
Cash payout at the start and end of the payout period. Premium Offset

In a Nutshell

Bharti AXA Life Super Series is a guaranteed savings plan that offers guaranteed income and assured life cover. It is ideal for someone who wants to build wealth for retirement or needs additional income to pay for their expenses. If you still have questions regarding this plan, you can reach out to us at PolicyX.com. With the expertise of our insurance experts, you can get all your answers promptly.

Eligibility Criteria for Bharti AXA Life Super Series Plan

Entry age
Entry age
Min- 0 years, Max- 63 years
Maturity age
Maturity age
75 years, and 80 years
Policy tenure
Policy tenure
12 and 20 years
Premium payment term
Premium payment term
6, 7, and 10 years
Premium payment frequency
Premium payment frequency
Half-yearly, annually
Sum assured
Sum assured
NA

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Guaranteed Money Back
  • Maturity Benefit
  • Guaranteed Maturity Addition

Cons

  • Limited Flexibility
  • High Premiums
  • Potentially Lower Returns

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

Minimum Entry Age: 0 year
Maximum Entry Age: 63 years
Sum Assured: No Limit
Maximum Policy Term: 20 years

Frequently Asked Questions

The 5 most-asked questions about Bharti AXA Life Super Series Plan, answered.

Bharti AXA Life Super Series is a guaranteed savings plan that offers guaranteed income and assured life cover.
Under different super series options, you can pay premiums for 6, 7, or 10 years (PPT) and enjoy life cover benefits for 12, 20, or 20 years.
The plan offers a lump sum cash payout of 50% of the ‘sum assured on maturity’ at the start and end of the payout period.
The plan offers guaranteed cash payouts after the premium payment term till maturity. The guaranteed cash payout will be 12% of the ‘sum assured on maturity’, which increases every year during the payout period.
In this plan, you can choose from the Super 6, Super 7, or Super 10 options according to your required investment duration and returns

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